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Walmart Launches OnePay CashRewards Card With Unlimited 5% Back for Walmart+ Members

Chris Hassan's image
Chris Hassan
Updated: 
Edited by: Ryan Smith
& Jestan Mendame
Walmart Launches OnePay CashRewards Card With Unlimited 5% Back for Walmart+ Members
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Walmart has just launched a new credit card, the OnePay CashRewards Card, which has a $0 annual fee and earns unlimited 5% cash-back at Walmart for Walmart+ members.

The OnePay CashRewards Card is issued by Synchrony Bank and will earn 3% cash-back at Walmart if you are not a Walmart+ member, plus 1.5% cash-back on all other purchases.

While this card doesn’t have a very enticing welcome offer, it could be a good fit for those who spend a lot at Walmart and prefer cash-back over other rewards.

Let’s take a look at the details.

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OnePay CashRewards Card Welcome Bonus Offer

The OnePay CashRewards Card has no annual fee, and it has a modest welcome bonus of $35 cash-back when you spend $75 in the first 30 days of account opening.

Walmart OnePay CashRewards Card
Image Credit: Walmart

The welcome bonus is only available to new accounts, and the $75 total can be spent in 1 or more purchases.

The cash-back will be rewarded as points, which can then be redeemed as a statement credit or deposited as cash into a OnePay Cash Account.

While $35 may not be groundbreaking, it’s better than nothing on a no-annual-fee card.

OnePay CashRewards Card Earning Rates and Benefits

The OnePay CashRewards Card could be a great option for Walmart shoppers looking for some solid cash-back, especially for those who are Walmart+ members.

Here is how cardholders earn:

  • Unlimited 5% cash-back at Walmart for Walmart+ members
  • 3% cash-back at Walmart for non-members
  • 1.5% back on all other purchases
  • $0 annual fee

Cash-back is earned in the form of points, which can be redeemed as a statement credit or deposited as cash into a OnePay Cash Account.

OnePay CashRewards Walmart
Image Credit: Walmart

Obviously, the unlimited 5% cash-back is the key feature of this card, but you will need Walmart+ to unlock that. Walmart+ includes:

  • Free shipping at Walmart
  • Paramount+ Subscription
  • 10 cents off per gallon at Walmart, Exxon, Murphy, Mobil, and Sam’s Club gas stations
  • Free Burger King Whopper and more

Normally, Walmart+ costs $12.95 per month, but if you have the Platinum Card® from American Express in your wallet and use it to pay for your membership, you can get it at no cost!

» Related: The Amex Platinum Card – How To Use the $155 Walmart+ Credit [2025]

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Final Thoughts

Walmart has launched a new card with no annual fee that earns up to 5% unlimited cash-back.

The OnePay CashRewards Card could be a solid option if you spend a lot of money at Walmart and have a Walmart+ membership, unlocking the full earning potential. If you already have an Amex Platinum card in your wallet, you can even get Walmart+ for free.

After ending its previous relationship with Capital One, Walmart teased that it would use its own fintech brand to launch a rewards credit card, and now it’s available to the public.

Featured Image Credit: Walmart
Chris Hassan's image

About Chris Hassan

Chris holds a B.S. in Hospitality and Tourism Management and managed social media for all Marriott properties in South America, making him a perfect fit for UP and its social media channels. He has a passion for making content catered toward family travelers.

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