Edited by: Keri Stooksbury
& Kellie Jez
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Long considered one of the most valuable and flexible points currencies, miles and points enthusiasts are always happy to earn Chase Ultimate Rewards points. One reason the points are so valuable is that you’ll have flexible redemption options such as access to both airline and hotel rewards, thanks to the Chase transfer partners.
One of the ways to earn more Ultimate Rewards points quickly is through the Chase Refer-A-Friend program, as you’ll receive bonus points when your friends sign up for a new Chase credit card.
Not only can you refer friends to cards that earn Ultimate Rewards points, but you can also share referrals to Chase cards that earn United miles, Southwest Rapid Rewards, and Marriott Bonvoy points.
Let’s look at how the program works and how you can add to your Ultimate Rewards account balance with referrals.
Chase has put together a simple site where you can create all your referral bonus links. You can then send referrals to friends via email or share your referral links on Facebook and Twitter. You can also use the Chase app to refer friends.
The process is simple: once a friend applies and is approved for a card through your referral link, you’ll receive a bonus. The number of points you receive depends on which card your referred friend signs up for.
Your friend will also likely be eligible for a welcome bonus, which only sweetens the deal for everyone!
When you visit the Chase Refer-A-Friend site, you’ll need to provide 3 pieces of information to access your referral links:
This page will give you the details of how many points per card you can earn for each referral bonus. It will also indicate the maximum reward points you may earn through referrals each calendar year.
You have 4 options for sharing your referral links — email, Facebook, Twitter, and the Chase mobile app. Let’s talk about each.
Emailing your referral link directly to a friend is the first option you’ll see. It requires you to enter the first name and email address of your recipients. Surprisingly, it can take up to 7 days for the referral email to be sent, making this the slowest method for referring a friend.
By clicking the Facebook button, you’ll be shown a Share on Facebook link that will create a post with your referral link to share on your Facebook profile. Unlike email referrals, this link is created immediately and can be shared instantly.
If you prefer, you can copy the link and paste it into an email for a faster workaround to the email system.
Referring friends to Chase cards via Twitter is virtually the same as via Facebook. Click the Twitter button and click Share on Twitter to create a tweet with your referral link. As with Facebook, this link will be created right away so you can share it immediately.
This might be the most common method of creating a link to share with friends since you can share it so quickly.
Chase has now added the ability to refer friends via the Chase mobile app, which makes it even easier to refer a friend on the spot.
Once you’ve logged in and are viewing an overview of your accounts, you can find the card to which you want to refer a friend. Under the card name, you’ll see an option to Pay Card and 3 blue dots next to that. Click the dots and, if you’re eligible to refer, you’ll see the option to Refer Friends.
You’ll then be taken to a screen that will allow you to send an email or text invite.
The cards eligible for referrals change occasionally, so if you can’t refer someone today be sure to check again later. Note that the opposite is also true: some cards may be eligible today, but won’t be at a later date.
In most cases, in order to refer a friend to a Chase credit card, you must be a cardholder of that card. However, this is not always the case.
For example, if you have a Chase card that is no longer available for applications, you may still be able to refer other Chase cards. Cardholders of the Ink Business Plus® Credit Card may be able to refer other Chase business cards, and holders of a Chase Freedom Flex℠ card may be able to refer to a Chase Freedom Unlimited®.
Your Chase Refer-A-Friend dashboard will list all of your available options.
Now let’s look at some examples of Chase referral bonuses.
Here is a snapshot of some of the Chase cards available for referral via the Refer-A-Friend program.
Note that this is not an all-inclusive list of all Chase cards that are available for referral, but rather a sampling of some of the most popular. Log in to your Chase account to view your own list of eligible cards, including both personal and Chase business credit cards.
Chase’s Refer-A-Friend program is an excellent way to earn Ultimate Rewards points, cash-back bonuses, hotel points, Disney Dollars, or airline miles.
Also, with multiple ways to share your referral link, it’s easy to get the word out to your friends and family.
With minimal effort, you’ll be adding rewards to your account in no time and helping a friend or family member earn rewards as well.
The information regarding the Ink Business Plus® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Chase Freedom Flex℠ was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Marriott Bonvoy Boundless® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding The World of Hyatt Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The cards eligible for referral change occasionally. If a card you have is not available today, it might be within a few months.
Only Chase cardholders may refer others to Chase cards. You’ll find a list of eligible card referrals on your Chase Refer-A-Friend dashboard.
Yes, you can refer other business owners to Chase’s business cards.
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Always a fan of flying, it was only natural that Spencer was drawn to finding a way to improve the travel experience.
Like many, he started this journey searching for cheap flights to take him around the world. This was fun for a while, but Spencer was intrigued by the idea of flying in business and first class!
Throwing himself into what became an extensive research project, Spencer spent 3-4 hours per night learning everything he could about frequent flyer miles over the course of several months (he thinks this is normal). He runs Straight to the Points, an award-seat alert platform.
UP's Bonus Valuation
This bonus value is an estimated valuation calculated by UP after analyzing redemption options, transfer partners, award availability and how much UP would pay to buy these points.