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Score the Amex Gold Card 100K-Point Welcome Offer [Current Public Offer Is 60K]

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Juan Ruiz
Edited by: Jessica Merritt
& Stella Shon
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One of the best ways to quickly earn a lot of points is by receiving a welcome bonus offer. The key to meeting the minimum spending requirement for a generous welcome offer is to have planned purchases. These are expenses you have coming up that you were going to make anyway, so you don’t spend more than your budget allows just to earn a welcome offer.

Amex has been generous with welcome offers throughout the past year. One of those offers is with the American Express® Gold Card, which is currently providing one of its most impressive welcome offers to targeted new cardholders.

The current public welcome bonus is:

  • Earn 60,000 points after spending $6,000 in the first 6 months.

Here’s how to get an elevated 100,000-point welcome bonus offer, where you can find it, and how you might potentially redeem this stash of points.

Targeted offers are discussed in the article below. Please note that these offers are not available to all applicants. Any information related to targeted offers has been collected independently and has not been reviewed or provided by the card issuer.

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Amex Gold Card Welcome Bonus Offer

Depending on how and when you apply, the Amex Gold card offers a range of welcome bonus offers.

The current public offer is: Earn 60,000 points after spending $6,000 in the first 6 months.

We value Membership Rewards points at about 2.2 cents per point, which means that 100,000 points is worth ~$2,200, and 60,000 points are worth ~$1,320.

There are a few different methods you can try to find these offers:

Option 1: Check on Amex Directly (Try This First)

If you’re applying for the Amex Gold card, we recommend you first check for offers directly on the American Express website.

The current public offer is: Earn 60,000 points after spending $6,000 in the first 6 months.

However, our writers have seen targeted offers for the Amex Gold card. Like other targeted offers, these offers are not available to all applicants. However, our research has revealed a targeted offer directly from American Express.

Amex Gold 100k 02182025
Offer captured February 18, 2025. It may not be available to all applicants, and is subject to change. Image Credit: American Express

Option 2: Check on CardMatch

If you strike out on the American Express website, the second option we recommend is checking through the CardMatch tool. This tool completes a soft credit check to see if you’re eligible for any elevated offers. Like the Amex check, it’s not a hard pull, so it won’t count against your credit.

To receive matches, you’ll need to provide personal information such as your name, address, and email address.

You can also look for targeted email offers, so long as you are opted in to receive New Card and Credit Offers in your Amex account’s General Marketing Email Preferences.

Option 3: Snag a Referral

The highest welcome offers we see can also come from targeted referral offers. You’ll want to find a friend (or 2) with an Amex Gold card. Have them send you their link and check if it’s for the 100,000-point welcome offer. If not, try again.

Benefits of the Amex Gold Card

The Amex Gold card doesn’t come with as many benefits as The Platinum Card® from American Express offers, but it does feature strong earning categories and a couple of annual credits:

  • Up to $120 in Uber Cash is good for rides and Uber Eats orders in the U.S. (up to $10 per month; you must add your Amex Gold card to your Uber account as a payment method). To redeem the Amex Uber Cash benefit, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction.
  • Up to $120 dining credit, which is good at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys (up to $10 per month)
  • Up to $100 Resy credit redeemable at any U.S. Resy restaurant and other eligible Resy purchases (distributed as $50 semi-annually)
  • Up to $84 Dunkin’ credit redeemable at U.S. Dunkin’ locations (distributed as $7 per month)

Enrollment is required for some benefits, so make sure you’re enrolled to maximize your card’s benefits.

This is in addition to the 4x points you’ll earn at restaurants worldwide (up to $50,000 per year, then 1x), and 4x points at U.S. supermarkets (up to $25,000 per year, then 1x). As you can see, this makes the Amex Gold card an excellent option for everyday spending that comes with an annual fee of $325 (rates & fees).

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Maximizing Your Membership Rewards Points

If you earn 100,000 Amex Membership Rewards points, you have many options for spending them, given the number of Amex transfer partners available.

1. Fly United Polaris to Europe and Back

United Airlines B767 400 Polaris window seat
A window seat in Polaris on a United Airlines Boeing 767-400. Image Credit: Ryan Smith

ANA, a transfer partner of Amex, charges just 100,000 miles round-trip for a United Polaris business class flight to Europe. As a Star Alliance member, you can enjoy sundaes in the sky by redeeming miles on other Star Alliance partners, including United, Air Canada, Lufthansa, and Swiss. There are many European summer destinations, including Paris, the City of Light, the lakes of Switzerland, and the fjords of Norway.

2. Experience Singapore Suites to Europe

Singapore Airways Airbus A380 First Class Suites
The coveted Singapore Suites. Image Credit: Greg Stone

While 100,000 Membership Rewards isn’t quite enough to book you from the U.S. to Singapore (SIN) in Suites, it’s more than enough to book the airline’s fifth-freedom route from New York (JFK) to Frankfurt (FRA). Though it’s a shorter flight than continuing to Singapore, it gives you enough time to enjoy the product and costs just 97,000 Singapore Airlines miles one-way. Germany has plenty to do in the summer, like hiking in the Black Forest and enjoying the Rhine Valley.

3. Take 8 Trips to the Caribbean on American Airlines

British Airways and American Airlines are in the Oneworld alliance, so you can redeem British Airways Avios to book tickets on any American Airlines flight with award space. While it can get hot in the Caribbean during the summer, the Caribbean summer is filled with vibrant cultural festivals and pristine sandy beaches.

Since British Airways employs a distance-based award chart, your American Airlines award tickets would be priced based on the flight length. For awards from the U.S. to the Caribbean, flights under 650 miles start at 12,000 Avios, while flights between 651 and 1,150 miles cost 16,000 Avios.

You can book a flight from Miami (MIA) to Eleuthera, a beautiful island in the Bahamas, for just 16,000 points and minimal taxes and fees. This flight can be well over $400 one-way when booked at the last minute, giving you over 2.5 cents per point in value.

4. Spend 12 Nights in Tokyo

Choice Hotels may not be popular in the award travel world, but it deserves more attention. With its extensive portfolio of hotels and affordable redemption rates, you can find hotels for as few as 8,000 points per night, even in high-priced cities such as Tokyo.

Summer in Japan is the peak time to climb Mt. Fuji, with the season starting in July and running through roughly the first week of September. July and August are also a season of fireworks in Japan, ranging from small-town celebrations to humongous events in the larger cities. It is generally hot and humid during the summer months in Japan, so plan accordingly.

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Final Thoughts

If you haven’t already, now might be an excellent time to consider adding the Amex Gold card to your wallet. With a generous 100,000-point welcome offer available to targeted applicants, there is a wide range of options for redeeming points.

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About Juan Ruiz

Juan has extensive experience in writing and editing content related to credit cards, loyalty programs, and travel. He has been honing his expertise in this field for over a decade. His work has been featured in various prestigious publications, such as USA Today, CNN Underscored, Forbes and The Points Guy. Juan is the visionary behind JetBetter, a premier award booking concierge service.

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