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Hawai’i is a magical place, so taking your kids on a family vacation to Hawai’i is on the to-do list for many parents. But with multiple islands and countless things to do on each one, planning a family-friendly trip can…

Whether it’s for an unexpected business trip, a family emergency, or a sudden desire to go on a last-second getaway, there may come a time when you need to purchase a ticket at a moment’s notice. Finding a reasonably priced…

We get a lot of value from our credit cards here at Upgraded Points, so you might wonder how credit card companies can turn a profit even while piling on rewards and benefits. The truth is, credit card companies make…

North Cascades National Park is known for its magnificent peaks, glacial lakes, old-growth forests, and cascading waterfalls. This hidden treasure of the U.S. becomes more popular every year. See how you can experience the beauty and adventure waiting in North…

Chicago is one of the most popular cities to visit in the U.S., but it’s not the first place people think about when they’re planning a beach vacation. However, just because Chicago doesn’t border an ocean doesn’t mean it lacks…

There are lots of ways to earn American Airlines AAdvantage miles, including flying and spending on an American Airlines credit card. However, there are other, less familiar ways to earn miles as well. Today, we’re going to take a closer…

Hawai’i is the 50th U.S. state and by far the country’s most sought-after travel destination — and this beautiful vacation spot doesn’t even require a passport. The Hawaiian Islands are a great place for a fun-filled and relaxing family vacation,…

You might be wondering if there’s a way to get cash-back from your credit card. Many credit card companies offer cards that allow you to earn a small percentage back on every purchase you make. These rewards build up over time,…

Bryce Canyon National Park is set high on the edge of Utah’s Paunsaugunt Plateau and is 4 hours northeast of Las Vegas. This park is a continually changing landscape of immeasurable chasms, rising pinnacles, lush forests, and unique geologic formations….

It’s not difficult to find a premium rewards credit card with equally premium benefits, though you’ll likely pay a hefty annual fee for most top travel rewards cards. Many travelers do find sufficient value in these benefits and are happy…

Dubai is strewn with 5-star hotels, many of which adorn the city’s skyline with glitz and glamour. When planning my first trip to Dubai, I asked friends who had lived there and did a lot of my own research to…

Credit card debt doesn’t go away easily — not even when you die. While credit card debt forgiveness can be an option if you have major debt you can’t pay, it’s rare and requires getting a debt settlement agreement. Let’s…

Canyonlands National Park includes canyons, sandstone cliffs, mesas, buttes, and arches carved by the Colorado and Green Rivers. This spectacular park brings in nearly 750,000 visitors annually. If you are seeking a vacation filled with adventure, natural beauty, and wonder,…

Rhode Island might be the smallest state in the U.S., but it still tops many people’s travel lists. Its popularity comes, in large part, from its beaches, which are some of the best on the East Coast. It has 400…

Airline: Air New Zealand Aircraft: Boeing 787-9 Flight #: NZ106 Route: Sydney (SYD) to Auckland (AKL) Date: February 3, 2023 Duration: 2hr 25min Cabin and Layout: Business class, 1-1-1 Seat: 2K Cost: $636 As I’m always on the lookout for new…

Planning an annual Caribbean vacation is always a welcome respite from the bitter cold in the Northeast. I’ve island-hopped from Aruba to Jamaica (cue “Kokomo” by The Beach Boys), but this past winter, I wanted to visit someplace off the…

It’s a question we hear frequently — “Doesn’t opening all those rewards-earning credit cards hurt my credit score?” It’s a valid question and one that deserves a clear answer. So, does opening a new credit card really hurt your credit…

Crater Lake National Park was established in the Cascade Mountains of southern Oregon in 1902. This park stretches over 183,000 acres of evergreen forest, mountains, streams, and a magnificent lake. The Crater Lake area was formed over 7,700 years ago…

The Citi Strata Premier℠ Card and Citi Double Cash^® Card are 2 of the most well-known Citi credit cards in the U.S. Both of these credit cards can be incredibly rewarding (and in fact, there’s actually a pretty strong case for…

All-inclusive resort vacations are a great option when you want an all-in-one experience, especially for families. The best part about an all-inclusive resort for families is that there will inevitably be facilities and activities aimed at satisfying every member of…

There are a number of factors that go into calculating your credit score, and the credit card utilization ratio is one of the most important metrics in credit scoring models. But if you’re looking at credit card utilization to improve…