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5 Common Mistakes To Avoid When Booking The Edit by Chase Travel

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Christine Krzyszton
Updated: 
Edited by: Michael Y. Park
& Jestan Mendame
5 Common Mistakes To Avoid When Booking The Edit by Chase Travel
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Credit card statement credits can offer real value, but even after reviewing the terms, actually using them correctly isn’t always intuitive. That’s especially true for The Edit by Chase Travel, a hotel benefit available to cardholders of the Chase Sapphire Reserve® and the Sapphire Reserve for Business℠.

When used correctly, The Edit can unlock hundreds of dollars in statement credits and on-site perks. When used incorrectly, it’s easy to miss out on benefits you were counting on.

Here’s how The Edit works, what you get with it, and the most common places cardholders slip up when booking.

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What You Get With The Edit by Chase

The Edit by Chase is a curated luxury hotel collection that combines statement credits, luxury on-site perks, and the ability to stack multiple Chase and hotel program benefits — but only if you follow a few specific rules.

Before diving into common pitfalls, it helps to understand what’s actually at stake.

Up to $500 in Annual Statement Credits

The Chase Sapphire Reserve card and Chase Sapphire Reserve Business card each offer up to $500 in annual statement credits for The Edit (up to $250 per stay). To qualify, you must book a prepaid stay at an eligible hotel within The Edit collection.

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A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

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Chase Sapphire Reserve®
A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.
Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
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19.49% - 27.99% Variable
Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Why We Like This Card

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve® is one of the best options.

The card combines elite travel benefits and perks like worldwide airport lounge access, with excellent point earning and redemption options. Plus, it offers top-notch travel insurance protections to cover you at home or on the road.

Don’t forget the more than $2,000 in annual credits, which can offset the annual fee!

Pros & Cons
Pros
  • 8x points on all Chase Travel purchases
  • 5x points on Lyft rides
  • 4x points on flights and hotels booked directly
Cons
    • $795 annual fee
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Card Highlights
  • Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
  • Get more than $2,700 in annual value with Sapphire Reserve.
  • Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
  • $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
  • Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
  • Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $250 annually
  • Member FDIC
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  • APR: 19.49% - 27.99% Variable
  • Foreign Transaction Fees: None
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The Chase Sapphire Reserve for Business card is perfect for frequent traveler business owners who want premium perks.

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The Chase Sapphire Reserve Business card is a great pick for business owners who can easily make use of the annual credits for travel, Google Workspace, ZipRecruiter, and more. Plus, it offers helpful bonus categories such as ad spend and offers access to over 1,300 airport lounges — including Chase Sapphire Lounges.

Pros & Cons
Pros
  • 8x points on Chase Travel purchases
  • 4x points on flights and hotels booked directly
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Cons
    • $795 annual fee
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Card Highlights
  • Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening.
  • $6,000+ in value your first year. 150K points, valued at $3,000 for select flights and hotels through Chase Travel℠, plus $3,000+ in annual value through travel and business benefits.
  • Earn 8x points on Chase Travel℠ for airline tickets, hotels, including The Edit℠, car rentals, cruises, activities and tours.
  • Earn 5x total points on Lyft rides through 9/30/27.
  • Earn 4x points on flights & hotels booked direct.
  • Earn 3x points on social media & search engine advertising.
  • Get the most flexible travel credit compared to any other card, with up to $300 in statement credits each anniversary year on travel purchases.
  • Enjoy complimentary access to the Chase Sapphire Lounge® by The Club network and Priority Pass™ Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge.
  • Member FDIC
Financial Snapshot
  • APR: Flex for Business Variable APR: 17.74% - 25.74%
  • Foreign Transaction Fees: None

On-Site Hotel Benefits

The Edit bookings also include on-property perks, such as:

  • A $100 property credit
  • Daily breakfast for 2
  • Room upgrades at check-in, when available
  • Early check-in and late checkout, when available
  • Complimentary Wi-Fi and welcome gift

Brand-Specific Hotel Credit

New in 2026, Chase introduced an up to $250 brand-specific hotel credit for bookings of 2 nights or longer at select brands, including IHG, Montage Hotels and Resorts, Pendry Hotels & Resorts, Omni, Virgin Hotels, Minor Hotels, and Pan Pacific.

Hotel Loyalty Program Benefits

If The Edit hotel you book participates in a loyalty program, you can add your loyalty number to the reservation. In many cases, this allows you to earn points and receive program-specific benefits on top of The Edit perks.

At this point, The Edit probably sounds fairly straightforward, but in practice, small missteps during the booking process are what prevent many cardholders from receiving the credit and benefits they expect.

Here’s where things tend to go wrong.

1. Booking a Hotel That Actually Qualifies

Not every hotel that appears in Chase Travel is eligible for The Edit credits.

Only properties that display the official “The Edit” label qualify for statement credits and on-site benefits. Some search results show non-Edit hotels even when they appear under The Edit banner, especially if a city has no qualifying properties.

The Edit Hotel Mistakes Points Boost
Not all Points Boost hotels are in The Edit. Image Credit: Chase

If the Edit label isn’t present on the hotel listing, the booking will not trigger Edit credits or benefits.

It’s also worth noting that while all Edit hotels qualify for Points Boost, the reverse is not true — not all Points Boost hotels are part of The Edit.

The Edit Selecting a Hotel
Select the right hotel with The Edit logo, Points Boost, and loyalty program eligibility. Image Credit: Chase

If the hotel does not have the Edit label, it is not eligible to receive the credit. You will also not receive on-site benefits for The Edit, so always double check.

Hot Tip:

Points Boost hotels let you use Chase Ultimate Rewards at a rate of up to 2 cents per point to book.

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2. Meeting the 2-Night Minimum

To qualify for The Edit statement credit, your stay must be at least 2 nights. Single-night stays do not trigger the credit, even at eligible hotels.

This same 2-night minimum also applies to the brand-specific hotel credit introduced in 2026.

3. Understanding How the $300 Travel Credit Applies

The Chase Sapphire Reserve card includes an up to $300 annual travel statement credit, which automatically applies to eligible travel purchases, including The Edit hotel bookings.

If you haven’t used your travel credit yet, it will apply before The Edit credit. If you’d rather save it for flights or another trip, use the travel credit first, then book your Edit stay.

Travelers report that even when the $300 credit applies first, the up to $250 Edit credit still posts afterward, but it’s something to be aware of when planning.

4. Charging Enough to Your Chase Card

To trigger any Edit or brand-specific statement credits, part of the booking must be charged to your Chase Sapphire Reserve card.

The Edit Paying With Points
You can pay with points and your card, but at least $250 should be on your card. Image Credit: Chase

You can use a mix of Chase Ultimate Rewards and cash, but the statement credit only applies to the amount charged to your card. To be safe, charge at least $250 to your card at checkout.

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Hot Tip:

While statement credits and on-site benefits can deliver excellent value, you may want to compare the rates found on Chase Travel to booking directly with the hotel to ensure you’re receiving a comparable nightly rate.

5. Adding Your Hotel Loyalty Number

If the hotel participates in a loyalty program, always add your loyalty number — even if you don’t have elite status.

The Edit Add Hotel Loyalty Program Number
You can easily add your hotel loyalty program at checkout. Image Credit: Chase

The Edit bookings typically allow you to earn hotel points, and in some cases, receive program benefits on top of Edit perks. If you forget to add your number during booking, you can usually contact the hotel before your stay to have it added.

For example, although I wasn’t a member of MeliáRewards, the hotel I booked was a participating property with that loyalty program.

The Edit Elite Benefits
Add your hotel loyalty number to your Chase reservation for additional benefits. Image Credit: MeliáRewards

By joining and applying my new loyalty number to my Edit reservation, I earned points to use toward my next stay, along with benefits such as free Wi-Fi and a birthday gift.

» Related: 20 Affordable Hotels for Maximizing Credits and Benefits for The Edit by Chase Travel

Bonus: Stack The Edit Credits and Benefits

With some proper planning, it’s possible to stack benefits and credits:

  • Up to $500 in annual Edit statement credits (up to $250 per stay)
  • Up to $250 in brand-specific hotel credits
  • On-site Edit perks
  • Hotel loyalty program benefits
  • Up to $300 in annual travel credit

And all of that is from a single booking.

Final Thoughts

The Edit by Chase can be one of the most valuable hotel benefits available to Chase Sapphire Reserve cardholders — but only if you follow a few specific steps.

By choosing an eligible hotel, booking at least 2 nights, charging enough to your card, and layering in loyalty benefits, you can get significant value from a single stay. While most of the properties are luxury hotels, the combination of statement credit and on-site perks can make even high-end hotels suprisingly attainable.

Featured Image Credit: Lori Zaino
Christine Krzyszton's image

About Christine Krzyszton

Christine ran her own business developing and managing insurance and financial services offices. This stoked a passion for points and miles and she now has over 2 dozen credit cards and creates in-depth, detailed content for UP.

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