How the Chase Sapphire Preferred’s 100K Bonus Can Unlock a Disney World Trip

A trip to Walt Disney World can be one of the most expensive family vacations you can take. Park tickets can cost $500 per person for a long weekend, and that’s before factoring in flights, hotels, and food.

With the new elevated welcome offer on the Chase Sapphire Preferred^® Card, you can easily remove the cost of hotels from the equation.

While booking a Walt Disney World Resort hotel with points may seem impossible, 3 Deluxe properties offer incredible redemption opportunities that many people don’t realize.

Chase Sapphire Preferred Card’s 100K Bonus Offer

The Chase Sapphire Preferred card has long been a favorite for families. With an impressive list of bonus categories that include travel, dining, online grocery purchases, gas, EV charging, vacation homes, and streaming services, this card punches above its weight with only a $95 annual fee.

Plus, with travel protections and a long list of transfer partners, families can book some incredible trips and have peace of mind.

Right now, Chase is offering its highest-ever publicly available welcome bonus offer on the card: 100,000 Ultimate Rewards points.

LIMITED-TIME OFFER

Terms Apply / Rates & Fees

Chase Sapphire Preferred^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

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Chase Sapphire Preferred^® Card

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Welcome Offer

Earn 75,000 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

75,000 100,000 points

UP's Offer Valuation*:

$2,000

Annual Fee

$95

APR

19.24% - 27.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The Chase Sapphire Preferred^® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, gas, EV charging, vacation homes, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance and emergency evacuation. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros & Cons

Pros

• 5x points on all travel booked via the Chase Travel portal
• 3x points on dining purchases, online grocery purchases (excluding Walmart, Target, and wholesale clubs), gas, EV charging, vacation homes (such as Airbnb and Vrbo), and select streaming services
• 2x points on all other travel worldwide

Cons

• $95 annual fee
• No elite benefits like airport lounge access or hotel elite status

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Card Highlights

• Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases
• Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $156.
• Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
• Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck^® or NEXUS application.
• Transfer points to leading airline and hotel loyalty programs
• Member FDIC

Financial Snapshot

• APR: 19.24% - 27.49% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

We value Chase Ultimate Rewards points at 2 cents each, so this offer is worth around $2,000 in travel. Below, we’ll show you how to use those points to book a magical multi-night vacation with perks normally reserved for hotels charging $1,000 a night.

Book Disney World Deluxe Hotels With Points

There are more than 25 Disney Resort hotels at Walt Disney World in Orlando, Florida, ranging in price from quite reasonable to eye-watering. However, all affiliated properties have some Disney-related benefits, depending on the category you book.

Disney World resort categories include Value, Moderate, and Deluxe. While they all benefit from free transportation and early theme park entry, guests at Deluxe resort hotels or Deluxe Villas can also access extended evening hours.

That means on select nights at select parks, guests can experience attractions, shops, and dining after the park closes to regular guests. It’s a truly unique and magical experience you can access only with your Deluxe hotel room.

Deluxe hotels like Disney’s Animal Kingdom Lodge and Disney’s Grand Floridian Resort & Spa often command rates around $1,000 per night, but there are 3 Deluxe hotels on property that can be booked with Marriott Bonvoy points:

• Walt Disney World Dolphin Resort (Sheraton)
• Walt Disney World Swan (Westin)
• Walt Disney World Swan Reserve (Autograph Collection)

Whether walking or taking a relaxing water taxi, the proximity to EPCOT and Disney’s Hollywood Studios is invaluable, especially for families looking to duck out for a midday nap. With the extended evening hours, you can relax by the pool a bit during the hot afternoons and then return for a fun evening after the sun goes down.

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The Swan Reserve.

All 3 offer many on-site amenities, but what makes them unique is that you can access Deluxe hotel benefits with your Marriott Bonvoy points, which can be transferred from Chase Ultimate Rewards.

How To Book Disney Hotels With Chase Points

All 3 hotels are bookable with Marriott Bonvoy points, which can be transferred from Chase at a 1:1 ratio before factoring in any transfer bonuses. Several times per year, Chase will offer between a 40% and 65% transfer bonus to Marriott, making these hotels an even more sweet deal.

Rates start as low as 36,000 points per night at the Swan. Without any transfer bonus promotion, you could easily book 2 to 3 nights at a Disney World Deluxe hotel from just 1 welcome offer from the Chase Sapphire Preferred card, including additional earnings from hitting the minimum spending requirement.

Rates at the Swan Reserve are a bit more expensive, but if you already have a stash of Chase Ultimate Rewards points, or your partner is planning on applying for the same card, you could easily book a luxury stay and enjoy the perks of a Disney World Deluxe hotel.

Consider Staying Off-Property for Longer

For those looking for the most bang for your buck (or points), staying off-property will help you stretch your welcome offer even further.

Orlando has thousands of hotels to choose from, and with IHG One Rewards, Wyndham Rewards, and World of Hyatt all transfer partners of Chase, your options are plentiful.

Even with the new 4:3 transfer ratio, transferring your points to Hyatt could still make a lot of sense. With Hyatt Place locations starting as low as 6,000 World of Hyatt points per night, you could stay for a week (with breakfast included) and still have plenty of points left over to book your flights.

If you want a more resort-like atmosphere, the popular Hyatt Regency Grand Cypress offers rooms starting at 15,000 World of Hyatt points per night. Since the Hyatt Regency Grand Cypress is a Walt Disney World Gateway Hotel, you can still benefit from official Disney perks.

Final Thoughts

The Chase Sapphire Preferred card is currently offering its best-ever welcome bonus offer of 100,000 Ultimate Rewards points. When used strategically, those points can create incredible travel opportunities, including booking multiple nights at a Disney World Deluxe hotel — a stay many Disney guests pay thousands for.

For those who don’t need the perks of the Deluxe hotel, staying off property at Hyatt properties in the area can unlock even more savings, leaving more points to book your flight home.