How To Find the $900 Welcome Bonus Offer for the Ink Business Cash Card [2026]

If you’re in the market for a business credit card, you likely have the Ink Business Cash^® Credit Card on your shortlist. It is easily one of the best Chase business cards, and depending on what you are looking for in a new card, it might even be the best business credit card for you.

That said, one of the best things about a new credit card is the lucrative welcome bonus it can offer, so it is worth going out of your way to ensure you’re getting the best bonus possible. Fortunately, the current public offer for the Ink Business Cash card is quite valuable. Here is everything you need to know about it!

Current Welcome Bonus Offer for the Ink Business Cash Card

The Ink Business Cash card is one of the best Chase business cards on the market, and this is its current welcome offer:

• Earn $750 $1,000 when you spend $8,000 on purchases in the first 4 months after account opening.

While the welcome bonus for this business credit card is marketed as cash-back, you will receive this cash-back in the form of Chase Ultimate Rewards points, which you can use for cash-back, purchases through the Chase travel portal, gift cards, and more.

However, if you also hold a premium Chase credit card with access to Chase’s transfer partners, such as the Ink Business Preferred^® Credit Card, Chase Sapphire Reserve^®, or Chase Sapphire Preferred^® Card, you can pool the points earned from your Ink Business Cash card.

By leveraging Chase’s transfer partners, you can redeem your points for business-class flights and luxury hotel stays, which can offer you significantly more value than cash-back value.

LIMITED TIME OFFER

Terms Apply / Rates & Fees

Ink Business Cash^® Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This card offers great rewards and no annual fee. Any new business owner that needs to get going will enjoy this card.

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Ink Business Cash^® Credit Card

This card offers great rewards and no annual fee. Any new business owner that needs to get going will enjoy this card.

Welcome Offer

Earn $750 $1,000 when you spend $8,000 on purchases in the first four months after account opening.

$750 $1,000

UP's Offer Valuation*:

$1,000

Annual Fee

$0

APR

0% intro APR on purchases for 12 months; 16.74% - 24.74% variable thereafter.

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The Ink Business Cash^® Credit Card has a lot going for it that makes it a compelling choice for small business owners. The card features a very lucrative 5% back on up to $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet, and cable TV services each account anniversary year.

When you factor in that the card has no annual fee, and 0% intro APR on purchases for 12 months; 16.74% - 24.74% variable thereafter. , you could be adding big value back into your business for no cost out of pocket.

Pros & Cons

Pros

• Earn 5% back on up to $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet, and cable TV services each account anniversary year
• Earn 2% back on up to $25,000 spent in combined purchases on dining and gas, and 1% back on all other purchases
• Travel insurance and purchase protection

Cons

• Spending caps in bonus categories
• Low points earning outside of bonus categories

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Card Highlights

• Earn $750 $1,000 when you spend $8,000 on purchases in the first four months after account opening
• Earn 5% cash back at office supply stores and on internet, cable and phone services each account anniversary year on the first $25,000 in combined spend
• Earn 2% cash back on dining and gas each account anniversary year on the first $25,000 spent in combined spend.
• Earn 1% cash back on all other purchases with no limit to the amount you can earn.
• Earn 5% total cash back on Lyft rides through 9/30/27.
• As a Chase cardmember, you’ll be automatically checked for a credit line increase at least every 6 months.
• Complimentary three-month lnstacart+ membership.
• No Annual Fee
• 0% introductory APR for 12 months on purchases
• Member FDIC

Financial Snapshot

• APR: 0% intro APR on purchases for 12 months; 16.74% - 24.74% variable thereafter.
• Foreign Transaction Fees: 3% of each transaction in U.S. dollars

Rewards Center

Chase Ultimate Rewards

Hot Tip: For more details on how this works, and to see just how much value you can receive by strategically using Chase’s transfer partners, read our guide on the best ways to redeem Chase Ultimate Rewards points for maximum value.

Benefits of the Ink Business Cash Card

Aside from its excellent welcome offer, here’s a look at the Ink Business Cash card’s benefits to help you decide if the card is the right fit for you:

• 5% cash-back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable, and phone services each account anniversary year
• 2% cash-back on the first $25,000 spent in combined purchases on dining and gas each account anniversary year
• 1% cash-back on all other purchases, with no cap on how much cash-back you can earn
• Employee cards are offered for no additional fee
• Primary Rental Car Coverage: Keeps your rental car covered for theft and damage, when renting for business purposes, in the U.S. and abroad
• Purchase Protection: Covers your new purchases for up to 120 days against damage or theft, up to $10,000 per claim and $50,000 per account
• Extended Warranty Protection: Extends the length of a U.S. manufacturer’s warranty by an additional year

The Ink Business Cash card offers a great range of benefits and rewards for a no-annual-fee card. This is especially true for business owners who spend significantly at office supply stores as well as on internet, cable, and phone services. The 5% bonus earnings allow you to earn up to $1,250 in cash-back or 125,000 Chase Ultimate Rewards points on just these purchases alone.

How To Find the $900 Welcome Bonus Offer for the Ink Business Cash Card

Here are a few ways to track down the highest offer possible.

Increased Public Welcome Offer — Easiest Way

Unsurprisingly, the easiest way to receive a higher welcome offer is when Chase increases the public offer.

Targeted Mailings and Offers From Chase

Another great way to nab a higher welcome offer is by opting in to receive credit card offers from Chase. This gives Chase permission to message you about increased welcome offers if you are targeted for one.

The process is pretty simple. First, log in to your Chase account, then click Profile and Settings in the upper right-hand corner. From there, you’ll need to select Personal Details and then Marketing Email Preferences.

Once there, you just need to click Yes for special offers from Chase, then click the Save Changes button, and you’re all set. Now Chase will contact you directly anytime you are targeted for a special welcome offer.

Reasons You May Not Get a Targeted $900 Welcome Offer

Chase 5/24 rule: The Ink Business Cash card is subject to the Chase 5/24 rule, which means that if you’ve opened 5 or more accounts over the past 2 years, you will not be approved.

Low Credit: If you have a low credit score, it is unlikely that you will be approved for the Ink Business Cash card, even if you are able to apply for the $900 welcome offer. Given that, there are steps you can take to improve your credit score, like paying off your bill in full and on time each month. Read our guide on the Ink Business Cash card credit score requirements for more information.

Final Thoughts

The Ink Business Cash card is a fantastic no-annual-fee card with plenty to offer business owners, especially for those who can pair it with another premium Chase card.

If you’re considering adding the card to your wallet, make sure you cover all of your bases to ensure you’re getting the best welcome offer possible.