The Best Business Credit Cards for Internet, Cable, and Phone Services

BY 

Christine Krzyszton

- UPDATED: June 29, 2020

1. Business Owners

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As a business owner, your responsibilities are many. Often, there’s little time to be analyzing which credit card would earn the best rewards for each of your ongoing expenses. The process can be exacerbated by the fact that a single business card alone may not be adequate to reward all of your expenses and provide the benefits your business can actually utilize.

We’re probably not going to solve this issue quickly but we can give you some immediate direction when it comes to a few common business expenditures. Our focus today is on which business credit cards are best for internet, cable, and phone service expenses.

Earning rewards for these service expenses can result in bottom-line value that can either be used to offset business expenses or fund that annual family vacation. Plus, if you select the right business credit card, you could receive additional valuable protections and benefits.

In our article today we’ll cover which business credit cards we recommend for the highest earnings on telecommunications and the additional reasons you might want to consider each specific card.

If internet, cable, and phone services are some of your highest business expenses, you will find our comparison helpful.

The Best Business Credit Cards for Internet, Cable, and Phone Services

Every business can benefit from a business credit card that earns rewards on its greatest expenses. If your business spends a lot in the telecommunication categories, you’ll want a card that rewards those specific expenses.

Let’s look at a few cards that do just that.

Ink Business Preferred® Credit Card

When it comes to earning rewards for your business internet, cable, and phone service purchases, the Ink Business Preferred card checks all the boxes. But those aren’t the only purchases that earn big with the card.

CHASE CARD

BENEFITS & INFO

Ink Business Preferred® Credit Card

LIMITED TIME OFFER — Earn 100,000 bonus points after you spend $15,000 on purchases in the first 3 months That's $1,250 toward travel when you redeem through Chase Ultimate Rewards® Earn 3 points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year: Travel, Shipping purchases, Internet, cable and phone services, Advertising purchases with social media sites and search engines. Get up to $600 per claim in Cell Phone Protection against covered theft or damage for you (and your employees listed on your monthly cell phone bill) when you pay it with your Chase Ink Business Preferred credit card. Annual Fee: $95

Let’s take a look at all the bonus earning categories on the Ink Business Preferred and some additional reasons you’d want to consider the card.

Additional Reasons to Consider the Card

We like the Ink Business Preferred because, in addition to elevated earnings on common business expenses, the card offers flexible redemption options and valuable travel and shopping benefits/protections.

Here are our top additional reasons to consider the card:

• Lower annual fee
• Earns 3x Ultimate Rewards points on common business purchases
• Redeem points for travel at 1.25 cents per point
• Transfer points to airline partners for potentially greater value
• $600 in cell phone protection coverage
• Primary car rental insurance
• No foreign transaction fees
• Purchase Protection and Extended Warranty shopping protections

The Ink Business Preferred card comes with great benefits and earns flexible rewards that can be redeemed for travel or transferred to airline and hotel partners. To learn more about the best way to redeem Ultimate Rewards for the best value, you’ll want to review our article with our top redemption ideas.

Bottom Line: If your business spends a lot on telecom, rewards will accumulate quickly with 3x earnings on the Ink Business Preferred card. Plus, if your business spends on travel, shipping, and advertising, those categories will also receive elevated earning levels. 

Ink Business Cash℠ Credit Card

Small businesses can still earn big, too, especially when you’re earning 5% cash-back on your internet, cable, and phone services. With also earning 5% cash-back at office supply stores, it won’t be difficult to maximize the earnings on the Ink Business Cash card.

CREDIT CARD

BENEFITS & INFO

Ink Business Cash℠ Credit Card

Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services Earn 2% cash back on the first $25,000 (combined) spent at gas stations and restaurants each year 0% introductory APR for 12 months on purchases, then a variable APR of 13.24%-19.24%. $0 Annual Fee

Additional Reasons to Consider the Card

• No annual fee
• Cash-back is earned as valuable Ultimate Rewards points that can be transferred to premium Chase cards and redeemed for potentially greater value
• Primary car rental insurance
• Purchase Protection and Extended Warranty

Hot Tip: Torn between the Ink Business Preferred card and the Ink Business Cash card? We can help with that. Check out our detailed comparison of the Ink Business Preferred and the Ink Business Cash for all the information you need to decide.

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

If your airline of choice is American Airlines and your business spends a lot on cable and phone services, you may want to consider American’s branded credit card. If you receive your internet via a cable or satellite provider, those merchants can also qualify for the elevated earnings.

In addition to receiving 2 miles per dollar on these purchases, you’ll enjoy the perk of a free checked bag and preferred boarding when traveling on American Airlines.

Additional Reasons to Consider the Card

• First-year annual fee waived
• Free checked bag for the cardholder and up to 4 traveling companions on the same reservation
• Preferred boarding on American Airlines
• $99 companion ticket after spending $30,000 in a card account year
• 25% inflight purchase savings

Bottom Line: Airline frequent flyer miles may not be as flexible as points or cash-back, but if you travel frequently on American, the CitiBusiness Platinum Select card could be a consideration as earnings can still offset your travel expenses.

Bank of America® Business Advantage Cash Rewards Card

If your business spends heavily on telecommunications or computer services, and you have a strong banking relationship with Bank of America, you could potentially earn 75% more in rewards on your choice of business spending categories.

Here’s how the Bank of America Business Advantage Cash card earns cash-back.

Preferred Rewards for Business members who have Platinum Honors Tier with Bank of America receive 75% additional cash-back, or 5.25% on their chosen 3% category, with 3.5% on dining and 1.75% on all other purchases.

Additional Reasons to Consider the Card

• No annual fee
• Higher earnings for banking relationship tier members
• Introductory 0% APR on purchases for 9 billing periods
• Travel and emergency services

Blue Business Cash™ Card from American Express

If your small business has a variety of expenses, including internet, cable, and phone services, you can earn rewards on every purchase with the Amex Blue Business Cash card.

Credit Card	Benefits	Best For
American Express Blue Business Cash™ Card	Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year 0.0% intro APR on purchases for 12 months, then a variable rate, 13.24% - 19.24%. Terms Apply Annual Fee: $0 For rates and fees of the American Express Blue Business Cash™ Card, please click here.	Startups that can benefit from the 0% APR period for initial large purchases and pay off in 12 months Businesses looking for a simple cash-back earning structure

There’s no bonus category structure to memorize or complicated redemption options. Just pay your expenses with the card and earn 2% cash-back that can be applied directly to your business bottom line.

Additional reasons to consider the card:

• 2% cash-back on all purchases up to $50,000
• Free employee cards
• Secondary car rental coverage
• Purchase Protection and Extended Warranty shopping protections

The Blue Business® Plus Credit Card from American Express

Like the Amex Blue Business Cash card, the Amex Blue Business Plus card has a simplified earning structure, however, the card earns Membership Rewards points versus cash-back.

CREDIT CARD	BENEFITS
The Blue Business® Plus Credit Card from American Express	Earn 2X points on the first $50,000 spent on everyday business purchases such as office supplies or client dinners. 0.0% intro APR on purchases for 12 months, then a variable rate, 13.24% - 19.24%. Terms Apply Annual Fee: $0 For rates and fees of The Blue Business® Plus Credit Card from American Express, please click here.

While earning 2 Membership Rewards points per dollar spent on up to $50,000 in purchases each card account year, you’ll receive the same benefits and protections as the Amex Blue Business Cash card. The Amex Blue Business Plus card also does not charge an annual fee.

To learn more about the value of flexible Membership Rewards points, how to earn lots of points, and the best ways to redeem those points, be sure to check out our articles.

Capital One® Spark® Cash for Business

The CapOne Spark Cash card makes earning simple and easy. Plus, it doesn’t matter how much your business spends as earnings are unlimited.

With a limited-time huge welcome bonus, you could realize significant value when spending on the card.

Additional Reasons to Consider the Card:

• No annual fee the first year
• No limit on cash-back earnings
• Global Entry or TSA PreCheck fee reimbursement

To learn more about the best Capital One Business credit cards, check out our article with a detailed comparison.

Best Cards for Internet, Cable, and Phone Service Purchases — Summary

With all the business credit cards available, few focus on rewarding the combination of internet, cable, and phone services.

If your business spends a lot in these categories, perhaps you’d appreciate a comparison of the cards we’ve mentioned in this article as they relate to earning rewards.

Here’s how the cards stack up specifically on telecom purchases and additional earning categories.

Bottom Line: When it comes to rewarding telecom services specifically, the Ink Business Preferred card stands out as a winner. 

Final Thoughts

Although the Ink Business Preferred card excels when it comes to earnings on internet, cable, and phone services, you could have other business expenses or priorities that make another business credit card a better choice.

A business that spends a lot on non-bonus categories such as equipment acquisition or raw materials might consider a business card with unlimited flat rate earnings such as a 2% cash-back card.

While every business owner, big or small, can benefit from a business rewards credit card, it’s important to match your highest spending categories with the rewards earning structure of the card you select.

If your business requires you to travel extensively, for example, you may want a travel rewards card that earns big on travel purchases, provides luxury travel benefits, and allows flexible travel redemptions.

Also, consider that it may take more than 1 business credit card to provide the best earnings on your highest categories of spending and to deliver all the benefits that are a priority to you.

The information regarding the CitiBusiness® / AAdvantage® Platinum Select® Mastercard®, Ink Business Preferred® Credit Card, Ink Business Cash℠ Credit Card, and Bank of America® Business Advantage Cash Rewards Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. 

For rates and fees of the American Express Blue Business Cash™ Card, please click here.
For rates and fees of The Blue Business® Plus Credit Card from American Express, please click here.