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Elevated Welcome Offers on HSBC Credit Cards: Earn up to 75,000 Points

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Ryan Smith
Edited by: Nick Ellis
& Ben Neighbors-Giles
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It’s been a while since HSBC has provided large welcome bonus offers in the U.S. Right now, though, we’re seeing bonuses of up to 75,000 points, thanks to elevated offers on both the HSBC Elite credit card and the HSBC Premier credit card.

Depending on which card you add to your wallet, you could take home some valuable travel benefits and quality earning rates on top of these new welcome offers.

Let’s take a look at the cards, their details, and the new offers.

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HSBC Elite Card

The HSBC Elite card has a $495 annual fee and is sporting a 75,000-point welcome offer, earned after spending $4,000 on purchases within 3 months of account opening.

Along with this new welcome offer, the card provides these benefits:

  • 5x points on travel purchases with airlines, car rental agencies, and hotels
  • 2x points on dining and other travel
  • 1x on other purchases
  • Up to $400 in annual travel credits
  • Up to $120 credit to cover your application fee for Global Entry, TSA PreCheck, TSA PreCheck by Clear, or NEXUS
  • Priority Pass lounge membership
  • Up to $140 in annual benefits with Instacart+
  • Up to $10 in monthly spending credits toward taxis and rideshares
  • Redeem points at 1.5 cents each in the travel portal
  • Travel, phone, and shopping insurance protections

Redeeming points at 1.5 cents each makes the 75,000-point offer worth $1,125.

It’s worth noting that the HSBC Elite card is one of the very few credit cards still providing access to Priority Pass restaurants.

Hot Tip:

HSBC updated these credit cards back in 2024. Our article details all of the changes to help you understand the current benefits each offers.

HSBC Premier Card

The HSBC card has a new offer of 60,000 points after spending $4,000 on purchases in the first 3 months from account opening. The card has a $95 annual fee.

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Image Credit: Vitaly Gariev via Unsplash

Ongoing cardholder benefits include:

  • 3x points on gas and groceries
  • 2x points on travel
  • 1x on other purchases
  • Up to $60 in annual credits for TV streaming subscriptions
  • Up to $140 in annual Instacart+ benefits
  • Up to $85 credit available every 4 1/2 years for application fees with TSA PreCheck, TSA PreCheck by Clear, Global Entry, or NEXUS
  • Redeem points at 1.25 cents each in the travel portal
  • Travel, phone, and shopping insurance protections

Redeeming points at 1.25 cents each makes a 60,000-point offer worth $750.

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Final Thoughts

Both the HSBC Premier card and HSBC Elite card have elevated welcome offers right now, providing 60,000 or 75,000 bonus points, respectively. To be eligible for either card, you must have a U.S. HSBC Premier checking account before applying.

We don’t know an end date for the offer on either card, but it’s safe to assume these offers won’t stick around forever.

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About Ryan Smith

Ryan completed his goal of visiting every country in the world in December of 2023 and is now revisiting some favorites. Over the years, he’s written about award travel and credit cards for publications like AwardWallet, The Points Guy, USA Today Blueprint, CNBC Select, Tripadvisor, Point.me, Forbes Advisor, and more.

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