[Expired] New Amex Business Gold Card Welcome Offer [100,000 Points!]

Updated: April 2, 2026, 1:34pm CDT

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Earn 100,000 Points With the Amex Business Gold Card
Amex Business Gold Card Earning Rates
Amex Business Gold Card Benefits
Final Thoughts

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Update:The offer mentioned below has expired and is no longer available.

If you’re short on Amex Membership Rewards points, the American Express^® Business Gold Card now has an improved welcome offer of 100,000 points!

Here are the details of this increased offer, along with everything you need to know about the Amex Business Gold card, to help you decide if it is a good fit for your business.

Earn 100,000 Points With the Amex Business Gold Card

New applicants can enjoy the following welcome offer:

As High As 200,000 points. Find Out Your Offer. You may be eligible for as high as 200,000 Membership Rewards^® Points after spending $15,000 in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.

At Upgraded Points, we value Amex Membership Rewards points at 2.2 cents per point, making 100,000 Amex Membership Rewards points worth up to $4,400 based on that valuation. You can often receive this value, or more, for your points by making strategic use of the Amex transfer partners.

Further, the old welcome offer for the Amex Business Gold card was 70,000 points, so this new 100,000-point offer gives you the opportunity to earn nearly 43% more points.

Hot Tip:

If you need some ideas or inspiration on how to redeem 100,000 Amex Membership Rewards points, read through our guide on the best ways to redeem Amex points for maximum value!

Amex Business Gold Card Earning Rates

The Amex Business Gold card is easily one of the best business credit cards on the market for racking up as many points as possible on your business expenses.

This card earns 4x Membership Rewards points on the top 2 categories in which your business spends the most every month (up to $150,000 in combined purchases every calendar year):

Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
U.S. purchases made from electronic goods retailers and software & cloud system providers
Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
U.S. purchases at gas stations
U.S. purchases at restaurants, including takeout and delivery
Purchases at U.S. media providers for advertising in select media (online, TV, radio)

Plus, you’ll earn 3x points per dollar on flights and prepaid hotels booked through AmexTravel.com.

Business owners who have annual expenses that would meet the $150,000 spend threshold on the various 4x categories can earn a massive 600,000 Amex Membership Rewards points per year — worth $13,200, based on our valuations.

Amex Business Gold Card Benefits

Cardholders of the Amex Business Gold card receive a solid suite of benefits that offer even more value beyond the points you’ll earn each year.

These include credits of up to $20 monthly for eligible U.S. purchases at FedEx, Grubhub, and office supply stores, as well as up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.

You’ll also receive benefits like access to Amex’s The Hotel Collection, cell phone insurance, trip delay insurance, car rental loss & damage insurance, baggage insurance, and more.

Final Thoughts

If you’re a business owner with significant annual expenses that fall within one or more of the Amex Business Gold card’s 4x bonus categories, then the card would be a worthwhile addition to your wallet.

Now, the card is even more compelling, thanks to its increased welcome offer of 100,000 points!