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Founder and CEO of Upgraded Points, Alex is a leader in the industry and has earned and redeemed millions of points and miles. He frequently discusses the award travel industry with CNBC, Fox Business...
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Disney Visa Card
U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
3
$150 statement credit
$0
19.24% to 28.24% Variable
Disney Visa Card
A straight 1% in Disney Rewards Dollars that can be redeemed for Disney tickets, merchandise, and other offerings makes this a Mickey fan's go-to card.
U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
3
For you and your family, vacation time is Disney time. In fact, Disney is #1 for you and your brood all year-round. You have the Mickey ears to prove it!
Lucky for you, the Disney card makes it simple to earn Disney Rewards Dollars that you can spend at Walt Disney World, Disneyland, Disney Store, and more.
Card Snapshot
Welcome Bonus & Info
Earn a $150 statement credit after you spend $500 on purchases in the first 3 months from account opening.
Earn 1% in Disney Rewards Dollars on all your card purchases with no limits to the amount you can earn.
Enjoy 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 16.24%–25.24%.
Save 10% on select purchases at shopDisney.com when you use your Disney Visa Card.
Receive 10% off select merchandise purchases of $50 or more at select locations at the Disneyland® and Walt Disney World® Resorts when you use your Disney Visa Card.
15% off the non-discounted price of select guided tours at the Disneyland® and Walt Disney World® Resorts when you use your credit card to purchase.
Pose for special photos at our private Cardmember locations at Walt Disney World® Resort and the Disneyland® Resort. Your complimentary photo downloads will be digitally enhanced with Disney or Star Wars Characters appearing right next to you.
You would use the financing benefit on Disney vacation packages
Don’t Get If
You want a card with flexible redemption options
You want to earn a ton of points each month
You rarely take Disney vacations
Disney Card Benefits
Sign-up Bonus and Earning Disney Rewards Dollars
Enjoy a $150 statement credit after spending $500 on purchases in the first 3 months of account opening. The welcome bonus is great for a shopping trip at Walt Disney World Resort, Disneyland Resort, Disney Cruise Line, and other select locations.
With the card, get 1% Disney Rewards Dollars on all purchases, which will be worth $1 each. Unlike other credit cards, there’s no limit to the number of Disney Rewards Dollars you can earn!
Bottom Line: The Disney card comes with a decent sign-up bonus and the opportunity to earn a flat 1% in Disney Rewards Dollars.
Tons of Disney Card Perks
Disney fans, check out all of the perks that come with the Disney card.
First, get 15% off select guided tours at Walt Disney World Resort and Disneyland Resort. Also, get 10% off select dining locations at both resorts. Cardholders also have the opportunity to pose for special photos at special cardholder locations at both resorts.
Love Disney merchandise? Get 10% off select merchandise purchases of $50 or more at select locations and shopDisney.com, too.
Cardholders will also get savings aboard a Disney Cruise Line when using their card to pay for select onboard purchases.
In addition, you’ll get a 0% APR for 6 months on select Disney vacation packages! That’s half a year to pay off the trip of a lifetime.
Bottom Line: Special discounts on Disney tours, merchandise, and dining, plus special photo opportunities make the Disney carda dream come true for Disney fans.
Other Benefits of the Disney Card
The card has no annual fee, unlike the more premium Disney® Premier Visa® card, which costs $49 per year.
That means you’ll start out ahead of the game earning Disney Rewards Dollars to redeem for almost everything Disney: DVDs, toys, movie tickets, and more! You can even redeem your Disney Rewards Dollars for Disney theme park tickets and services.
Of course, a true Disney fan wants everyone to know it. Show off your Disney style with your choice of 10 different Disney and Star Wars designs on your credit card.
Finally, for the traveling family, you’ll be glad to know that the card also comes with purchase protection, extended warranty on products, and baggage delay insurance to make sure a lost bag doesn’t ruin your trip!
Bottom Line: The Disney card comes at no annual fee, earns Disney Rewards Dollars that are redeemable for anything Disney-related, and has 10 different choices for card designs! You’ll also get a few insurance options, like baggage delay coverage.
Best Way To Redeem Disney Rewards Dollars
Before you can redeem your Disney Rewards Dollars, you’ll need to order a Disney Rewards Redemption Card. It’s a reloadable card that holds your Disney Rewards Dollars until you are ready to spend them.
Redeeming Disney Rewards Dollars
1 Disney Rewards Dollar is equal to $1 when you redeem it for Disney products and offerings. Whether you redeem for a $109 Walt Disney World Park ticket or a $55.95 Star Wars costume, Disney Rewards Dollars are always worth $1 each.
You do have quite a few options for using your Disney Rewards Redemption Card, whether purchasing a voucher or vacation rewards. However, all of your redemption options are of course Disney-related.
Consider it a great way to budget your spending, or to give your kids a gift that makes them feel like they have their own money to spend!
Vouchers for Disney Merchandise
Get vouchers for Disney DVDs, games, toys, and music. The vouchers come in denominations of $10 (toys, music, books, and games) and $15 (DVD and Disney Blu-ray). They expire 1 year from the month during which they were purchased.
Movie vouchers are good for admission to Disney movies. Each voucher can be redeemed for 1 admission to a Walt Disney Pictures or Star Wars movie playing at participating theaters.
Disney Vacation Rewards
Disney Rewards Dollars can also be redeemed for hotel stays at Disney Resorts, seasonal park passes, Disney Cruise Line spa experiences, souvenirs, and much more.
You are limited in the number of ways you can maximize your Disney Rewards Dollars.
Obviously, the more you use the card, the more Disney Rewards Dollars you will accumulate. But don’t go overboard with your spending to increase your Disney Rewards Dollars balance! Any interest accrued on a balance you can’t pay off will always offset rewards earned.
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
2% cash-back at Disney, supermarkets, restaurants, and gas stations means more rewards dollars for Disney fans.
2% cash-back at Disney, supermarkets, restaurants, and gas stations means more rewards dollars for Disney fans.
Earn $300 Statement Credit after you spend $1,000 on purchases in the first 3 months from account opening
$300
$49
19.24% to 28.24% Variable
The information for the Chase Disney Premier Visa® Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
Mickey and his friends are like part of the family. Your kids can recite the words to everything from Aladdin to Toy Story. And there’s no question where you’re going on Spring Break (Space Mountain, anyone?).
As a premier Disney fan, you always have the Disney® Premier Visa® Card on hand. It earns you cash back and discounts at Walt Disney World, Disneyland, and more.
Earn $300 Statement Credit after you spend $1,000 on purchases in the first 3 months from account opening
Enjoy 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 15.49%‐24.49%
Save 10% on select purchases at shopDisney.com when you use your Disney Premier Visa Card
Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com.
Earn 2% in Disney Rewards Dollars on card purchases at grocery stores, restaurants, gas stations and most Disney locations.
Earn 1% on all your other card purchases.
Airline Statement Credit: Redeem Rewards Dollars for a statement credit toward airline travel
If you love Disney but want a little more flexibility when it comes to redeeming your Disney Rewards Dollars, you might consider the Disney Premier card. In addition to Disney benefits, it allows you to redeem Disney Rewards Dollars for airline tickets.
This card has a $49 annual fee, but you’ll earn 2% in Disney Rewards Dollars on restaurants, supermarkets, gas stations, and Disney purchases, and 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com, or ESPNPlus.com.
Bottom Line: The Disney Premier cardoffers 2 ways to spend your Disney Rewards Dollars: on Disney products and services or for airfare. The Disney cardonly allows you to redeem your Disney Rewards Dollars for Disney products and services.
The information regarding the Capital One Quicksilver Cash Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. The information regarding the Disney® Visa® Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
For rates and fees of the Blue Cash Everyday® from American Express, click here.
Frequently Asked Questions
Is it worth it to get the Disney card?
Disney fans will enjoy 1% in Disney Rewards Dollars on all purchases that can be redeemed for Disney Rewards Dollars.
You can use your Disney Rewards Dollars for Disney and Star Wars merchandise and vacation rewards.
What are the benefits of the Disney card?
There are many perks that come with the Disney card, such as special photo opportunities at exclusive cardmember locations at both resorts. Plus, you’ll get complimentary downloads of your photos.
You also get 10% off purchases of $50 or more at Disney Store and shopDisney.com, as well as 10% off select dining and merchandise at Walt Disney World and Disneyland.
The card can be used for all of your everyday purchases. You can then use your Disney Rewards Dollars for redemptions on Disney products.
Your Disney Rewards Dollars redemption has to be in increments of $20, and it will be put onto a prepaid gift card that you can use at any Disney-owned property or store.
Is there an annual fee on the Disney card?
No. There is no annual fee.
What are Disney Rewards Dollars?
Disney Rewards Dollars are the currency you can use toward Disney products or offerings. 1 Disney Rewards Dollar is equal to $1 when you redeem them.
Before using Disney Rewards Dollars, you must load them to a Disney Rewards Redemption Card.
When do Disney Rewards Dollars post to your account?
Disney Rewards Dollars post to your account at the end of the billing cycle in which they accrued.
Where do I redeem Disney Rewards Dollars on my Disney Rewards card?
You redeem Disney Rewards Dollars by requesting a Disney Rewards Redemption Card.
The Disney Rewards Redemption Card holds your Disney Rewards Dollars so you can use them at Disney theme park ticket booths, Disney resorts, Disney cruise lines, and more.
Once you have 20 Disney Rewards Dollars, you can order a Redemption Card by calling 800-300-8575. You can also order them online or at Disney parks.
When do Disney Rewards Dollars expire?
Your Reward Dollars on your account expire 60 billing cycles after the billing cycle in which they first posted to your monthly billing statement.
Which Disney credit card is best?
There are 2 major differences between the Disney card and the Disney Premier card: annual fee and Disney Reward Dollars earnings.
While the Disney card has no annual fee, the Disney Premier card costs $49 per year. It also earns 2% Disney Rewards Dollars at restaurants, supermarkets, and gas stations, rather than a flat 1%.
Both cards provide access to special photo opportunities and a 10% merchandise discount.
Does the Disney card have a 0% APR offer?
No. However, the card does offer a finance offer on select Disney vacation packages.
Does the Disney card have a foreign transaction fee?
Founder and CEO of Upgraded Points, Alex is a leader in the industry and has earned and redeemed millions of points and miles. He frequently discusses the award travel industry with CNBC, Fox Business, The New York Times, and more.
This bonus value is an estimated valuation calculated by UP after analyzing redemption options, transfer partners, award availability and how much UP would pay to buy these points.
