How To Get the 100K Amex Business Gold Card Welcome Offer [Current Public Offer Is 100K]

We love seeing elevated offers for our favorite cards — and when we do, we love sharing them with you. The American Express^® Business Gold Card is one of the best business cards out there, and we’ve spotted a huge 100,000-point welcome offer. This is fantastic, considering the current public welcome offer: Earn 100,000 points after you spend $15,000 on eligible purchases within the first 3 months.

Let’s dive into the details so you can grab this offer for yourself.

Targeted offers are discussed in the article below. Please note that these offers are not available to all applicants. Any information related to targeted offers has been collected independently and has not been reviewed or provided by the card issuer.

Amex Business Gold Card 100,000-Point Offer

The current public welcome offer for the Amex Business Gold card is: Earn 100,000 points after you spend $15,000 on eligible purchases within the first 3 months.

Terms Apply / Rates & Fees

American Express^® Business Gold Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Get 4x points in 2 select categories where your business spends the most each month (on your first $150,000 spent each year).

Apply Now(at Amex's secure site)

American Express^® Business Gold Card

Get 4x points in 2 select categories where your business spends the most each month (on your first $150,000 spent each year).

Welcome Offer

Earn 100,000 Membership Rewards^® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.

100,000 points

UP's Offer Valuation*:

Up to $2,200

Annual Fee

$375

APR

17.74% - 28.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The American Express^® Business Gold Card is excellent at racking up rewards for your business spend.

The card earns a whopping 4x points per $1 in the 2 categories (from a list of 6) that your business spends the most money on each month. With no need to opt-in or preselect your categories, so you can focus on what matters most — running your business.

Pros & Cons

Pros

• 4x points per dollar spent on your 2 highest purchase categories each month up to $150,000 each calendar year in purchases; categories include:
  • Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
  • U.S. purchases made from electronic goods retailers and software & cloud system providers
  • Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
  • U.S. purchases at gas stations
  • U.S. purchases at restaurants, including takeout and delivery
  • Purchases at U.S. media providers for advertising in select media (online such as Google Ads, Facebook Ads, plus TV and radio)
• 3x points per dollar on flights and prepaid hotels booked on amextravel.com using your Business Gold Card
• Access to Amex’s The Hotel Collection

Cons

• $375 annual fee (rates and fees)
• No elite travel benefits like airport lounge access or elite status

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Card Highlights

• Welcome Offer: Earn 100,000 Membership Rewards^® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
• Earn 4X Membership Rewards^® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*
• Earn 3X Membership Rewards^® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*
• Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.*
• Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.*
• The Business Gold Card comes in three metal designs: Gold, Rose Gold and White Gold. Make your selection when you apply on Americanexpress.com.
• *Terms Apply

Financial Snapshot

• APR: 17.74% - 28.49% Variable
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

That’s not a bad offer at all, but we just found an even better targeted welcome offer for 100,000 points after spending $10,000 on eligible purchases in the first 3 months.

We value Amex points at 2.2 cents each, which means this welcome offer is worth $2,200!

There’s so much you can do with 100,000 American Express Membership Rewards points.

I recently transferred 85,000 Amex points to The British Airways Club to fly on Qatar Airways Qsuites from Male, Maldives, all the way to John F. Kennedy International Airport (JFK). It was a long journey, and I was very comfortable the whole way. What a fantastic way to use my Amex points!

Benefits of the Amex Business Gold Card

The benefits with the Amex Business Gold card include a fantastic points-earning structure, which will appeal to a wide variety of business owners.

This card also earns 3x points on flights and prepaid hotels booked through AmexTravel.com. Even with all of that earning power, the annual fee is reasonable at just $375 (rates & fees).

While one of the best perks of the Amex Business Gold card is its many way to earn Amex Membership Rewards points, it comes with additional benefits.

• Up to $240 in statement credits for purchases at FedEx, Grubhub, and office supply stores (up to $20 per month; enrollment required)
• Monthly statement credit for a Walmart+ membership (up to $155 annually; enrollment required)
• Up to $150 in statement credits annually for U.S. purchases with Squarespace (enrollment required)
• Access to The Hotel Collection
• No foreign transaction fees (rates & fees)

Final Thoughts

The Amex Business Gold card is one of our favorite Amex business cards for good reason. It comes with flexible bonus categories for supercharged points earning and offers benefits that appeal to a wide variety of business owners.

We’ve seen targeted offers for 100,000 points, so it might be a good time to consider this card if you find it.