Last Chance: Earn up to 90,000 Bonus Points With Southwest Airlines Credit Cards

Updated: June 25, 2026, 10:38am CDT

Edited by:

Jump to Section

Table of Contents

Southwest Credit Card Offers for up to 90,000 Bonus Points
A Closer Look at Each Southwest Credit Card
Final Thoughts

We may be compensated when you click on a link, when an application is approved, or when an account is opened from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Time is running out on some of the strongest Southwest credit card welcome bonus offers we’ve seen in years.

The elevated offers on the Southwest Rapid Rewards^® Priority Credit Card, Southwest Rapid Rewards^® Premier Credit Card, and Southwest Rapid Rewards^® Plus Credit Card expire on July 2, 2026, at 9 a.m. ET, so this is your final window to lock one in.

Here’s what you need to know before these offers disappear.

Southwest Credit Card Offers for up to 90,000 Bonus Points

All 3 personal Southwest cards are carrying distinct elevated bonuses right now. These offers are set to end on July 2, 2026, at 9 a.m. ET:

Southwest Priority card: Earn 90,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.
Southwest Premier card: Earn 85,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening.
Southwest Plus card: Earn 80,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

The previous standard offers sat at 50,000 Rapid Rewards points, so even the lowest of these represents a substantial upgrade. It’s also worth pointing out that both the Southwest Plus card and the Southwest Premier card come with lower minimum spending requirements than usual, making these bonuses achievable even without a big purchase on the horizon.

Southwest credit cards — Image Credit: Katie Corrigan Seemann

We value Southwest Rapid Rewards points at 1.3 cents apiece, putting the 90,000-point offer at roughly $1,170, the 85,000-point offer at $1,105, and the 80,000-point offer at $1,040.

Any of these bonuses also gives you a strong head start toward the Southwest Companion Pass, which requires 135,000 qualifying points earned in a calendar year. Points from credit card welcome offers count toward that threshold, and Southwest cardholders earn a 10,000-point annual bonus that also counts.

The Companion Pass lets you bring a designated companion on any Southwest flight for nothing beyond taxes and fees — just $5.60 each way on a domestic ticket. It’s valid for an unlimited number of flights and applies to both cash and points bookings, making it one of the most valuable perks in domestic air travel. Once you earn the Companion Pass, it’s valid for the remainder of the year plus all of the following year.

A Closer Look at Each Southwest Credit Card

The right card depends on more than just the welcome offer. Annual fees, earning rates, and ongoing perks vary across all 3 options. Here’s a breakdown to help you match the card to your travel habits. Keep in mind that Southwest’s credit cards underwent changes in 2025, so it’s worth reviewing the current benefits before applying.

Southwest Plus Card

The Southwest Plus card is the entry-level option, carrying a $99 annual fee. The Southwest Plus card’s benefits include:

LAST CHANCE

Terms Apply / Rates & Fees

Southwest Rapid Rewards^® Plus Credit Card

U.P. Rating

This card makes it easy to earn unlimited points and qualify for the Southwest Companion Pass.

Apply Now(at Chase's secure site)

Southwest Rapid Rewards^® Plus Credit Card

This card makes it easy to earn unlimited points and qualify for the Southwest Companion Pass.

Welcome OfferEarn 80,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
80,000 points

UP's Offer Valuation*:
$1,040

Annual Fee

$99

APR

19.24% - 27.74% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

If you spend a lot of time in the air, it’s important to get a great deal on your plane tickets.

Southwest Airlines can help you get those deals.

One way to save is by using the Southwest Rapid Rewards^® Plus Credit Card. This card helps you earn points for all your spending, and earning more reward points is always a good thing for a busy traveler!

Pros & Cons

Pros

2x points per $1 on Southwest purchases
2x points per $1 on the first $5,000 in combined spend at gas stations and grocery stores each anniversary year
3,000 anniversary points each year on your card renewal

Cons

$99 annual fee
Does not earn transferable rewards

Read Full Review

Card Highlights

Earn 80,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
3,000 anniversary points each year.
Earn 2 points per $1 spent on Southwest Airlines^® purchases
Earn 2 points for every $1 you spend at gas stations and grocery stores on the first $5,000 in combined purchases per anniversary year
Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost.
Select a Standard seat within 48 hours prior to departure, when available.
Earn 1 point for every $1 spent on all other purchases.
No foreign transaction fees.
Member FDIC

Financial Snapshot

APR: 19.24% - 27.74% Variable
Foreign Transaction Fees: None

Rewards Center

Southwest Rapid Rewards Frequent Flyer Program

3,000 bonus points deposited to your account each anniversary year
2x points on Southwest purchases
2x points at gas stations and grocery stores on up to $5,000 in combined purchases per anniversary year
First checked bag no additional cost for the primary cardmember and up to 8 passengers on the same reservation
Option to select a Standard seat within 48 hours of departure, subject to availability
1 point per $1 spent on all other purchases

Southwest Premier Card

Sitting in the middle of the lineup with a $149 annual fee, the Southwest Premier card’s benefits include:

LIMITED TIME OFFER

Southwest Rapid Rewards^® Premier Credit Card

U.P. Rating

Earn Southwest points on every purchase, plus anniversary points, Tier Qualifying Points, and points toward the Companion Pass!

Southwest Rapid Rewards^® Premier Credit Card

Earn Southwest points on every purchase, plus anniversary points, Tier Qualifying Points, and points toward the Companion Pass!

Welcome OfferEarn 85,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening.
85,000 points

UP's Offer Valuation*:
Up to   $1,105

Annual Fee

$149

APR

19.24% - 27.74% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

Another week, another flight. Flying weekly can get tiring, but you know that every flight gets you closer to taking some great vacations with your significant other or your favorite travel buddy.

To save money on the flights, you like to use Southwest Airlines.

So why not get the Southwest Rapid Rewards^® Premier Credit Card to help you earn extra Rapid Rewards points?

Pros & Cons

Pros

3x points per $1 on Southwest purchases
2x points on the first $8,000 in combined spend at grocery stores and restaurants each anniversary year
First checked bag free for the cardholder and up to 8 additional passengers on the same reservation

Cons

$149 annual fee
Does not earn transferable rewards

Read Full Review

Card Highlights

Earn 85,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening.
6,000 anniversary points each year.
Earn 3 points per $1 spent on Southwest Airlines^®purchases, including flights, inflight, and Southwest gift cards.
Earn 2 points for every $1 you spend at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year.
First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation.
Select a Standard or Preferred seat within 48 hours prior to departure, when available.
Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.
No foreign transaction fees.
Member FDIC

Financial Snapshot

APR: 19.24% - 27.74% Variable
Foreign Transaction Fees: $0

Rewards Center

Southwest Rapid Rewards Frequent Flyer Program

6,000 anniversary bonus points each year
3x points on Southwest purchases, including flights, inflight purchases, and Southwest gift cards
2x points at grocery stores and restaurants on up to $8,000 in combined purchases per anniversary year
First checked bag free for the cardmember and up to 8 passengers on the same reservation
Ability to choose a Standard or Preferred seat within 48 hours of departure, when available
Group 5 boarding for the cardmember and up to 8 passengers on the same booking
No foreign transaction fees

Southwest Priority Card

The Southwest Priority card is the top-tier option at $229 per year, and its benefits are built to offset that annual fee. Here’s what you get:

LAST CHANCE

Terms Apply / Rates & Fees

Southwest Rapid Rewards^® Priority Credit Card

U.P. Rating

This card focuses on the Southwest traveler with anniversary points, preferred boarding and seat selection, and money back on inflight purchases.

Apply Now(at Chase's secure site)

Southwest Rapid Rewards^® Priority Credit Card

This card focuses on the Southwest traveler with anniversary points, preferred boarding and seat selection, and money back on inflight purchases.

Welcome OfferEarn 90,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.
90,000 points

UP's Offer Valuation*:
$1,170

Annual Fee

$229

APR

19.24% - 27.74% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

The Southwest Priority card is the most premium personal Southwest card offering from Chase. It offers multiple bonus categories to help you earn more Southwest Rapid Rewards points and is loaded with valuable benefits for Southwest flyers.

Pros & Cons

Pros

4x points on Southwest Airlines eligible purchases
2x points at gas stations and restaurants
1x points on all other purchases

Cons

$229 annual fee
Does not earn transferable points

Read Full Review

Card Highlights

Earn 90,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.
7,500 anniversary points each year.
Earn 4 points per $1 spent on Southwest Airlines^® purchases, including flights, inflight, and Southwest gift cards.
Earn 2 points for every $1 you spend at gas stations and restaurants
First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation.
Select a Preferred seat at booking, at no additional charge, when available.
Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.
No foreign transaction fees.
Member FDIC

Financial Snapshot

APR: 19.24% - 27.74% Variable
Foreign Transaction Fees: $0

Rewards Center

Southwest Rapid Rewards Frequent Flyer Program

7,500 anniversary bonus points each year
4x points on Southwest purchases, including flights, inflight, and Southwest gift cards
2x points at gas stations and restaurants
First checked bag free for the cardmember and up to 8 passengers sharing a reservation
Complimentary Preferred seat selection at the time of booking, when available
Group 5 boarding for the cardmember and up to 8 passengers on the same reservation
No foreign transaction fees

Hot Tip:

Our guide comparing the Southwest credit cards breaks down the similarities and differences to help you choose the right one.

Final Thoughts

Whether you’re aiming to build a Rapid Rewards stash, chase the Companion Pass, or simply squeeze more value out of Southwest flying, these are genuinely strong offers — and the tiered spending requirements make them accessible across a range of budgets.

However, the clock is ticking. All 3 offers end on July 2, 2026, at 9 a.m. ET, and once that window closes, there’s no guarantee we’ll see bonuses at this level again anytime soon. If earning up to 90,000 Rapid Rewards points sounds appealing, now is the time to act.