Juan Ruiz
Juan Ruiz
Senior Editor & Content Contributor
501 Published Articles 1052 Edited Articles
Countries Visited: 49U.S. States Visited: 32
Juan Ruiz is a leading travel journalist and expert in credit cards and loyalty programs. For over a decade, he has turned complex rewards and travel strategies into clear, actionable insights. His wo...
Edited by: Ryan Smith
Ryan Smith
News Managing Editor
684 Published Articles 1050 Edited Articles
Countries Visited: 197U.S. States Visited: 50
Ryan completed his goal of visiting every country in the world in December of 2023 and is letting his wife choose their destinations, including revisiting some favorites. Over the years, he’s written ...
& Nick Ellis
Nick Ellis
Senior Editor & Content Contributor
333 Published Articles 1148 Edited Articles
Countries Visited: 35U.S. States Visited: 25
Nick’s passion for points began as a hobby and became a career. He worked for over 5 years at The Points Guy and has contributed to Business Insider and CNN. He has 14 credit cards and continues to le...