[New Card Alert] Wells Fargo Launches Signify Business Cash Card

Updated: January 31, 2026, 2:10am CST

Edited by:

Jump to Section

Table of Contents

Signify Business Cash Card Welcome Bonus
Signify Business Cash Card Bonus Categories and Perks
Final Thoughts

We may be compensated when you click on a link, when an application is approved, or when an account is opened from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Wells Fargo has just announced a new credit card option to the market for small business owners.

Let’s take a look at the details of the Signify Business Cash℠ Card to help you determine whether it is a good fit for your small business.

Signify Business Cash Card Welcome Bonus

With the Signify Business Cash card you can get a great welcome offer:

Earn a $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months.

This $500 bonus effectively gets you 10% cash rewards on your initial purchases as you work your way toward the $5,000 minimum spend requirement.

The card also comes with a 0% intro APR for 12 months from account opening on purchases, then a variable APR of 16.74% - 24.74%. This can be great for new business owners looking to finance purchases while they wait for their business to generate revenue without needing to pay interest.

Signify Business Cash Card Bonus Categories and Perks

The Signify Business Cash card earns an uncapped 2% cash rewards on all purchases. Business owners who prioritize cash rewards and want to avoid the hassle of memorizing bonus categories will find this rate highly favorable for their purchases.

Further, you’ll receive perks like free employee cards, flexible redemption options, and primary rental car insurance, without worrying about an annual fee.

You’ll also receive a “Pay As You Go” Priority Pass membership. Note that this is not the same as a full Priority Pass membership, which gives you complimentary access to Priority Pass lounges. Instead, it allows you to access Priority Pass lounges during your travels at a discounted rate of $35 per visit.

Hot Tip:

Learn more about Wells Fargo’s card offerings in our full reviews of the Wells Fargo Reflect^® Card, Wells Fargo Active Cash^® Card, and Wells Fargo Autograph Journey℠ Card.

Final Thoughts

While there are a handful of 2% cash-back business cards with no annual fees on the market, the Wells Fargo Signify Business Cash card is interesting in that it offers a sizeable welcome bonus offer, primary auto rental collision damage waiver, and airport lounge access, albeit at a discounted pay-as-you-go rate.