Earn Extra Chase Ultimate Rewards Points With Mobile Payments

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Earlier this week, Chase announced that people with certain credit cards, including the Chase Sapphire Preferred® and the Chase Sapphire Reserve®, can earn one extra Ultimate Reward point for each eligible dollar spent when making purchases through an eligible mobile wallet service. This extra point is in addition to points already earned.

The offer is valid through November 4, 2017, on up to $1,500 worth of purchases, and doesn’t require signing up or registering. Simply use your card through the mobile payment and you’ll earn an extra point for each dollar spent once the transaction posts.

The eligible mobile wallets include Apple Pay, Samsung Pay, Android Pay and Chase Pay. Any cardholder can use any of the products, according to an updated promotion page on Chase’s website.

It applies to cards in the Sapphire line: specifically, the Chase Sapphire® (which is no longer available for new applications), the Chase Sapphire Preferred® and the Chase Sapphire Reserve®.

While the option to make mobile payments is still only available in select brick-and-mortar stores and chains, there’s no doubt that mobile wallets are becoming more popular as phones supporting the technology become more widespread.S

In just the past few years, we’ve seen some larger chains in the U.S., such as Walgreens, begin to accept contact-free payments from smartphones. Meanwhile, contactless payments are widely accepted internationally. Since the Chase Sapphire Preferred® Card and the Chase Sapphire Reserve® card carry no foreign transaction fees, this promotion could be particularly helpful if you’re traveling in the next month.

Singapore Suites A380
One great use of Chase Ultimate Rewards points is transferring them to Singapore Airlines’ Krisflier program and flying in Singapore Suites first class!

Of course, the best way to maximize this promotion is by using mobile payments for purchases within the bonus categories on the two currently-available Sapphire cards: dining and travel. Although many travel service providers and restaurants — outside of fast food — don’t have contactless payment available yet, there’s still a great way to make it work when making online purchases.

Instead of buying airfare or food online through a website, use a mobile app. Some airlines, including Delta and United, allow you to select Apple Pay as a payment option, rather than having to enter your credit card.

This actually helps the merchants and banks increase security — when you use a mobile payment method, your credit card number isn’t actually transmitted. Instead, the payment service (like Apple Pay) creates a one-time temporary code, so even if there’s a security breach, no usable information will be compromised.

Within the travel category, there are options to use Apple Pay other than for airfare. Ride-sharing apps including Uber and Lyft accept Apple Pay through the apps, as do some services like Hotel Tonight.

Similarly, some food delivery apps, like GrubHub and Seamless, accept Apple Pay.

When making purchases through any of the apps, you just need to make sure to select the mobile wallet as your payment option — otherwise, the payment will go through using credit card info you’ve stored in the app.

Chase Ultimate Reward Points

The Chase Ultimate Rewards (UR) program is one of our favorite loyalty programs. With great airline and hotel transfer partners, it’s possible to get a ton of value from them! For some ideas on how to redeem your UR points, check out our complete guide.

Bottom Line: This is a great way to score some extra Ultimate Rewards points over the next month!


Chase Sapphire Preferred® Card

Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.

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