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Virgin Red Loyalty Program Review [2024]

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The Virgin Red loyalty program launched in the U.S. in 2021, giving travelers even more ways to earn and spend Virgin Points. However, while Virgin Red may sound similar to Virgin Atlantic Flying Club, there are notable differences. 

Here’s what you need to know about the Virgin Red loyalty program. 

Virgin Red Overview

Virgin Red members can earn and redeem Virgin Points across the Virgin family. Like points earned with Virgin Atlantic Flying Club, Virgin Points earned with Virgin Red can be redeemed for flights, hotels, cruises, and travel experiences.

Unlike Virgin Atlantic Flying Club, there are no elite tiers or anything you need to do to earn or keep status. 

Joining Virgin Red

Joining Virgin Red is pretty straightforward. You simply register for an account by filling out a form on the Virgin website.

If you’re a new Flying Club member, you’re automatically enrolled in the separate Virgin Red program. Otherwise, you need to make your own Virgin Red account.

How To Sign In to Your Virgin Red Account

Signing in to your Virgin Red account is simple — you just need to have the email you registered with on hand. You receive a security code to your email each time you log in. Copy and paste that into the box and you’ll be in your account quickly.

Viewing Your Account Activity

To see your account activity, you’ll need to follow these steps:

  1. Log in to your account.
  2. Click the icon in the top right corner of the page.
  3. Click Activity.

Points Expiration

Your Virgin Points never expire as long as you’re a member with an account.

How To Earn Virgin Points

The easiest way to earn Virgin Points is by shopping with online merchants, on flights with Virgin partners, and with credit card transfer partners.

Online Shopping 

Virgin Red earn points
Image Credit: Virgin Red

You can earn bonus points at select online merchants, including:

  • Apple: 2 Virgin Points per $1 spent
  • Banana Republic: 2 Virgin Points per $1 spent
  • Bloomingdale’s U.S.: 3 Virgin Points per $1 spent
  • Gap U.S.: 2 Virgin Points per $1 spent
  • Grove Collective: 6 Virgin Points per $1 spent
  • Home Depot: 1 Virgin Point per $1 spent
  • JCPenney: 3 Virgin Points per $1 spent
  • Kind Snacks: 6 Virgin Points per $1 spent
  • Kohl’s: 1 Virgin Point per $1 spent
  • Land’s End: 2 Virgin Points per $1 spent
  • Macy’s: 1 Virgin Point per $1 spent
  • Michael Kors: 1 Virgin Point per $1 spent
  • Nike U.S.: 3 Virgin Points per $1 spent
  • Readly: Earn up to 750 Virgin Points when you subscribe to Readly via Virgin Red
  • Saks Fifth Avenue: 1 Virgin Point per $1 spent
  • Virgin Experiences: 10 Virgin Points per $1 spent
  • Walgreens: 2 Virgin Points per $1 spent

    Hotels

    Virgin Red offers many ways to earn points, generally through hotels Virgin founder Richard Branson either owns or has a connection to.

    Necker Island
    Have you ever dreamed about visiting the British Virgin Islands? You can book a stay at Branson’s private island. Even better? You’d earn a ton of Virgin Points: 55,000 points per room per 7-night stay.

    Virgin Hotels
    If you’re a fan of Virgin Hotels, you’re in luck, as the hotel chain rewards guests for staying in its hotels with Virgin Points. You earn 5 points per $1 on stays in the U.S. (or 7 points per £1 on stays in the U.K.) at participating Virgin Hotels. Make sure to sign up for the Virgin Hotels loyalty program, The Know, and link your Virgin Red account.

    Hot Tip:

    You earn even more points at Virgin Hotels London-Shoreditch. Through December 31, 2024, you earn a whopping 14 points per £1 on your stay.

    Mont Rochelle
    You can earn 1,500 Virgin Points per night for stays at this South African hotel — and score an upgrade, if available. Make sure to contact Virgin Limited Edition at 877-577-8777 or email enquiries@virginlimitededition.com to confirm rates and availability. Make sure to have your Virgin Red ID or Flying Club number handy. You’ll receive your Virgin Points within 6 weeks of your stay.

    Mahali Mzuri
    You can earn 7,000 points per night at this resort in Kenya’s Maasai Mara ecosystem. Like at Mont Rochelle, you can also receive a space-available upgrade.

    Ulusaba Private Game Reserve
    Earn 7,000 points per room per night at Ulusaba Private Game Reserve in South Africa.

    Kasbah Tamado
    This hotel offers 2,500 points per night when you use your Virgin account number when you book.

    Flights

    Virgin Atlantic Airbus A330900neo cabin
    Virgin Atlantic Upper Class. Image Credit: Daniel Ross

    In addition to earning points via Virgin Atlantic flights, Virgin Red also partners with Air France, Delta, and KLM.

    Delta

    To earn Virgin Points on flights with Delta:

    • Ensure you’re a Virgin Atlantic Flying Club member then link your Flying Club account via the accounts section in Virgin Red. 
    • Book flights online directly with Delta. When entering passenger details, remember to add your Flying Club account number — not your SkyMiles number.

    The number of points earned depends on the type of ticket you purchased and the distance flown. You’ll see points added to your account within 7 days of your trip.

    You earn even more points if you’re an elite Virgin Atlantic Flying Club member. Gold members earn 60% more Virgin Points on flights, while Silver members earn an extra 30%.

    Air France-KLM

    You also earn Virgin Points across the Air France-KLM flight network. To be eligible, your flights must be booked with an AF- or KL-marketed flight number (for instance, KL123).

    The exact number of Virgin Points earned varies according to the distance flown, but you generally earn more points the farther you fly. Flights under 600 miles earn a fixed amount of points.

    Hot Tip:

    Virgin Red and Virgin Atlantic Flying Club are 2 separate programs. However, you can move points between them at a ratio of 1:1.

    Buying Points

    Virgin Red lets you purchase Virgin Points, sometimes at a big bonus. It’s pretty easy to buy points. Here are the steps:

    • Visit Virgin Red’s website and sign into your account.
    • Hit the Buy Points button.
    • Follow the instructions to buy Virgin Points.

    In most cases, your points should be added to your Virgin Red account within 24 hours. However, it can take up to 7 days in some cases, so if you have a redemption you really want to make, keep that timeline in mind. 

    You can also see if there are any current bonus or discount promotions to buy Virgin Points through Flying Club.

    Transfer Points

    You can also transfer Virgin Points to a friend or loved one, but this option has a $15 fee:

    • Select Transfer Points.
    • Log in to your Virgin Red account.
    • Make sure you have the recipient’s Virgin Red ID handy.
    • Follow the instructions to transfer your Virgin Points.

    Your Virgin Points should be added to the recipient’s Virgin Red account within 24 hours, but it can take up to 7 days.

    Credit Cards and Transfer Partners

    Virgin Red Rewards Mastercard

    Virgin launched a credit card in 2024 to much fanfare: the Virgin Red Rewards Mastercard®. The card is issued by Synchrony and has a $99 annual fee.

    You can earn a welcome bonus offer worth several hundred dollars by meeting the minimum spending requirements. Additionally, you earn 3x points on purchases with Virgin Atlantic, Virgin Hotels, and Virgin Voyages; 2x points on dining, grocery stores, select streaming services, and EV charging; and 1x points on all other eligible purchases. 

    For a low-fee card, it comes with some pretty solid benefits. You earn a benefit (such as a cabin upgrade on Virgin Atlantic or a bonus night at Virgin Hotels) after spending $15,000 in a year. You earn a second benefit after spending $30,000 in a year. You also earn 5,000 Virgin Points every year you keep the card open.

    Bottom Line:

    You can stack rewards and earn even more points when using the Virgin Red card to book a Virgin flight, hotel, or cruise.

    American Express

    American Express Membership Rewards is a great way to earn points, since you can transfer Amex points to Virgin Red via Virgin Atlantic.

    Other than Virgin, Amex has a solid lineup of excellent hotel and airline transfer partners. Whether you’re a beginner in your points and miles journey or a seasoned pro, we always recommend having some Amex points in your wallet. By putting your everyday spending on the best Amex credit cards, you can easily earn points for your subsequent redemption.

    BEST LOUNGE ACCESS
    The Platinum Card® from American ExpressTerms Apply / Rates & Fees
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    U.P. Rating 
    The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

    The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

    Learn More(at Amex's secure site)

    Apply With Confidence

    Know if you're approved with no credit score impact

    If you're approved and accept this Card, your credit score may be impacted.

    The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.
    Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on the Card in your first 6 months of Card Membership.
    80,000 points
    $1,760
    $695
    See Pay Over Time APR
    Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
    Good to Excellent (670-850)
    Why We Like This Card

    When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card® from American Express.

    Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

    Pros & Cons
    Pros
    • The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, and many more!
    • 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
    • 5x points per dollar spent on prepaid hotels booked with AmexTravel.com
    Cons
    • $695 annual fee (rates and fees)
    • Airline credit does not cover airfare (only incidentals like checked bags)
    Card Highlights
    • Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on the Card in your first 6 months of Card Membership.
    • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
    • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
    • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
    • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
    • $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
    • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
    • $200 Uber Cash: Platinum Card® Members can get out and about and explore their local area with $15 in Uber Cash for US rides each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings. Simply download the Uber app and add your Platinum Card® to your Uber account to get started. Available to Basic Card Member only. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.
    • $199 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
    • Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
    • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
    • Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
    • $695 annual fee.¤
    • Terms Apply.
    Financial Snapshot
    • APR: See Pay Over Time APR
    • Foreign Transaction Fees: None
    Rewards Center

    American Express Membership Rewards

    BEST FOR DINING
    American Express® Gold CardTerms Apply / Rates & Fees
    Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
    U.P. Rating 
    The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

    This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

    Learn More(at Amex's secure site)

    Apply With Confidence

    Know if you're approved with no credit score impact

    If you're approved and accept this Card, your credit score may be impacted.

    This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!
    Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
    60,000 points
    $1,200
    $325
    See Pay Over Time APR
    Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
    Good to Excellent (670-850)
    Why We Like This Card

    The American Express® Gold Card is a game-changer.

    With this card, you can earn 4x Membership Rewards points at restaurants, up to $50,000 per calendar year, and you’ll also earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year, then 1x.

    There isn’t another card on the market that offers a 1-2 punch like this. Of course, there are several other benefits of the Gold Card as well, including extra monthly dining rewards and more.

    Pros & Cons
    Pros
    • 4x points per dollar at restaurants worldwide, up to $50,000 per calendar year; then 1x thereafter
    • 4x points per dollar at U.S. supermarkets, up to $25,000 per calendar year; then 1x thereafter
    • 3x points per dollar on flights purchased directly from airlines or at AmexTravel.com
    Cons
    Card Highlights
    • Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
    • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
    • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
    • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
    • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
    • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
    • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.
    • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations.
    • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
    • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
    • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges with every booking of two nights or more through AmexTravel.com. Eligible charges vary by property.
    • No Foreign Transaction Fees.
    • Annual Fee is $325.
    • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
    • Terms Apply.
    Financial Snapshot
    • APR: See Pay Over Time APR
    • Foreign Transaction Fees: None
    Rewards Center

    American Express Membership Rewards

    Bilt

    Bilt Rewards is one of the most lucrative rewards programs out there, given its many hotel and airline transfer partners. Virgin Red is one such partner, and you transfer Bilt points to Virgin Red at a ratio of 1:1. 

    Bilt World Elite Mastercard® Credit CardTerms Apply / Rates & Fees
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    U.P. Rating 
    The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

    Learn More(at Bilt's secure site)
    No offer available
    No offer available
    $0
    See Rate & Fees
    Why We Like This Card

    Never before has there been a credit card built specifically with renters in mind. Enter the Bilt World Elite Mastercard® Credit Card, designed specifically to help renters earn rewards on their rent payments with no transaction fees.

    Of course, aside from rewards on rent, there are many other solid features that the card offers that add extra value to cardholders. In this guide, we provide a complete breakdown of everything the Bilt Card has to offer to help you decide whether the card makes sense for you.

    Pros & Cons
    Pros
    • 3x points per $1 at restaurants
    • 2x points per $1 on travel booked directly with airlines, hotels, and car rental agencies
    • 1x point per $1 on rent payments, without a transaction fee, up to 100,000 points each calendar year
    Cons
    • Does not offer a welcome bonus
    • Must use the card 5 times each statement period to earn points
    Card Highlights
    • $0 Annual Fee
    • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
    • Earns 3x points on dining
    • Earn 2x points on travel
    • Earn 1x points on other purchases
    • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
    • Use the card 5 times each statement period to earn points
    • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
    • Point redemptions include airlines, hotels, future rent payments, statement credits, toward a down payment on a home, etc.
    • Select “Learn More” to learn more about the product features, terms, and conditions
    Financial Snapshot
    • APR: See Rate & Fees
    • Foreign Transaction Fees: $0

    Capital One

    Capital One Miles is one of the most favored programs among points and miles enthusiasts. One reason we love Capital One is its many transfer partners, which includes its partnership with Virgin Red. You can transfer your Capital One miles to Virgin Red at a 1:1 ratio.

    You can earn Capital One miles through a handful of personal and business credit cards, including those in the Venture family:

    Capital One Venture X Rewards Credit CardTerms Apply / Rates & Fees
    Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
    U.P. Rating 
    The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

    The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

    The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.
    Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
    75,000 miles
    $1,350
    $395
    19.99% - 29.74% (Variable)
    Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
    Excellent (740-840)
    Why We Like This Card

    The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.

    Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.

    Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

     

    Pros & Cons
    Pros
    • 10x miles per $1 on hotels and rental cars purchased through Capital One Travel
    • 5x miles per $1 on flights and vacation rentals purchased through Capital One Travel
    • 2x miles per $1 on all other purchases
    Cons
    • $395 annual fee (rates & fees)
    • Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status
    Card Highlights
    • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
    • Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
    • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
    • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
    • Earn unlimited 2X miles on all other purchases
    • Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
    • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
    • Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
    • Receive up to a $120 credit for Global Entry or TSA PreCheck®
    Financial Snapshot
    • APR: 19.99% - 29.74% (Variable)
    • Foreign Transaction Fees: None
    Rewards Center

    Capital One Miles

     

    Capital One Venture Rewards Credit CardTerms Apply / Rates & Fees
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    U.P. Rating 
    The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

    Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!

    Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!
    Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
    75,000 miles
    $1,350
    $95
    19.99% - 29.74% (Variable)
    Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
    Good to Excellent Credit (670-850)
    Why We Like This Card

    The Capital One Venture Rewards Credit Card is one of the most popular rewards cards on the market. It’s perfect for anyone in search of a great welcome offer, high rewards rates, and flexible redemption options.

    Frequent travelers with excellent credit may benefit from this credit card that offers a lot of bells and whistles. And it offers easy-to-understand rewards earning and redemption.

    Pros & Cons
    Pros
    • 5x miles per $1 on hotels, vacation rentals, and rental cars booked through Capital One Travel
    • 2x miles per $1 on all other purchases
    • Up to a $120 Global Entry or TSA PreCheck application fee credit
    Cons
    Card Highlights
    • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
    • Earn unlimited 2X miles on every purchase, every day
    • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
    • Miles won't expire for the life of the account and there's no limit to how many you can earn
    • Receive up to a $120 credit for Global Entry or TSA PreCheck®
    • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
    • Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
    • Transfer your miles to your choice of 15+ travel loyalty programs
    Financial Snapshot
    • APR: 19.99% - 29.74% (Variable)
    • Foreign Transaction Fees: None
    Rewards Center

    Capital One Miles

    Chase

    Chase Ultimate Rewards is a 1:1 transfer partner of Virgin Atlantic Flying Club. You can earn Chase points with several cards, including:

    Chase Sapphire Preferred® Card
    Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
    U.P. Rating 
    The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

    A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

    Learn More(at Chase's secure site)
    A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.
    Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
    60,000 bonus points
    $1,200
    $95
    20.74% - 27.74% Variable
    Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
    Good to Excellent (670-850)
    Why We Like This Card

    The Chase Sapphire Preferred® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

    Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

    Pros & Cons
    Pros
    • 5x points on all travel booked via the Chase Travel portal
    • 5x points on select Peloton purchases over $150 (through March 31, 2025)
    • 5x points on Lyft purchases (through March 31, 2025)
    Cons
    • $95 annual fee
    • No elite benefits like airport lounge access or hotel elite status
    Card Highlights
    • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
    • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
    • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
    • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
    • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
    • Member FDIC
    Financial Snapshot
    • APR: 20.74% - 27.74% Variable
    • Foreign Transaction Fees: None
    Rewards Center

    Chase Ultimate Rewards

    Chase Sapphire Reserve®
    Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
    U.P. Rating 
    The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

    A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

    Learn More(at Chase's secure site)
    A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.
    Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
    60,000 points
    $1,200
    $550
    21.74% - 28.74% Variable
    Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
    Excellent (740-850)
    Why We Like This Card

    If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve® is one of the best options out there.

    The card combines elite travel benefits and perks like airport lounge access, with excellent point earning and redemption options.  Plus it offers top-notch travel insurance protections to keep you covered whether you’re at home or on the road.

    Don’t forget the $300 annual travel credit which really helps to reduce the annual fee!

    Pros & Cons
    Pros
    • 10x total points on hotels and car rentals when you purchase travel through Chase TravelSM immediately after the first $300 is spent on travel purchases annually
    • 10x points on Lyft purchases through March 31, 2025
    • 10x points on Peloton equipment and accessory purchases over $250 through March 31, 2025
    Cons
    • $550 annual fee
    • Does not offer any sort of hotel elite status
    Card Highlights
    • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
    • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
    • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
    • Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
    • 1:1 point transfer to leading airline and hotel loyalty programs
    • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $120 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
    • Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance and more.
    • Member FDIC
    Financial Snapshot
    • APR: 21.74% - 28.74% Variable
    • Foreign Transaction Fees: None
    Rewards Center

    Chase Ultimate Rewards

    Citi

    Citi ThankYou Rewards is a transfer partner of Virgin Red. Here is one of our favorite Citi credit cards so you can start earning ThankYou Points right away:

    Citi Strata Premier℠ Card
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    U.P. Rating 
    The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

    For a limited time: Earn 75,000 bonus points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards on thankyou.com.
    75,000 points
    $1,200
    $95
    20.49% to 28.49% Variable APR
    Why We Like This Card

    The Citi Strata Premier℠ Card is a great all-around travel rewards card that allows you to earn big rewards on a variety of purchases like air travel, at restaurants, supermarkets, gas stations, and more, along with flexible redemption options, all for a modest annual fee.

    Pros & Cons
    Pros
    • 10x points on hotels, car rentals, and attractions booked through CitiTravel.com
    • 3x points on air travel, other hotel purchases, restaurants, supermarkets, gas stations, and EV charging stations
    • $100 annual hotel benefit
    Cons
      • $95 annual fee
    Card Highlights
    • For a limited time: Earn 75,000 bonus points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards on thankyou.com.
    • Earn 10X points per $1 spent on hotels, car rentals, and attractions booked on CitiTravel.com.
    • Earn 3X points per $1 on air travel and other hotel purchases, at restaurants, supermarkets, gas and EV charging stations.
    • Earn 1X point per $1 spent on all other purchases.
    • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
    • No expiration and no limit to the amount of points you can earn with this card.
    • No foreign transaction fees on purchases.
    Financial Snapshot
    • APR: 20.49% to 28.49% Variable APR
    • Foreign Transaction Fees: None

    Wells Fargo

    Wells Fargo Rewards is a 1:1 ratio partner of Virgin Atlantic Flying Club and Virgin Red. And luckily, points transfer almost instantly. Here’s our pick for one of the best Wells Fargo Rewards cards out there:

    Wells Fargo Autograph Journey℠ Card
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    U.P. Rating 
    The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

    A powerful point earning card with access to transfer partners.

    A powerful point earning card with access to transfer partners.
    Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.
    60,000 points
    $900
    $95
    20.49%, 25.49%, or 29.49% Variable APR
    Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
    Good to Excellent (670-850)
    Why We Like This Card

    The Wells Fargo Autograph JourneySM Card is an excellent option for those looking for a great all-around travel rewards card that offers bonus categories on hotels, airfare, travel, and dining, giving you the opportunity to earn points on these purchases quickly.

    Plus the card offers flexible redemption options including access to transfer partners, an annual statement credit with airfare purchase, and no foreign transaction fees (rates & fees).

    Pros & Cons
    Pros
    • Earn 5x points on hotels
    • Earn 4x points on airfare
    • Earn 3x points on other travel and restaurants; 1x on other purchases
    Cons
    • $95 annual fee
    • List of transfer partners is smaller than competing programs
    Card Highlights
    • Select “Learn More” to take advantage of this specific offer and learn more about product features, terms and conditions.
    • Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.
    • Earn unlimited 5X points on hotels, 4X points on airlines, 3X points on other travel and restaurants, and 1X points on other purchases.
    • $95 Annual Fee.
    • Book your travel with the Autograph Journey Card and enjoy Travel Accident Insurance, Lost Baggage Reimbursement, Trip Cancellation and Interruption Protection and Auto Rental Collision Damage Waiver.
    • Earn a $50 annual statement credit with $50 minimum airline purchase.
    • Up to $1,000 of cell phone protection against damage or theft. Subject to a $25 deductible.
    • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
    Financial Snapshot
    • APR: 20.49%, 25.49%, or 29.49% Variable APR
    • Foreign Transaction Fees: None

    How To Redeem Virgin Points

    ANA The Room Seat 2
    ANA’s The Room. Image Credit: Stella Shon

    Flights

    Booking Virgin Atlantic flights is perhaps one of the best uses of Virgin Points, and that’s true whether you’re redeeming points through Virgin Red or Virgin Atlantic Flying Club. 

    Virgin Atlantic has 2 types of award flights. The first is standard season (the cheapest option):

    SCROLL FOR MORE

    Route from/to UK

    Economy Classic

    Premium

    Upper Class

    Israel

    9,000

    16,000

    28,000

    India, Dubai & Saudi Arabia

    10,000

    17,500

    37,500

    USA – Northeast

    10,000

    17,500

    47,500

    Caribbean

    10,000

    17,500

    57,500

    USA – Midwest & South

    12,500

    22,500

    47,500

    Nigeria & Ghana

    12,500

    22,500

    57,500

    South Africa
    & Indian Ocean

    12,500

    25,000

    57,500

    USA – West

    15,000

    27,500

    67,500

    And then there’s peak season, which is more expensive:

    SCROLL FOR MORE

    Route from/to UK

    Economy Classic

    Premium

    Upper Class

    Israel

    11,000

    20,000

    33,000

    India, Dubai & Saudi Arabia

    20,000

    27,500

    47,500

    USA – Northeast

    20,000

    27,500

    57,500

    Caribbean

    20,000

    27,500

    67,500

    USA – Midwest & South

    22,500

    32,500

    57,500

    Nigeria & Ghana

    22,500

    32,500

    67,500

    South Africa & Indian Ocean

    22,500

    42,500

    67,500

    USA – West

    25,000

    37,500

    77,500

    You can also redeem Virgin Points for partner awards on airlines such as All Nippon Airways, Delta Air Lines, Singapore Airlines, and Air New Zealand. One of our favorite uses for Virgin Points is on ANA’s first class, which costs between 110,000 and 120,000 points round-trip from the U.S. to Japan.

    Hotels

    You can redeem points at Virgin Hotels in Chicago, Dallas, London, Nashville, New Orleans, and New York.

    You can also redeem points at Virgin Limited Edition, which includes some of the world’s best retreats, such as Mahali Mzuri in Kenya.

    Cruises

    Virgin Voyages Exterior
    Image Credit: Stella Shon

    Virgin Voyages is a high-end, adults-only cruise line. Think of cruising for people who typically wouldn’t enjoy cruises. Virgin Voyages debuted in 2021 and quickly established itself as one of the best options for cruise travel out there.

    You can redeem Virgin Points on Virgin Voyages, though awards are pricey. Right now, the cheapest option is a 4-night cruise from Miami to Key West and Bimini, Bahamas, for 140,000 Virgin Points. 

    Virgin Experience Gifts

    You can also redeem Virgin Points on gifts and experiences through Virgin Experience Gifts. These include neat experiences such as sunset admission to the Empire State Building in New York, a gondola cruise for 2 in California, and a secret food tour in Austin.

    Other Ways To Redeem Points

    You can redeem points on drinks and tickets at AMC Theatres, vouchers for Eurostar trains, or even on Branson’s audiobook. However, we don’t recommend spending your points this way. You get more value redeeming Virgin Points for travel.

    The information regarding the Capital One Venture X Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
    The information regarding the Capital One Venture Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
    The information regarding the Virgin Red Rewards World Elite Mastercard was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
    The information regarding the Citi Strata Premier℠ Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
    The information regarding the Wells Fargo Autograph Journey℠ Card was independently collected by Upgraded Points and not reviewed nor provided by the issuer.

    For rates and fees of The Platinum Card® from American Express, click here.
    For rates and fees of the American Express® Gold Card, click here.

    Frequently Asked Questions

    What is Virgin Red?

    Virgin Red is a new program from the Virgin Group that allows you to earn and redeem points on everyday purchases, like online shopping and travel.

    Where can I sign up for Virgin Red?

    You can sign up for Virgin Red at virgin.com/en-us/virgin-red.

    Do Virgin Points expire?

    No, Virgin Points do not expire as long as you keep your account open.

    Is there a Virgin Red credit card?

    Yes, Virgin Red has a credit card, the Virgin Red Rewards Mastercard®. The card is issued through Synchrony and has a $99 annual fee.

    Victoria M. Walker's image

    About Victoria M. Walker

    Victoria holds a B.A. in Broadcast Journalism from the Howard University School of Communications and is an award-winning journalist, travel reporter, and the founder of the “Carrying On with Victoria M. Walker” newsletter.

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