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No-Annual-Fee United Gateway Card Offering Elevated Welcome Offer [30K Miles]

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Nick Ellis
Updated: 
Edited by: Ryan Smith
& Stella Shon
No-Annual-Fee United Gateway Card Offering Elevated Welcome Offer [30K Miles]
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If you’re a United flyer looking for a card that will get you a few perks and allow you to earn miles at a faster clip with the airline for no extra money out of pocket, you’ll want to pay attention.

Right now, Chase and United are featuring an elevated welcome bonus offer on the United Gateway℠ Card. Here’s what you should know.

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United Gateway Card’s Elevated Welcome Bonus Offer

Right now, you can earn an elevated welcome bonus offer on the United Gateway card:

  • Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases.

While the bonus offer figure itself isn’t eye-popping objectively, context matters here. This is United’s only no-annual-fee co-branded card, so you shouldn’t expect 6-figure bonuses here. Plus, the minimum spending requirement is small, so it can be a quick and easy way to add at least 30,000 miles to your United MileagePlus balance.

Note that the introductory APR offer only applies to purchases, not balance transfers, according to these terms: 0% Intro APR on purchases for 12 months; after that, 20.49% - 28.99% variable.

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We value United MileagePlus miles at 1.2 cents apiece, making 30,000 miles worth $360. Keep in mind, too, that 30,000 miles is enough to book a one-way ticket on United between the U.S. and Europe, depending on availability.

Benefits of the United Gateway Card

The United Gateway card’s standout feature is probably the $0 annual fee, but it also offers meaningful benefits for casual United flyers, including the following:

  • Earn 2 miles per $1 spent on United purchases.
  • Earn 2 miles per $1 spent at gas stations and local transit and commuting (this category includes rideshare services, taxicabs, train tickets, tolls, and mass transit).
  • Earn 1 mile per $1 spent on all other purchases.
  • Get 25% back on inflight purchases.
  • Enjoy rental car, trip cancellation, and trip interruption insurance.
  • Earn 2 free checked bags on flights operated by United or United Express after spending $10,000 in a calendar year on the card.
Hot Tip:

Thinking of flying more with United? Learn all the best ways to earn and redeem MileagePlus miles in our complete guides.

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Final Thoughts

The United Gateway card isn’t the most impressive co-branded card in United’s portfolio. However for a $0-annual-fee product, it offers casual flyers solid perks and good opportunities for earning United miles more quickly.

If you’re interested in this card, now is a great time to apply, thanks to an elevated welcome bonus and introductory 0% APR period on purchases for 12 months.

Featured Image Credit: Alberto Riva
Nick Ellis's image

About Nick Ellis

Nick’s passion for points began as a hobby and became a career. He worked for over 5 years at The Points Guy and has contributed to Business Insider and CNN. He has 14 credit cards and continues to leverage the perks of each.

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