Earn 5 Free Nights or 100,000 Points With These IHG Credit Card Bonus Offers

Updated: July 12, 2024, 11:59am CDT

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Elevated Welcome Bonus Offers for 2 IHG Cards
Additional Benefits of IHG Credit Cards
Final Thoughts

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Right now, there are 2 IHG Credit Cards with new, elevated welcome bonus offers through which you can earn significant rewards after completing modest spending requirements.

The IHG One Rewards Premier Credit Card and IHG One Rewards Traveler Credit Card are both great options for travelers looking to earn rewards that can be redeemed at IHG’s hotel brands. What’s more, neither card comes with a high annual fee.

However, these new offers expire on September 4, 2024, so be sure to apply before the deadline.

Here’s what you need to know about the cards and the new offers.

Elevated Welcome Bonus Offers for 2 IHG Cards

Here are the updated bonuses for each card:

IHG Premier card: Earn 5 Free Nights after you spend $4,000 on purchases within the first 3 months from account opening. Each free night is valued up to 60,000 points, which is the equivalent of earning 300,000 points.
IHG Traveler card: Earn 100,000 Bonus Points after you spend $2,000 on purchases within the first 3 months from account opening. We value this bonus at $500.

Kimpton Palomar South Beach palm trees and pool — The Kimpton Palomar South Beach in Miami. Image Credit: Chris Hassan

If you choose the IHG Premier card, it would be advantageous to save those free nights for upscale hotels, especially as this card gives you automatic Platinum Elite Status.

Hot Tip:

Learn about all the best ways to redeem IHG One Rewards points in our complete guide!

Additional Benefits of IHG Credit Cards

The welcome bonus offers of these cards are excellent, but there’s more to appreciate than simply the initial offers. Here’s a more complete breakdown of each card:

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Benefit	IHG Premier Card	IHG Traveler Card
Automatic IHG Elite Status	Platinum Elite	Silver Elite
Spending Categories	Up to 26x points per dollar spent at IHG properties 5x points per dollar spent on travel, dining, and at gas stations 3x points per dollar spent on all other purchases	Up to 17x points per dollar spent at IHG properties 3x points per dollar spent on dining, utilities, select streaming services, and at gas stations 2x points per dollar spent on all other purchases
Annual Spending Bonus	Spend $40,000 in a calendar year and be upgraded to Diamond elite status through December 31 of the following year Earn a $100 statement credit and 10,000 bonus points after spending $20,000 in a calendar year	Spend $20,000 in a calendar year and be upgraded to Gold Elite status through December 31 of the following year
Annual Free Night	Earn an annual free night certificate (valued up to 40,000 points) by paying the card’s annual fee	N/A
Travel Insurance	Trip cancellation/interruption insurance Lost luggage reimbursement Baggage delay insurance	Trip cancellation/interruption insurance Lost luggage reimbursement Baggage delay insurance
Airport Security Enrollment Credit	Statement credit of up to $100 every 4 years to reimburse the application fee for Global Entry, TSA PreCheck, or NEXUS	N/A
United Airlines TravelBank Credit	$50 annually ($25 in the first half of the year; $25 in the second half)	N/A
Foreign Transaction Fees	N/A	N/A
Annual Fee	$99	$0

In almost all cases, the IHG Premier card makes more sense, as you can easily make up the annual fee with the long list of benefits it offers. However, if you don’t travel often and simply want to save on an upcoming hotel stay, the IHG Traveler card could suffice.