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Disney Rewards Visa Card — Full Review [2022]

Name: Disney Rewards Visa Card — Full Review [2022]
Item: Disney Rewards Visa Card
Rating: 3
Author: Alex Miller

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"Stock up on Disney Dream Reward Dollars"

A straight 1% cash back that can be redeemed for Disney tickets, merchandise, and other offerings makes this a Mickey fan's go-to card.

Alex Miller

- UPDATED: April 27, 2022 |

The information for the Disney Rewards Visa Card has been collected independently by Upgraded Points. The card details on this page have not been reviewed or provided by the card issuer

For you and your family, vacation time is Disney time. In fact, Disney is #1 for you and your brood all year round. You have the Mickey ears to prove it!

Lucky for you, the Disney Rewards Visa card makes it simple to earn cash-back so you can spend your rebates at Walt Disney World, Disneyland, Disney Store, and more.

Disney Card — Snapshot

Welcome Bonus & Info (Partner Content)
- $50 Disney gift card after first purchase
- 1% in reward dollars for all purchases
- 0% APR for 6 months on select Disney vacation packages
- 10% off select merchandise at Disney Store and DisneyStore.com (on purchases of $50 or more)
- 10% off Star Wars merchandise at Walt Disney World and Disneyland
- Disney and Star Wars character meet & greets, as well as other perks
- 15% off guided tours at both Walt Disney World and Disneyland Resorts
- DoorDash DashPass subscription
Card Categories:
Rewards Center
Disney Rewards
Customer Service Number
800-432-3117
Login Link
https://www.chase.com/

Great Card If

You visit Disney Parks and vacation properties frequently
You make regular purchases at DisneyStore.com
You would use the 0% financing benefit on Disney vacation packages

Don't Get If

You want a card with flexible redemption options
You want to earn a ton of points each month
You rarely take Disney vacations

Disney Card — Fees

Foreign Transaction Fees
3%
Interest Rates ?
- See Issuer's Terms
Late fees ?
- Up to $35
Balance Transfers
- See Issuer's Terms
Cash Advance APR
- See Issuer's Terms

The Ideal Cardholder

Disney Perks with Chase Disney Rewards Visa Card — For the Disney-loving family, the Disney card can provide extra value and perks that make your trips much more valuable! Image Credit: s_bukley via Shutterstock.com

Sign-Up Bonus and Earning Disney Dollars

Enjoy a Disney gift card after your first purchase with the card’s current sign-up bonus for new cardmembers. It’s ideal for a shopping trip at Walt Disney World Resort, Disneyland Resort, Disney Cruise Line, and other select locations.

With the card, get 1% cash-back on all purchases good for Disney Reward Dream Dollars, which will be worth $1 each. Unlike other credit cards, there’s no limit to the number of reward dollars you can earn!

Bottom Line: The Disney card comes with a decent sign-up bonus and the opportunity to earn a flat 1% cash back.

Tons of Disney Card Perks

Disney fans, check out all of the perks that come with the Disney card.

First, get 15% off select guided tours at Walt Disney World Resort and Disneyland Resort. Also, get 10% off select dining locations at both resorts.

Love Disney merchandise? Get 10% off select purchases of $50 or more at Disney Store and DisneyStore.com, plus 10% off Star Wars merchandise of $50 or more at select Disney properties.

That’s not all. Watch the reaction when you tell the kids about the special Disney and Star Wars character private meet & greets, only for Chase Disney credit cardholders.

In addition, you’ll get a 0% APR for 6 months on select Disney vacation packages! That’s half a year to pay off the trip of a lifetime.

Bottom Line: Special discounts on Disney tours, merchandise, and dining, plus character meet & greets make the Disney card a dream come true for Disney fans.

Other Benefits of the Disney Card

The card has no annual fee, unlike the more premium Disney card, which costs $49 per year.

That means you’ll start out ahead of the game earning Disney Dream Reward Dollars to redeem for almost everything Disney: DVDs, toys, movie tickets, and more! You can even redeem your cash-back rewards for Disney theme park tickets and services.

Of course, a true Disney fan wants everyone to know it. Show off your Disney style with your choice of 10 different Disney and Star Wars designs on your credit card.

Finally, for the traveling family, you’ll be glad to know that the card also comes with purchase protection, extended warranty on products, and baggage delay insurance to make sure a lost bag doesn’t ruin your trip!

Bottom Line: The Disney card comes at no annual fee, earns cash-back that is redeemable for anything Disney-related, and has 10 different choices for card designs! You’ll also get a few insurance options, like baggage delay coverage.

Best Way to Maximize Disney Rewards Dollars

It’s important to remember that, although you earn Disney Dream Reward Dollars by using the card, it’s still considered a 1 % cash-back card. As such, you are limited in the number of ways you can maximize points.

Obviously, the more you use the card, the more Disney Dream Reward Dollars you will accumulate. But don’t go overboard with your spending to increase your cash-back amount! Any interest accrued on a balance you can’t pay off will always offset rewards earned.

Best Way to Redeem Disney Rewards Dollars

The only way to redeem points is for Disney Dream Reward Dollars.

Before you can redeem your Disney Dollars, you’ll need to order a Disney Rewards Redemption Card. It’s a reloadable card that holds your Disney Dollars until you are ready to spend them.

This is very similar to the American Express Serve® Card.

Redeeming Disney Dream Reward Dollars

One Disney Dream Reward Dollar is equal to $1 when you redeem them for Disney products and offerings. Whether you redeem for a $99 Walt Disney World Park ticket or a $55.95 Star Wars costume, Disney Dream Reward Dollars are always worth $1 each.

You do have quite a few options for using your Disney Rewards Redemption Card, whether purchasing a voucher or vacation rewards. However, all of your redemption options are of course Disney-related.

Consider it a great way to budget your spending, or to give your kids a gift that makes them feel like they have their own money to spend!

Vouchers for Disney Merchandise

Get vouchers for Disney DVDs, games, toys, and music. The vouchers come in denominations of $10 (toys, music, books, and games) and $15 (DVD & Disney Blu-ray). They expire one year from the month during which they were purchased.

Movie vouchers are good for admission to Disney movies. Each voucher can be redeemed for one admission to a Walt Disney Pictures or Star Wars movie playing at participating theaters.

See voucher restrictions here.

Disney Vacation Rewards

Disney Dream Reward Dollars can also be redeemed for hotel stays at Disney Resorts, seasonal park passes, Disney Cruise Line spa experiences, souvenirs, and much more.

Use your Disney Dollars to cover the full value of your Disney reward or a portion of the cost. See a list of locations where you can redeem your Disney Dream Reward Dollars here.

Disney Reward Dollar Redemptions Will Leave a Happy Family — No matter how you decide to redeem your Disney Dream Reward Dollars, you will have the opportunity to create some fun memories for yourself or your family! Image Credit: Monkey Business Images via Shutterstock

Alternatives to the Disney Card

The biggest drawback of the card is that you are limited to Disney-brand benefits. (Of course, for die-hard Disney fans, that’s hardly a problem!)

If you love Disney but want a little more flexibility when it comes to redeeming your points, you might consider the Disney card. In addition to Disney benefits, it allows you to redeem Disney Dream Reward Dollars for airline tickets.

This card has a $49 annual fee, but you’ll earn 2% back on restaurants, supermarkets, gas stations, and Disney purchases. Plus, you get a Disney gift card for the sign-up bonus, which is typically more than the value of this Disney Rewards Visa card offer.

If you aren’t going to be using the Disney perks, you can also consider other cash-back cards entirely, such as the Citi Double Cash Card, Blue Cash Everyday® Card from American Express, or the Capital One Quicksilver Cash Rewards Credit Card.

Bottom Line: The Disney card offers 2 ways to spend your Disney Dream Reward Dollars: on Disney products and services, or for airfare. The Disney card only allows you to redeem your cash-back for Disney rewards.

Frequently asked questions

Is it worth it to get the Disney card?

Disney fans will enjoy the 1% cash-back on all purchases that can be redeemed for Disney Dream Reward Dollars.

You can use your Disney Dollars for Disney and Star Wars merchandise and vacation rewards.

What are the benefits of the Disney card?

There are many perks that come with the Disney card, such as special Disney and Star Wars character meet & greets.

You also get 10% off purchases of $50 or more at Disney Store and DisneyStore.com, as well as 10% off select dining and merchandise at Walt Disney World and Disneyland.

Another unique benefit is a 15% discount on guided tours at both Disney Resorts.

Where can I get the Disney card?

Apply for the card using one of our links or via Chase.com.

Where can the Disney card be used?

The card can be used for all of your everyday purchases. You can then use your cash-back for redemptions on Disney products by redeeming Disney Dream Reward Dollars.

When you redeem the cash-back, it has to be in increments of $20, and it will be put onto a pre-paid gift card that you can use at any Disney owned property or store.

Is there an annual fee on the Disney card?

No. There is no annual fee.

What are Disney Dream Reward Dollars?

Disney Dream Reward Dollars are currency you can use toward Disney products or offerings. One Disney Dollar is equal to $1 when you redeem them.

Before using Disney Dollars, you must load them to a Disney Rewards Redemption Card.

When do Disney Dream Reward Dollars post to your account?

Disney Dream Reward Dollars post to your account at the end of the billing cycle in which they accrued.

Where do I redeem cash-back for Disney Dream Reward Dollars on my Disney Rewards card?

You redeem Disney Dream Reward Dollars by requesting a Disney Rewards Redemption Card.

The Disney Rewards Redemption Card holds your Disney Dream Reward Dollars so you can use them at Disney theme park ticket booths, Disney resorts, Disney cruise lines, and more.

Once you have 20 Disney Dream Reward Dollars, you can order a Redemption Card by calling 1-800-300-8575. You can also order them online or at Disney parks.

When do Disney Dream Reward Dollars expire?

Your Reward Dollars on your account expire 60 billing cycles after the billing cycle in which they first posted to your monthly billing statement.

Which Disney rewards card is best?

There are 2 major differences between the Disney card and the Chase Disney Premier Visa® Card: annual fee and cashback.

While the Disney card has no annual fee, the Chase Disney Premier Visa® Card costs $49 per year. It also earns 2% back at restaurants, supermarkets, and gas stations, rather than a flat 1%.

Both cards provide access to meet & greets and the 10% merchandise discount.

Does the Disney card have a 0% APR offer?

No, however, you do receive a 0% APR for 6 months on select Disney vacation packages.

Which travel partners are associated with the card?

There are no travel partners associated with this card.

Does the Disney card have a foreign transaction fee?

Yes, there is a 3% foreign transaction fee.

What is the Disney card login?

About Alex Miller

Alex has been traveling for over 25 years and from a young age was lucky enough to set out on numerous family trips all over the world, which gave him the travel bug. Alex has since earned millions of travel points and miles, mainly through maximizing credit card sign-up bonuses and taking every opportunity to earn the most points possible on each dollar spent.

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4 comments

Ellen December 2, 2020
Can any of the Disney cards be used in any place that accepts Visa? Not just Disney themed establishments?
- Katie Seemann December 3, 2020
  Hi Ellen,
  Yes, Disney credit cards will be accepted anywhere that accepts Visa cards.
Brad December 27, 2020
We tried using our Chase Rewards when purchasing Christmas gifts. Our rewards card totaled approximately $171. We had our personal bank card and the rewards card listed when we purchased our items through Disney.com. When we purchased the items we have no idea if the rewards money will be actually applied. When checking our bank account the entire amount was charged to our personal bank card. I was on the phone for over an hour trying to figure out what happened. Not Chase nor Disney would get this resolved. Disney is saying that it is Chase’s fault while Chase is saying it was Disney’s fault. Since these gifts were for my grandchildren, then I couldn’t return all of the products. This is a huge problem and I would tell anyone to be cautious when purchasing any more products from Disney. I will never buy something again from Disney. When the issue is not a result of the consumer, and the companies will not help or resolve the issue, then this is not a good business practice. I will not do business with companies that do not take care of the people who keep them in business.
Randall Forester April 12, 2021
I have a disputed charge on my credit card–there was a rebill and the vendor put a decimal in the wrong place a second time (1000.05 v 1005). I’ve been disputing this since January–asking Chase Disney Visa to remove one charge and to leave the other in place. They refuse to contact the vendor, to complete the transaction properly, or to remove both charges so I may pay the vendor in an alternative manner. During this process, Chase has dropped calls and not called me back. One representative wrote in his notes a misrepresentation–if not an outright lie–about my wishes. Chase Disney supervisors have not called me and no one will give me the phone number to contact them–they have the audacity to give me a window when I may receive a phone call that is between 24 and 48 hours. Three times in a row, the supervisor called my house landline instead of my cell number which I requested each time. Chase Disney has demonstrated that they have no desire to meet my needs and that they do not care about me and the years I have been a customer.

Disney Card — Snapshot

Great Card If

Don't Get If

Disney Card — Fees

The Ideal Cardholder

Sign-Up Bonus and Earning Disney Dollars

Tons of Disney Card Perks

Other Benefits of the Disney Card

Best Way to Maximize Disney Rewards Dollars

Best Way to Redeem Disney Rewards Dollars

Redeeming Disney Dream Reward Dollars

Vouchers for Disney Merchandise

Disney Vacation Rewards

Alternatives to the Disney Card

Frequently asked questions

Is it worth it to get the Disney card?

What are the benefits of the Disney card?

Where can I get the Disney card?

Where can the Disney card be used?

Is there an annual fee on the Disney card?

What are Disney Dream Reward Dollars?

When do Disney Dream Reward Dollars post to your account?

Where do I redeem cash-back for Disney Dream Reward Dollars on my Disney Rewards card?

When do Disney Dream Reward Dollars expire?

Which Disney rewards card is best?

Does the Disney card have a 0% APR offer?

Which travel partners are associated with the card?

Does the Disney card have a foreign transaction fee?

What is the Disney card login?

About Alex Miller

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