Nick Ellis
Nick Ellis
Senior Editor & Content Contributor
408 Published Articles 1210 Edited Articles
Countries Visited: 35U.S. States Visited: 25
Nick’s passion for points began as a hobby and became a career. He worked for over 5 years at The Points Guy and has contributed to Business Insider and CNN. He has 14 credit cards and continues to le...
Edited by: Jessica Merritt
Jessica Merritt
Senior Editor & Content Contributor
248 Published Articles 893 Edited Articles
Countries Visited: 4U.S. States Visited: 23
A long-time points and miles student, Jessica is the former Personal Finance Managing Editor at U.S. News and World Report and is passionate about helping consumers fund their travels for as little ca...
& Juan Ruiz
Juan Ruiz
Senior Editor & Content Contributor
630 Published Articles 1076 Edited Articles
Countries Visited: 49U.S. States Visited: 32
Juan Ruiz is a leading travel journalist and expert in credit cards and loyalty programs. For over a decade, he has turned complex rewards and travel strategies into clear, actionable insights. His wo...
![Cadillac Hotel & Beach Club, Autograph Collection in Miami Beach [In-depth Review]](https://upgradedpoints.com/wp-content/uploads/2022/09/Cadillac-Hotel-Beach-Club-Family-Pool-Lawn.jpg?auto=webp&disable=upscale&width=1200)




























































![Kimpton Hotel Palomar South Beach in Miami Beach [In-depth Review]](https://upgradedpoints.com/wp-content/uploads/2021/10/Kimpton-Palomar-South-Beach-palm-trees-and-pool.jpg?auto=webp&disable=upscale&width=1200)

![The 11 Best Boutique Hotels in Miami Beach & Miami [2025]](https://upgradedpoints.com/wp-content/uploads/2021/07/Miami-beach-with-palm-trees-Image-Credit-Lance-Asper-via-Unsplash.jpg?auto=webp&disable=upscale&width=1200)