[Expired] Ending Soon: Earn $300 or 30K Points With the Chase Freedom Unlimited Card

Update:The offer mentioned below has expired and is no longer available.

The Chase Freedom Unlimited^® has had a new and improved welcome bonus offer of $300 in cash-back or 30,000 Chase Ultimate Rewards points, but that offer is set to end soon.

Let’s take a look at the details of the offer, including when it is set to end, and the top benefits of the card to help you decide if it makes sense to apply for the Freedom Unlimited card before this offer ends.

Freedom Unlimited Card Welcome Bonus Offer Ending Soon

The improved welcome bonus offer on the Freedom Unlimited card allows new cardholders to earn a $300 bonus after spending $500 in the first 3 months from account opening.

Now that we know the offer will end at 9 a.m. EST on January 15, 2026, you have less than a week to take advantage of this offer before it goes away.

While this welcome bonus isn’t quite as large as some of the others discussed in our list of the best credit card welcome bonuses, keep in mind that the minimum spend requirement is just $500 in the first 3 months of account opening. That spending threshold is far easier to meet than other spend requirements, which can be 6 to 8 times that amount.

Freedom Unlimited Card Perks and Benefits

As far as no-annual-fee credit cards go, the Freedom Unlimited card packs quite the punch, thanks to bonus categories that help you rack up rewards on daily expenses, including:

• 5% back on travel purchased through Chase Travel
• 3% back on dining and drugstore purchases
• Uncapped 1.5% back on all other purchases

Said another way, if you’re currently using a card that earns 1% back or 1x rewards on most purchases, adding the Freedom Unlimited card to your wallet could immediately boost your earn rate by 50%.

The Freedom Unlimited card comes with a few more useful perks and card protections like secondary rental car insurance, purchase protection, trip cancellation and interruption insurance, extended warranty protection, a 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.24% - 27.74%, and a complimentary 6-month membership of DoorDash DashPass.

Does the Freedom Unlimited Card Earn Cash-Back or Points?

While the Freedom Unlimited card is marketed as a cash-back rewards card, technically, all of your rewards will come in the form of Chase Ultimate Rewards points. You can redeem these at a rate of 1 cent per point for cash-back, travel purchases through Chase Travel, and more.

However, if you also hold a premium Chase credit card that offers access to the Chase transfer partners, like the Chase Sapphire Preferred^® Card, you can pool your rewards together from both cards, allowing you to get significantly more value out of the points you earn from your Freedom Unlimited card.

Final Thoughts

The Freedom Unlimited card consistently gets rated as one of the very best no-annual-fee credit cards, and we fully agree with that assessment.

If it seems like a good fit for you, now is a great time to add the card to your wallet to take advantage of its increased welcome bonus offer. You can earn a welcome bonus of $300 (or 30,000 points), but make sure you apply before the offer ends at 9 a.m. EST on January 15, 2026.