Great Card If
- You’re an AT&T customer.
- You want to lower your monthly wireless or internet bill.
- You want to earn up to $240 annually in statement credits with no annual fee.
Don’t Get If
- You’re not an AT&T customer.
- You want a travel rewards card.
AT&T Points Plus Card: Is It Worth It?
If you’re an AT&T customer and want to lower your wireless or internet bill while earning rewards without an annual fee, the AT&T Points Plus card could be worth it for you.
It can help you save $10 per line per month on your wireless bill and $10 per month on your internet bill with qualifying activity. You can also earn up to $240 in statement credits each year for using your card. These benefits alone can help you save more than $500 per year.
AT&T Points Plus Card Top Benefits and Perks
Here is a full look at the benefits you can expect from the AT&T Points Plus card:
- Get a monthly discount on your AT&T bills: Get a $10 per line monthly discount on your AT&T wireless bill and a $10 monthly discount on your eligible AT&T internet bill when enrolled in autopay and paperless billing.
- Earn up to $240 in annual statement credits: Earn a $20 statement credit on your card statement after you spend $1,000 or more on purchases in a billing cycle, or earn a $10 statement credit after you spend $500 to $999.99.
- No annual fee: Keep your card open, continue to earn rewards, and save on your monthly bill, without needing to pay an annual fee.
- Access to Citi Entertainment offers: Presale tickets and exclusive experiences for music, sports, arts, and cultural events.
Best Ways To Earn and Redeem Your Rewards
The best way to earn more rewards with your AT&T Points Plus card is to use it for AT&T and everyday purchases, as long as you pay your statement balance in full each month. This is especially true for purchases that fall into the bonus categories of 3x points at gas and EV charging stations, 2x points at grocery stores (including grocery delivery services), and 1x points on all other purchases, including AT&T products and services.
With the AT&T Points Plus card, you can redeem your points for statement credits, travel rewards, gift cards, or use them at checkout with participating Shop with Points partners.
Additionally, since the AT&T Points Plus card earns Citi ThankYou Points, you can pool your rewards with other cards that earn Citi ThankYou Points, including the Citi Strata Premier℠ Card and Citi Strata Elite℠ Card that have access to the Citi transfer partners.
Alternative Cards to the AT&T Points Plus Card
T-Mobile customers can save more with the T-Mobile Visa card.
Cardholders get a $5 monthly discount per eligible wireless phone line, on up to 8 lines (depending on your plan), for a total of up to $40 off each month, receive cardholder-exclusive T-Mobile Tuesdays offers, get 5% in rewards on any phone, device, or accessory at T-Mobile, and 2% in rewards on everyday purchases, all with a $0 annual fee.
If you’re a Verizon customer, you can lower your monthly bill with a $0 annual fee by using the Verizon Visa card.
The benefits of the card include up to $10 per month off each eligible wireless phone line, on up to 12 lines (depending on your plan), or $10 per month off each eligible Fios service, 0% financing options when you purchase new products from Verizon with your card, and 4% back on groceries, gas, EV charging stations, restaurants, and Verizon purchases.
