Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology.

How To Make the Most of Your Points With Marriott Cruises [2023]

Katie Seemann's image
Katie Seemann
Katie Seemann's image

Katie Seemann

Senior Content Contributor and News Editor

343 Published Articles 50 Edited Articles

Countries Visited: 28U.S. States Visited: 29

Katie has been in the points and miles game since 2015 and started her own blog in 2016. She’s been freelance writing since then and her work has been featured in publications like Travel + Leisure, F...
Edited by: Jessica Merritt
Jessica Merritt's image

Jessica Merritt

Editor & Content Contributor

84 Published Articles 481 Edited Articles

Countries Visited: 4U.S. States Visited: 23

A long-time points and miles student, Jessica is the former Personal Finance Managing Editor at U.S. News and World Report and is passionate about helping consumers fund their travels for as little ca...
& Kellie Jez
Kellie Jez's image

Kellie Jez

Director of Operations & Compliance

1 Published Article 1171 Edited Articles

Countries Visited: 10U.S. States Visited: 20

Kellie’s professional experience has led her to a deep passion for compliance, data reporting, and process improvement. Kellie’s learned the ins and outs of the points and miles world and leads UP’s c...

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Did you know you can earn or use your Marriott Bonvoy points on a cruise? Using points for a cruise isn’t quite as common as using points for a flight or hotel, but it’s doable. Cruise credit cards don’t have great sign-on bonuses or earning categories, so there’s not much opportunity to earn boatloads of cruise points (pun intended) with credit cards.

However, there are ways to do it and today we are focusing on the Marriott Cruises program, which gives travelers the opportunity to earn or use Marriott Bonvoy points for cruises. We’ll also look at whether or not you’ll get good value from your points by doing some price comparisons.

What Is Marriott Cruises?

Marriott Cruises powered by Cruise with Points is a program that allows you to earn or use Marriott Bonvoy points for cruises. You can simply go to the Marriott Cruises website or you can navigate from the Marriott Bonvoy website by clicking About Marriott Bonvoy>How to Use Points/Certificates.

How to find Marriott cruises
You can find Marriott Cruises through the Marriott Bonvoy website. Image Credit: Marriott Bonvoy

Then scroll down the page until you see Travel (Use your points to book cruises, flights, car rental, and more).

Marriott Bonvoy cruises
It can be a little tricky to find Marriott cruises on the main website. Image Credit: Marriott Bonvoy

Finally, you’ll scroll down and click on Get On Board.

How to book a cruise with Marriott points
You can navigate to the Marriott Cruises website via the Marriott Bonvoy website. Image Credit: Marriott Bonvoy

As you can see, it can be hard to find the Cruise with Points section on Marriott Bonvoy’s website unless you really know what you’re looking for.

Once you get to the Marriott Cruises website, you can navigate it like any other online travel agency. You’ll be able to search for a cruise using parameters like destination, cruise length, travel dates, cruise line, cruise ship, or departure port.

How To Book a Cruise Using Marriott Bonvoy Points

To book a cruise using Marriott Bonvoy points, call 800-596-0452 Monday through Friday from 8 a.m. to 8 p.m. EST.

You can redeem points for a cruise certificate to apply as partial payment towards a cruise or you can pay for the entire cruise with Marriott Bonvoy points. Regardless of how many points you use, you’ll get 0.4 cents per point in value.

SCROLL FOR MORE
Points Chart for Marriott Cruises
Value of Marriott Cruises CertificateCost in Marriott Bonvoy Points
$25063,000 points
$500125,000 points
$1,000250,000 points
$2,500625,000 points
$5,0001,250,000 points

Is This a Good Way to Use Marriott Bonvoy Points?

We value Marriott Bonvoy points at ~0.7 cents each. So, when you book a cruise with Marriott Bonvoy points, you’ll get a little more than half of what your points are typically worth.

If your goal is to maximize the value you get from your Marriott Bonvoy points, then using them for a cruise isn’t a great idea. While the average value is 0.7 cents, there are definitely opportunities to get even more value from your points.

However, there could be times when it’s not a bad idea to use your Marriott Bonvoy points on a cruise. If you value cruising more than a hotel stay or really have no plans to use your Marriott Bonvoy points anytime soon, booking a cruise could be a decent option.

Bottom Line: When you book a cruise with Marriott Bonvoy points, you’ll get 0.4 cents per point in value. That’s just over half of what Marriott Bonvoy points are typically worth.

How To Earn Marriott Bonvoy Points on a Cruise

If you decide you’d rather not use your Marriott Bonvoy points for a cruise, you can still book with Marriott Cruises to earn 3 Marriott Bonvoy points per $1 spent. This is in addition to any points you earn from your credit card.

Check out these cards that earn bonus points on travel, including Marriott Cruises:

SCROLL FOR MORE
Credit CardBonus Points Earned on Travel Purchases
Chase Sapphire Reserve®3 points per $1
Ink Business Preferred® Credit Card
Capital One Venture Rewards Credit Card2 points per $1
Capital One Venture X Rewards Credit Card
Chase Sapphire Preferred® Card

If you pay for your cruise with a Chase co-branded Marriott Bonvoy credit card you’ll earn an additional 2 points per $1 spent.

SCROLL FOR MORE
Chase Co-Branded Marriott CardPoints Earned on Cruises Booked Through Marriott Cruises
Marriott Bonvoy Bold® Credit Card2 points per $1
Marriott Bonvoy Boundless® Credit Card

Hot Tip: To see all of your best options, check out these credit cards that are great for booking cruises.

Processing Fee

While it’s great to be able to earn Marriott Bonvoy points on your cruise, there’s a big downside — you’ll be charged a non-refundable $24.99 processing fee.

Marriott Cruises is a little tricky with this fee, too — it’s not displayed until the end of the booking process after you enter passenger details and cruise line loyalty info, so it can be easy to miss.

Marriott Cruises processing fee
The $24.99 processing fee isn’t added to your cruise price until the end of the booking process, so it can be easy to miss. Image Credit: Marriott Cruises

Be sure to add the processing fee cost to the price of the cruise to determine if it’s worth it to book your cruise through Marriott Cruises instead of a website that does not charge an additional fee.

Hot Tip: While you have to call Marriott Cruises to book a cruise using points, you can book online if you’re paying with a credit card. Unfortunately, you’ll have to pay a $24.99 booking fee regardless of how you pay for your cruise.

Best Rate Guarantee

Marriott Cruises offers a 110% Best Rate Guarantee. If you find the same cruise for a lower price within 48 hours of booking, Marriott Cruises will refund 110% of the price difference. In order to qualify for the best rate guarantee, the lower price needs to meet the following criteria:

  • It must be in U.S. dollars.
  • It needs to be available online for the exact same cruise, same dates, and same cabin type as what you booked through Marriott Cruises.
  • It needs to be a rate you are eligible to receive. For example, you can’t use a senior rate if you’re not old enough to be eligible for it.
  • It needs to be available to the general public.
  • It needs to be available to book.

To submit a best rate guarantee, submit this form and you’ll be contacted within 72 hours.

Is This a Good Deal?

Whether or not it’s a good deal to book a cruise through Marriott Cruises depends on how much you value Marriott Bonvoy points. If you need more Marriott Bonvoy points or are a Marriott Bonvoy loyalist, it could be worth it. However, if you don’t need any more Marriott Bonvoy points, or just want to get the best deal, there are other websites out there that may offer better deals. Don’t forget to factor in the $24.99 booking fee you’ll be charged.

Bottom Line: You’ll earn 3 points per $1 spent on cruises (including taxes and fees) booked through Marriott Cruises. You’ll earn an additional 2 points per $1 spent when you use your Chase co-branded Marriott credit card to pay for your cruise.

Marriott Cruises Price Comparisons

One of the things that make comparing cruise prices tricky is that there are always lots of different deals and bonuses available. In researching this and other articles about cruising, we have found that the price of cruises tends to be pretty standard across most booking websites — the real difference in value is the extras that come with the cruise.

Example #1

Let’s look at a 4-night Key West and Bahamas cruise on Celebrity Cruise Line. We priced out this cruise for 2 adults in the least expensive balcony stateroom available (Deluxe Stateroom Ocean View Veranda).

SCROLL FOR MORE
WebsiteTotal Cost of CruiseExtras and Bonuses
CheapCaribbean.com$1,169.40$25 stateroom credit
Cruises.com$1,169.40$50 stateroom credit or prepaid Visa gift card
Cruise Line’s Website$1,277.40N/A
Expedia$1,277.40N/A
Marriott Cruises$1,194.39N/A
Priceline$1,169.40$25 stateroom credit

As you can see, most of the prices are the same or very similar. The cruise line’s own site and Expedia were both higher by a difference of $108, and Marriott Cruises was in the middle due to the $24.99 processing fee. The best deal in this instance comes from Cruises.com.

Example #2

Our next example is a 7-night Alaska cruise on Norwegian Cruise Line. Again, the price is based on 2 people, but this time we’ll look at the overall least expensive option available (an interior stateroom).

SCROLL FOR MORE
WebsiteTotal Cost of CruiseExtras and Bonuses
CheapCaribbean.com$1,984.08All Free at Sea Offers: Unlimited Open Bar, Specialty Dining, Shore Excursion Credit, Wi-Fi
Cruises.com$1,984.08$100 cash-back
Cruise Line’s Website$1,984.08All Free at Sea Offers: Unlimited Open Bar, Specialty Dining, Shore Excursion Credit, Wi-Fi
Expedia$1,984.08All Free at Sea Offers: Unlimited Open Bar, Specialty Dining, Shore Excursion Credit, Wi-Fi
Marriott Cruises$2,009.07All Free at Sea Offers: Unlimited Open Bar, Specialty Dining, Shore Excursion Credit, Wi-Fi
Priceline$1,984.08$50 onboard credit

For this example, the best place to book your cruise comes down to the extras because all of the prices (except for Marriott Cruises) are identical. Marriott Cruises is the most expensive due to the $24.99 processing fee.

If you choose to book through Marriott Cruises, you’d earn about 6,000 Marriott Bonvoy points, which has a value of ~$42. So if you are trying to earn more Marriott Bonvoy points and value them highly, it could still make sense to book through Marriott Cruises. If you just want to save the most money, Marriott Cruises won’t be the best option.

While you might think that Cruises.com offers the best deal in this scenario, it’s not actually that clear-cut.

You’d need to determine how much you value the All Free at Sea offer vs. $100 cash-back. Since Cruises.com offers a straight $100 cash-back, it’s essentially $100 cheaper, but for many people, the value of the All Free at Sea offers (like an open bar) is much higher than $100, which would make the offers from the other sites (with the exception of Priceline) better.

However, if you value the Free at Sea offers less than $100, you’d be better off not taking the offer that includes all 4 of them in lieu of going with the Cruises.com offer. By declining the All Free at Sea Offer (which you can do on any site that offers it), the cost of your cruise will drop by almost $300!

Bottom Line: Comparing cruise prices can be a bit tricky. We’ve found that cruise pricing tends to be relatively equal across most booking sites — the difference comes in the bonuses offered with each deal.

Final Thoughts

Booking a cruise through Marriott Cruises allows you to either earn or use Marriott Bonvoy points on your booking. While having that option is great, it’s not clear-cut as to whether or not it’s a good deal.

When using Marriott Bonvoy points for a cruise, you’ll get ~0.4 cents per point in value, which is less than what those points are typically worth. When you choose to earn Marriott Bonvoy points on your cruise, you’ll be subject to a $24.99 processing fee, which can negate the value of some of the bonus points you can earn.

So, while using Marriott Cruises may not be a screaming deal, it’s always good to have lots of ways to earn and use points.

The information regarding the Capital One Venture Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Capital One Venture X Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Marriott Bonvoy Bold® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Marriott Bonvoy Boundless® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Frequently Asked Questions

Does Marriott have cruise ships?

No, Marriott does not have any cruise ships. However, you can book cruises on well-known cruise lines like Royal Caribbean, Norwegian Cruise Line, Celebrity Cruises, and more through the Marriott Cruises program.

Can you use Marriott Bonvoy points on a cruise?

Yes, you can use Marriott Bonvoy points on a cruise. By booking through the Marriott Cruises program, you can use Marriott Bonvoy points for all or part of a cruise. You’ll get 0.4 cents per point in value when using your points this way.

How many Marriott Bonvoy points do you need for a cruise?

When you book a cruise with Marriott Bonvoy points, the amount you’ll need will vary based on the cost of the cruise. You’ll get 0.4 cents per point in value, so a $1,000 cruise would cost 250,000 Marriott Bonvoy points. If you don’t have quite enough points, you can pay for part of your cruise in points and the rest with a credit card.

Does Marriott Bonvoy partner with a cruise line?

No, Marriott Bonvoy doesn’t partner with a specific cruise line. Instead, the Marriott Cruises site acts like an online travel agency to allow you to book cruises through Marriott Bonvoy.

Does Marriott Cruises offer river cruises?

Yes, you can book a river cruise through Marriott Cruises. You’ll find cruise lines like AmaWaterways and Viking River Cruises on the Marriott Cruise website.

Can I book Ritz-Carlton Yacht Collection cruises through Marriott Cruises?

No, you’ll need to book a Ritz-Carlton Yacht Collection cruise directly. However, you can earn and use points on those cruises as well.

Katie Seemann's image

About Katie Seemann

Katie has been in the points and miles game since 2015 and started her own blog in 2016. She’s been freelance writing since then and her work has been featured in publications like Travel + Leisure, Forbes Advisor, and Fortune Recommends.

INSIDERS ONLY: UP PULSE

Deluxe Travel Provided by UP Pulse

Get the latest travel tips, crucial news, flight & hotel deal alerts...

Plus — expert strategies to maximize your points & miles by joining our (free) newsletter.

We respect your privacy. This site is protected by reCAPTCHA. Google's privacy policy and terms of service apply.

Deluxe Travel Provided by UP Pulse
DMCA.com Protection Status