Juan Ruiz
,Jarrod West
Juan Ruiz
Deputy News Editor
1113 Published Articles 1136 Edited Articles
Countries Visited: 52U.S. States Visited: 34
Juan Ruiz is a leading travel journalist and expert in credit cards and loyalty programs. For over a decade, he has turned complex rewards and travel strategies into clear, actionable insights. His wo...
Jarrod West
Senior Writer & Series Lead
811 Published Articles
Countries Visited: 21U.S. States Visited: 24
Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 8 years. He earns and redeems over 1 million points per year and his work has been featured in o...
Edited by: Nick Ellis
Nick Ellis
Senior Editor & Content Contributor
702 Published Articles 1444 Edited Articles
Countries Visited: 35U.S. States Visited: 25
Nick’s passion for points began as a hobby and became a career. He worked for over 5 years at The Points Guy and has contributed to Business Insider and CNN. He has 14 credit cards and continues to le...
& Ryan Smith
Ryan Smith
Director of News
1359 Published Articles 1995 Edited Articles
Countries Visited: 197U.S. States Visited: 50
Ryan completed his goal of visiting every country in the world in December of 2023 and is now revisiting some favorites. Over the years, he’s written about award travel for publications including Awar...








![[Expired] Join Hilton Honors and Earn Up to 3,000 Points [New Member Promo]](https://upgradedpoints.com/wp-content/uploads/2021/12/Waldorf-Astoria-Monarch-Beach-Resort-Club-Balcony-View.jpg?auto=webp&disable=upscale&width=700)