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Wells Fargo Active Cash® Card – Full Review

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"Unlimited 2% cash rewards on every purchase"

Alex Miller

- Updated: June 2, 2023, 12:37pm CDT

The information regarding the Wells Fargo Active Cash® Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Card Snapshot

Welcome Bonus & Info (Partner Content)
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
- Earn unlimited 2% cash rewards on purchases
- 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.74%, 24.74%, or 29.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
- $0 annual fee
- No categories to track or remember and cash rewards don’t expire as long as your account remains open
- Enjoy a premium collection of benefits at a selection of the world’s most intriguing and prestigious hotel properties with Visa Signature Concierge
- Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).

Card Fees

Foreign Transaction Fees
3% of each transaction converted to U.S. dollars.
Interest Rates
- 0% intro APR for 15 months on purchases and balance transfers. After that, variable APR of 19.74%, 24.74%, or 29.74% will apply.
Late fees
- Up to $40
Balance Transfers
- 0% intro APR for 15 months from date of account opening on balance transfers. After that, variable APR of 19.74%, 24.74%, or 29.74% will apply.
- Fee: Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. After that, up to 5% for each balance transfer, with a minimum of $5.
Cash Advance APR
- 29.99% Variable
- Fee: Either $10 or 5% of the amount of each advance, whichever is greater.

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About Alex Miller

Alex has been traveling for over 25 years and from a young age was lucky enough to set out on numerous family trips all over the world, which gave him the travel bug. Alex has since earned tens of millions of travel points and miles, mainly through maximizing every opportunity to earn the most points possible on each dollar spent.