Juan Ruiz
Senior Editor & Content Contributor
216 Published Articles 854 Edited Articles
Countries Visited: 41U.S. States Visited: 28
Juan has extensive experience in writing and editing content related to credit cards, loyalty programs, and travel. He has been honing his expertise in this field for over a decade. His work has been ...
Edited by: Nick Ellis
Nick Ellis
Senior Editor & Content Contributor
184 Published Articles 839 Edited Articles
Countries Visited: 35U.S. States Visited: 25
Nick’s passion for points began as a hobby and became a career. He worked for over 5 years at The Points Guy and has contributed to Business Insider and CNN. He has 14 credit cards and continues to le...
& Ryan Smith
Ryan Smith
News Managing Editor
290 Published Articles 356 Edited Articles
Countries Visited: 197U.S. States Visited: 50
Ryan completed his goal of visiting every country in the world in December of 2023 and now plans to let his wife choose their destinations. Over the years, he’s written about award travel for publicat...