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Atmos™ Rewards Visa® Business Card — Full Review [2025]

Jarrod West's image
Jarrod West
Edited by: Michael Y. Park
& Kellie Jez

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Atmos™ Rewards Visa® Business Card

Atmos™ Rewards Visa® Business Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
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  • $70 for the company, then $25 per card

Atmos™ Rewards Visa® Business Card

The Atmos Rewards Business card earns you extra points and benefits on Alaska and Hawaiian flights, plus it allows you to earn an annual companion certificate.

U.P. Rating
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon3.5

Summary

The Atmos Rewards Business card is a great option for business owners looking to receive added perks on their Alaska and Hawaiian flights and earn additional points for all of their business expenses.

Card Details

Card Snapshot

Welcome Bonus & Info

Pros & Cons

Pros

  • 3x points on eligible Alaska Airlines purchases
  • 2x points on eligible gas, EV charging station, shipping and local transit (including rideshare) purchases
  • 1x points on all other purchases
  • Earn a 10% rewards bonus on all points earned from card purchases if your company has an eligible Bank of America small business account
  • Earn Alaska’s Famous Companion Fare ($99 fare plus taxes and fees from $23) each account anniversary after spending $6,000 or more on purchases within the prior anniversary year
  • Free checked bag for you and up to 6 guests on your reservation
  • Priority boarding
  • 20% back on Alaska Airlines and Hawaiian Airlines inflight purchases
  • $100 off an annual Alaska Lounge+ membership
  • Earn 1 Status Point for every $3 spent

Cons

  • Charges an annual fee
  • Annual companion certificate requires $6,000 in annual spend

Great Card If

  • You regularly fly with Alaska or Hawaiian.
  • You want benefits like free checked bags and priority boarding.
  • You can take advantage of Alaska’s Famous Companion Fare each year.
  • You want a card that helps you earn elite status faster.

Don’t Get If

  • You rarely fly with Alaska or Hawaiian.
  • You’re not a business owner.

Atmos Rewards Business Card — Is It Worth It?

If you’re a business owner who frequently travels with Alaska Airlines or Hawaiian Airlines, the Atmos Rewards Business card is likely very worth it for you.

For starters, you earn anywhere from 1 to 3 points per $1 spent on your card purchases, including bonus categories like Alaska and Hawaiian purchases, gas, EV charging stations, shipping, and local transit (including ride-sharing) purchases.

Plus, if you have an eligible Bank of America small business account, you receive a 10% rewards bonus, effectively increasing the number of points you earn to 1.1x, 2.1x, and 3.1x, depending on the type of purchase.

Beyond the rewards you earn, the Atmos Rewards Business card comes with several benefits frequent flyers will love, including free checked bags, priority boarding, 20% back on Alaska and Hawaiian inflight purchases, $100 off an annual Alaska Lounge+ membership, and an annual companion certificate (after spending $6,000 or more in the prior cardmember year).

Atmos Rewards Business Card Top Features and Benefits

Here is an overview of all of the best features and benefits of the Atmos Rewards Business card:

Annual Companion Certificate

One of the most valuable benefits of the Atmos Rewards Business card is its annual companion certificate. With it, you can book a companion fare flight for just $122 — a $99 fare plus taxes and fees starting from $23.

This certificate is valid for any round-trip economy ticket to anywhere Alaska or Hawaiian flies within North America, including Hawaii.

That said, you must spend $6,000 on your card in the previous calendar year to earn the companion certificate. Once you do, your certificate is valid for 12 months from its issue date.

Free Checked Bags and Priority Boarding

When you pay for your Alaska Airlines or Hawaiian Airlines flight with your card, you and up to 6 guests traveling on your reservation receive free checked bags. With checked bag prices at $70 per round-trip ticket, this could save you up to $490 per trip if you often travel with a large party.

Priority boarding is also a useful perk. It allows you to be among the first to board and secure overhead bin space for your carry-on baggage and personal items.

Discount on Inflight Purchases

With your Atmos Rewards Business card, you can get a 20% rebate toward food, beverages, and Wi-Fi purchased on Alaska or Hawaiian-operated flights when you use your card to pay.

Discount on Alaska Lounge+ Membership

If you’re a frequent flyer and want to take advantage of Alaska Lounges when you travel, using your Atmos Rewards Business card to purchase your Alaska Lounge+ membership gets you a $100 discount.

For those already paying for an Alaska Lounge+ membership, this $100 benefit alone essentially covers the card’s annual fee — and then some.

Fast-Track to Elite Status

With your card, you’ll earn 1 status point for every $3 spent from January 1, 2025, through December 31, 2025, up to a maximum of 30,000 status points. Beginning in 2026, there will be no limit on the number of status points earned in a calendar year.

When you use your card as you usually would, you’ll earn redeemable points and status points toward Atmos Rewards elite status, as well.

Best Ways To Earn and Redeem Alaska Airlines Atmos Rewards Points

Using your Atmos Rewards Business card for as many business expenses as possible is the best way to rack up Alaska Airlines Atmos Rewards points. This is especially true for purchases that fall within the card’s bonus categories: Alaska purchases, gas, EV charging stations, shipping, and local transit (including ride-sharing) purchases.

Of course, using your card isn’t the only way to earn Atmos Rewards points, so be sure you’re taking advantage of all options.

When it comes to redeeming your points, Alaska Airlines offers one of the most valuable airline loyalty programs. With generous award pricing for its flights and its airline partners, the program offers no shortage of great ways to redeem Atmos Rewards points.

Alternative Cards to the Atmos Rewards Business Card

The Blue Business® Plus Credit Card from American Express

If you’re not 100% committed to 1 airline, a card that earns transferable rewards likely would be good for you.

With the Amex Blue Business Plus card, you earn 2x points on all purchases you make with the card (up to $50,000, 1x thereafter) throughout the year. It also comes with perks like purchase protection, extended warranty protection, and a $0 annual fee (rates & fees).

While American Express Membership Rewards points don’t transfer directly to Alaska Airlines, they do transfer to Marriott Bonvoy, which can then be transferred to Alaska at a 3:1 rate.

Ink Business Preferred® Credit Card

The Ink Business Preferred card is another great option for those looking to earn transferable Chase Ultimate Rewards, thanks to the impressive collection of Chase transfer partners.

Additionally, the card is excellent at earning points on your business expenses. You can earn 3 points per $1 spent on up to $150,000 in combined purchases on internet, cable, and phone services, shipping expenses, travel, and ads purchased with search engines or social media sites.

You also receive great travel and purchase coverage through cell phone protection, purchase protection, rental car insurance, travel accident insurance, and more.


For the purchase protection benefit of the Blue Business® Plus Credit Card from American Express, eligibility and benefit level varies by Card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For the extended warranty benefit of the Blue Business® Plus Credit Card from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

Frequently Asked Questions

Does Alaska Airlines have a business card?

Yes, Alaska Airlines, in partnership with Bank of America, offers 2 personal credit cards and a business credit card.

What is the annual fee of the Atmos Rewards Business card?

The annual fee for the Atmos Rewards Business card is $70 for the company, then $25 per card.

Is the Atmos Rewards Business card worth it?

If you’re a frequent Alaska Airlines and Hawaiian Airlines flyer, then it is likely that the Atmos Rewards Business card would be worth it for you. The card helps you earn more points on your business expenses and includes perks like free checked bags, priority boarding, discounts on inflight purchases, and an annual companion certificate.

How hard is it to get the Atmos Rewards Business card?

That depends on a variety of factors, including your credit score, business income, history with Bank of America, and more. But generally speaking, business owners with a credit score of 670 or higher should have better-than-average approval odds.

Does the Atmos Rewards Business card give access to Alaska Lounges?

No, the Atmos Rewards Business card does not come with complimentary access to Alaska Lounges. However, it does offer a $100 statement credit for the cost of an annual Alaska Lounge+ membership.

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About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 8 years. He earns and redeems over 1 million points per year, and his work has been featured in outlets like The New York Times.

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