Amex Gold Card’s Welcome Offer Bonus History: 2019 to 2026

The American Express^® Gold Card has featured several public welcome offers since 2019, with major changes to both the bonus amounts and the spending requirements.

This guide tracks the duration, spending requirements, and estimated value of each previous welcome offer, based on Upgraded Points’ valuations. As such, new applicants can compare today’s welcome offer on the Amex Gold card against historical opportunities.

Current Amex Gold Card Welcome Offer

The current public offer for the Amex Gold card is as high as 100,000 points after you make $8,000 in eligible purchases within the first 6 months (Source: American Express). Notably, the spending requirement rose from $6,000 to $8,000 in April 2026, while the bonus opportunity and spending window remained unchanged. Note that welcome offers vary, and you may not be eligible for an offer.

The current welcome offer matches the highest public welcome offer to date, which was last seen in June 2022, when you could earn 100,000 points after spending $4,000 in the first 3 months.

The Amex Gold card comes with a $325 annual fee (rates & fees). The application process allows you to see if you are approved without an impact to your credit score (though if you are approved and choose to accept the card, your score may be affected). You can also withdraw your application at any time, including after you find our your specific welcome offer.

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American Express^® Gold Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out, and want big rewards at U.S. supermarkets.

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American Express^® Gold Card

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out, and want big rewards at U.S. supermarkets.

Welcome Offer

You may be eligible for as high as 100,000 Membership Rewards^® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.

As High As 100,000 Points. Find Out Your Offer.

UP's Offer Valuation*:

Up to $2,200

Annual Fee

$325

APR

See Pay Over Time APR

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

With the Amex Gold card, you can earn 4x Membership Rewards points at restaurants, up to $50,000 per calendar year, and you’ll also earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year, then 1x.

There are several other benefits of the Amex Gold card, including monthly dining credits.

Pros & Cons

Pros

• 5x points on prepaid hotels via AmexTravel.com or the Amex Travel App
• 4x points at restaurants worldwide, up to $50,000 per calendar year; then 1x thereafter
• 4x points at U.S. supermarkets, up to $25,000 per calendar year; then 1x thereafter

Cons

• $325 annual fee (rates and fees)
• 4x categories for restaurants and U.S. supermarkets have annual spend caps

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Card Highlights

• You may be eligible for as high as 100,000 Membership Rewards^® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
• Earn 4X Membership Rewards^® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
• Earn 4X Membership Rewards^® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
• Earn 5X Membership Rewards^® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
• Earn 3X Membership Rewards^® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
• Earn 2X Membership Rewards^® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
• Earn 1X Membership Rewards^® point per dollar spent on all other eligible purchases.
• Pay It^® lets you tap in the American Express^® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It^® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
• $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
• $100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express^® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
• $84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express^® Gold Card at U.S. Dunkin’ locations. Enrollment required.
• $120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
• Enjoy complimentary Hertz Five Star^® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
• Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
• Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express^® service and support. Only for American Express^® Card Members.
• Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
• No Foreign Transaction Fees.
• Annual Fee is $325.
• Terms Apply.

Financial Snapshot

• APR: See Pay Over Time APR
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Our points and miles valuations estimate Membership Rewards points to be worth 2.2 cents each, leaving you with roughly up to $2,200 in rewards value from the maximum welcome offer.

Below, you’ll find the Amex Gold card’s current and previous public welcome offers:

*Valuations are based on our monthly points valuations and are not provided by the issuer.

Amex Gold Card Benefits

The generous welcome offer is just one of the many reasons why this card is so popular. Let’s take a look at the Amex Gold card benefits, though some may require prior enrollment:

• Select the gold or rose gold color.
• Excellent rewards rate: Earn 5x points on prepaid hotels via AmexTravel.com or the Amex Travel App™, 4x points at restaurants worldwide on up to $50,000 in purchases per calendar year (then 1x points) and U.S. supermarkets on up to $25,000 in purchases per calendar year (then 1x points); 3x points on flights booked directly with airlines or on AmexTravel.com; 2x points on prepaid car rentals and cruises on AmexTravel.com; and 1x points on all other eligible purchases.
• Get up to $100 Resy credit (up to $50 in statement credits semiannually at U.S. Resy restaurants), up to $120 Uber Cash (U.S. ride and Eats orders only, up to $10 per month, add your Amex Gold card to your account and pay with an Amex card to use), up to $84 Dunkin’ credit (up to $7 per month), and other dining credits and benefits
• Transfer Membership Rewards points to airline and hotel transfer partners and redeem for travel and gain maximum value.

Whether the Amex Gold card is the right fit or not, the wider Amex range is worth exploring before applying.

Final Thoughts

The welcome offers on the Amex Gold card have changed quite a bit since 2019, with changes to both the bonus amounts and spending requirements. The current public welcome offer, with as high as 100,000 points, ranks among the highest publicly available opportunities in the Amex Gold card’s history, though eligibility and bonus amounts can vary by applicant.

Before applying, check out our guide on how to get the highest Amex Gold card welcome offer to maximize your chances of securing the most bonus points.