15 Best Hotels To Use Your $300 Venture X Credit [For Max Value!]

We’re all about saving money and maximizing your credit card benefits at Upgraded Points.

Two of our favorite cards, the Capital One Venture X Rewards Credit Card and Capital One Venture X Business Card, are easily among the best premium personal and business cards out there.

Both cards offer numerous benefits, from travel credits and lounge access to a massive welcome bonus offer. However, one of the best perks is the $300 travel credit you receive after each card anniversary.

In this guide, we’ll highlight the best hotels worldwide where you can maximize your $300 travel credit.

Before we dive in, I want to note that some hotels on this list will use up your credit in a single night. This is particularly true in popular destinations like New York City. But as you’ll see below, you can get several days out of a stay at many hotels on this list. This is true even at more luxe properties, where the base prices at several hotels on this list are under $100 per night!

Overview of the Capital One Venture X Card

Here’s a list of some of the travel benefits of the Capital One Venture X card:

• Earn 10x miles for hotels and rental cars booked through Capital One Travel, 5x miles for flights booked through Capital One Travel, and 2x miles on all other purchases.
• Cardmember anniversary bonus of 10,000 miles
• $300 annual credit for bookings through Capital One Travel
• 18 transfer partners, including airlines and hotels
• Access to the Capital One Partner Lounge Network, including Capital One Lounges, select Plaza Premium Lounges, and Priority Pass lounges (upon enrollment)
• Hertz President’s Circle status
• Application fee reimbursement when you apply for Global Entry or TSA PreCheck
• No foreign transaction fees (rates & fees)

And here’s the current welcome offer on both cards:

Terms Apply / Rates & Fees

Capital One Venture X Rewards Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Capital One Venture X Rewards Credit Card

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Welcome Offer

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.

75,000 miles

UP's Offer Valuation*:

$1,350

Annual Fee

$395

APR

19.99% - 29.24% (Variable)

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Excellent (740-840)

Why We Like This Card

The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.

Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.

Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

 

Pros & Cons

Pros

• 10x miles per $1 on hotels and rental cars purchased through Capital One Travel
• 5x miles per $1 on flights and vacation rentals purchased through Capital One Travel
• 2x miles per $1 on all other purchases

Cons

• $395 annual fee (rates & fees)
• Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status

Read Full Review

Card Highlights

• Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
• Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
• Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
• Earn unlimited 2X miles on all other purchases
• Enjoy complimentary access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and the Partner Lounge Network
• Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
• Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
• Receive up to a $120 credit for Global Entry or TSA PreCheck^®

Financial Snapshot

• APR: 19.99% - 29.24% (Variable)
• Foreign Transaction Fees: None

Rewards Center

Capital One Miles

 

Capital One Venture X Business Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Capital One Venture X Business card offers at least 2x miles on all purchases, and comes packed with premium perks. The information regarding this card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Capital One Venture X Business Card

The Capital One Venture X Business card offers at least 2x miles on all purchases, and comes packed with premium perks. The information regarding this card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Welcome Offer

Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening.

150,000 miles

UP's Offer Valuation*:

$2,700

Annual Fee

$395

APR

All charges made on this account are due and payable in full when you receive your periodic statement. The minimum payment due is the New Balance as indicated on your statement.

Why We Like This Card

The Capital One Venture X Business card is a great all-around premium rewards card that helps you rack up miles on all of your business expenses.

From 2x miles per dollar on all purchases, airport lounge access, an annual travel credit, complimentary employee cards, and more, there is plenty to love about the Capital One Venture X Business card.

Pros & Cons

Pros

• 10x miles per dollar on hotels and rental cars purchased through Capital One Travel
• 5x miles per dollar on flights and vacation rentals purchased through Capital One Travel
• 2x miles per dollar on all other purchases

Cons

• $395 annual fee
• 10x and 5x bonus categories are limited to Capital One Travel bookings

Read Full Review

Card Highlights

• Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening
• Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
• Earn unlimited 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Travel, where you’ll get the best prices on thousands of options
• With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
• Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
• Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
  Every year, you’ll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings through Capital One Travel
• Receive up to a $120 credit for Global Entry or TSA PreCheck^®. Enjoy complimentary access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and membership to Priority Pass through the Partner Lounge Network
• Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
• This is a pay-in-full card, so your balance is due in full every month

Financial Snapshot

• APR: All charges made on this account are due and payable in full when you receive your periodic statement. The minimum payment due is the New Balance as indicated on your statement.
• Foreign Transaction Fees: None

Rewards Center

Capital One Miles

About the Capital One Travel Credit

The Capital One Venture X Card and Capital One Venture X Business Card offer $300 in travel credit for bookings made through the Capital One Travel portal. 

In this guide, we will show you the best hotels to use your credit for. However, the credit can be used for a myriad of travel purchases, including flights and car rentals. The travel credit can also be used for 1 purchase or across several purchases. Once you’ve selected your hotel (in this case), you can apply the credit to your bill.

Hot Tip:

You’ll earn 10x Capital One miles on car rentals and hotels booked through Capital One Travel and 5x on flights booked through the portal. However, you will not earn miles on the portion of your booking that’s covered by the travel credit.

Best Hotels To Use Your Capital One Travel Credit for Max Value

Le Méridien New York, Central Park, New York

You’d probably use up your entire credit here, but booking a stay at Le Méridien New York is worth it. Steps from Central Park in Midtown Manhattan, this hotel is one of the best affordable Marriott hotels in Manhattan.

It’s close to two subway stations (57 St-7 Av and 57th St) and many popular attractions, such as the Nordstrom flagship, Carnegie Hall, Rockefeller Center, and the Museum of Modern Art. After exploring the city, you can return to a tastefully designed guest room and amenities such as a restaurant, rooftop bar, and fitness center.

• Typical cost: From $270 per night
• Best time to visit for maximum value: February and March, May

SLS Cancun, Mexico

Cancun has no shortage of ultraluxe resorts dotting its shores, but the SLS Cancun is exceptional for a few reasons. This hotel is part of Capital One Travel’s Premier Collection, a handpicked collection of high-end hotels and resorts around the world.

The benefits are fantastic: You earn 10x miles on your booking, receive a $100 experience credit, and enjoy breakfast for 2. Plus, you receive other perks like room upgrades, early check-in, and late checkout when available. The hotel offers amenities such as a full-service spa, an outdoor pool, a fitness center, a concierge, and beach access.

• Typical cost: $250 per night
• Best time to visit for maximum value: Year-round

Emerald Isle Resort 405 by AvantStay, Florida

Capital One recently added vacation rentals to its travel booking platform in the U.S. and the Caribbean. These properties are part of the Capital One Travel Premier and Lifestyle Collections, and you’ll earn 5x miles on these bookings. 

Emerald Isle Resort 405 by AvantStay is at Emerald Isle in Panama City Beach, Florida. This 2-bed, 2-bath condo sleeps up to 6 guests and has a fully equipped kitchen, washer, and dryer. Amenities include complimentary beach access (with 1 umbrella and 2 chairs) and 2 community pools.

The property is also part of the Lifestyle Collection, so you receive a $50 experience credit plus early check-in and late checkout (when available). Capital One says the $50 credit can be used for “in-home chef meals, fridge stocking, a mid-stay clean, and more.”

• Typical cost: $170 per night
• Best time to visit for maximum value: April

Canopy by Hilton Dubai Al Seef, United Arab Emirates

Perhaps the cheapest hotel on the list, the Canopy by Hilton Dubai Al Seef, isn’t fancy by any means, but it’s a pretty solid choice if you’re visiting Dubai on a budget. Rates here start at just $40 per night, which is a fantastic deal for a 4-star hotel at a major chain. With such cheap rates, you can cover several days with your Capital One travel credit and have more money to spend on the ground.

While the hotel is fairly cheap, it is not your typical budget hotel. Its amenities include a full-service spa, an outdoor pool, a sauna, a 24-hour-a-day fitness center, and two restaurants. 

• Typical cost: $40 per night
• Best time to visit for maximum value: Summer

Holiday Inn Resort Baruna Bali, an IHG Hotel, Indonesia

Getting to Bali can be a pricey endeavor, whether you’re using cash or airline miles. Once you get there, you may be on a budget. Luckily, hotels and resorts on the island are pretty cheap. One such affordable resort is the Holiday Inn Resort Baruna Bali. If you want to get maximum value from your Capital One Travel credit, this resort is one of the best options. Rates here rarely top $100 per night, even on peak travel dates like Christmas.

In South Kuta, this resort mixes convenience and affordability. It is a 10-minute drive from Ngurah Rai International Airport (DPS) and minutes from the downtown shopping hub. All rooms offer private balconies with views of the Indian Ocean. Other perks include 2 on-site restaurants (the hotel participates in the kids-eat-free program), a spa, a pool, a free airport shuttle, and direct beach access.

• Typical cost: Typically between $40 and $90 per night
• Best time to visit for maximum value: Year-round

Dream South Beach, Florida

You may not associate Miami with affordability, but there are decent options to use your Capital One Travel credit for multiple nights or stays. Dream South Beach offers one of the most inexpensive stays for a 4-star hotel in Miami Beach. 

While it isn’t super fancy, you’re close to everything Miami Beach offers, from nightlife, shopping, and, of course, the beach. Amenities include an outdoor pool, bar, fitness center, and restaurant. The rooms are pretty small, but if you’re visiting Miami, you probably won’t be staying in your room long. Still, all rooms and suites offer 380-thread-count linens, mood lighting, and Karl Lagerfeld toiletries. 

• Typical cost: $85 per night
• Best time to visit for maximum value: Summer and weekdays

Ermita Cartagena, a Tribute Portfolio Hotel by Marriott, Colombia

Just steps from the Old City of Cartagena, Ermita Cartagena, a Tribute Portfolio Hotel, is a fantastic option if you’re visiting the city. The hotel has just 98 guest rooms, making it a true boutique property.

The hotel blends old and new through tasteful design and architecture. Several room configurations are available. Amenities like a rooftop pool, 24-hour-a-day fitness center, spa, and outdoor courtyard will sweeten your stay. 

• Typical cost: From $150 per night
• Best time to visit for maximum value: Year-round

Sure Hotel by Best Western Paris Gare du Nord, France

Hotels in Paris are notoriously expensive, and this is true whether you’re paying with cash or using hotel points. Luckily, your Capital One Travel credit can easily cover a few days in the City of Light at the Sure Hotel by Best Western Paris Gare du Nord.

In the 10th arrondissement of Paris, this hotel is a budget-friendly option near transit like Gare du Nord and the Gare de l’Est, as well as attractions like the Champs-Élysées, the Eiffel Tower, and the Louvre.

The hotel has 92 double, twin, triple, and family rooms, which are incredibly tiny — in true European fashion. Still, they have everything you need for a Parisian getaway, such as a TV, air conditioning, and a minifridge. Some rooms even have private balconies. 

• Typical cost: From $99 per night
• Best time to visit for maximum value: Winter (especially mid-December) and August

Four Seasons Kuala Lumpur, Malaysia

The Four Seasons Kuala Lumpur is probably the most luxe hotel on this list. That’s thanks to Southeast Asia’s reputation for affordable, 5-star hotels.

Next to the famed Petronas Twin Towers, it lets you experience Four Seasons’ legendary hospitality at a steep budget. The hotel has 209 rooms, including 177 guest rooms and 32 suites. Amenities include a rooftop pool and bar, a sauna, meeting spaces, a 24-hour-a-day fitness center, and the Four Seasons Spa.

• Typical cost: From $270 per night
• Best time to visit for maximum value: Spring, August, mid-December

Pendry Chicago, Illinois

Another Premier Collection hotel on the list, Pendry Chicago represents one of the best values for a high-end hotel in the Windy City. The hotel, which has 364 guest rooms and suites, is in a prime location in Chicago’s Loop. 

It’s one of the poshest hotels in the neighborhood: Bar Pendry is where tourists and locals alike hang out, the 24th Château Carbide is like a treehouse getaway in the middle of the city, and the French brasserie Venteux is the perfect place to enjoy a meal after a long day exploring Chicago. 

Hot Tip:

As it’s a Premier Collection property, you enjoy perks like a $100 experience credit, daily breakfast for 2, and complimentary Wi-Fi.

• Typical cost: From $180 per night
• Best time to visit for maximum value: Spring

InterContinental Toronto Centre, an IHG Hotel, Canada

InterContinental Toronto Centre is a pretty solid deal for Toronto, as rates here can be as low as $140 nightly, depending on the dates.

The massive hotel boasts nearly 600 guest rooms, including amenities such as a spa and fitness center, afternoon tea, a saltwater pool, and an on-site restaurant. Tourists will love that it’s just a few minutes’ walk from the CN Tower, Scotiabank Arena, Rogers Centre, and Ripley’s Aquarium.

• Typical cost: From $140 per night
• Best time to visit for maximum value: Spring and winter

The Westin Istanbul Nisantasi, Türkiye

There are many cheap luxury hotels in Türkiye, but the Westin Istanbul Nisantasi is notable for its location in the posh shopping district of Nisantasi.

The hotel has 150 guest rooms and suites with terraces offering courtyard or city views. It also has an all-day Mediterranean restaurant, a gym, a spa, and an outdoor pool.

• Typical cost: From $195 per night
• Best time to visit for maximum value: Spring and fall

Gorgeous George by Design Hotels, South Africa

Gorgeous George is a member of Marriott’s Design Hotels. The hotel pays homage to South Africa through eclectic African designs, which you find in the 32 guest rooms and around the property. While on the smaller side, this Cape Town hotel offers a lot: a pool, a “green oasis,” nearby gym access, and a rooftop bar.

• Typical cost: From $100 per night
• Best time to visit for maximum value: Summer

14. Park Hyatt Auckland, New Zealand

The Park Hyatt Auckland is 1 of the best hotels in the city. The 5-star hotel is on the water’s edge and offers impressive views of Waitematā Harbour and Wynyard Quarter’s Lighter Basin. It has 195 guest rooms and suites, 4 restaurants and bars, several event spaces, a spa, an infinity pool, and a fitness center.

• Typical cost: From $200 per night
• Best time to visit for maximum value: Spring and summer

15. Eurostars Ibiza, Spain

Last but certainly not least, Eurostars Ibiza is an excellent deal if you want to visit the party island on a budget. Each room in the all-suite resort has Wi-Fi, a flat-screen TV, air conditioning, and a full bathroom.

There’s a spa with a pool, a sauna, and a massage room if you want to feel pampered. If you want to work out a sweat, a 24-hour-a-day gym is also available, and there’s a pool bar to unwind with a cocktail.

• Typical cost: From $100 per night
• Best time to visit for maximum value: Spring

Final Thoughts

If you’ve been sitting on your Capital One Travel credit, now’s a perfect time to use it for a budget hotel stay. As you now see, you can get a ton of value out of the credit, even at luxury hotels. We hope this guide was helpful as you use your $300 travel credit this year!

Upon enrollment, accessible through the Capital One website or mobile app, eligible cardholders will remain at that status level through the duration of the offer. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Additional terms apply.