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Last Chance: Chase Sapphire Preferred Welcome Bonus Offer [100K Points!]

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Victoria M. Walker
Edited by: Ryan Smith
& Stella Shon
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The Chase Sapphire Preferred® Card is one of the best travel credit cards around.

Chase currently has a massive 100,000 bonus points welcome offer on the card, but it’s ending soon. We haven’t seen this welcome bonus since late 2021, and it’s likely we won’t see it again for a while.

Here’s what you need to know about this welcome offer that’s ending on May 15, 2025, at 9 a.m. ET.

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Chase Sapphire Preferred 100K Welcome Offer

The Chase Sapphire Preferred card is one of our favorite travel rewards credit card — and for good reason.

The card offers several travel perks, from 5x on travel purchased through Chase Travel, a $50 annual Chase Travel hotel credit, fantastic travel and car rental insurance benefits, and much more.

Plus, its $95 annual fee makes it a more affordable option than other cards with higher annual fees.

Eligible applicants can earn 100,000 bonus points after spending $5,000 on purchases within the first 3 months of account opening. The card usually has a 60,000-point welcome bonus offer, so you’ll earn 40,000 more points with this offer!

LAST CHANCE
Chase Sapphire Preferred® CardTerms Apply / Rates & Fees
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U.P. Rating 
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Apply Now(at Chase's secure site)
A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.
Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
100,000 points
$2,000
$95
19.99% - 28.24% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent
Why We Like This Card

The Chase Sapphire Preferred® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros & Cons
Pros
  • 5x points on all travel booked via the Chase Travel portal
  • 3x points on dining purchases, online grocery purchases, and select streaming services
  • 2x points on all other travel worldwide
Cons
  • $95 annual fee
  • No elite benefits like airport lounge access or hotel elite status
Card Highlights
  • Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
  • Member FDIC
Financial Snapshot
  • APR: 19.99% - 28.24% Variable
  • Foreign Transaction Fees: None
Rewards Center

Chase Ultimate Rewards

There are several things to keep in mind before applying. If you’ve had this card before, make sure to check out Chase’s application rules to see if you are eligble to receive the bonus. To be eligible, you’ll need to meet several requirements:

  • You haven’t received a Sapphire card welcome bonus in the past 48 months
  • You have opened less than 5 credit cards in the past 24 months (Chase’s so-called 5/24 rule)
  • You do not have any open cards in the Sapphire family, such as the Chase Sapphire Reserve®

How To Use 100,000 Ultimate Rewards Points

100,000 Chase Ultimate Rewards points is a hefty sum. But what can you actually do with them? A lot!

Chase offers a solid lineup of airline and hotel transfer partners, which means you can transfer your Chase Ultimate Rewards to other programs, including Emirates Skywards, Singapore Airlines KrisFlyer, and World of Hyatt.

For instance, if you’ve been dreaming of your first international trip in business or first class, this welcome bonus could come in handy. You transfer 87,000 Ultimate Rewards points over to Emirates Skywards to book a one-way flight between Newark (EWR) and Athens (ATH).

Emirates 777 refreshed business class table
You could transfer 87,000 Ultimate Rewards points to Emirates for a one-way flight from Newark to Athens in business class. Image Credit: Lays Laraya for Upgraded Points

If booking luxury hotel stays is more your speed, you’re in luck.

While Chase is a transfer partner of IHG One Rewards and Marriott Bonvoy, you’ll get the most value out of its partnership with World of Hyatt. That’s because Hyatt still has an award chart — and you can find cheaper prices on off-peak nights.

Beach villa at Alila Kothaifaru Maldives
A beach villa at the Alila Kothaifaru Maldives. Image credit: Hyatt

For instance, the Category 7 Alila Kothaifaru Maldives typically costs 30,000 points per night. But on off-peak nights, that drops to just 25,000 points per night. You could cover 4 nights here with your 100,000-point welcome bonus!

Hot Tip:

These are only a few ways to use your Chase Ultimate Rewards points. Check out our guide on the best ways to use 100,000 Chase Ultimate Rewards points for maximum value!

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Final Thoughts

The fantastic 100,000-point welcome bonus offer on the Chase Sapphire Preferred card is ending on May 15 at 9 a.m. ET, and we don’t know when we’ll see it again. If you’ve been eyeing this card and want to take advantage of the limited-time welcome offer, we suggest applying before it’s gone.

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About Victoria M. Walker

Victoria holds a B.A. in Broadcast Journalism from the Howard University School of Communications and is an award-winning journalist, travel reporter, and the founder of the “Carrying On with Victoria M. Walker” newsletter.

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