The information for the Disney Rewards Visa Card has been collected independently by Upgraded Points. The card details on this page have not been reviewed or provided by the card issuer.
For you and your family, vacation time is Disney time. In fact, Disney is #1 for you and your brood all year round. You have the Mickey ears to prove it!
Lucky for you, the Disney Rewards Visa card makes it simple to earn cash-back so you can spend your rebates at Walt Disney World, Disneyland, Disney Store, and more.
Disney Card — Snapshot
- Welcome Bonus & Info (Partner Content)
- $50 Disney gift card after first purchase
- 1% in reward dollars for all purchases
- 0% APR for 6 months on select Disney vacation packages
- 10% off select merchandise at Disney Store and DisneyStore.com (on purchases of $50 or more)
- 10% off Star Wars merchandise at Walt Disney World and Disneyland
- Disney and Star Wars character meet & greets, as well as other perks
- 15% off guided tours at both Walt Disney World and Disneyland Resorts
- DoorDash DashPass subscription
- Card Categories:
- Rewards Center
- Customer Service Number800-432-3117
- Login Link
The Ideal Cardholder
Sign-Up Bonus and Earning Disney Dollars
Enjoy a Disney gift card after your first purchase with the card’s current sign-up bonus for new cardmembers. It’s ideal for a shopping trip at Walt Disney World Resort, Disneyland Resort, Disney Cruise Line, and other select locations.
With the card, get 1% cash-back on all purchases good for Disney Reward Dream Dollars, which will be worth $1 each. Unlike other credit cards, there’s no limit to the number of reward dollars you can earn!
Tons of Disney Card Perks
Disney fans, check out all of the perks that come with the Disney card.
First, get 15% off select guided tours at Walt Disney World Resort and Disneyland Resort. Also, get 10% off select dining locations at both resorts.
Love Disney merchandise? Get 10% off select purchases of $50 or more at Disney Store and DisneyStore.com, plus 10% off Star Wars merchandise of $50 or more at select Disney properties.
That’s not all. Watch the reaction when you tell the kids about the special Disney and Star Wars character private meet & greets, only for Chase Disney credit cardholders.
In addition, you’ll get a 0% APR for 6 months on select Disney vacation packages! That’s half a year to pay off the trip of a lifetime.
Other Benefits of the Disney Card
The card has no annual fee, unlike the more premium Disney card, which costs $49 per year.
That means you’ll start out ahead of the game earning Disney Dream Reward Dollars to redeem for almost everything Disney: DVDs, toys, movie tickets, and more! You can even redeem your cash-back rewards for Disney theme park tickets and services.
Of course, a true Disney fan wants everyone to know it. Show off your Disney style with your choice of 10 different Disney and Star Wars designs on your credit card.
Finally, for the traveling family, you’ll be glad to know that the card also comes with purchase protection, extended warranty on products, and baggage delay insurance to make sure a lost bag doesn’t ruin your trip!
Great Card If
- You visit Disney Parks and vacation properties frequently
- You make regular purchases at DisneyStore.com
- You would use the 0% financing benefit on Disney vacation packages
Don't Get If
- You want a card with flexible redemption options
- You want to earn a ton of points each month
- You rarely take Disney vacations
Disney Card — Fees
- Annual Fee
- Foreign Transaction Fees3%
- Interest Rates ?
- See Issuer's Terms
- Late fees ?
- Up to $35
- Balance Transfers
- See Issuer's Terms
- Cash Advance APR
- See Issuer's Terms
Best Way to Maximize Disney Rewards Dollars
It’s important to remember that, although you earn Disney Dream Reward Dollars by using the card, it’s still considered a 1 % cash-back card. As such, you are limited in the number of ways you can maximize points.
Obviously, the more you use the card, the more Disney Dream Reward Dollars you will accumulate. But don’t go overboard with your spending to increase your cash-back amount! Any interest accrued on a balance you can’t pay off will always offset rewards earned.
Best Way to Redeem Disney Rewards Dollars
The only way to redeem points is for Disney Dream Reward Dollars.
Before you can redeem your Disney Dollars, you’ll need to order a Disney Rewards Redemption Card. It’s a reloadable card that holds your Disney Dollars until you are ready to spend them.
This is very similar to the American Express Serve® Card.
Redeeming Disney Dream Reward Dollars
One Disney Dream Reward Dollar is equal to $1 when you redeem them for Disney products and offerings. Whether you redeem for a $99 Walt Disney World Park ticket or a $55.95 Star Wars costume, Disney Dream Reward Dollars are always worth $1 each.
You do have quite a few options for using your Disney Rewards Redemption Card, whether purchasing a voucher or vacation rewards. However, all of your redemption options are of course Disney-related.
Consider it a great way to budget your spending, or to give your kids a gift that makes them feel like they have their own money to spend!
Vouchers for Disney Merchandise
Get vouchers for Disney DVDs, games, toys, and music. The vouchers come in denominations of $10 (toys, music, books, and games) and $15 (DVD & Disney Blu-ray). They expire one year from the month during which they were purchased.
Movie vouchers are good for admission to Disney movies. Each voucher can be redeemed for one admission to a Walt Disney Pictures or Star Wars movie playing at participating theaters.
See voucher restrictions here.
Disney Vacation Rewards
Disney Dream Reward Dollars can also be redeemed for hotel stays at Disney Resorts, seasonal park passes, Disney Cruise Line spa experiences, souvenirs, and much more.
Use your Disney Dollars to cover the full value of your Disney reward or a portion of the cost. See a list of locations where you can redeem your Disney Dream Reward Dollars here.
Alternatives to the Disney Card
The biggest drawback of the card is that you are limited to Disney-brand benefits. (Of course, for die-hard Disney fans, that’s hardly a problem!)
If you love Disney but want a little more flexibility when it comes to redeeming your points, you might consider the Disney card. In addition to Disney benefits, it allows you to redeem Disney Dream Reward Dollars for airline tickets.
This card has a $49 annual fee, but you’ll earn 2% back on restaurants, supermarkets, gas stations, and Disney purchases. Plus, you get a Disney gift card for the sign-up bonus, which is typically more than the value of this Disney Rewards Visa card offer.
If you aren’t going to be using the Disney perks, you can also consider other cash-back cards entirely, such as the Citi Double Cash Card, Blue Cash Everyday® Card from American Express, or the Capital One Quicksilver Cash Rewards Credit Card.
The Gritty Details: Everything Else You Need to Know
Allow 6 to 8 weeks for delivery of your Disney gift card sign-up bonus. To receive the bonus, you must either be a new cardmember, or not have received the bonus for this card within the last 24 months.
The Disney gift card is not redeemable for cash, and it will not be replaced if lost or stolen.
Disney Dream Reward Dollars expire 5 years from the date they post to your account, and there is no limit to how many you can redeem.
You cannot earn Disney Dream Reward Dollars on balance transfers, cash advances, or checks that access your account.
Once ordered, it takes 2 to 3 weeks for Disney Rewards Redemption Cards to arrive. You may only have 2 active cards at one time. There is no expiration date.
After you request a card, Disney Dream Reward Dollars cannot be transferred from your Redemption Card back into your rewards account balance.
Some items are excluded from the 10% Disney Store discount, including theme park passes, Disney INFINITY, video games, Disney electronics, art & collectibles, and more. See a full list of exclusions here.
Other Unique Features
The Chase Disney Rewards® Visa® Card does not have as many purchase and travel benefits as other cash-back cards. However, it does have a few. Here is a list of those and the rest of the benefits.
Purchase protection – Get reimbursed for damaged or stolen purchases up to $500 within 120 days.
Extended warranty protection – Add 1 year to eligible manufacturer’s warranties.
Baggage delay insurance – Receive up to $100 a day for 3 days when essential purchases are delayed more than 6 hours by the carrier.
Disney and Star Wars character meet & greets – Receive special privileges in designated areas for card holders to meet and greet with the various Disney and Star Wars characters. Great way to skip having to wait in the long lines!
Savings on select merchandise, dining, and guided tours – The card offers special discounts and savings on a variety of things. See the card benefits package you receive or the terms and conditions online for more details, because there are certain exclusions.
0% APR for 6 months on Disney vacations – A great way to finance a trip if you need to. Note that the 0% APR only applies to certain vacations, so you’ll likely have to do some research or call to make sure the one you want is covered!
Save 10% on select Disney and Star Wars merchandise for purchases over $50 – The savings can change at any time, but in general you will save 10% on all merchandise purchases valued at $50 or more for Disney and Star Wars.
Redeem cash-back toward Disney services and products – Redeem cash-back for Disney theme park tickets, resort stays, dining, Disney movie tickets, DVDs, toys, costumes, and more.
Frequently asked questions
Is it worth it to get the Disney card?
Disney fans will enjoy the 1% cash-back on all purchases that can be redeemed for Disney Dream Reward Dollars.
You can use your Disney Dollars for Disney and Star Wars merchandise and vacation rewards.
What are the benefits of the Disney card?
There are many perks that come with the Disney card, such as special Disney and Star Wars character meet & greets.
You also get 10% off purchases of $50 or more at Disney Store and DisneyStore.com, as well as 10% off select dining and merchandise at Walt Disney World and Disneyland.
Another unique benefit is a 15% discount on guided tours at both Disney Resorts.
Where can I get the Disney card?
Apply for the card using one of our links or via Chase.com.
Where can the Disney card be used?
The card can be used for all of your everyday purchases. You can then use your cash-back for redemptions on Disney products by redeeming Disney Dream Reward Dollars.
When you redeem the cash-back, it has to be in increments of $20, and it will be put onto a pre-paid gift card that you can use at any Disney owned property or store.
Is there an annual fee on the Disney card?
No. There is no annual fee.
What are Disney Dream Reward Dollars?
Disney Dream Reward Dollars are currency you can use toward Disney products or offerings. One Disney Dollar is equal to $1 when you redeem them.
Before using Disney Dollars, you must load them to a Disney Rewards Redemption Card.
When do Disney Dream Reward Dollars post to your account?
Disney Dream Reward Dollars post to your account at the end of the billing cycle in which they accrued.
Where do I redeem cash-back for Disney Dream Reward Dollars on my Disney Rewards card?
You redeem Disney Dream Reward Dollars by requesting a Disney Rewards Redemption Card.
The Disney Rewards Redemption Card holds your Disney Dream Reward Dollars so you can use them at Disney theme park ticket booths, Disney resorts, Disney cruise lines, and more.
Once you have 20 Disney Dream Reward Dollars, you can order a Redemption Card by calling 1-800-300-8575. You can also order them online or at Disney parks.
When do Disney Dream Reward Dollars expire?
Your Reward Dollars on your account expire 60 billing cycles after the billing cycle in which they first posted to your monthly billing statement.
Which Disney rewards card is best?
There are 2 major differences between the Disney card and the Chase Disney Premier Visa® Card: annual fee and cashback.
While the Disney card has no annual fee, the Chase Disney Premier Visa® Card costs $49 per year. It also earns 2% back at restaurants, supermarkets, and gas stations, rather than a flat 1%.
Both cards provide access to meet & greets and the 10% merchandise discount.
Does the Disney card have a 0% APR offer?
No, however, you do receive a 0% APR for 6 months on select Disney vacation packages.
Which travel partners are associated with the card?
There are no travel partners associated with this card.
Does the Disney card have a foreign transaction fee?
Yes, there is a 3% foreign transaction fee.
What is the Disney card login?
Log in to your account at https://www.chase.com/.