Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology.

15 Best Miami & Miami Beach Hotels To Book With Points [For Max Value]

Stephen Au's image
Stephen Au
Stephen Au's image

Stephen Au

Senior Content Contributor

486 Published Articles

Countries Visited: 24U.S. States Visited: 22

Stephen is an established voice in the credit card space, with over 70 to his name. His work has been in publications like The Washington Post, and his Au Points and Awards Consulting Services is used...
Edited by: Keri Stooksbury
Keri Stooksbury's image

Keri Stooksbury

Editor-in-Chief

29 Published Articles 3093 Edited Articles

Countries Visited: 45U.S. States Visited: 28

With years of experience in corporate marketing and as the Executive Director of the American Chamber of Commerce in Qatar, Keri is now Editor-in-Chief at UP, overseeing daily content operations and r...
& Kellie Jez
Kellie Jez's image

Kellie Jez

Director of Operations & Compliance

1 Published Article 1170 Edited Articles

Countries Visited: 10U.S. States Visited: 20

Kellie’s professional experience has led her to a deep passion for compliance, data reporting, and process improvement. Kellie’s learned the ins and outs of the points and miles world and leads UP’s c...

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Miami is one of America’s most popular vacation spots. If you enjoy Latin culture, a vibrant atmosphere, delicious and varied food, and luxury hotels, Miami should be one of your next destinations.

This city has fantastic beaches, second-to-none nightlife, numerous cultural attractions, and, of course, plenty of luxury hotels to choose from.

In this article, we’ll walk you through some of the best hotels in Miami and Miami Beach that you can book with points for maximum value.

The 9 Best Value Miami Beach Hotels

In creating this guide, we looked at hotels from the “Big 4” loyalty programs, including Marriott Bonvoy, World of Hyatt, Hilton Honors, and IHG One Rewards.

And while each property has its pros and cons, we were able to identify the highest-value properties with a focus on luxury hotels (4-star or higher).

Let’s get into it!

1. The St. Regis Bal Harbour Resort (Marriott Bonvoy)

The St. Regis Bal Harbour Resort
The St. Regis Bal Harbour Resort. Image Credit: Marriott

The St. Regis Bal Harbour Resort is arguably the poshest points resort in the entire Miami area — this beachfront compound is located across the street from the Bal Harbour Shops, one of the country’s most upscale shopping centers, 11 miles from downtown Miami, and minutes from South Beach.

Each standard guestroom contains 650 square feet of personal real estate with 1 king bed or 2 queen beds, lavish marble flooring, a furnished balcony with ocean views, and floor-to-ceiling windows. The room also features a walk-in closet, a lounge chair, a flat-screen TV, a minibar, a desk, and touch screen in-room controls.

Inside the spa bathroom, you’ll find a walk-in, dual-head rain shower, a separate deep-soaking bathtub with an in-mirror flat-screen TV, and a double vanity. Bathrobes, slippers, and signature Remède bath and body products are also available.

Indulge in the resort’s exceptional dining options, featuring a casual oceanfront and poolside Greek restaurant, a signature French restaurant, a bar and wine vault, and a burger bar.

Relaxation is the name of the game here, which is why you’ll have direct beach access, 2 outdoor pools with private cabanas, a full-service spa, and a gym. You’ll also find meeting and event space.

Average Marriott Bonvoy Points Required: 70,000 to 100,000

Cash Rate: $800 to $3,400 ($1,100 on average) per night

Points Value: Up to 3.4 cents per point

2. The Ritz-Carlton Bal Harbour, Miami (Marriott Bonvoy)

The Ritz-Carlton Bal Harbour, Miami
The Ritz-Carlton Bal Harbour, Miami. Image Credit: Marriott

The Ritz-Carlton Bal Harbour, Miami shares a lot of the same big-picture characteristics as the St. Regis property just down the street.

The ultra-luxe beachfront resort is less than a mile from the Bal Harbour Shops, and a quick 15-minute drive from South Beach, making it slightly less convenient than The St. Regis Bal Harbour.

Standard rooms measure in at 510 square feet and come with a semi-private elevator entrance, 10-foot floor-to-ceiling windows, a furnished balcony, 1 king or 2 queen beds, and inlet and partial ocean views. The room is outfitted with a desk, a flat-screen TV, a full refreshment bar, coffee and tea machines, and a Bose sound system.

The highlight of the bathroom is the deep-soaking tub with ocean views. Other features include double vanities, a separate walk-in rain shower, an in-mirror TV, bathrobes, slippers, and Asprey bath amenities.

Enjoy global cuisine at the oceanfront restaurant featuring fresh seafood or the poolside all-day restaurant.

The property’s impressive facilities include a 10,000-square-foot spa, a gym, and an outdoor pool. The amenities include personal shoppers and complimentary transfers to the Bal Harbour Shops.

Average Marriott Bonvoy Points Required: 70,000 to 100,000

Cash Rate: $800 to $4,900 ($1,800 on average) per night

Points Value: Up to 4.9 cents per point

3. The Miami Beach EDITION (Marriott Bonvoy)

The Miami Beach EDITION Modern Pool Marriott
The Miami Beach EDITION. Image Credit: Chris Hassan

The Miami Beach EDITION brings high-end, boutique luxury to Marriott’s robust ecosystem. This popular property is a 13-minute walk from the local Bass Museum of Art and sits on the Miami Beach Boardwalk.

Standard rooms have a minimum of 385 square feet of space with a plush king bed and floor-to-ceiling windows An armchair-ottoman combo in the living area, desk, flat-screen TV, minibar, and Nespresso machine complete the room.

There’s a marble bathroom appointed with a single vanity with lighted make-up mirror, a separate water closet, and a walk-in rain shower. Additional amenities include bathrobes, slippers, and amazing Le Labo toiletries.

The food and beverage outlets are helmed by celebrity chef Jean-Georges Vongerichten. Choose from a signature Latin American restaurant, an intimate cocktail bar, a modern food bazaar, a casual poolside grill spot, and a 4-lane bowling alley and restaurant!

There’s also a spa, private beach access, a 24/7 gym, 2 outdoor pools, an open-air movie theater, an ice-skating rink, and event space.

Average Marriott Bonvoy Points Required: 70,000 to 100,000

Cash Rate: $600 to $8,000 ($900 on average) per night

Points Value: Up to 8 cents per point

Hot Tip: Check out our in-depth review of The Miami Beach EDITION, featuring plenty of photos to inspire your stay.

4. The Ritz-Carlton, South Beach (Marriott Bonvoy)

Ritz Carlton South Beach loungers
The Ritz-Carlton, South Beach. Image Credit: Marriott

The Ritz-Carlton, South Beach is a newly renovated property located on Lincoln Road in the thick of South Beach.

This property is also a 9-minute walk from Lincoln Road Mall and an 11-minute walk from the Bass Museum of Art.

Standard rooms start at 375 square feet in size and come with 1 king bed or 2 double beds. There is a sitting area with a coffee table and chairs, as well as a flat-screen TV, minibar, and high-speed Wi-Fi.

You’ll find full marble bathrooms in each room, including a separate bathtub, a walk-in rain shower, and double vanities with lighted make-up mirror. Terry bathrobes and Asprey amenities are also available.

There are 3 dining options consisting of an all-day beachfront restaurant, a signature oceanview restaurant, a Ritz-Carlton Club Lounge, and a classic cocktail bar with live music.

On the premises, you’ll find a full spa, an oceanview outdoor pool, over 20,000 square feet of meeting space, and a Ritz Kids program.

Average Marriott Bonvoy Points Required: 70,000 to 100,000

Cash Rate: $400 to $5,000 ($800 on average) per night

Points Value: Up to 5 cents per point

5. W South Beach (Marriott Bonvoy)

W South Beach
W South Beach. Image Credit: Marriott

If there ever was a quintessential South Beach hotel, the W South Beach is it. This all-suite property offers beachfront luxury with a convenient location just opposite the Bass Museum of Art and 11 miles from Miami International Airport (MIA).

Standard rooms have 564 square feet of space and are outfitted with circadian lighting with 3 mood modes, blackout curtains, natural oak herringbone floors, a furnished balcony, and floor-to-ceiling windows with ocean views. The room also features music playlists, a flat-screen TV, desk, spacious living area with a couch and a lounge chair, and a minibar.

A beautiful marble bathroom awaits you, complete with a walk-in shower, double vanities, a lighted make-up mirror, bathrobes, slippers, and amenities by The Davines.

At this property, you will find a signature Chinese restaurant by Michael Chow, plus 2 other full-service restaurants, a lobby cocktail bar, and a poolside bar and grill.

Elsewhere, check out the spa, the garden, the outdoor heated pool, the gym, and the rooftop tennis court or basketball court. You could also just relax on the nearly private 300-foot stretch of pristine white-sand beach.

Average Marriott Bonvoy Points Required: 70,000 to 100,000

Cash Rate: $600 to $8,000 ($1,200 on average) per night

Points Value: Up to 8 cents per point

6. Hilton Bentley Miami/South Beach (Hilton Honors)

Hilton Bentley Miami/South Beach
Hilton Bentley Miami/South Beach. Image Credit: Hilton

After the recent departure of several Miami-area properties from the Hilton Honors loyalty program, the Hilton Bentley Miami/South Beach is probably one of the best options available.

It’s a 7-minute walk from the Jewish Museum of Florida, 11 miles from Miami International Airport, and less than a mile from the Art Deco Historic District.

The full-service South Beach hotel has guestrooms with 350 square feet of space, a plush king bed, and a private furnished terrace. Solid amenities include a flat-screen TV, a desk, a minifridge, and a coffee machine.

The marble bathroom contains a large rain shower, a single vanity, a bidet, bathrobes, slippers, and Crabtree & Evelyn amenities.

The property has 1 full-service restaurant serving authentic Greek cuisine, along with an outdoor pool, a gym, a spa, and event space.

Hilton Honors Points Required: 85,000 to 90,000

Cash Rate: $300 to $1,550 ($600 on average) per night

Points Value: Up to 1.7 cents per point

7. The Confidante Miami Beach (World of Hyatt)

The Confidante Miami Beach
The Confidante Miami Beach. Image Credit: Hyatt

One of World of Hyatt’s best “sweet spots” is The Confidante Miami Beach, which offers oceanfront luxury in a mid-century modern setting without costing an arm and a leg — at least when you use points.

This 1940s art deco skyscraper is a 2-minute walk from Miami Beach and houses 354 rooms and suites, all with skyline or bay views. Standard rooms have 1 king bed or 2 queen beds, as well as a desk, a flat-screen TV, a sitting area, a minifridge, and coffee and tea machines.

The bathroom includes Jonathan Adler bath and body products, a single vanity, a walk-in shower, waffle bathrobes, and a hairdryer.

Enjoy craft local coffee at the coffee shop, eclectic flavors at the signature restaurant, drinks and bites at the retro cocktail lounge, fresh fare and drinks at the poolside bar, and room service.

Also, the hotel has a rooftop spa, a gym, private beach access, and 2 heated outdoor pools (one of which is adults-only). Finally, there’s almost 30,000 square feet of meeting and event space.

Category: 5

World of Hyatt Points Required: 17,000 to 23,000

Cash Rate: $200 to $1,150 ($350 on average) per night

Points Value: Up to 5 cents per point

8. Lennox Miami Beach (World of Hyatt)

Lennox Miami Beach
Lennox Miami Beach. Image Credit: Hyatt

Lennox Miami Beach is a 4-building, art deco complex just a 4-minute walk from the Miami Beach Boardwalk and a 12-minute walk from Ocean Drive’s shops and restaurants.

The property’s rooms feature Argentinian flair and 1 king bed or 2 double beds. There’s 344 square feet of space in each entry-level room, plus a 4K TV, a minibar, free Wi-Fi, high-end bedding, and a Nespresso coffee machine.

Inside the bathroom, there’s an LED-backlit mirror, a single vanity, a rain shower, and signature bath and body products.

Dining is a focus at Lennox — you can enjoy incredible cuisine at the lobby’s restaurant and lounge.

Other amenities include a Mediterranean courtyard, an outdoor pool, a poolside bar, and a sprawling terrace.

Category: 6

World of Hyatt Points Required: 21,000 to 29,000

Cash Rate: $240 to $1,075 ($300 on average) per night

Points Value: Up to 3.7 cents per point

9. Hyatt Centric South Beach Miami (World of Hyatt)

Hyatt Centric South Beach Miami
Hyatt Centric South Beach Miami. Image Credit: Hyatt

Staying true to the location-focused Hyatt Centric brand philosophy, the Hyatt Centric South Beach Miami is a 4-minute walk from the beach, a 9-minute walk from the Miami Beach Convention Center, and a mile from Ocean Drive’s shops and restaurants.

The airy rooms measure at least 300 square feet and come with a king bed or 2 queen beds, and floor-to-ceiling windows. Plus, rooms have a flat-screen TV, a coffee machine, a minibar, and an oversized work desk with an ergonomic chair.

The bathroom has a single vanity, marble tiling, and an oversized rain shower. Guests will enjoy a wall-mounted magnifying mirror, bathrobes, and upscale bath and body products.

There’s a signature restaurant and bar open all day, as well as a Joe & The Juice location offering juices, coffee, and smoothies.

Be sure to check out the spa, the rooftop pool, or the gym. Make use of the complimentary bicycles, too!

Category: 5

World of Hyatt Points Required: 17,000 to 23,000

Cash Rate: $270 to $875 ($350 on average) per night

Points Value: Up to 3.8 cents per point

The 6 Best Value Miami-area Hotels

1. The Ritz-Carlton Key Biscayne, Miami (Marriott Bonvoy)

The Ritz-Carlton Key Biscayne, Miami
The Ritz-Carlton Key Biscayne, Miami. Image Credit: Marriott

The Ritz-Carlton Key Biscayne, Miami, is one of the most exclusive resorts in the Florida Keys and is located just over 2 miles from Crandon Golf at Key Biscayne and less than 9 miles from downtown Miami.

Each of the entry-level rooms has a minimum of 420 square feet of space, resort views, a furnished full or half balcony, and a king bed or 2 double beds. The room is also furnished with a desk, an armchair,  a flat-screen TV, a minibar, and coffee and tea machines.

You’ll find full marble bathrooms with a separate deep-soaking bathtub, a single marble vanity, a lighted make-up mirror, and a rain shower. Plush bathrobes, and Asprey products complete the experience.

The unique dining options consist of a rum bar and lounge, an ice cream parlor, a burger joint, a café, and 2 more full-service restaurants.

The property has a range of superb amenities, like 2 heated outdoor pools, a hot tub, a spa with a sauna and steam room, a gym, and 11 tennis courts! There’s also extensive space for meetings, events, and weddings.

Average Marriott Bonvoy Points Required: 50,000 to 70,000

Cash Rate: $650 to $4,200 ($1,100 on average) per night

Points Value: Up to 6 cents per point

2. The Ritz-Carlton Coconut Grove, Miami (Marriott Bonvoy)

The Ritz-Carlton, Coconut Grove, Miami
The Ritz-Carlton Coconut Grove, Miami. Image Credit: Marriott

One of Marriott’s hidden gems in Miami is The Ritz-Carlton Coconut Grove, Miami, especially from the standpoint of points redemptions.

This property has views of Biscayne Bay and is a 5-minute walk from Dinner Key Marina, a 15-minute walk from a metro station, and a 3-mile drive from Vizcaya Museum and Gardens.

Each standard room has either city views or partial bay views from floor-to-ceiling windows, 420 square feet of space, 1 king bed or 2 double beds, and an oversized furnished balcony. There is also a sitting area, a minibar, a flat-screen TV, and a set of coffee and tea machines.

Bathrooms feature wall-to-wall marble tiling, a deep soaking bathtub, a separate walk-in rain shower, and a water closet. They also have a lighted make-up mirror, bathrobes, slippers, and Asprey amenities.

In terms of food and drink, the hotel has a garden terrace and fresh seafood restaurant, a classic cocktail bar with live music, and a poolside bar serving light fare.

Of course, you should check out the other amenities, too, which include an outdoor pool, a hot tub, a gym, a business center, and a spa.

Average Marriott Bonvoy Points Required: 40,000 to 60,000

Cash Rate: $400 to $2,900 ($700 on average) per night

Points Value: Up to 4.8 cents per point

3. Kimpton EPIC Hotel (IHG One Rewards)

Kimpton EPIC Hotel
Kimpton EPIC Hotel. Image Credit: IHG

The Kimpton EPIC Hotel is a Miami River IHG property and is set in a high-rise tower just 2 miles from the Port of Miami and about a 15-minute walk from Bayside Marketplace’s restaurants and shops.

Each of the 411 rooms and suites measures 475 square feet and is appointed with 1 king bed or 2 double beds. Rooms also feature a furnished balcony, a smart TV, a desk, a minibar, coffee and tea machines, and free Wi-Fi.

The bathrooms contain twin vessel sinks, a separate bathtub and rain shower, bathrobes, slippers, and luxe bath essentials.

Here, you’ll enjoy a complimentary evening wine hour, plus 2 chic restaurants, a skyline-view spa, a gym, a marina, 2 pools with cabana rentals (for an extra fee), and meeting/event space.

IHG One Rewards Points Required: 70,000 to 80,000

Cash Rate: $300 to $820 ($400 on average) per night

Points Value: Up to 1 cent per point

4. W Miami (Marriott Bonvoy)

W Miami
W Miami. Image Credit: Marriott

The W Miami is a signature 5-star hotel located in the Brickell district of downtown Miami. This high-rise property is 2 miles from the Pérez Art Museum Miami and 8 miles from Miami International Airport.

In each standard room, you’ll find 1 king bed, 440 square feet of space, and a furnished balcony. Guests can also enjoy a lounge chair, a desk, a minibar, and a flat-screen TV.

There’s a beautiful spa-like bathroom with a separate soaking tub, double vanities, a walk-in shower, bathrobes, slippers, and a hairdryer.

The dining experience includes a 15th-floor signature restaurant, a poolside bar and cafe, and a lobby coffee shop.

Other amenities include a 28,000-square-foot spa, a 15th-floor pool, and plenty of meeting space.

Average Marriott Bonvoy Points Required: 40,000 to 60,000

Cash Rate: $425 to $1,475 ($550 on average) per night

Points Value: Up to 2.5 cents per point

5. InterContinental Miami (IHG One Rewards)

InterContinental Miami
InterContinental Miami. Image Credit: IHG

IHG’s namesake hotel in Miami, InterContinental Miami, offers 4-star luxury in the heart of downtown Miami. Just a 12-minute walk from FTX Arena and an 8-minute walk from Olympia Theater, the InterContinental Miami boasts a fabulous location overlooking Biscayne Bay.

Each of the cozy guestrooms has a430 square feet of space, a king bed or 2 double beds, and bay or city views. There is also a daybed, a work desk, a flat-screen TV, a minibar, and a Keurig coffee machine.

This property’s signature restaurant serves Pan-Latin dishes, while you can also choose between a buffet restaurant or rooftop bar (with a happy hour) serving up cocktails with panoramic views.

You can also schedule a treatment at the spa, make use of the 24/7 gym, or utilize any of the 100,000+ square feet of event space available.

IHG One Rewards Points Required: 45,000 to 70,000

Cash Rate: $215 to $1,575 ($300 on average) per night

Points Value: Up to 2.3 cents per point

6. Hyatt Centric Brickell Miami (World of Hyatt)

Hyatt Centric Brickell Miami
Hyatt Centric Brickell Miami. Image Credit: Hyatt

Hyatt Centric Brickell Miami is one of our favorite properties in the area, thanks to the superb location and the 4-star amenities without being over-the-top. First off, this building is 6 miles from South Beach, 7 miles from Miami Beach, and 9 miles from the airport.

Next, each of the 208 rooms and suites has at least 411 square feet of space and 1 king bed or 2 queen beds. Within each room, you’ll find modern designs and amenities, including a sleeper sofa bed, a private balcony with city or bay views, and a sitting area with a lounge chair. The rooms are also complete with a work desk, flat-screen TV, minibar, wardrobe, coffee maker, and free Wi-Fi.

Inside the brightly-lit bathroom, there’s a single vanity, a magnifying make-up mirror, a walk-in rain shower, BeeKind bath product products, and a hairdryer.

Although you have an excellent location to explore the best of the city, you can also check out the hotel’s Cuban restaurant and lounge that is open all day with a happy hour on Thursdays and Fridays and pool service on the weekends.

This property has a 24/7 gym, a heated rooftop pool, a 24/7 business center, and more than 12,000 square feet of event space.

Category: 5

World of Hyatt Points Required: 17,000 to 23,000

Cash Rate: $250 to $700 ($400 on average) per night

Points Value: Up to 3 cents per point

Earn Hotel Points To Redeem in Miami & Miami Beach

Now that we’ve identified a collection of high-value properties we can book using points, the next step is to figure out how to amass enough points to book one of these stays!

We’ll break it down according to each hotel loyalty program, starting with World of Hyatt.

World of Hyatt

Chase credit cards make it incredibly easy to bank lots of World of Hyatt points.

We’re big fans of The World of Hyatt Credit Card that can earn up to 9x points per $1 spent at Hyatt, complimentary Discoverist elite status, and elite night credits just for holding the card.

The World of Hyatt Credit Card

The World of Hyatt Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The World of Hyatt card offers a fast track to Hyatt elite status, an annual free night, and up to 9x points per $1 on Hyatt stays.

The World of Hyatt Credit Card

The World of Hyatt card offers a fast track to Hyatt elite status, an annual free night, and up to 9x points per $1 on Hyatt stays.
Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
Up to 60,000 points
$900
$95
21.49% - 28.49% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The World of Hyatt Credit Card makes your Hyatt stays more rewarding and helps you get coveted World of Hyatt elite status faster. This card is a must-have for any traveler who regularly stays at Hyatt hotels, or even for anyone who’s able to take advantage of the card’s annual free night certificate.

When you factor in all the benefits the World of Hyatt card offers, it’s easy to see why it is one of the best co-branded hotel credit cards on the market.

Pros

  • Up to 9 points total for Hyatt stays: 4 Bonus Points per $1 spent at Hyatt hotels and 5 Base Points per $1 from Hyatt as a World of Hyatt member
  • 2x points per $1 at restaurants, on airline tickets purchased directly from the airline, local transit, rideshares, and fitness clubs/gym memberships
  • 1x point per $1 on all other purchases
  • 1 Free Night Award each cardmember anniversary (Category 1 to 4)
  • A second Free Night Award when you spend $15,000 on the card
  • Hyatt Discoverist status
  • 5 automatic elite night credits each year
  • 2 elite night credits for every $5,000 spent on the card
  • DoorDash DashPass subscription
  • No foreign transaction fees
  • Purchase protection
  • Trip cancellation/interruption and luggage insurance

Cons

  • $95 annual fee
  • Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
  • Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open.
  • Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort
  • Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open
  • Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year
  • Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card
  • Earn up to 9 points total for Hyatt stays - 4 Bonus Points per $1 spent at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member
  • Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
  • Member FDIC

Financial Snapshot

  • APR: 21.49% - 28.49% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

World of Hyatt

Are you a business owner? Get the World of Hyatt Business Credit Card to start earning World of Hyatt points on your business purchases!

Since Hyatt is a Chase hotel partner, another way to earn them is to transfer them at a 1:1 ratio from Chase Ultimate Rewards. The easiest way to do this is to have a card that earns Ultimate Rewards points, like the Chase Sapphire Preferred® CardChase Sapphire Reserve®, or the Ink Business Preferred® Credit Card.

Marriott Bonvoy

While Chase and Hyatt have an exclusive relationship for co-branded credit cards, Marriott Bonvoy offers co-branded products from both Chase and American Express.

Recommended Marriott Bonvoy Cards

Marriott Bonvoy Bold® Credit Card

Marriott Bonvoy Bold® Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.

Marriott Bonvoy Bold® Credit Card

A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.
Earn 30,000 Bonus Points after you spend $1,000 on eligible purchases within the first 3 months from account opening.
30,000 points
$210
$0
21.49%–28.49% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

Casual travelers who like to frequent properties that are part of the Marriott Bonvoy collection of brands may want to consider the Marriott Bonvoy Bold® Credit Card.

The Marriott Bold card rewards cardholders for Marriott stays and gives them a boost towards Marriott Bonvoy elite status.

Pros

  • Up to 14x points per $1 on Marriott purchases
  • 2x points per $1 on travel purchases
  • 15 Elite Night Credits each year (automatically gives you Silver Elite status)
  • No foreign transaction fees
  • No annual fee

Cons

  • Lower point earn rate than other Marriott Bonvoy cards
  • Marriott Bonvoy Silver Elite status is the lowest status tier
  • Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
  • Pay no annual fee with the Marriott Bonvoy Bold® Credit Card from Chase®!
  • Earn up to 14X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bold® Card.
  • 1X point for every $1 spent on all other purchases.
  • Your points don't expire as long as you make purchases on your card every 24 months.
  • No Foreign Transaction Fees.
  • Member FDIC

Financial Snapshot

  • APR: 21.49%–28.49% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Marriott Bonvoy

LIMITED TIME OFFER
Marriott Bonvoy Boundless® Credit Card

Marriott Bonvoy Boundless® Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Marriott loyalists will love this card's annual free night award, automatic elite status, and up to 17x points per $1 on Marriott hotel stays.

Marriott Bonvoy Boundless® Credit Card

Marriott loyalists will love this card's annual free night award, automatic elite status, and up to 17x points per $1 on Marriott hotel stays.
Earn 5 Free Night Awards (each night valued up to 50,000 points) after spending $5,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless® Credit Card!
Earn 5 Free Night Awards
$1,750
$95
21.49%–28.49% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

If you’re a frequent traveler and a Marriott loyalist, there’s a lot to love about the Marriott Bonvoy Boundless® Credit Card. The card comes packed with several great benefits like a free hotel night once a year, automatic Silver Elite status (with a fast-track to Gold Elite status), and multiple options for redeeming points.

Pros

  • Earn big when you use your card at thousands of participating Marriott Bonvoy hotels
  • Earn big at grocery stores, gas stations, and dining
  • Automatic Silver Elite Status
  • 1 Free Night Award each cardmember anniversary (valued up to 35,000 points)
  • One year complimentary DoorDash DashPass subscription
  • No foreign transaction fees

Cons

  • $95 annual fee
  • Marriott Silver status is the lowest status tier
  • Earn 3 Free Night Awards (each night valued up to 50,000 points) after qualifying purchases.
  • Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
  • Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
  • 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
  • Earn up to 17X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card.
  • Receive 15 Elite Night Credits annually, automatic Silver Elite status, and path to Gold Status when you spend $35,000 on purchases each calendar year.
  • No Foreign Transaction Fees. Your points don't expire as long as you make purchases on your card every 24 months.
  • Member FDIC

Financial Snapshot

  • APR: 21.49%–28.49% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Marriott Bonvoy

NEW 155K OFFER
Marriott Bonvoy Bevy™ American Express® CardTerms Apply / Rates & Fees

Marriott Bonvoy Bevy™ American Express® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Marriott Bonvoy Bevy card gives you automatic Marriott elite status and helps you earn more Marriott Bonvoy points on your everyday purchases.

Learn More(at Amex's secure site)

Marriott Bonvoy Bevy™ American Express® Card

The Marriott Bonvoy Bevy card gives you automatic Marriott elite status and helps you earn more Marriott Bonvoy points on your everyday purchases.
Earn 155,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
155,000 points
$1,085
$250
20.99%-29.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Marriott Bonvoy Bevy™ American Express® Card, the latest mid-tier offering in the Marriott Bonvoy lineup of cards, offers cardholders automatic elite status and ways to earn more Marriott Bonvoy points on each of their stays and daily purchases.

Pros

  • 6x points per $1 at hotels participating in Marriott Bonvoy
  • 4x points per $1 at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases per calendar year, then 2X points)
  • 2x points per $1 on all other purchases
  • Complimentary Marriott Bonvoy Gold Elite status
  • 15 Elite Night Credits per year
  • 1,000 bonus points per paid stay
  • 1 Free Night Award (up to 50,000 points) when you spend $15,000 on the card in a year
  • No foreign transaction fees (rates and fees)

Cons

  • $250 annual fee (rates and fees)
  • Free Night Award certificate is not an automatic benefit
  • Earn 155,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
  • Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy.
  • Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
  • Earn 2X points on all other eligible purchases.
  • Marriott Bonvoy 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy.
  • With complimentary Marriott Bonvoy Gold Elites status, earn up to 2.5X points from Marriott Bonvoy® on eligible hotel purchases with the 25% Bonus Points on stays benefit, available for Qualifying Rates.
  • Marriott Bonvoy Bevy Free Night Award: Earn 1 Free Night Award after spending $15,000 on eligible purchases on your Marriott Bonvoy Bevy™ Card in a calendar year. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy® points) at a hotel participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • 15 Elite Night Credits: Each calendar year with your Marriott Bonvoy Bevy™ American Express Card® you can receive 15 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
  • Plan It® is a payment option that lets you split up purchases of $100 or more into equal monthly installments with a fixed fee. Plus, you'll still earn rewards the way you usually do.
  • $250 Annual Fee.
  • Terms apply.

Financial Snapshot

  • APR: 20.99%-29.99% Variable
  • Foreign Transaction Fees: None

Card Categories

NEW 185K WELCOME OFFER
Marriott Bonvoy Brilliant® American Express® CardTerms Apply / Rates & Fees

Marriott Bonvoy Brilliant® American Express® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.

Learn More(at Amex's secure site)

Marriott Bonvoy Brilliant® American Express® Card

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.
Earn 185,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
185,000 bonus points
$1,295
$650
20.99%-29.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Marriott Bonvoy Brilliant® American Express® Card is a premium card designed with road warriors and Marriott Bonvoy loyalists in mind.

So is the card a worthwhile addition to your wallet?

Pros

  • 6x points per $1 at hotels participating in Marriott Bonvoy program
  • 3x points per $1 on flights booked directly with airlines and restaurants worldwide
  • 2x points per $1 on all other purchases
  • 25 Elite Night Credits each year
  • Priority Pass Select membership upon enrollment
  • Global Entry or TSA PreCheck application fee statement credit
  • Annual Free Night Award after card renewal
  • Complimentary Platinum Elite status

Cons

  • Earn 185,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
  • $300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card at restaurants worldwide.
  • With Marriott Bonvoy Platinum Elite status, you can receive room upgrades, including enhanced views or suites, when available at select properties and booked with a Qualifying Rate.
  • Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®. 3X points at restaurants worldwide and on flights booked directly with airlines. 2X points on all other eligible purchases.
  • Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant® American Express® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
  • $100 Marriott Bonvoy Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
  • Fee Credit for Global Entry or TSA PreCheck®: Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant® American Express® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Each calendar year with your Marriott Bonvoy Brilliant® American Express® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
  • Enroll in Priority Pass™ Select, which offers unlimited airport lounge visits to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
  • No Foreign Transaction Fees on international purchases.
  • With Cell Phone Protection, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
  • $650 Annual Fee.
  • Terms Apply.

Financial Snapshot

  • APR: 20.99%-29.99% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Marriott Bonvoy

In addition, Marriott is an Amex transfer partner at a 1:1 ratio, as well as Chase Ultimate Rewards, though we wouldn’t recommend this unless you need to top off your account for a specific redemption.

IHG One Rewards

Chase is the exclusive issuer of co-branded IHG Rewards credit cards.

Currently, you can earn up to 26 IHG One Rewards points per $1 spent when you stay at an IHG hotel, as well as an anniversary Reward Night certificate and complimentary Platinum Elite status with the IHG One Rewards Premier Credit Card.

Recommended IHG One Rewards Cards

IHG One Rewards Traveler Credit Card

IHG One Rewards Traveler Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Earn up to 17x when you stay at IHG hotels, 3x on monthly bills, at gas stations, and restaurants, and 2x on all other purchases.

Learn More(at Chase's secure site)

IHG One Rewards Traveler Credit Card

Earn up to 17x when you stay at IHG hotels, 3x on monthly bills, at gas stations, and restaurants, and 2x on all other purchases.
Earn 80,000 bonus points after spending $2,000 on purchases within the first 3 months of account opening.
80,000 bonus points
$400
$0
21.49% - 28.49% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

If you’re someone who is looking to enhance your IHG stays by earning more points and benefits, without paying an annual fee, then the IHG One Rewards Traveler Credit Card might be the perfect fit for you.

In this guide, we will provide a detailed view of what the card can offer so you can decide if it makes sense to add to your wallet.

Pros

  • Up to 17x total points per $1 on IHG stays
  • 3x points per $1 on monthly bills, at gas stations, and restaurants
  • 2x point per $1 on all other purchases
  • Fourth night free on award stays
  • Complimentary IHG Silver Elite status, plus the ability to spend your way to IHG Gold Elite status
  • Earn 10,000 bonus points after spending $10,000 on the card in a calendar year
  • 20% discount on IHG point purchases
  • Trip cancellation and trip interruption insurance
  • Purchase protection
  • No foreign transaction fees
  • $0 annual fee

Cons

  • Not as rewarding as the IHG One Rewards Premier Credit Card
  • Earn 80,000 bonus points
  • No Annual Fee
  • Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts
  • Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases
  • No Foreign Transaction Fees
  • Redeem 3 Nights, Get the 4th Night Free
  • IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
  • Member FDIC

Financial Snapshot

  • APR: 21.49% - 28.49% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

IHG Rewards Loyalty Program Review

IHG One Rewards Premier Credit Card

IHG One Rewards Premier Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The perfect card for IHG fans, offering a free night every year, automatic Platinum Elite status, and your fourth night free on award stays.

Learn More(at Chase's secure site)

IHG One Rewards Premier Credit Card

The perfect card for IHG fans, offering a free night every year, automatic Platinum Elite status, and your fourth night free on award stays.
Earn 140,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.
140,000 points
$700
$99
21.49% - 28.49% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

If you regularly visit IHG hotels throughout the year, then the IHG One Rewards Premier Credit Card is probably a perfect card to have in your wallet.

The IHG Premier card offers a great bundle of perks and benefits, including automatic Platinum elite status, an annual free night certificate, and travel protections.

Pros

  • Up to 26x points per $1 on IHG stays
  • 5 points per $1 spent on purchases on travel, at gas stations, and restaurants
  • 3x points per $1 on all other purchases
  • Automatic Platinum Elite status, and the ability to spend your way to Diamond Elite status
  • Free anniversary night certificate
  • Fourth-night free on award stays
  • 20% off when buying IHG Rewards points
  • Up to $50 in United Airlines TravelBank Cash each year
  • Global Entry, TSA PreCheck, or NEXUS fee credit (up to $100 every four years)
  • Earn a $100 statement credit and 10,000 bonus points after spending $20,000 on the card in a calendar year
  • Trip cancellation/interruption insurance
  • Purchase protection
  • No foreign transaction fees

Cons

  • $99 annual fee
  • Does not earn transferable points
  • Earn 140,000 Bonus Points
  • Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
  • Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts
  • Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
  • Automatic Platinum Elite status as long as you remain a Premier cardmember
  • Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
  • IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
  • Member FDIC

Financial Snapshot

  • APR: 21.49% - 28.49% Variable
  • Foreign Transaction Fees: None

Card Categories

LIMITED TIME OFFER!
IHG One Rewards Premier Business Credit Card

IHG One Rewards Premier Business Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The IHG Premier Business card is the perfect option for business travelers who regularly stay at IHG hotels.

Learn More(at Chase's secure site)

IHG One Rewards Premier Business Credit Card

The IHG Premier Business card is the perfect option for business travelers who regularly stay at IHG hotels.
Limited Time Offer! Earn up to 175,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 35,000 Bonus Points after spending a total of $7,000 in the first 6 months from account opening.
175,000 Bonus Points
$875
$99
21.49% - 28.49% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent Credit Recommended (670-850)

IHG Rewards and Chase have teamed up to offer the IHG One Rewards Premier Business Card, a compelling option for those who travel often for their business and stay at IHG hotels.

In this review, we will cover all of the benefits of the card, including earning rates, perks, fees, and more to help you determine whether the card is a good fit for your travel goals.

Pros

  • Up to 26x total points per $1 spent on IHG Hotels and Resorts
  • 5x points per $1 spent on travel, at gas stations, select advertising, and restaurants
  • 3x points per $1 spent on all other purchases
  • Automatic IHG Platinum Elite status, plus the ability to spend your way to Diamond Elite status
  • Fourth night free on award stays
  • Free anniversary night certificate, plus the ability to earn a second free night after spending $40,000 on the card in a calendar year
  • Up to $50 United Airlines TravelBank Cash each year
  • Global Entry, TSA PreCheck, or NEXUS statement credit
  • Trip cancellation/interruption insurance
  • Purchase protection
  • 20% discount on IHG point purchases

Cons

  • $99 annual fee
  • Does not earn transferable rewards
  • Limited Time offer! Earn up to 175,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 35,000 Bonus Points after spending a total of $7,000 in the first 6 months from account opening.
  • Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
  • Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts
  • Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants. Earn 3 points per $1 spent on all other purchases
  • Automatic Platinum Elite status as long as you remain a Premier Business cardmember
  • Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
  • IHG One Rewards Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
  • Member FDIC

Financial Snapshot

  • APR: 21.49% - 28.49% Variable
  • Foreign Transaction Fees: None

Card Categories

If you don’t have enough IHG One Rewards points for a specific redemption, you can top off your account by transferring Chase Ultimate Rewards points at a 1:1 ratio.

Hilton Honors

American Express is the exclusive issuer of Hilton Honors-branded credit cards. Depending on which product you have, you can earn up to 14x Hilton Honors points on eligible Hilton purchases!

Recommended Hilton Honors Cards

NEW OFFER
Hilton Honors American Express CardTerms Apply / Rates & Fees

Hilton Honors American Express Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Complimentary Hilton Honors Silver status, plus great earnings at Hilton, U.S. gas stations, U.S. supermarkets, and U.S. restaurants!

Learn More(at Amex's secure site)

Hilton Honors American Express Card

Complimentary Hilton Honors Silver status, plus great earnings at Hilton, U.S. gas stations, U.S. supermarkets, and U.S. restaurants!
Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 4/17/24.
100,000 points
$500
$0
20.99%-29.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

You can’t beat a comfy king-sized bed and room service. For many travelers, it’s the hotel that really makes or breaks an experience. If you’re one of those people, you’ve probably stayed at a Hilton hotel.

Whether your visits are for work or pleasure, the Hilton brand has you covered with more than 6,200 locations in 100 counties and territories.

To enjoy a host of great benefits, you may want to apply for the Hilton Honors American Express Card.

Pros

  • 7x points per $1 on Hilton stays
  • 5x points per $1 at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations
  • 3x points per $1 on all other purchases
  • Complimentary Hilton Honors Silver status
  • No annual fee (rates & fees)
  • No foreign transaction fees (rates & fees)

Cons

  • Not great for those who want multiple redemption options
  • Offers the least benefits of all Hilton cards
  • Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 4/17/24.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
  • Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
  • Earn 3X Points for all other eligible purchases on your Card.
  • Enjoy complimentary Hilton Honors™ Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors™ Gold status through the end of the next calendar year.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • No Annual Fee.
  • Terms Apply.

Financial Snapshot

  • APR: 20.99%-29.99% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Hilton Honors Loyalty Program

NEW OFFER
Hilton Honors American Express Surpass® CardTerms Apply / Rates & Fees

Hilton Honors American Express Surpass® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

An excellent high-earning Hilton credit card that comes with perks like Hilton Honors Gold status and up to $200 in Hilton credits every year.

Learn More(at Amex's secure site)

Hilton Honors American Express Surpass® Card

An excellent high-earning Hilton credit card that comes with perks like Hilton Honors Gold status and up to $200 in Hilton credits every year.
Earn 155,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 6 months of Card Membership
155,000 points
$775
$150
20.99%-29.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

If you’re someone who loves traveling and loves staying in Hilton hotels, adding a co-branded Hilton hotel card to your wallet is almost a no-brainer. From automatic Hilton elite status to up to $200 in Hilton credits every year, the Hilton Honors American Express Surpass® Card can be a great fit for Hilton loyalists looking to up their travel game.

Pros

  • 12x points per $1 at Hilton hotels
  • 6x points per $1 U.S. supermarkets, U.S. gas stations, and U.S. restaurants
  • 4x points per $1 at U.S. online retail purchases
  • 3x points per $1 on all other purchases
  • Complimentary Hilton Honors Gold status
  • No foreign transaction fees (rates & fees)

Cons

  • Earn 155,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 6 months of Card Membership.
  • Get up to $200 back each year on eligible Hilton purchases after you use your Hilton Honors American Express Surpass® Card.
  • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
  • Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
  • Earn 4X Points for each dollar on U.S. Online Retail Purchases.
  • Earn 3X Points for all other eligible purchases on your Card.
  • Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.
  • Enjoy complimentary Hilton Honors ™ Gold Status with your Hilton Honors American Express Surpass® Card.
  • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors™ Diamond Status through the end of the next calendar year.
  • Enjoy complimentary National Car Rental® Emerald Club Executive® status. Enrollment in the complimentary Emerald Club® program is required. Terms apply.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • $150 annual fee.
  • Terms Apply.

Financial Snapshot

  • APR: 20.99%-29.99% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Hilton Honors

Hilton Honors American Express Aspire CardTerms Apply / Rates & Fees

Hilton Honors American Express Aspire Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Automatic Hilton Diamond status, an annual free night, and a travel and resort credit make this the perfect card for those who stay in Hilton hotels.

All information about Hilton Honors American Express Aspire Card has been collected independently by Upgraded Points.

Hilton Honors American Express Aspire Card

Automatic Hilton Diamond status, an annual free night, and a travel and resort credit make this the perfect card for those who stay in Hilton hotels.
Earn 180,000 Hilton Honors Bonus Points with the Hilton Aspire card from American Express after you use your new card to make $6,000 in eligible purchases within the first 6 months of card membership.
180,000 points
$900
$550
20.74% - 29.74% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The information regarding the Hilton Honors American Express Aspire Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.


Paying hundreds of dollars for an annual fee on a co-branded hotel card might seem ridiculous, but you should know that the Hilton Honors American Express Aspire Card is much more than your run-of-the-mill hotel credit card.

The Hilton Aspire card is not only a phenomenal card for Hilton Honors loyalists, but even those who visit Hilton hotels just a few times a year can still get excellent value out of all the benefits that are packed into this card.

So let’s have a look at what makes the card so valuable to travelers.

Pros

  • 14x points per $1 on Hilton purchases
  • 7x points per $1 on select travel and at U.S. restaurants
  • 3x points per $1 on all other purchases
  • Complimentary Hilton Diamond status
  • Up to $400 in annual statement credits on purchases with participating Hilton Resorts (up to $200 in statement credits semi-annually)
  • Up to $200 back annually on eligible flight purchases (up to $50 in statement credits each quarter)
  • 1 Free Weekend Night Award each cardmember anniversary
  • $100 credit at Waldorf Astoria and Conrad properties

Cons

  • High annual fee of $550
  • Earn 180,000 Hilton Honors Bonus Points with the Hilton Aspire card from American Express after you use your new card to make $6,000 in eligible purchases within the first 6 months of card membership. Plus, enjoy a free Weekend Night Reward within your first year and every year after renewal.
  • Earn 14x Hilton Honors Bonus Points when you make eligible purchases on your card at participating hotels or resorts within the Hilton portfolio.
  • Earn 7x Hilton Honors Bonus Points for eligible purchases: on flights booked directly with airlines or amextravel.com, on car rentals booked directly from select car rental companies, and at U.S. restaurants.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your card.
  • Enjoy up to $400 in Hilton Resort Credits (up to $200 in statement credits semi-annually) on your card each anniversary year when you stay at participating resorts within the Hilton portfolio.
  • Enjoy complimentary Diamond status.
  • $550 annual fee.

Financial Snapshot

  • APR: 20.74% - 29.74% Variable
  • Foreign Transaction Fees: None

Card Categories

LIMITED TIME OFFER
The Hilton Honors American Express Business CardTerms Apply / Rates & Fees

The Hilton Honors American Express Business Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

An excellent option for business owners and business travelers who stay at Hilton properties often and want perks like Hilton Honors elite status.

Learn More(at Amex's secure site)

The Hilton Honors American Express Business Card

An excellent option for business owners and business travelers who stay at Hilton properties often and want perks like Hilton Honors elite status.
Limited Time Offer: Earn 175,000 bonus points after you spend $8,000 in purchases in the first 6 months of Card Membership. Offer Ends 6/5.
175,000 points
$875
$195
20.99% - 29.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

For frequent business travelers who regularly stay in Hilton hotels, The Hilton Honors American Express Business Card is a great option.

Not only will the card help you earn more points on all of your Hilton stays, but you’ll also receive automatic elite status and travel protections.

Here’s a detailed look at all the benefits this card offers so that you can determine if it’s a good fit for you.

Pros

  • 12x points per $1 on eligible Hilton purchases
  • Enhanced: 5x points on other purchases made for the first $100,000 in purchases each calendar year, 3X points thereafter.
  • Automatic Hilton Honors Gold status, and the ability to spend your way to Diamond status
  • New: Enjoy up to $240 back each year for eligible purchases made directly with Hilton.
  • New: Enjoy complimentary National Car Rental® Emerald Club Executive® status. Enrollment in the complimentary Emerald Club® program is required.
  • No foreign transaction fees (rates and fees)

Cons

  • Limited Time Offer: Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership. Offer Ends 6/5.
  • Earn 12X Hilton Honors Bonus Points on eligible Hilton purchases.
  • ENHANCED: Earn 5X Hilton Honors Bonus Points on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3X points thereafter.
  • NEW: Enjoy up to $240 back each year for eligible purchases made directly with Hilton.
  • Enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors Business Card. With Hilton Honors Gold status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio. As a Gold member, earn an 80% Bonus on all Base Points you earn on every stay getting you to free nights faster.
  • You may receive an upgrade to Hilton Honors Diamond status if the total eligible purchases on your Card Account during a calendar year reach $40,000 or more.
  • NEW: Enjoy complimentary National Car Rental® Emerald Club Executive® status. Enrollment in the complimentary Emerald Club® program is required. Terms apply.
  • Terms apply.

Financial Snapshot

  • APR: 20.99% - 29.99% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Hilton Honors loyalty program

Final Thoughts

Miami is an incredible vacation hotspot and nightlife playground. With comfortable options ranging from 4-star city hotels to opulent 5-star luxury resorts, there’s bound to be a great option for your situation.

Whether you value private beach access, want superb views, or crave an electric atmosphere, you can get great value by using points for your hotel stays in Miami.

Best of all, as long as you can earn (or already have) points from the Big 4 hotel chains, you’re in great shape to book your next stay in The Magic City!


The information regarding the Hilton Honors American Express Aspire Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

For rates and fees of the Marriott Bonvoy Bevy™ American Express® Card, click here.
For rates and fees of the Marriott Bonvoy Brilliant® American Express® card, click here.
For rates and fees of the Marriott Bonvoy Business® American Express® Card, click here.
For rates and fees of the Hilton Honors American Express Card, click here.
For rates and fees of The Hilton Honors American Express Business Card, click here.
For rates and fees for The Hilton Honors American Express Surpass® Card, click here.

Frequently Asked Questions

What are the best hotels in Miami's South Beach?

In our opinion, the best hotel in South Beach that you can book with points is The Ritz-Carlton South Beach, Miami.

This high-end resort has everything you’re looking for with plenty of luxury and a high price tag. Luckily, you can book a free stay using points!

What hotel in Miami has the best beach?

It’s hard to say, but The St. Regis Bal Harbour Resort is away from all of the crowds in a lavish area with fantastic beaches.

What is the hottest hotel in Miami?

The most popular hotels in Miami are generally The Setai Miami Beach, The Miami Beach EDITION, The Fontainebleau Hotel Miami Beach, and Faena Hotel, Miami Beach.

Is downtown Miami or South Beach better?

If you want to stay on the beach, South Beach is the way to go. Downtown feels more urban with more dining options and better access to business facilities, but it’s further from the ocean.

Stephen Au's image

About Stephen Au

Stephen is an established voice in the credit card space, with over 70 to his name. His work has been in publications like The Washington Post, and his Au Points and Awards Consulting Services is used by hundreds of clients.

INSIDERS ONLY: UP PULSE

Deluxe Travel Provided by UP Pulse

Get the latest travel tips, crucial news, flight & hotel deal alerts...

Plus — expert strategies to maximize your points & miles by joining our (free) newsletter.

We respect your privacy. This site is protected by reCAPTCHA. Google's privacy policy and terms of service apply.

Deluxe Travel Provided by UP Pulse
DMCA.com Protection Status