Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology.

New Amex Business Gold Card Welcome Offer [100,000 Points!]

Jarrod West's image
Jarrod West
Jarrod West's image

Jarrod West

Senior Content Contributor

490 Published Articles 1 Edited Article

Countries Visited: 21U.S. States Visited: 24

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in o...
Edited by: Ryan Smith
Ryan Smith's image

Ryan Smith

News Managing Editor

309 Published Articles 451 Edited Articles

Countries Visited: 197U.S. States Visited: 50

Ryan completed his goal of visiting every country in the world in December of 2023 and now plans to let his wife choose their destinations. Over the years, he’s written about award travel for publicat...
& Kellie Jez
Kellie Jez's image

Kellie Jez

Director of Operations & Compliance

6 Published Articles 1238 Edited Articles

Countries Visited: 10U.S. States Visited: 20

Kellie’s professional experience has led her to a deep passion for compliance, data reporting, and process improvement. Kellie’s learned the ins and outs of the points and miles world and leads UP’s c...
Jump to Section

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

If you’re short on Amex Membership Rewards points, the American Express® Business Gold Card now has an improved welcome offer of 100,000 points!

Here are the details of this increased offer, along with everything you need to know about the Amex Business Gold card, to help you decide if it is a good fit for your business.

Earn 100,000 Points With the Amex Business Gold Card

New applicants can enjoy the following welcome offer:

  • ELEVATED OFFER: Earn 100,000 points after you spend $15,000 on eligible purchases within the first 3 months.

At Upgraded Points, we value Amex Membership Rewards points at 2.2 cents per point, making 100,000 Amex Membership Rewards points worth $2,200 based on that valuation. You can often receive this value, or more, for your points by making strategic use of the Amex transfer partners.

Further, the old welcome offer for the Amex Business Gold card was 70,000 points, so this new 100,000-point offer gives you the opportunity to earn nearly 43% more points.

New cardholders will also receive a 0% Intro APR for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.74% to 27.74% variable APR. Terms apply. (rates & fees)

Hot Tip:

If you need some ideas or inspiration on how to redeem 100,000 Amex Membership Rewards points, read through our guide on the best ways to redeem Amex points for maximum value!

Amex Business Gold Card Earning Rates

The Amex Business Gold card is easily one of the best business credit cards one the market for racking up as many points as possible on your business expenses.

Amex Business Gold Amex Business Platinum on Beach Upgraded Points LLC 2
You’ll rack up points quickly with your Amex Business Gold card. Image Credit: Upgraded Points LLC

This card earns 4x Membership Rewards points on the top 2 categories in which your business spends the most every month (up to $150,000 in combined purchases every calendar year):

  • Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
  •  U.S. purchases made from electronic goods retailers and software & cloud system providers
  • Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
  • U.S. purchases at gas stations
  • U.S. purchases at restaurants, including takeout and delivery
  • Purchases at U.S. media providers for advertising in select media (online, TV, radio)

Plus, you’ll earn 3x points per dollar on flights and prepaid hotels booked through AmexTravel.com.

Business owners who have annual expenses that would meet the $150,000 spend threshold on the various 4x categories can earn a massive 600,000 Amex Membership Rewards points per year — worth $13,200, based on our valuations.

Advertisement

Amex Business Gold Card Benefits

Cardholders of the Amex Business Gold card receive a solid suite of benefits that offer even more value beyond the points you’ll earn each year.

These include credits of up to $20 monthly for eligible U.S. purchases at FedEx, Grubhub, and office supply stores, as well as up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.

You’ll also receive benefits like access to Amex’s The Hotel Collection, cell phone insurance, trip delay insurance, car rental loss & damage insurance, baggage insurance, and more.

Final Thoughts

If you’re a business owner with significant annual expenses that fall within one or more of the Amex Business Gold card’s 4x bonus categories, then the card would be a worthwhile addition to your wallet.

Now, the card is even more compelling, thanks to its increased welcome offer of 100,000 points!


For the cell phone protection benefit of the American Express® Business Gold Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

For the trip delay insurance benefit of the American Express® Business Gold Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

For the car rental loss and damage insurance benefit of the American Express® Business Gold Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

For the baggage insurance plan benefit of the American Express® Business Gold Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For rates and fees of the American Express® Business Gold Card, click here.

Jarrod West's image

About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in outlets like The New York Times.

INSIDERS ONLY: UP PULSE

Deluxe Travel Provided by UP Pulse

Get the latest travel tips, crucial news, flight & hotel deal alerts...

Plus — expert strategies to maximize your points & miles by joining our (free) newsletter.

We respect your privacy. This site is protected by reCAPTCHA. Google's privacy policy  and terms of service  apply.

Deluxe Travel Provided by UP Pulse
DMCA.com Protection Status