Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology.
Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in o...
With years of experience in corporate marketing and as the executive director of the American Chamber of Commerce in Qatar, Keri is now editor-in-chief at UP, overseeing daily content operations and r...
We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.
If you’re in the market for a business credit card, you likely have the Ink Business Cash® Credit Card on your shortlist. It is easily one of the best Chase business cards, and depending on what you are looking for in a new card, it might even be the best business credit card for you.
That said, one of the best things about a new credit card is the lucrative welcome bonus it can offer, so it is worth going out of your way to ensure you’re getting the best bonus possible. Fortunately, the current public offer for the Ink Business Cash card is quite valuable. Here is everything you need to know about it!
Current Welcome Bonus Offer for the Ink Business Cash Card
By leveraging Chase’s transfer partners, you can redeem your points for business-class flights and luxury hotel stays, which can offer you significantly more value than cash-back value.
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
This card offers great rewards and no annual fee. Any new business owner that needs to get going will enjoy this card.
This card offers great rewards and no annual fee. Any new business owner that needs to get going will enjoy this card.
Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.
Up to $750
Up to $750
$0
0% intro APR on purchases for 12 months; 17.74% - 25.74% variable thereafter.
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)
Why We Like This Card
The Ink Business Cash® Credit Card has a lot going for it that makes it a compelling choice for small business owners. The card features a very lucrative 5% back on up to $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet, and cable TV services each account anniversary year.
When you factor in that the card has no annual fee, and 0% intro APR on purchases for 12 months; variable 17.74% - 25.74% thereafter, you could be adding big value back into your business for no cost out of pocket.
Pros & Cons
Pros
Earn 5% back on up to $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet, and cable TV services each account anniversary year
Earn 2% back on up to $25,000 spent in combined purchases at gas stations and restaurants, and 1% back on all other purchases
Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
No Annual Fee
Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
0% introductory APR for 12 months on purchases
Member FDIC
Financial Snapshot
APR: 0% intro APR on purchases for 12 months; 17.74% - 25.74% variable thereafter.
Foreign Transaction Fees: 3% of each transaction in U.S. dollars
Hot Tip: For more details on how this works, and to see just how much value you can receive by strategically using Chase’s transfer partners, read our guide on the best ways to redeem Chase Ultimate Rewards points for maximum value.
Benefits of the Ink Business Cash Card
Do you purchase office supplies often? Then you’ll be hard-pressed to find a better card than the Ink Business Cash card. Image Credit: Halfpoint via Shutterstock
Aside from its excellent welcome offer, here’s a look at the Ink Business Cash card’s benefits to help you decide if the card is the right fit for you:
5% cash-back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable, and phone services each account anniversary year
2% cash-back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
1% cash-back on all other purchases, with no cap on how much cash-back you can earn
Employee cards are offered for no additional fee
Primary Rental Car Coverage: Keeps your rental car covered for theft and damage, when renting for business purposes, in the U.S. and abroad
Purchase Protection: Covers your new purchases for up to 120 days against damage or theft, up to $10,000 per claim and $50,000 per account
Extended Warranty Protection: Extends the length of a U.S. manufacturer’s warranty by an additional year
The Ink Business Cash card offers a great range of benefits and rewards for a no-annual-fee card. This is especially true for business owners who spend significantly at office supply stores as well as on internet, cable, and phone services. The 5% bonus earnings allow you to earn up to $1,250 in cash-back or 125,000 Chase Ultimate Rewards points on just these purchases alone.
How To Find the $900 Welcome Bonus Offer for the Ink Business Cash Card
Here are a few ways to track down the highest offer possible.
Increased Public Welcome Offer — Easiest Way
Unsurprisingly, the easiest way to receive a higher welcome offer is when Chase increases the public offer.
Targeted Mailings and Offers From Chase
Another great way to nab a higher welcome offer is by opting in to receive credit card offers from Chase. This gives Chase permission to message you about increased welcome offers if you are targeted for one.
The process is pretty simple. First, log in to your Chase account, then click Profile and Settings in the upper right-hand corner. From there, you’ll need to select Personal Details and then Marketing Email Preferences.
Once there, you just need to click Yes for special offers from Chase, then click the Save Changes button, and you’re all set. Now Chase will contact you directly anytime you are targeted for a special welcome offer.
Reasons You May Not Get a Targeted $900 Welcome Offer
Chase 5/24 rule: The Ink Business Cash card is subject to the Chase 5/24 rule, which means that if you’ve opened 5 or more accounts over the past 2 years, you will not be approved.
Low Credit: If you have a low credit score, it is unlikely that you will be approved for the Ink Business Cash card, even if you are able to apply for the $900 welcome offer. Given that, there are steps you can take to improve your credit score, like paying off your bill in full and on time each month. Read our guide on the Ink Business Cash card credit score requirements for more information.
Final Thoughts
The Ink Business Cash card is a fantastic no-annual-fee card with plenty to offer business owners, especially for those who can pair it with another premium Chase card.
If you’re considering adding the card to your wallet, make sure you cover all of your bases to ensure you’re getting the best welcome offer possible.
![How To Find the $900 Welcome Bonus Offer for the Ink Business Cash Card [2024]](https://upgradedpoints.com/wp-content/uploads/2022/06/AdobeStock_207350850.jpeg?auto=webp&disable=upscale&width=1420&height=650&fit=crop)
![Aeroplan Credit Card – Full Review [2024]](https://upgradedpoints.com/wp-content/uploads/2021/12/Chase-Aeroplan-Card-Image.png?auto=webp&disable=upscale&width=700)
![Ink Business Cash Credit Card – Full Review [2024]](https://upgradedpoints.com/wp-content/uploads/2019/01/Ink-Business-Cash.jpeg?auto=webp&disable=upscale&width=700)
![Venmo Credit Card – Full Review [2024]](https://upgradedpoints.com/wp-content/uploads/2021/10/Venmo-Credit-Card-green.jpg?auto=webp&disable=upscale&width=700)
