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Disney® Visa® Card
U.P. Rating
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
3
$150
$0
18.24% - 27.24% Variable
Good to Excellent (670-850)
Disney® Visa® Card
A straight 1% in Disney Rewards Dollars that can be redeemed for Disney tickets, merchandise, and other offerings makes this a Mickey fan's go-to card.
U.P. Rating
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
3
Summary
For you and your family, vacation time is Disney time. In fact, Disney is #1 for you and your brood all year-round. You have the Mickey ears to prove it!
Lucky for you, the Disney® Visa® Card makes it simple to earn Disney Rewards Dollars that you can spend at Walt Disney World®, Disneyland®, shopDisney.com, and more.
Card Details
Card Snapshot
Welcome Bonus & Info
Earn a $150 Statement Credit after you spend $500 on purchases in the first 3 months from account opening.
Earn 1% in Disney Rewards Dollars on all card purchases. There are no limits to the number of Rewards Dollars you can earn.
0% promo APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 18.24% to 27.24%
10% off select merchandise purchases at select locations and 10% off select dining locations most days at the Disneyland® Resort and Walt Disney World® Resort.
Save 10% on select purchases at shopDisney.com when you use your Disney Visa Card
Receive 10% off select merchandise purchases at select locations at the Disneyland® and Walt Disney World® Resorts when you use your Disney Visa Card
Earn 1% in Disney Rewards Dollars on all your card purchases with no limits to the amount you can earn
No annual fee
Pose for special photos at private Cardmember locations at both parks and receive complimentary downloads of your photos
Receive a one-year complimentary DoorDash DashPass membership if activated by December 31, 2027
Cons
Does not earn transferrable points to other travel partners
Has a foreign transaction fee
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Methodical “U.P. Rating” System
1130+ Expert Credit Card Guides
Great Card If
You visit Disney Parks and vacation properties frequently
You would use the financing benefit on Disney vacation packages
Don’t Get If
You want a card with flexible redemption options
You want to earn a ton of points each month
You rarely take Disney vacations
Disney Card Benefits
Welcome Bonus Offer and Earning Disney Rewards Dollars
The welcome offer is great for a shopping trip at Walt Disney World Resort, Disneyland Resort, Disney Cruise Line, and other select locations.
With the card, get 1% Disney Rewards Dollars on all purchases, which will be worth $1 each. Unlike other credit cards, there’s no limit to the number of Disney Rewards Dollars you can earn!
Bottom Line: The Disney card comes with a decent welcome offer bonus and the opportunity to earn a flat 1% in Disney Rewards Dollars.
Tons of Disney Card Perks
Disney fans, check out all of the perks that come with the Disney card.
First, get 15% off select guided tours at Walt Disney World Resort and Disneyland Resort. Also, get 10% off select dining locations at both resorts. Cardholders also have the opportunity to pose for special photos at special cardholder locations at both resorts.
Love Disney merchandise? Get 10% off select merchandise purchases at select locations and shopDisney.com, too.
Cardholders will also get savings aboard a Disney Cruise Line when using their card to pay for select onboard purchases.
In addition, you’ll get a0% promo APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 18.24% - 27.24%. That’s half a year to pay off the trip of a lifetime.
Bottom Line: Special discounts on Disney tours, merchandise, and dining, plus special photo opportunities make the Disney carda dream come true for Disney fans.
Other Benefits of the Disney Card
The card has no annual fee, unlike the more premium Disney® Premier Visa® card, which costs $49 per year.
That means you’ll start out ahead of the game earning Disney Rewards Dollars to redeem for almost everything Disney: DVDs, toys, movie tickets, and more! You can even redeem your Disney Rewards Dollars for Disney theme park tickets and services.
Of course, a true Disney fan wants everyone to know it. Show off your Disney style with your choice of 10 different Disney and Star Wars designs on your credit card.
Finally, for the traveling family, you’ll be glad to know that the card also comes with purchase protection, extended warranty on products, and baggage delay insurance to make sure a lost bag doesn’t ruin your trip!
Bottom Line: The Disney card comes at no annual fee, earns Disney Rewards Dollars that are redeemable for almost anything Disney-related, and has 10 different choices for card designs! You’ll also get a few insurance options, like baggage delay coverage.
Best Way To Redeem Disney Rewards Dollars
Before you can redeem your Disney Rewards Dollars, you’ll need to order a Disney Rewards Redemption Card. It’s a reloadable card that holds your Disney Rewards Dollars until you are ready to spend them.
Redeeming Disney Rewards Dollars
One Disney Rewards Dollar is equal to $1 when you redeem it for Disney products and offerings. Whether you redeem for a $109 Walt Disney World Park ticket or a $55.95 Star Wars costume, Disney Rewards Dollars are always worth $1 each.
You do have quite a few options for using your Disney Rewards Redemption Card, whether purchasing a voucher or vacation rewards. However, all of your redemption options are of course Disney-related.
Consider it a great way to budget your spending, or to give your kids a gift that makes them feel like they have their own money to spend!
Disney Vacation Rewards
Disney Rewards Dollars can also be redeemed for hotel stays at Disney Resorts, seasonal park passes, Disney Cruise Line spa experiences, souvenirs, and much more.
You are limited in the number of ways you can maximize your Disney Rewards Dollars.
The more you use the card, the more Disney Rewards Dollars you will accumulate. But don’t go overboard with your spending to increase your Disney Rewards Dollars balance! Any interest accrued on a balance you can’t pay off will always offset rewards earned.
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
2% back Disney Rewards Dollars at Disney, gas stations, grocery stories, and restaurants means more rewards dollars for Disney fans.
2% back Disney Rewards Dollars at Disney, gas stations, grocery stories, and restaurants means more rewards dollars for Disney fans.
Earn a $300 Statement Credit after you spend $1,000 on purchases in the first 3 months from account opening.
$300
$49
18.24% - 27.24% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)
Why We Like This Card
Mickey and his friends are like part of the family. Your kids can recite the words to everything from Aladdin to Toy Story. And there’s no question where you’re going on Spring Break (Space Mountain, anyone?).
As a premier Disney fan, you always have the Disney® Premier Visa® Card on hand. It earns you cash back and discounts at Walt Disney World, Disneyland, and more.
Pros & Cons
Pros
Save 10% on select purchases at shopDisney.com when you use your card
Earn 5% in Disney Rewards Dollars on purchases at DisneyPlus.com, Hulu.com, or ESPNPlus.com
Earn 2% in Disney Rewards Dollars on card purchases at gas stations, grocery stores, restaurants, and most Disney U.S. locations
Earn a $300 Statement Credit after you spend $1,000 on purchases in the first 3 months from account opening.
Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com. Earn 2% in Disney Rewards Dollars on card purchases at gas stations, grocery stores, restaurants and most Disney U.S. locations. Earn 1% on all your other card purchases. There are no limits to the number of Rewards Dollars you can earn.
Redeem Rewards Dollars for a statement credit toward airline purchases.
0% promo APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 18.24% to 27.24%
10% off select merchandise purchases at select locations and 10% off select dining locations most days at the Disneyland® Resort and Walt Disney World® Resort.
Save 10% on select purchases at DisneyStore.com
Member FDIC
Financial Snapshot
APR: 18.24% - 27.24% Variable
Foreign Transaction Fees: 3% of the amount of each transaction in U.S. dollars.
If you love Disney but want a little more flexibility when it comes to redeeming your Disney Rewards Dollars, you might consider the Disney Premier card. In addition to Disney benefits, it allows you to redeem Disney Rewards Dollars for airline tickets.
This card has a $49 annual fee, but you’ll earn 2% in Disney Rewards Dollars on restaurants, supermarkets, gas stations, and Disney purchases, and 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com, or ESPNPlus.com.
Bottom Line: The Disney Premier cardoffers 2 ways to spend your Disney Rewards Dollars: on Disney products and services or for airfare. The Disney cardonly allows you to redeem your Disney Rewards Dollars for Disney products and services.
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