How To Earn 100k+ United MileagePlus Miles [in 90 Days]

United 787

We may be compensated when you click on links from one or more of our advertising partners. Opinions and recommendations are ours alone. Terms apply to offers below. See our Advertiser Disclosure for more details.

Despite being subject to a few devaluations over the years, United MileagePlus miles still pack a ton of value for both international and domestic award travel.

Since the airline is a part of the Star Alliance, you can redeem for award tickets on partners such as Lufthansa, SWISS, and Singapore Airlines. Each of these incredible partners offers great first and business class products, letting you travel the world in style with your hard-earned United MileagePlus miles.

But if you’re new to the MileagePlus program, starting to earning miles may seem like a daunting task. Thankfully though, the reality is quite the opposite — there are a ton of easy ways to earn United miles, and to prove it to you, we’ll show you how to earn 100,000+ MileagePlus miles in just 90 days.

We’ll start out by looking at earning with credit cards and then move onto other earning methods. But before we dive in, make sure to head to the United website and create a free MileagePlus account.

Let’s get started!

Why Would You Want To Earn 100,000 Miles?

Lufthansa B747-8 First Class Seat 1A - Cherag Dubash
Fly business or first class on Lufthansa with your United miles. Image Credit: Cherag Dubash

OK, OK, we get it. Before we dive into the guide, we should probably answer 1 burning question: “Why would I want to earn so many miles?!”

As discussed in the intro — and as seen in our guide to the best United MileagePlus redemptions — United miles can be redeemed for amazing first and business class experiences around the globe.

Even cooler, you can use the program’s Excursionist perk that lets you book open-jaw awards AND add a free one-way ticket on any round-trip international award ticket, no matter the class of service.

For example, this means that you could book Chicago (ORD) to London (LHR), book London to Prague (PRG), and then book Prague to Newark (EWR) for the same price as a standard round-trip award ticket. Plus, you can mix-and-match airline partners, letting you experience different business class products.

And since Star Alliance — of which United is a member — is the world’s largest airline alliance, the list of options for using your miles is practically endless! So in the end, it’s simply a matter of banking those miles as quickly as possible so you can get traveling.

1. Use Chase Ultimate Rewards Credit Cards

Your best option for earning United miles is actually to earn Chase Ultimate Rewards points. These points transfer 1:1 to United miles, so 100,000 Ultimate Rewards equals 100,000 United miles.

Ultimate Rewards-earning credit cards often come with several bonus categories that can help boost your earning potential — for example, you can earn 3 points per dollar spent on dining and 2 points per dollar spent on travel with the Chase Sapphire Preferred® Card.

Even better, welcome bonuses for these cards often vary between 15,000 and 80,000 points (sometimes, even 100,000) with the premium cards having the higher bonuses. To earn the sign-up bonus, you must meet a minimum spend requirement. Once you do so, points generally post to your account when your statement closes, but it can take up to 8 weeks.

Keep in mind that you must have at least 1 of the premium Ultimate Rewards cards (i.e. 1 with an annual fee) to be able to transfer all your points to your United account. However, you can transfer points from a lower-end card to a premium card and then transfer to United or another travel partner.

Here’s a look at all available Ultimate Rewards cards — both personal and business:

Recommended Chase Cards (Personal)

Chase Sapphire Preferred® Card - This is our favorite beginners travel rewards card, which is currently offering a 60,000 point bonus after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.

The card earns 5x points on travel purchased through Chase Ultimate Rewards, 3x points on dining and 2x points on all other travel purchases, plus more. Enjoy a $50 annual Ultimate Rewards Hotel Credit, and other travel benefits such as excellent travel insurance coverage, including car rental insurance and no foreign transaction fees, this card is a very rewarding card.
Chase Sapphire Reserve® - This premium card will get you access to 1,300+ airport lounges. as well as a number of other card benefits. The current sign up bonus is 50,000 points after you spend $4,000 on purchases in the first 3 months from account opening. You'll also get a $300 travel credit per year which wipes away a big chunk of the $550 annual fee. As an extra bonus, until 12/31/21, gas station & grocery store purchases will also count towards earning your Travel Credit.

Earn big with this card, earn 5X total points on air travel and 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards immediately after the first $300 is spent on travel purchases annually. Earn 3X points on other travel and dining & 1 point per $1 spent on all other purchases.
Chase Freedom Unlimited® - A solid, no-annual-fee card that earns you a $200 bonus after you spend $500 in your first 3 months. Earn 5% cash-back on grocery store purchases (not including Target or Walmart purchases) on up to $12,000 spent in the first year, and 5% on travel purchases through Chase Ultimate Rewards. Plus, earn 3% cash-back at restaurants, including takeout and eligible delivery services, and drugstore purchases, and 1.5% cash-back on all other purchases.

Recommended Chase Cards (Business)

Ink Business Preferred® Credit Card - this is our #1 recommended business card and right now comes with a 100,000 sign up bonus after you spend $15,000 on purchases in the first 3 months after account opening. This bonus is worth $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®. Pay your cell phone bill with this card to receive up to $600 in cell phone insurance coverage per year; as well as a number of other benefits.

Earn 3x on the first $150,000 spent on travel and select business categories each account anniversary year, plus 1x on all other purchases — with no limit to the amount you can earn. All for an annual fee of $95.
Ink Business Cash® Credit Card - Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening

This no annual fee business card earns up to 5% cash-back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year, plus 2% cash-back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary.
Ink Business Unlimited® Credit Card - Earn unlimited 1.5% cash back rewards on every purchase made for your business.

Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening. There's no annual fee.

2. Use Chase United Credit Cards

Another easy way to earn United miles is by using a United MileagePlus co-branded credit card. There are both personal and business variants of these cards, and we’ve listed them — alongside their benefits and welcome bonuses — in the table below.

Depending on the card, you may qualify for a sign-up bonus of 30,000 to 50,000 points after you reach the minimum spend threshold within the first 3 months. Periodically, Chase offers sign-up bonuses worth an extra 20,000 points, for 50,000 to 100,000 points total, which is an excellent value.

If you’re lucky enough to apply for a card during such a promotion, you can be halfway (or further) to your goal of 100,000 points within just a few months. Sign up for a personal and business card, and you can meet (or beat) your goal as soon as you spend the required amount (just note that these cards are subject to Chase’s 5/24 rule).

It can take up to 6 to 8 weeks for bonus points or a statement credit to appear after you qualify, but points usually post to your MileagePlus account much sooner than that.

3. Shop Online

Use shopping portals to earn extra points on your business purchases
Use shopping portals to earn extra points on all of your online purchases. Image Credit: MileagePlus Shopping

You have 2 terrific opportunities to earn United MileagePlus miles for online shopping.

United MileagePlus Shopping Portal: Choose from more than 850 participating retailers (like American Eagle Outfitters, Under Armour, and many others) and make a purchase through the portal to earn 2x to 15x per $1 spent, plus occasional bonuses.

Just sign up for an account and link your MileagePlus account. Then, search for your merchant on the United shopping portal and click through its link before you make a purchase. You’ll automatically earn bonus points on your purchases — they usually post to your account within a few weeks.

Hot Tip: Learn more about using the United MileagePlus shopping portal in our full guide!

Other Retail Partners: Mercedes-Benz, FTD, and LifeLock are just 3 of the retail partners that offer miles for each purchase. You can view specific details for each of these partners on United’s retail partner website.

4. Earn More Miles In-Store With the MileagePlus X App

Use MileagePlus X to earn extra points on business purchases
Use MileagePlus X to earn extra points on brick-and-mortar and online purchases. Image Credit: United MileagePlus X

Prefer brick-and-mortar shopping? Check out the MileagePlus X app!

This app lets you purchase gift cards for a variety of different stores around the U.S., including Panera Bread, Starbucks, Foot Locker, Bed Bath & Beyond, and more. Some online merchants — including Airbnb, eBay, and Uber — also offer gift cards on MileagePlus X.

Each of these merchants offers a different amount of miles per dollar spent. This ranges from 0.5 miles per dollar spent to 5+ miles per dollar spent, so make sure to check the app for your favorite merchants before you make a purchase.

Better yet, you can stack online MileagePlus X purchases with the United shopping portal. Just click through the shopping portal before using your MileagePlus X gift card at a merchant of your choice.

Hot Tip: Giving digital gift cards for holiday gifts? Buy them through MileagePlus X and earn bonus miles!

You can purchase a gift card in whichever denomination you’d like and you’re given the code immediately; the purchase process takes just a few seconds. This means you can use MileagePlus X gift cards in-store without issue — just purchase the gift card after you know your purchase’s total.

Further, the purchase category codes as the merchant you’re buying the gift card from, NOT as a purchase from United. This means that if you purchase a Panera Bread gift card through MileagePlus X with a credit card that earns bonus miles on dining, you’ll get bonus points without issue.

Depending on how much you spend through MileagePlus X, you can make pretty solid progress towards your 100,000 point bonus over the course of 90 days.

5. Book Hotels Through RocketMiles or United Hotels

Booking Chicago Hotels On United's Rocketmiles Platform
Earn United miles for hotel bookings using United’s RocketMiles platform. Image Credit: RocketMiles

Planning a vacation? Consider booking your hotel through United’s Rocketmiles hotel booking portal.

Rocketmiles has partnered with United Airlines to offer United miles on hotel bookings around the world. You’ll earn miles on each night of your stay, with more expensive hotels generally earning more points. As you can see in the screenshot above, 1 night at the Chicago Athletic Association hotel in Chicago earns 8,000 United miles per night (with a room rate of $409 per night).

The site partners with thousands of hotels worldwide to offer points on hotel bookings. We’ve found that its pricing is usually comparable to booking directly with a hotel, so you might as well earn United miles in the process.

Just note that stays at major hotel chains — think Hyatt, Marriott, and Hilton — will likely not earn hotel points or honor elite status benefits when you book through Rocketmiles. In this case, wage whether earning United miles or hotel points is more worthwhile for your stay.

Further, United runs a promotion for first-time Rocketmiles users. You can earn a 3,000-mile bonus for your first Rocketmiles booking — and this is in addition to the miles you’ll earn on your hotel stay. This points bonus is another nice boost towards your 100,000 point goal.

Alternatively, you can also book hotel rooms through United Hotels and earn points.

You’ll earn 2 United points per $1 spent on hotels booked through this portal, so make sure to compare your earnings to Rocketmiles before you book a stay. Just note that — like Rocketmiles — you won’t be able to use elite status or earn hotel points when booking through the portal.

Hot Tip: United has a handful of other hotel partners, too — you can view the full list on United’s website.

6. Book Rental Cars

Like many airlines, United has a handful of rental car partners that you can use to earn points on rental cars. The airline currently partners with the following rental car companies:

Dollar Rent A Car

United MileagePlus members will earn 50 award miles each day on all qualifying paid car rentals between 1 to 4 days or 500 miles per rental for qualifying rentals of 5 or more days. To earn miles, book through the Dollar link on United’s website.

Thrifty Car Rental

Like Dollar, Thrifty Car Rental customers will earn 50 miles per day on rental between 1 and 4 days, and 500 miles on rentals of 5 or more days. Simply book through the Thrifty link on United’s website to earn miles.

Bottom Line: Depending on how often you book rental cars, this can help you earn a bunch of bonus miles towards your 100,000-mile goal. This is especially true if you rent through Hertz and have your rentals reimbursed through work.

7. Switch Home Utility Providers (With Caution)

United partners with a handful of home utility providers around the U.S. When you switch to one of these providers, you’ll generally earn a nice welcome bonus and a set number of United miles per dollar spent on your monthly utility bill.

Here’s a list of the available providers, their welcome bonuses, and areas of service:

  • NRG: 12,500 miles after 2 months of active service and 3 miles for every $1 you spend on the supply portion of your electric and natural gas bills each month. Available in parts of Illinois, Maryland, Massachusetts, Ohio, and Pennsylvania. Also available in all of New Jersey.
  • Reliant: 15,000 bonus miles at sign-up and 500 bonus miles each month for 2 years, giving you a total of 27,000 miles over 2 years. Only available in Texas.

There’s no doubt that these are pretty nice welcome bonuses, but keep 1 thing in mind: these utility companies generally charge a premium over standard utility companies. This is because — generally — they piggyback off of local service providers and resell services. In our experience, this isn’t a huge surcharge, but it may outweigh the long-term mileage earning.

With that in mind, we recommend signing up for these services and getting the welcome bonus. Then, switch back to your local utility provider if you find that the higher cost of NRG or Reliant isn’t worth the mileage earning after the welcome bonus.

8. Refinance (or Finance) Your Home With Quicken Loans

If you’re looking to refinance your home, you may be able to earn some United miles in the process if you choose to refinance with Quicken Loans.

You can receive a 25,000 United mile bonus for closing on a new home or refinancing a home loan with Quicken Loans. According to the United website, you’ll also “enjoy a complimentary mortgage review and VIP treatment from a dedicated team of Home Loan Experts,” too.

To take advantage of this offer, request a quote for your mortgage using this Quicken Loans link. As always, be sure to price-compare your Quicken Loans mortgage rate with offerings from other companies — miles should never warrant paying a higher interest rate.

9. Enroll in United MileagePlus Dining

MileagePlus Dining Bonus
Earn bonus miles when you dine out at participating United MileagePlus Dining restaurants. Image Credit: United

Like many airlines, United has its own dining program. With this program — dubbed United MileagePlus Dining — you’ll earn bonus United miles when you dine at participating restaurants around the U.S., in addition to miles you earn with your credit card.

You’ll earn up to 5 miles per dollar spent at the restaurants that participate in the MileagePlus Dining program. You’ll earn 3 miles per dollar spent if you opt-in to email notifications from United MileagePlus Dining and 5 miles per dollar spent once you reach VIP status. This status is earned after 11 dines at United MileagePlus Dining restaurants, cafes, or bars. All other members earn 1 mile per dollar spent.

To start earning MileagePlus miles with United MileagePlus Dining, do the following:

  1. Navigate top the MileagePlus Dining website.
  2. Register a MileagePlus Dining account with your MileagePlus account number.
  3. Select “Add a card” in your account and enter the details of any credit or debit card you’d like to use at restaurants — preferably 1 that earns bonus miles on dining.
  4. Use the location search at the top to look for restaurants near you or near somewhere you’re traveling.
  5. Use the credit card you registered with MileagePlus Dining to pay for purchases at participating restaurants — you’ll earn bonus miles automatically.

Further, United offers a welcome bonus for new United MileagePlus Dining members. As of the time of writing this article, the bonus is 3,000 miles after performing the following tasks:

  • Earn 1,000 bonus miles after you spend $25 or more on your first participating restaurant visit within 30 days of signing up
  • Enjoy VIP status for a limited time, which gives you an additional 500 bonus miles on your first visit
  • Then, earn 500 bonus miles on your next 3 visits to United MileagePlus Dining restaurants when you spend $25 or more within 30 days of signing up

Bottom Line: Depending on how much you dine out, you can make nice progress towards your goal of 100,000 United miles. This is especially true if you frequently expense large meals or catering for work — just move a few meetings to participating restaurants and reap the mileage bonus.

10. Buy Broadway Tickets

Do you frequent theater performances in major cities like New York City or Chicago? Consider buying your tickets through United partner Audience Rewards. You can earn 50 to 2,000 miles per ticket — all you have to do is make your purchase through the United Audience Rewards portal.

11. Donate to Find a Cure

Fly to Find a Cure is a program that supports the National Foundation for Cancer Research. Donate at least $25 to the program, and you’ll receive 1 mile per $1 spent in return. It takes 4 to 6 weeks for these miles to post to your account.

Using Those 100,000+ United MileagePlus Miles

As we’ve mentioned, you have plenty of redemption options with MileagePlus. Here are 3 ideas to think about:

  • Fly Semi-Private on Boutique Airways: Boutique Airways is a domestic airline whose fleet is comprised entirely of 8-seater aircraft whose award flights start at 13,800 miles. For around 100,000 miles you can reserve most of the plane and enjoy a truly private experience.
  • Travel to Africa in Business Class: Want to visit Africa? Redeem points starting from 88,000 United MileagePlus miles to fly on a Star Alliance carrier to Africa from the U.S. You can otherwise snag a ticket for a United-operated flight from just 70,000 miles.
  • Lufthansa First Class: Redeem around 110,000 miles and fly in style on a one-way first class ticket from the U.S. on Lufthansa. Connecting through Frankfurt allows you to visit the First Class Terminal which is known for its absolutely fabulous airport lounge. You can even take a bath while you wait for your flight!

Final Thoughts

By now, we hope it’s clear how easily you can earn 100,000 United MileagePlus miles in a very short time. For more strategies, read our full guide to earning United miles that includes loads of additional examples and strategies.

Safe travels!

The information regarding the Chase Freedom Unlimited® card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. 

Frequently asked questions

What is United MileagePlus?

MileagePlus is the frequent flyer program for United Airlines. MileagePlus members earn miles and redeem them for travel and merchandise.

How do you join United MileagePlus?

Enrolling in the United MileagePlus program is easy. It’s free and you can do so on the sign-up page.

Is United MileagePlus part of the Star Alliance?

Yes, United MileagePlus is part of the Star Alliance that includes the following airlines:

Air CanadaEVA Air
Air ChinaLOT Polish Airlines
Air IndiaLufthansa
Air New ZealandScandinavian Airlines
ANAShenzhen Airlines
Asiana AirlinesSingapore Airlines
AustrianSouth African Airways
Brussels AirlinesTAP Air Portugal
Copa AirlinesThai Airways
Croatia AirlinesTurkish Airlines
Egypt AirUnited Airlines

United’s non-Star Alliance partners are:

  • Aer Lingus
  • Aeromar
  • Air Dolomiti
  • Azul
  • Boutique Air
  • Cape Air
  • Edelweiss
  • Eurowings
  • Hawaiian Airlines
  • Olympic Air
  • Silver Airways
  • Vistara

What is the cost to transfer United MileagePlus miles?

The fee to transfer United MileagePlus miles to a spouse or other MileagePlus member is $7.50 per 500 miles. Transfer miles from your account at using your account number and password.

We generally do not recommend doing this as transferring large amounts of miles is expensive.

How do you contact United MileagePlus?

Call the MileagePlus Service Center at 800-421-4655 from the U.S. and Canada. United is also responsive on Twitter.

Andrew Kunesh

About Andrew Kunesh

Andrew was born and raised in the Chicago suburbs and now splits his time between Chicago and New York City. He’s a lifelong traveler and took his first solo trip to San Francisco at the age of 16. Fast forward a few years, and Andrew now travels just over 100,000 miles a year, with over 25 countries, 10 business class products, and 2 airline statuses (United and Alaska) under his belt.

Urgent Report:

How to Beat the Crowds & Lock In Affordable Travel While You Still Can...

With lockdowns ending, the demand for travel is surging to record levels - and so are prices.

We’ll show you the strategies and tools to unlock huge savings, but that window is closing fast - so you need to get on this right now.

Download our last-chance playbook here:

We respect your privacy. Please view our privacy policy here.

Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.

Any thoughts or questions? Comment below!

Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. This site does not include all credit card companies or all available credit card offers that are on the market. Click here to see a list of advertisers that we work with.