Chase IHG Credit Cards Welcome Bonus Offer History: 2022 to 2026

IHG and Chase currently offer 3 personal credit cards: the IHG One Rewards Credit Card, the IHG One Rewards Premier Credit Card, and the IHG One Rewards Premier Select Credit Card. All feature attractive welcome bonus offers that you can earn after meeting the required minimum spending threshold.

If you’re thinking about applying, it makes sense to wait until the welcome offer bonus is elevated. Future offers can’t be guaranteed, but reviewing past bonuses can give you a better idea of what to expect. Here’s what you should know.

When To Apply for the IHG Premier Select Card

The IHG Premier Select Card is the newest of the 3 personal cards.

Launched in October 2026, the current bonus is the card’s highest.

As this card is the most premium of the 3 IHG co-brand cards, the welcome offer is also the highest of the 3 personal cards: Earn 200,000 bonus points after spending $5,000 on purchases in the first 3 months from account opening. The card has a midtier $350 annual fee.

The IHG Premier Select card comes with some generous perks:

• Earn up to 28x on IHG stays
• Earn 6x on dining and travel, including ride-sharing
• Earn 3x on everything else
• Get up to $300 in annual food and beverage rewards at IHG hotels ($75 quarterly)
• Get up to a $200 annual statement credit when you spend at least $250 on flights purchased directly with the airline
• Get 20 elite night credits, plus 2 additional Elite Night Credits for every $5,000 spent on the card
• Get automatic Platinum Elite status (upgrade to Diamond after spending $25,000 in a calendar year)
• Get an anniversary free night, with the ability to earn an additional free night (point redemption cap of 60,000 points after spending $40,000 on purchases)
• Earn 20,000 bonus points after you spend $15,000 in a calendar year

When To Apply for the IHG Premier Card

The IHG Premier card has an annual fee of $150.

The welcome bonus offer can be a great way to offset the first-year annual fee, but the card also offers many compelling travel benefits:

• Earn up to 24x points at IHG Hotels and Resorts
• Earn 5x points on flights booked directly, at gas stations, on groceries, and on car rentals
• Earn 3x points per dollar on all other eligible purchases
• Receive automatic IHG Gold Elite status (with the ability to earn higher status with spending: $15,000 for Platinum and $40,000 for Diamond)
• Earn 15,000 bonus points after you spend $15,000
• Get 15 elite night credits when you open your account and each year thereafter, plus 2 additional Elite Night Credits for every $5,000 spent on the card
• Receive a free night certificate at each cardmember anniversary, worth up to 50,000 points
• Earn a Global Entry, TSA PreCheck, or NEXUS application fee credit of up to $120 every 4 years
• Get up to $100 in annual food and beverage rewards at IHG hotels ($25 quarterly)
• Get up to a $100 annual airline statement credit when you spend $250 or more on flights purchased directly
• Get up to $50 United^® Airlines TravelBank Cash ($25 semiannually, one-time activation and linking of MileagePlus and IHG accounts required)

LIMITED-TIME OFFER

Terms Apply / Rates & Fees

The New IHG One Rewards Premier Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

An excellent card for IHG fans, offering a free night every year, automatic Gold Elite status, and your fourth night free on award stays.

Apply Now(at Chase's secure site)

The New IHG One Rewards Premier Credit Card

An excellent card for IHG fans, offering a free night every year, automatic Gold Elite status, and your fourth night free on award stays.

Welcome Offer

Earn 180,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.

180,000 points

UP's Offer Valuation*:

$900

Annual Fee

$150

APR

19.49%- 27.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

If you regularly visit IHG hotels throughout the year, then the IHG One Rewards Premier Credit Card is probably a perfect card to have in your wallet.

The IHG Premier card offers a great bundle of perks and benefits, including automatic Gold elite status, an annual free night certificate, and travel protections.

Pros & Cons

Pros

• Up to 24x points on IHG stays
• 5x points on flights booked directly and car rental agencies, dining, gas stations, and grocery stores
• 3x points on all other purchases

Cons

• $150 annual fee
• Does not earn transferable points

Read Full Review

Card Highlights

• Limited Time Launch Offer! Earn 180,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.
• Earn up to 24X total points on stays at IHG Hotels & Resorts
• Earn 5X points on flights booked directly, car rental agencies, at gas stations, grocery stores (new!) and restaurants. Earn 3X points per $1 spent on all other purchases.
• Get an Anniversary Free Night each year. Plus, redeem 3 nights, get 4th night free when you redeem points for a consecutive four-night IHG hotel stay.
• NEW! Enjoy up to $100 in Food & Beverage Rewards annually at IHG Hotels & Resorts.
• This card offers over $700 in value your first year!
• Automatic Gold Elite Status as long as you remain an IHG One Rewards Premier cardmember. Plus, get 15 Elite Night Credits each year (new!).
• IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental^®, Kimpton^®, Hotel Indigo^®, Crowne Plaza^®, EVEN^® Hotels, & Holiday Inn^®
• Member FDIC

Financial Snapshot

• APR: 19.49%- 27.99% Variable
• Foreign Transaction Fees: None

Here are the IHG Premier card welcome bonus offers we’ve seen over the past few years:

*Valuations are based on our monthly points valuations and are not provided by the issuer.

When To Apply for the IHG One Rewards Card

The IHG One Rewards card has an annual fee of $0, making it appealing to many travelers.

Key perks of the card include automatic Silver elite status, up to 17x points at IHG hotels and resorts, the opportunity to earn 10,000 bonus points each year after spending $15,000, and more.

LIMITED-TIME OFFER

Terms Apply / Rates & Fees

The New IHG One Rewards Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Earn up to 17x when you stay at IHG hotels, 3x on dining, gas stations, and grocery stores, and 2x on all other purchases.

Apply Now(at Chase's secure site)

The New IHG One Rewards Credit Card

Earn up to 17x when you stay at IHG hotels, 3x on dining, gas stations, and grocery stores, and 2x on all other purchases.

Welcome Offer

Earn 125,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.

125,000 points

UP's Offer Valuation*:

$625

Annual Fee

$0

APR

19.49%- 27.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

If you want to enhance your IHG stays with more points and benefits but don’t want to pay an annual fee, consider the IHG One Rewards Credit Card.

This guide provides a detailed overview of the card, including rewards rates and cardholder benefits.

Pros & Cons

Pros

• Up to 17 total points per $1 on IHG stays
• 3 points per $1 on dining, gas stations, and grocery stores
• 2 points per $1 on all other purchases

Cons

• Not as rewarding as the IHG One Rewards Premier Credit Card

Read Full Review

Card Highlights

• Limited Time Launch Offer! Earn 125,000 Bonus Points after spending $2,000 on purchases in the first 3 months from account opening.
• No Annual Fee
• Earn up to 17X total points on stays at IHG Hotels & Resorts
• Earn 3X points on dining, at grocery stores (new!) and gas stations. Earn 2X points per $1 spent on all other purchases.
• Automatic Silver Elite status as long as you remain an IHG One Rewards cardmember. Plus, enjoy 5 Elite Night Credits annually (new!).
• No Foreign Transaction Fees
• IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental^®, Kimpton^®, Hotel Indigo^®, Crowne Plaza^®, EVEN^® Hotels, & Holiday Inn^®
• Member FDIC

Financial Snapshot

• APR: 19.49%- 27.99% Variable
• Foreign Transaction Fees: None

Rewards Center

IHG Rewards Loyalty Program Review

This no-annual-fee credit card has a generous welcome offer. Let’s see what’s been offered recently:

*Value is determined based on our valuations of points and miles and is not provided by the issuer.

Final Thoughts

The IHG Premier Select card, the IHG Premier card, and the IHG Rewards card offer strong welcome offers and benefits worth considering for brand loyalists. However, due to Chase application rules, you won’t qualify for another IHG welcome offer if you’ve received one over the past 24 months.