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The Mastercard credit card payment processing network is one of the largest and most widely-accepted worldwide. Payment processing networks such as American Express, Visa, and Mastercard are important links that facilitate charges made to merchants with your credit card and…

Home to the saguaro cactus, Saguaro National Park has 91,000 acres of protected land and is bisected by the city of Tucson, Arizona. This area is part of the Sonoran Desert and each year, over 1 million tourists come to…

If you’ve ever wondered if you can withdraw cash from your credit card, you might be interested to learn more about cash advances. While there are significant fees associated with a cash advance and we generally don’t recommend taking one,…

A little over a year ago, I did something that most in the miles and points world would laugh at: I bought a timeshare. But it wasn’t just any timeshare — it was a membership with Disney Vacation Club, the…

If you’ve booked hotel stays through AmexTravel.com, you may have seen an option (depending on your credit card) for The Hotel Collection. It’s a fascinating program only available to select cardholders of American Express credit cards when booking travel through…

Citi ThankYou Points are an often underappreciated yet valuable points currency. Often overshadowed by the bigger players like Chase and American Express, Citi offers cardmembers the opportunity to earn and redeem points with some great travel partners. While transferring points…

If you’re seeking the perfect credit score, you’ll have to aim high. While about a quarter of Americans have excellent credit, few achieve the ultimate highest score for credit. Let’s look at the highest credit rating score possible, how you…

If you’re a Southwest flyer, chances are you’ve considered getting a Southwest credit card. With 3 personal cards and 2 business options, it may be confusing to know which one is right for you. In this post, we’re focusing on…

Mesa Verde National Park is in southwest Colorado, perched on the Mesa Verde Plateau. This phenomenal park showcases the remnants of the Ancestral Puebloans who thrived in this area for over 700 years. Visiting Mesa Verde National Park is like…

Maine is known for a few things: its thriving fishing industry, its title as the northernmost state in the continental U.S., and its beaches. All along Maine’s coast, you’ll find beautiful beaches worth visiting. From natural beaches that show no…

Recently, I stayed at the Homewood Suites by Hilton Austin/Round Rock, TX with my family for 4 nights. We were on a group trip and this hotel ended up being excellent for our needs. With a large lobby and basketball…

Credit cards have some similarities to bank accounts. You can even withdraw cash from credit cards with a cash advance — so it’s not a stretch to think that credit cards might have routing numbers. But credit cards, unlike bank…

Dry Tortugas National Park comprises a cluster of 7 islands and protected coral reefs. This park is only accessible by seaplane or boat and offers incredible historic sites and islands to explore. Each year, Dry Tortugas National Park brings in…

It’s no secret we’re fans of the Chase Sapphire Preferred^® Card. With stellar earning potential, flexible redemption options, and a long list of travel and shopping protections and benefits, the card stands out as a fine choice, especially if you’re…

Hawai’i is a magical place, so taking your kids on a family vacation to Hawai’i is on the to-do list for many parents. But with multiple islands and countless things to do on each one, planning a family-friendly trip can…

Whether it’s for an unexpected business trip, a family emergency, or a sudden desire to go on a last-second getaway, there may come a time when you need to purchase a ticket at a moment’s notice. Finding a reasonably priced…

We get a lot of value from our credit cards here at Upgraded Points, so you might wonder how credit card companies can turn a profit even while piling on rewards and benefits. The truth is, credit card companies make…

North Cascades National Park is known for its magnificent peaks, glacial lakes, old-growth forests, and cascading waterfalls. This hidden treasure of the U.S. becomes more popular every year. See how you can experience the beauty and adventure waiting in North…

Chicago is one of the most popular cities to visit in the U.S., but it’s not the first place people think about when they’re planning a beach vacation. However, just because Chicago doesn’t border an ocean doesn’t mean it lacks…

There are lots of ways to earn American Airlines AAdvantage miles, including flying and spending on an American Airlines credit card. However, there are other, less familiar ways to earn miles as well. Today, we’re going to take a closer…

Hawai’i is the 50th U.S. state and by far the country’s most sought-after travel destination — and this beautiful vacation spot doesn’t even require a passport. The Hawaiian Islands are a great place for a fun-filled and relaxing family vacation,…