The Best Things To Buy With Your Amex Business Platinum Dell Credit Before It Disappears

Cardholders of The Business Platinum Card^® from American Express have access to a valuable Dell statement credit worth up to $400 annually. The credit is distributed at $200 semiannually and doesn’t roll over, so you must use or lose it.

The bad news is you have a limited time to use your credit, but the good news is you have many options for spending up to $200 on Dell.com to get tech that makes your work life (or personal life) more comfortable and convenient. From monitors to gaming headsets and portable power banks, you can maximize your credit with valuable tech accessories that can upgrade your office or make it easier to work on the road.

Amex Business Platinum Card Overview

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Terms Apply / Rates & Fees

The Business Platinum Card^® from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

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The Business Platinum Card^® from American Express

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Welcome Offer

Earn 150,000 Membership Rewards^® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.

150,000 points

UP's Offer Valuation*:

Up to $3,300

Annual Fee

$695

APR

18.49% - 29.24% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

The Business Platinum Card^® from American Express is a premium travel rewards card tailored toward business owners who are frequent travelers with a high number of annual expenses.

When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,400 lounges, along with tons of annual credits, it’s easy to see why this card can is a top option for frequent traveling business owners.

Pros & Cons

Pros

• 5x Membership Rewards points per $1 on eligible travel purchases like flights, prepaid hotels, and prepaid short-term rentals booked through AmexTravel.com
• Access to over 1,400 worldwide airport lounges as part of the American Express Global Lounge Collection (as of 10/2024).
• Get 50% more Membership Rewards points (1.5 points per $1) on eligible purchases in key business categories, as well as on purchases of $5,000 or more (on up to $2 million per calendar year)

Cons

• High annual fee of $695 (rates & fees)
• Airline fee credit does not cover airfare, only incidentals like checked bags

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Card Highlights

• Welcome Offer: Earn 150,000 Membership Rewards^® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
• The American Express Global Lounge Collection^® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 10/2024.
• Unlock over $2,000 in statement credits with business and travel benefits annually* on the Business Platinum Card. Terms apply. Learn more. *After meeting qualifying spend thresholds
• New! Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
• New! Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
• Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
• Make the Business Platinum Card^® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
• 5X points on flights and prepaid hotels booked on AmexTravel.com
• 1.5X points (that’s an extra half point per dollar) on purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
• 1X points on other eligible purchases
• Use the Business Platinum Card^® and get up to $209 back per calendar year on your CLEAR^® Plus Membership (subject to auto-renewal).
• $695 Annual Fee.
• Terms Apply.

Financial Snapshot

• APR: 18.49% - 29.24% Variable
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

What Is the Amex Business Platinum Card Dell Credit?

Like The Platinum Card^® from American Express, the Amex Business Platinum card offers various statement credits for cardholders, some of which may require enrollment. These include:

• Airline incidental fee credit: Up to $200
• Global Entry or TSA PreCheck application fee credit: Up to $120 statement credit for Global Entry every 4 years or up to $85 for TSA PreCheck application fees every 4.5 years
• Clear Plus membership credit: Up to $199
• Dell statement credit: Up to $400
• Hilton statement credit: Up to $200
• Indeed statement credit: Up to $360
• Adobe statement credit: Up to $150
• Wireless phone service statement credit: Up to $120

One of the most valuable credits is the up to $200 semiannual Dell statement credit worth up to $400 annually. This credit requires enrollment and is good for U.S. purchases with Dell. You get the first $200 credit to spend from January through June, and the other $200 credit is valid from July through December.

You can shop on Dell.com, pay with your Amex Business Platinum card, and get up to $200 back as a statement credit.

What To Buy With a $200 Dell Credit

You have many options for using your up to $200 semiannual Dell credit from the Amex Business Platinum card, but using it strategically can help you maximize its value. We found 13 accessories for upgrading your office, whether at work, at home, or on an airplane, 30,000 feet in the air.

These items are all under $200 — shipping and taxes included — and can add convenience, comfort, and performance to your workday.

Hot Tip:

Don’t let your Dell credit go to waste by forgetting to redeem it. Set calendar reminders for June and December to spend your up to $200 credit before it resets. If you’re buying at the last minute, look for items that ship quickly and can help you use up your credit in time.

1. Dell 24 Monitor – $119.99

Upgrade your workspace with a 24-inch monitor, great for multitasking, reviewing documents, and photo and video editing. This monitor offers crisp visuals and is designed with eye-comfort features to reduce blue light emissions and a high refresh rate for less flickering and smoother motion. It can be adjusted to various angles and accepts HDMI and DisplayPort. Dual speakers with detailed sound quality and 6 preset profiles enhance the audio experience.

2. Philips Hue White And Color Ambiance Play Light Bar Double Pack – $127.99 [SALE]

Change the atmosphere of your home with the touch of a button. This double-pack of Philips light bars uses over 16 million colors and 50,000 shades of cool and warm white light to create any mood. These smart lights are a perfect addition to an office, living room, or even behind your TV with the included mounts.

x. Amazon Echo Show 8 Smart Home Hub – $149.99

With a built-in smart home hub and an 8″ HD touch screen, the Amazon Echo Show 8 will be your next household essential. It acts as a digital picture frame but also makes video calls, streams your favorite content (just ask Alexa), and controls your home’s smart devices. It also comes in white.

2. Dell Multidevice Wireless Keyboard and Mouse Combo – $79.99

Use Dell’s multi-device wireless keyboard and mouse to stay productive across multiple screens. It instantly pairs via Bluetooth, and you can switch seamlessly between up to 3 PCs by tapping a button. Compact and universally compatible, it offers precise tracking — even on high-resolution displays — and has programmable shortcuts. Its 36-month battery life can keep up with years of work days.

3. Dell Dock: $157.99

Dell’s powerful USB-C dock is designed to charge your laptop up to 80% in an hour using Dell ExpressCharge and offers data transfer speeds of up to 10Gbps. The dock supports 4K displays and delivers power, data, audio, and video, keeping devices connected without adding clutter to your desk or laptop bag. You can swap out modules easily as you upgrade your system.

4. Toshiba Canvio Advance 4TB Portable Hard Drive: $123.99

This 4TB Toshiba portable hard drive is compact and easy to take anywhere. It offers automatic backup software, built-in password protection, and fast USB 3.0 data transfer connectivity. With this hard drive’s excellent portability, you can store, secure, and access important files.

5. Alienware Horizon Travel Backpack 18: $99.99

This travel backpack can fit a laptop, accessories, and more. It opens 180 degrees, so it’s easy to get through TSA security checkpoints and it has a luggage slip so you can slide it onto your luggage handle. The backpack keeps contents secure with EVA foam cushioning and lined pockets, including an RFID-safe top pocket where you can stash your wallet.

12. Philips Hue LED Light Bulb – $35.99 [SALE]

The Philips Hue LED Light Bulb is a smart LED light bulb that can adjust lighting temperature and brightness. It can be controlled with Bluetooth, voice assistants such as Alexa and Google, or paired with a Hue Bridge for automation and remote access.

6. Dell 7-in-1 USB-C Multiport Adapter – $119.99

Dell’s USB-C multiport adapter has 7 ports, including USB-C with a 90W power pass-through, USB-A, HDMI, DisplayPort, and VGA. You can use it to connect various devices such as monitors, projectors, headsets, keyboards, and flash drives. It’s small, lightweight, and portable, and offers retractable cables that can help with cable management.

7. ANKER Prime 67W GaN Wall Charger (3 Ports) – $59.99

Using multiple power bricks can get bulky, but this compact wall charger does triple duty with 2 USB-C ports and 1 USB-A port. You can fast charge your phone, tablet, and laptop simultaneously with up to 67W. This wall charger is perfect for travelers or anyone cutting down on clutter.

8. Dell UltraSharp Webcam 4K UHD – $189.99

The Dell UltraSharp webcam offers a clear 4K HDR video with true colors even in extreme lighting. Video noise reduction eliminates motion blur and grainy images, and AI auto framing keeps you at the center of the image even when you move. It also offers facial recognition for automatic login and system locks, as well as a privacy shutter cap for when you’re not using the webcam.

9. Alienware Tri Mode Wireless Gaming Headset – $149.99

Designed for serious gamers but still work-appropriate, this Alienware gaming headset offers excellent sound and comfort. With Dolby Atmos 3D audio, you’re immersed in sound, and the AI noise-canceling mic offers clear communication. The headset has up to 55 hours of battery life and memory foam ear cups, so it’s comfortable to use all day.

10. Targus 140W USB-C Portable Power Bank – $149.99

Staying powered up is no problem with this Targus portable power bank that offers a 140W charge. You can quickly charge laptops, tablets, and phones with its USB-C and USB-A ports. It has a 24,000mAh capacity and has an airline-safe design to protect against overheating and overcharging.

11. Epson WorkForce Pro WF-3820 Wireless Color All-In-One Inkjet Printer With Fax – $99.99

This Epson all-in-one printer offers wireless technology with a color touchscreen and a capacity of up to 250 sheets. Print up to 21 black ink pages or 11 color ink pages per minute, including auto 2-sided printing. If you want more than printing, this printer is versatile with copy, scan, and fax functions.

13. JBL Flip 6 Portable Bluetooth Speaker System – $129.95

This portable Bluetooth speaker is great for workdays or off-the-clock adventures, with powerful sound and up to 12 hours of battery life. It’s portable, dustproof, and waterproof, so it can go wherever work (or play) takes you. It charges via USB-C, and you can connect up to 2 smartphones or tablets to the speaker. You can use PartyBoost to link additional compatible speakers if you want to sync up.

Tips To Maximize Your $200 Dell Credit Value

Smart moves can help you stretch your credit further, taking advantage of discounts or earning additional rewards. Consider these strategies that can help you get more value:

• Earn extra cash-back with Dell Rewards: Dell purchases earn 1.5x Membership Rewards points on the Amex Business Platinum card, but you can earn on top of that. Dell Rewards members can earn up to 9% back for Dell purchases.
• Stack with a Shopping Portal: You can also stack your Membership Rewards and Dell Rewards earnings with a shopping portal like Rakuten. This portal offers cash-back on Dell purchases in select categories, including accessories and servers.
• Split large purchases: Want to spend more than $200? If you have 2 or more Amex Business Platinum cards, you can split your purchase into multiple payments when you check out and redeem your statement credit on each card.
• Check for bundles: Dell often bundles accessories, such as headphones, keyboards, and mice, which could offer additional value.

Final Thoughts

The up to $200 semiannual Dell credit from the Amex Business Platinum card is valuable, but you lose it if you don’t use it. But using it is easy because there’s no shortage of useful accessories under $200 on Dell.com, and you can get even more out of your credit by joining Dell Rewards.