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Last Chance: Earn up to 175K Points With These IHG Welcome Bonus Offers

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Nick Ellis
Updated: 
Edited by: Michael Y. Park
& Jestan Mendame
Last Chance: Earn up to 175K Points With These IHG Welcome Bonus Offers
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Top Partner Offers

BEST LOUNGE CARD
Platinum Card® from American Express

Platinum Card® from American Express

Apply Now(at Amex's secure site)
As High As 175,000 Points. Find Out Your Offer.
Terms Apply / Rates & Fees
ELEVATED WELCOME OFFERThe Business Platinum Card® from American Express

The Business Platinum Card® from American Express

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Earn 150,000 200,000 Points
Terms Apply / Rates & Fees
OFFER ENDING SOONIHG One Rewards Premier Credit Card

IHG One Rewards Premier Credit Card

Apply Now(at Chase's secure site)
Earn 140,000 175,000 Bonus Points
Terms Apply / Rates & Fees
LIMITED-TIME OFFERUnited℠ Explorer Card

United℠ Explorer Card

Apply Now(at Chase's secure site)
Earn 50,000 70,000 bonus miles
Terms Apply / Rates & Fees
See Best Credit Cards

A pair of IHG credit cards is currently offering exceptional welcome offers — with up to 50% more bonus points than usual.

Right now, you can earn up to 120,000 points with the IHG One Rewards Traveler Credit Card and 175,000 points with the IHG One Rewards Premier Credit Card. These are very appealing bonus offers, but they’re ending on March 18, 2026, so there’s not much time left to score them.

Let’s take a closer look at these hotel credit cards, their welcome offers, and whether it’s worth adding one of them to your wallet.

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Limited-Time Welcome Offers: Earn up to 175K Points

Right now, eligible new applicants for the IHG Traveler card can earn up to 120,000 bonus IHG One Rewards points through a 2-step welcome bonus offer:

  • Earn 90,000 bonus points after spending $2,000 on purchases in the first 3 months.
  • Earn up to 30,000 additional points by earning an additional 3x points on purchases in the first 6 months of account opening on up to $10,000 spent (except at IHG Hotels & Resorts).

We value IHG One Rewards points at 0.5 cents apiece, meaning 120,000 bonus points are worth $600. The typical welcome offer available to new applicants for this card is 80,000 bonus points, so you could earn up to 50% more points right now.

Kimpton Surfcomber King Room Angled
Unlock hotel stays worldwide with either IHG card. Image Credit: Juan Ruiz

On the other hand, the IHG Premier card currently features an elevated 175,000-point welcome offer bonus after spending $5,000 on purchases in the first 3 months. According to our valuations, this welcome bonus offer is worth $875 toward hotel stays across IHG’s numerous hotel brands.

The standard welcome offer on the IHG Premier card is 140,000 points, so this opportunity also represents a significant boost.

» Related: Chase IHG Credit Cards Welcome Bonus Offer History: 2022 to 2026

IHG Traveler Card vs. IHG Premier Card

To help you decide if either the IHG Traveler card or the IHG Premier card is a good fit for your wallet, we’ll run through the highlights of each in 1 place.

IHG Traveler Card

The $0-annual-fee IHG Traveler card offers a solid earning structure for IHG loyalists. The card earns up to 17x points on IHG purchases, 3x points on monthly bills, gas stations, and restaurants, and 2x points on all other eligible purchases.

Remember, though, that eligible new account holders would earn 3x additional bonus points on non-IHG purchases for the first 6 months, meaning the rates listed above would become 6x points on monthly bills, gas stations, and restaurants. It’d be 5x points on all other eligible purchases (up to the $10,000 maximum).

OFFER ENDING SOON
IHG One Rewards Traveler Credit CardTerms Apply / Rates & Fees
IHG One Rewards Traveler Credit Card
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Earn up to 17x when you stay at IHG hotels, 3x on monthly bills, at gas stations, and restaurants, and 2x on all other purchases.

Apply Now(at Chase's secure site)
IHG One Rewards Traveler Credit Card
Earn up to 17x when you stay at IHG hotels, 3x on monthly bills, at gas stations, and restaurants, and 2x on all other purchases.
Earn up to 120k bonus points. Earn 90,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening. Plus, up to 30,000 bonus points by earning an additional 3x on purchases, except on IHG Hotels & Resorts, in the first 6 months from account opening on up to $10,000 spent.
Up to 120,000 Bonus Points
$600
$0
19.24% - 27.74% Variable
Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Good to Excellent
Why We Like This Card

If you’re someone who is looking to enhance your IHG stays by earning more points and benefits, without paying an annual fee, then the IHG One Rewards Traveler Credit Card might be the perfect fit for you.

In this guide, we will provide a detailed view of what the card can offer so you can decide if it makes sense to add to your wallet.

Pros & Cons
Pros
  • Up to 17x total points per $1 on IHG stays
  • 3x points per $1 on monthly bills, at gas stations, and restaurants
  • 2x point per $1 on all other purchases
Cons
    • Not as rewarding as the IHG One Rewards Premier Credit Card
Read Full Review
Card Highlights
  • Limited Time Offer! Earn up to 120,000 Bonus Points
  • No Annual Fee
  • Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts
  • Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases
  • No Foreign Transaction Fees
  • Redeem 3 Nights, Get the 4th Night Free
  • IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Hotel Indigo® & Holiday Inn®
  • Member FDIC
Financial Snapshot
  • APR: 19.24% - 27.74% Variable
  • Foreign Transaction Fees: None
Rewards Center

IHG Rewards Loyalty Program Review

In addition to the strong earning structure, the card offers a few great perks, including automatic IHG One Rewards Silver Elite status, a 20% bonus on points earned during IHG stays, and the fourth-award-night-free perk, which allows those with status to redeem points for 3 consecutive nights and get a fourth night at no extra cost.

Cardholders can also spend their way to Gold Elite status — valid through December 31 of the following year — by putting $20,000 in purchases on the card in a calendar year. Gold Elite members also earn a 40% points bonus on paid stays at IHG properties.

Hot Tip:

To learn more, read our full guide covering the top benefits of the IHG Traveler card.

IHG Premier Card

The IHG Premier card comes with a $99 annual fee, but it offers a very robust earning structure and suite of benefits to cardholders, making it fantastic for anyone who stays at an IHG property frequently.

It earns up to 26x points per $1 spent on IHG stays, 5x points on travel, gas stations, and restaurants, and 3x points on all other purchases.

OFFER ENDING SOON
IHG One Rewards Premier Credit CardTerms Apply / Rates & Fees
IHG One Rewards Premier Credit Card
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The perfect card for IHG fans, offering a free night every year, automatic Platinum Elite status, and your fourth night free on award stays.

Apply Now(at Chase's secure site)
IHG One Rewards Premier Credit Card
The perfect card for IHG fans, offering a free night every year, automatic Platinum Elite status, and your fourth night free on award stays.
Earn 140,000 175,000 Bonus Points after spending $5,000 on purchases in the first 3 months from account opening.
140,000 175,000 Bonus Points
$875
$99
19.24% - 27.74% Variable
Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Good to Excellent
Why We Like This Card

If you regularly visit IHG hotels throughout the year, then the IHG One Rewards Premier Credit Card is probably a perfect card to have in your wallet.

The IHG Premier card offers a great bundle of perks and benefits, including automatic Platinum elite status, an annual free night certificate, and travel protections.

Pros & Cons
Pros
  • Up to 26x points per $1 on IHG stays
  • 5x points per $1 spent on purchases on travel, at gas stations, and restaurants
  • 3x points per $1 on all other purchases
Cons
  • $99 annual fee
  • Does not earn transferable points
Read Full Review
Card Highlights
  • Limited Time Offer! Earn 175,000 Bonus Points
  • Enjoy an Anniversary Free Night at IHG® Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG hotel stay.
  • Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts
  • Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
  • Automatic Platinum Elite status as long as you remain a Premier cardmember
  • Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card
  • IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Hotel Indigo® & Holiday Inn®
  • Member FDIC
Financial Snapshot
  • APR: 19.24% - 27.74% Variable
  • Foreign Transaction Fees: None

It offers pretty great perks for IHG loyalists, as well, including automatic Platinum Elite status, which grants perks like room upgrades, a special welcome amenity, access to the fourth-night-free perk, a $100 statement credit after spending $20,000 in a calendar year, and more.

Perhaps the most exciting perk of the card, however, is the anniversary free-night award, which you receive each year after paying the card’s annual fee. It’s valued at up to 40,000 IHG One Rewards points, but you can top it off with additional points from your account if you want to use it at a hotel that costs more than that.

Hot Tip:

Read about all the amazing benefits of the IHG Premier card in our full guide.

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Final Thoughts

Right now, both the IHG Traveler card and the IHG Premier card have elevated welcome offers, up to 120,000 points and 175,000 points, respectively. However, they’re coming to an end very soon, so you’ll want to apply before both opportunities disappear.

Featured Image Credit: Ranjan Sahu
Nick Ellis's image

About Nick Ellis

Nick’s passion for points began as a hobby and became a career. He worked for over 5 years at The Points Guy and has contributed to Business Insider and CNN. He has 14 credit cards and continues to leverage the perks of each.

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