Edited by: Keri Stooksbury
& Juan Ruiz
Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology.
We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.
0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24%, or 29.99% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
Good to Excellent (670-850)
The Wells Fargo Active Cash Card earns an uncapped 2% cash rewards on purchases with no annual fee.
If you’re looking for a no-fuss cash-back credit card, the Wells Fargo Active Cash card could certainly be worth it for you. Not only does it offer an uncapped 2% cash-back on all purchases without an annual fee, but also offers perks like cell phone protection and a 0% intro APR offer.
If you need to finance a large purchase, the Wells Fargo Cash card could be a great option thanks to its 0% intro APR offer for 15 months. This will allow you to pay the purchase off overtime without being charged interest in the meantime.
Simply pay your monthly cell phone bill with your Wells Fargo Active Cash card and you can receive up to $600 of cell phone protection against damage or theft. This coverage is limited to up to 2 claims per 12-month period and there is a $25 deductible per claim.
You don’t have any bonus categories to worry about with the Wells Fargo Active Cash card. When it comes to earning as much cash-back as possible, you’ll want to use it for as many purchases as you can to earn the uncapped 2% cash-back.
When you are ready to redeem your cash-back, you have a few options. You can redeem to offset eligible purchases from your credit card starting at just $1, have your cash-back deposited straight into a qualifying Wells Fargo account, or redeem for popular gift cards in $25 increments.
Great card for the average spender with no specific focus category; worry-free cash-back earning on everything!
The Citi Double Cash® Card has long been one of the top cash-back credit cards on the market, and the card now has the ability to earn Citi ThankYou Points!
This means that cardholders of the Double Cash card will now earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. Cash back is earned in the form of ThankYou Points. This means each billing cycle, you will earn 1 ThankYou point per $1 spent on purchases and an additional ThankYou point for every $1 paid on your purchase balance as long as there is a corresponding balance in your Purchase Tracker.
Citi has turned the Double Cash card into a top choice for those who are looking for an everyday, no-fuss credit card.
As far as uncapped cash-back rewards cards go, the Double Cash card is a highly popular option with 2% back on all purchases (1% back when you buy, plus an additional 1% as you pay for those purchases) and no annual fee. Plus, your cash-back is earned in the form of ThankYou Points, which can then be pooled with a premium Citi ThankYou Rewards card that offers access to all of Citi’s transfer partners.
A fantastic travel card with a huge welcome offer, good benefits, and perks for a moderate annual fee.
The Chase Sapphire Preferred® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.
Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.
If you prefer a card that earns flexible rewards that can be used for travel, then the Chase Sapphire Preferred card should be at the top of your list. With it, you’ll earn 5x points on purchases through Chase Ultimate Rewards portal, 3x points on dining, online grocery purchases, and select streaming services, and 2x points on all other travel purchases.
The information regarding the Wells Fargo Active Cash® Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The top features & benefits of the Wells Fargo Active Cash Card include 2% cash rewards on purchases, no annual fee, a low intro APR offer, and cell phone protection.
Your exact credit limit will be determined by factors like your credit score, income, the amount of credit Wells Fargo has already extended to you, and more. That said, if you are approved for the card your credit limit will be at least $1,000.
No, the Wells Fargo Active Cash Card does not charge an annual fee.
Yes, the Wells Fargo Active Cash Card charges a 3% foreign transaction fee.
Your approval odds for the Wells Fargo Active Cash Card will depend on a variety of factors. That said, you should have reasonably high approval odds if you have a good to excellent credit score of 670 or higher.