Best-Ever Offers Return on the Ink Business Cash and Ink Business Unlimited Cards [$900 or 90,000 Points]

Updated: September 11, 2025, 8:00am CDT

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New Ink Business Cash Card and Ink Business Unlimited Card Welcome Offers
Ink Business Cash Card and Ink Business Unlimited Card Comparison
Final Thoughts

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Great news for business owners, as 2 of the best no-annual-fee business credit cards on the market — the Ink Business Cash^® Credit Card and the Ink Business Unlimited^® Credit Card — have brought back their highest-ever welcome offers.

Here is a full look at the details of the new welcome offers, plus a quick head-to-head comparison to help you choose which card is better for your business expenses.

New Ink Business Cash Card and Ink Business Unlimited Card Welcome Offers

For a limited time, both credit cards have increased welcome bonus offers that match their best-ever welcome bonus offers:

Ink Business Cash card: Earn $900 in bonus cash-back after spending $6,000 on purchases in the first 3 months from account opening.
Ink Business Unlimited card: Earn $900 in bonus cash-back after spending $6,000 on purchases in the first 3 months from account opening.

Previously, the welcome bonus offer on the Ink Business Cash card allowed you to earn $350 when you spent $3,000 on purchases in the first 3 months and an additional $400 when you spent $6,000 on purchases in the first 6 months after account opening, while the Ink Business Unlimited card offered a welcome bonus of $750 bonus cash-back after you spent $6,000 on purchases in the first 3 months from account opening.

Chase Ink Business Unlimited vs Chase Ink Cash Upgraded Points LLC — Image Credit: Upgraded Points

Now, both cards allow you to earn an additional $150 in cash-back for the same total amount of minimum spend — a 20% increase in value!

While these offers are billed as cash-back rewards, they’re actually issued as Ultimate Rewards points that you can redeem for cash-back, gift cards, or use in the Chase Travel portal at 1 cent apiece.

Better yet, if you also hold a premium Chase Ultimate Rewards card, like the Ink Business Preferred^® Credit Card or the Sapphire Reserve for Business℠, you can pool your rewards together and take advantage of the Chase transfer partners, allowing you to book luxury travel experiences for a fraction of the usual price!

Hot Tip:

Before assuming that you don’t qualify for a business credit card, know that numerous businesses qualify, including contract and freelance work, as well as your side hustle outside your 9-to-5 job.

Ink Business Cash Card and Ink Business Unlimited Card Comparison

If you’re not sure which card is the best fit for you, here is a quick look at the differences between the 2 cards:

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Feature	Ink Business Cash^® Credit Card	Ink Business Unlimited^® Credit Card
Earning rates	Earn 5% cash-back on up to $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet, and cable TV services, each account anniversary year, then 1% back after that. Earn 2% cash-back on up to $25,000 spent in combined purchases at gas stations and restaurants per cardmember year, then 1% back. 1% cash-back on all other purchases.	Uncapped 1.5% cash-back on all purchases
Introductory APR offer	0% intro APR on purchases for 12 months; variable 17.49% - 25.49% thereafter	0% intro APR on purchases for 12 months; variable 17.49% - 23.49% thereafter
Card protections	Purchase protection Extended warranty protection Auto rental coverage Roadside assistance Travel and Emergency assistance
Annual fee	$0	$0

Both cards offer similar benefits, with the main difference being how you earn cash-back rewards.

For business owners with sizable expenses on purchases at office supply stores, cellular phone, landline, internet, and cable TV services, along with gas stations and restaurants, the Ink Business Cash card will be a better choice. You’ll earn 2% to 5% cash-back on these purchases, up to the spending threshold each year.

Alternatively, if your monthly business expenses are diverse, don’t fall within the Ink Business Cash card’s bonus categories, or you spend significantly more than the $25,000 annual cap on the Ink Business Cash card, then you should opt for the uncapped 1.5% cash-back on the Ink Business Unlimited card.

Final Thoughts

The Ink Business Cash card and the Ink Business Unlimited card are 2 of our top choices when it comes to business credit cards, thanks to their earning potential — especially when combined with a premium Chase Ultimate Rewards card — and the fact they don’t have annual fees.

Now, there is even more reason to add 1, or even both, of these cards to your wallet, now that they’ve brought back their best-ever welcome bonuses of $900 or 90,000 points. We don’t know how long these offers might stick around, so it’s worth taking a closer look while they’re available.