Great Card If
- Looking for a Navy Federal Credit Union that rewards you for travel
- Interested in a card that earns more than 1x on all other non-bonused purchases
- Wanting to get statement credits for Global Entry or TSA✓®
Don’t Get If
- You’re looking for a no-annual-fee card
- Prefer a card that has everyday spend categories like groceries and dining
- Interested in a cash-back card
What Benefits Do You Get With the Platinum Credit Card?
If you travel quite a bit, take a look at the Visa Signature® Flagship Rewards Credit Card from Navy Federal Credit Union. For starters, this card has a simple earning structure but one that is geared for travelers:
- Earn 3x points on travel
- Earn 2x points on everything else
While “travel” can seem ambiguous, it’s great to see that this card earns 3x on more than just hotel, cruise, and airline purchases. You’re also able to earn 3x on other travel-related purchases like car rentals, timeshares, campgrounds, RV parks, ride-share, parking, and tolls (plus more). Then all other purchases earn 2x point, which is nice to know that anything considered travel, you’re still earning bonus points.
Doubling down on its focus for travel, the card also comes with up to $100 in statement credits for Global Entry or TSA✓®.
You’re able to redeem your points for cash, travel, gift cards and merchandise and there’s no limit to the rewards you can earn.
Alternative Cards to the Platinum Credit Card
If you want a great travel rewards card and are willing to pay a little more of an annual fee to get one, the Chase Sapphire Preferred card is an excellent option.
The Chase Sapphire Preferred card earns 5x points per $1 for travel purchases through the Chase Travel portal, 3x points per $1 on dining, online grocery, and select streaming purchases, and 2x points per $1 spent on all other travel purchases. Plus, it features no foreign transaction fees and flexible redemption options — including transfer partners!
In fact, Chase Ultimate Rewards points are some of the most valuable loyalty currencies out there and can be redeemed for huge value. The card packs a ton of benefits for a moderate annual fee, and for many, it is worth every penny.
The Wells Fargo Autograph Card offers 3x points at restaurants, gas stations, transit, on travel, popular streaming services, and phone plans; all for no-annual-fee (rates & fees).
Furthermore, the card comes with other perks like cell phone protection, and Auto Rental Collision Damage Waiver.
