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Capital One Quicksilver and SavorOne Student Cards: $100 Bonus and No Annual Fee

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Juan Ruiz
Edited by: Nick Ellis
& Jestan Mendame
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Students looking to build credit and earn rewards have new and exciting Capital One offers to consider.

Capital One has doubled the welcome bonus offers on its 2 student-focused credit cards: the Capital One Quicksilver Student Cash Rewards Credit Card and the Capital One Savor Student Cash Rewards Credit Card.

Let’s take a look at these elevated offers.

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Capital One Student Cards — New Welcome Offer Details

For a limited time, the Capital One Quicksilver Student card and Capital One Savor Student card are offering a $100 cash bonus after spending just $300 on purchases within the first 3 months.

This bonus is double the typical welcome bonus of $50 that these cards have historically offered, making it a great time to apply.

students
These Capital One Student-centric cards are ideal for those in school and working on building their credit. Image Credit: Brooke Cagle via Unsplash

Here’s a breakdown of each card’s core benefits:

  • Capital One Quicksilver Student card: Earns 1.5% cash-back on every purchase, with no rotating categories or spending limits. Plus, the card has a $0 annual fee (rates & fees) and no foreign transaction fees (rates & fees).
  • Capital One Savor Student card: Earns 3% cash-back on dining, entertainment, popular streaming services, and grocery stores (excluding superstores like Walmart and Target), and 1% back on all other purchases. This card also has a $0 annual fee (rates & fees) and no foreign transaction fees (rates & fees).

Perks like no annual fees, no foreign transaction fees, and cash-back rewards are rare for student credit cards — which makes these cards a smart addition to your wallet.

Is It Worth It?

While the $100 bonus for spending $300 is a nice perk — especially for students on a budget — the real value of these cards lies in their favorable approval odds.

The Capital One Quicksilver Student card and the Capital One Savor Student card are designed specifically for those with limited or no credit history, making them excellent starter options for students just beginning their credit journey.

Because these are unsecured cards, they present minimal barriers to entry into the world of credit. They don’t require a security deposit or charge an annual fee like many secured cards do. Even better, they come with solid earning rates on everyday expenses like dining, streaming services, and entertainment, which are rare for entry-level cards.

Hot Tip:

Looking to build credit? These Capital One cards are great, but don’t miss our complete guide to the best credit cards for college students and recent graduates!

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Final Thoughts

With the welcome bonus offer now doubled to $100, no annual fees, and solid everyday earning potential, both the Capital One Quicksilver Student card and the Capital One Savor Student card are solid options for students looking to earn rewards while learning how to manage credit responsibly.

For students just starting out, these cards offer a straightforward way to begin building credit while earning some rewards along the way.

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About Juan Ruiz

Juan has extensive experience in writing and editing content related to credit cards, loyalty programs, and travel. He has been honing his expertise in this field for over a decade. His work has been featured in various prestigious publications, such as USA Today, CNN Underscored, Forbes and The Points Guy. Juan is the visionary behind JetBetter, a premier award booking concierge service.

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