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Chase Offers United Cardholders 15K Miles or $150 Statement Credit To Upgrade [Targeted]

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Ehsan Haque
Updated: 
Edited by: Jessica Merritt
& Ben Neighbors-Giles
Chase Offers United Cardholders 15K Miles or $150 Statement Credit To Upgrade [Targeted]
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Chase is targeting select United credit cardholders with upgrade offers of 15,000 United MileagePlus miles or a $150 statement credit. The offers are available with certain United-branded cards and provide an additional incentive to those considering an upgrade.

Here’s everything you need to know about this offer.

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United Cardholders Can Upgrade to Get 15,000 Miles or $150 Statement Credit

Chase is targeting select customers with offers to upgrade to certain United credit cards, including the United℠ Explorer Card and United Quest℠ Card. This round of offers is valid through December 31, 2026.

Reported offers include the following:

  • United Explorer card: 15,000 United MileagePlus miles or $150 statement credit
  • United Quest card: 15,000 United MileagePlus miles

These offers are targeted. Some cardholders may receive a different offer, while others may not be eligible.

Are These Offers Worth It?

For targeted cardholders, these offers could provide solid value, particularly for those who regularly fly with United and can use the upgraded card’s additional benefits.

The choice between 15,000 miles and a $150 statement credit ultimately comes down to personal travel habits. The statement credit is the more straightforward option, though the miles could be worth more. We value United MileagePlus miles at 1.2 cents per mile, making the 15,000-mile offer worth $180.

For frequent United travelers who regularly redeem United miles for flights, the mileage upgrade offer is more valuable.

United Club United Quest United Gateway United Explorer Cards
Consider annual fees and travel benefits before upgrading a United card. Image Credit: Upgraded Points

An upgrade bonus doesn’t necessarily make switching cards worth it. Consider the upgrade card’s annual fee, additional benefits, and whether the new card fits your spending and travel habits.

For example, upgrading from the United Explorer card to the United Quest card increases the annual fee by $200.

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Final Thoughts

Chase is offering targeted upgrade promotions to United cardholders. The most common offers are either 15,000 United MileagePlus miles or a $150 statement credit.

Eligible cardholders should check their Chase accounts to see whether an upgrade bonus is available, but consider the upgraded card’s annual fee and benefits before accepting an offer. The current round of upgrade offers expires December 31, 2026.

Featured Image Credit: Andrey Popov via Adobe Stock modified by Upgraded Points LLC
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About Ehsan Haque

Ehsan is an avid traveler who has traveled to 100 countries, diligently using points and miles to fund his journeys. Currently, he holds 32 active credit cards and earns over a million points and miles annually, primarily using them for luxury hotels and long-haul premium cabins.

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