Chase IHG Credit Cards Welcome Bonus Offer History: 2022 to 2026

Updated: May 19, 2026, 9:55am CDT

Edited by:

Jump to Section

Table of Contents

When To Apply for the IHG Premier Card
When To Apply for the IHG Traveler Card
Final Thoughts

We may be compensated when you click on a link, when an application is approved, or when an account is opened from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

IHG and Chase currently offer 2 personal credit cards: the IHG One Rewards Premier Credit Card and the IHG One Rewards Traveler Credit Card. Both feature attractive welcome bonus offers you can earn after meeting the required minimum spend.

If you’re thinking about applying, it makes sense to wait for a time when the welcome bonus offer is elevated. While future offers can’t be guaranteed, reviewing past bonuses can give you a better idea of what to expect. Let’s take a look.

When To Apply for the IHG Premier Card

The IHG Premier card has an annual fee of $99, which is due within the first billing cycle upon opening the account.

Kimpton Seafire Resort Pool — The epic pool at the Kimpton Seafire Resort. Image Credit: Katie Seemann

While the welcome bonus offer can be a great way to justify the first-year annual fee, the card also offers many compelling travel benefits:

Earn up to 26 points per dollar spent at IHG Hotels and Resorts
Earn 5 points per dollar spent on travel, gas stations, and restaurants
Earn 3 points per dollar on all other eligible purchases
Receive automatic IHG Platinum Elite status
Receive a free night certificate at each cardmember anniversary, worth up to 40,000 points
Earn a Global Entry, TSA PreCheck, or NEXUS application fee credit of up to $120 every 4 years

LAST CHANCE

Terms Apply / Rates & Fees

IHG One Rewards Premier Credit Card

U.P. Rating

The perfect card for IHG fans, offering a free night every year, automatic Platinum Elite status, and your fourth night free on award stays.

Apply Now(at Chase's secure site)

IHG One Rewards Premier Credit Card

The perfect card for IHG fans, offering a free night every year, automatic Platinum Elite status, and your fourth night free on award stays.

Welcome OfferEarn up to 185,000 bonus points. Earn 150,000 bonus points after spending $3,000 in the first 3 months from account opening. Plus, earn 35,000 bonus points after spending a total of $6,000 in the first 6 months from account opening. Offer ends at 9AM EST at 6/25/2026.
up to 185,000 points

UP's Offer Valuation*:
$925

Annual Fee

$99

APR

19.24% - 27.74% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

If you regularly visit IHG hotels throughout the year, then the IHG One Rewards Premier Credit Card is probably a perfect card to have in your wallet.

The IHG Premier card offers a great bundle of perks and benefits, including automatic Platinum elite status, an annual free night certificate, and travel protections.

Pros & Cons

Pros

Up to 26x points per $1 on IHG stays
5x points per $1 spent on purchases on travel, at gas stations, and restaurants
3x points per $1 on all other purchases

Cons

$99 annual fee
Does not earn transferable points

Read Full Review

Card Highlights

Limited Time Offer! Earn up to 185,000 bonus points. Earn 150,000 bonus points after spending $3,000 in the first 3 months from account opening. Plus, earn 35,000 bonus points after spending a total of $6,000 in the first 6 months from account opening.
Enjoy an Anniversary Free Night at IHG^® Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG hotel stay.
Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts
Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
Automatic Platinum Elite status as long as you remain a Premier cardmember
Global Entry, TSA PreCheck^® or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card
IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental^®, Crowne Plaza^®, Kimpton^®, EVEN^® Hotels, Hotel Indigo^® & Holiday Inn^®
Member FDIC

Financial Snapshot

APR: 19.24% - 27.74% Variable
Foreign Transaction Fees: None

Here are the IHG Premier card welcome bonus offers we’ve seen over the past few years:

SCROLL FOR MORE

Offer Date	Welcome Offer Details	Value*
Current Offer (April 2026 to Now)	Earn up to 185,000 points. Earn 150,000 points after spending $3,000 in the first 3 months, plus an additional 35,000 points after spending a total of $6,000 in the first 6 months. Offer ends at 9AM EST at 6/25/2026.	$925
March 2026 to April 2026	Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.	$700
January 2026 to March 2026	Earn 175,000 Bonus Points after spending $5,000 on purchases in the first 3 months from account opening. Offer ends 3/19/26 at 9 AM EST.	$875
October 2025 to January 2026	Earn 140,000 bonus points after spending $3,000 in the first 3 months.	$700
September 2025 to October 2025	Earn 165,000 bonus points after spending $3,000 in the first 3 months.	$825
July 2025 to September 2025	Earn 140,000 bonus points after spending $3,000 in the first 3 months.	$700
May 2025 to July 2025	Earn 5 free nights (up to 300,000 total bonus points) after spending $5,000 in the first 3 months.	$1,400
March 2025 to May 2025	Earn 140,000 bonus points after spending $3,000 in the first 3 months.	$700
January 2025 to March 2025	Earn 170,000 bonus points after spending $4,000 in the first 3 months.	$850
September to January 2025	Earn 140,000 bonus points after spending $3,000 in the first 3 months.	$700
July 2024 to September 2024	Earn 5 free nights (valued at up to 60,000 points each) after spending $4,000 in the first 3 months.	$1,400
April 2024 to July 2024	Earn 140,000 bonus points after spending $3,000 in the first 3 months.	$700
February 2024 to April 2024	Earn 165,000 bonus points after spending $3,000 in the first 3 months.	$825
September 2023 to February 2024	Earn 140,000 bonus points after spending $3,000 in the first 3 months.	$700
June 2023 to September 2023	Earn 140,000 bonus points after spending $3,000 within 3 months. Plus, earn up to $100 in statement credits on purchases at IHG properties during the first 12 months from account opening.	$800
April 2023 to June 2023	Earn 140,000 bonus points after spending $3,000 in the first 3 months.	$700
January 2023 to April 2023	Earn 175,000 bonus points after spending $3,000 in the first 3 months.	$875
April 2022 to January 2023	Earn 140,000 bonus points after spending $3,000 in the first 3 months.	$700
January 2022 to March 2022	Earn 125,000 bonus points plus a free night award (worth up to 40,000 points) after spending $3,000 within the first 3 months.	$825

*Valuations are based on our monthly points valuations and are not provided by the issuer.

Bottom Line:

The best IHG Premier card welcome offer we’ve seen since 2022 is easily the 5-free-night bonus, worth up to a whopping 300,000 points.

When To Apply for the IHG Traveler Card

The IHG Traveler card has an annual fee of $0, making it appealing to many travelers. Key perks of the card include automatic Silver elite status, up to 17x points at IHG hotels and resorts, the opportunity to earn 10,000 bonus points each year after spending $10,000, and more.

LAST CHANCE

Terms Apply / Rates & Fees

IHG One Rewards Traveler Credit Card

U.P. Rating

Earn up to 17x when you stay at IHG hotels, 3x on monthly bills, at gas stations, and restaurants, and 2x on all other purchases.

Apply Now(at Chase's secure site)

IHG One Rewards Traveler Credit Card

Earn up to 17x when you stay at IHG hotels, 3x on monthly bills, at gas stations, and restaurants, and 2x on all other purchases.

Welcome OfferEarn up to 125,000 bonus points. Earn 90,000 Bonus Points after spending $2,000 in the first 3 months from account opening. Plus, earn 35,000 Bonus Points after spending a total of $4,000 in the first 6 months from account opening. Offer ends at 9AM EST at 6/25/2026.
up to 125,000 points

UP's Offer Valuation*:
$625

Annual Fee

APR

19.24% - 27.74% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

If you’re someone who is looking to enhance your IHG stays by earning more points and benefits, without paying an annual fee, then the IHG One Rewards Traveler Credit Card might be the perfect fit for you.

In this guide, we will provide a detailed view of what the card can offer so you can decide if it makes sense to add to your wallet.

Pros & Cons

Pros

Up to 17x total points per $1 on IHG stays
3x points per $1 on monthly bills, at gas stations, and restaurants
2x point per $1 on all other purchases

Cons

Not as rewarding as the IHG One Rewards Premier Credit Card

Read Full Review

Card Highlights

Limited Time Offer! Earn up to 125,000 bonus points. Earn 90,000 Bonus Points after spending $2,000 in the first 3 months from account opening. Plus, earn 35,000 Bonus Points after spending a total of $4,000 in the first 6 months from account opening.
No Annual Fee
Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts
Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases
No Foreign Transaction Fees
Redeem 3 Nights, Get the 4th Night Free
IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental^®, Crowne Plaza^®, Kimpton^®, EVEN^® Hotels, Hotel Indigo^® & Holiday Inn^®
Member FDIC

Financial Snapshot

APR: 19.24% - 27.74% Variable
Foreign Transaction Fees: None

Rewards Center

IHG Rewards Loyalty Program Review

But just because this is a no-annual-fee credit card doesn’t mean it doesn’t come with a generous welcome offer. Let’s take a look at what’s been on the table recently:

SCROLL FOR MORE

Offer Date	Welcome Offer Details	Value*
Current Offer (April 2026 to Now)	Earn up to 125,000 points. Earn 90,000 points after spending $2,000 in the first 3 months, plus an additional 35,000 points after spending a total of $4,000 in the first 6 months. Offer ends at 9AM EST at 6/25/2026.	$625
March 2026 to April 2026	Earn 80,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.	$400
January 2026 to March 2026	Earn up to 120k bonus points. Earn 90,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening. Plus, up to 30,000 bonus points by earning an additional 3x on purchases, except on IHG Hotels & Resorts, in the first 6 months from account opening on up to $10,000 spent. Offer ends 3/19/26 at 9 AM EST.	$600
October 2025 to January 2026	Earn 80,000 bonus points after spending $2,000 in the first 3 months.	$400
September 2025 to October 2025	Earn 2 free nights (up to 50,000 points each) plus 40,000 bonus points after spending $2,000 in the first 3 months.	$700
July 2025 to September 2025	Earn 80,000 bonus points after spending $2,000 in the first 3 months.	$400
May 2025 to July 2025	Earn 120,000 bonus points after spending $2,000 in the first 3 months.	$600
March 2025 to May 2025	Earn 80,000 bonus points after spending $2,000 in the first 3 months.	$400
January 2025 to March 2025	Earn 100,000 bonus points after spending $2,000 in the first 3 months.	$500
November 2024 to January 2025	Earn 80,000 bonus points after spending $2,000 in the first 3 months.	$400
October 2024 to November 2024	Earn 100,000 bonus points after spending $2,000 in the first 3 months.	$500
September 2024 to October 2024	Earn 80,000 bonus points after spending $2,000 in the first 3 months.	$400
July 2024 to September 2024	Earn 100,000 bonus points after spending $2,000 in the first 3 months.	$500
April 2024 to July 2024	Earn 80,000 bonus points after spending $2,000 in the first 3 months.	$400
February 2024 to April 2024	Earn 100,000 bonus points after spending $2,000 in the first 3 months.	$500
September 2023 to February 2024	Earn 80,000 bonus points after spending $2,000 in the first 3 months.	$400
June 2023 to September 2023	Earn 80,000 bonus points after spending $2,000 in the first 3 months. Plus, earn up to $50 in statement credits at IHG properties during the first 12 months.	$450
April 2023 to June 2023	Earn 80,000 bonus points after spending $2,000 in the first 3 months.	$400
January 2023 to April 2023	Earn 120,000 bonus points after spending $2,000 in the first 3 months.	$600
July 2022 to January 2023	Earn 80,000 bonus points after spending $2,000 in the first 3 months.	$400
March 2022 to July 2022	Earn 120,000 bonus points after spending $2,000 in the first 3 months.	$600

*Value is determined based on our valuations of points and miles and is not provided by the issuer.

Final Thoughts

Both the IHG Premier card and the IHG Traveler card offer strong welcome offers and benefits worth considering for brand loyalists. However, due to Chase application rules, you won’t qualify for either welcome bonus offer if you’ve received one over the past 24 months.