Stephen's Latest Posts

Getting a business credit card with a 0% APR promotion can be one of the best ways to provide that kick-start you’ve been looking for in your business. Whether you’re looking to start a new venture or enhance an existing…

Purchase protection is one of the least-utilized credit card benefits out there. The truth is that most of us don’t even know that a benefit like this exists on our credit cards. And yet, this can be one of the…

The Chase Sapphire Reserve^® has always been a next-level travel rewards credit card, ever since its August 2016 release to the general public. Since then, competition has accelerated in the credit card space, but Chase has solidified itself as a…

Comparing what the largest banks in the U.S. offer in the way of credit cards is always fascinating. Although JPMorgan Chase and Bank of America are the 2 largest banks in the U.S. by total assets, the 2 institutions couldn’t…

Among the most popular credit cards in the U.S. are the Chase Sapphire Preferred^® Card and the Chase Sapphire Reserve^®. Most of us who are interested in earning travel rewards hold one of these cards in our wallets. But what…

Chase and Citi are 2 of the largest banks in the U.S. Offering a variety of financial services and products, these 2 compete fiercely for market share in the realm of credit cards, too. Citi generally offers a more petite…

The popular American Express^® Gold Card, having enjoyed many refreshes over the years, has remained at the top of the game, even as competition gets fiercer in the card industry. Currently, the public offer on the Amex Gold Card is:…

One of the most popular mid-tier credit cards available is the Capital One Venture Rewards Credit Card. Offering exceptional rewards, a streamlined bonus structure, and solid ancillary perks, this card is the go-to option for many frequent travelers. Although Capital…

If you’ve ever had a difficult experience procuring hard-to-get concert tickets, chances are you’re using the wrong credit card. Most of us think of credit cards as vehicles to earn travel rewards or cash-back; what few people know is that…

Here at Upgraded Points, we’re obsessed with getting the best value from credit card rewards. And a trend we’ve noticed over the years is that credit card bonuses seem to be increasing. One thing that has stayed constant, however, is…

In the world of credit card rewards, American Express and Chase have some of the most exciting products. And although Amex is no stranger to exclusivity, luxury travel, and rewards, Capital One has recently started investing a ton of capital…

The Capital One Venture X Rewards Credit Card is one of the hottest credit cards on the market, having enjoyed immense popularity ever since its release. This credit card earns Capital One miles that can be used at airline and…

One of our favorite cards of all time is the American Express^® Gold Card, which earns stellar rewards for common, everyday purchases. This card earns the famous Membership Rewards points at a rate of up to 4x points per dollar…

Citi is one of the most well-known banks in the U.S. Headquartered in New York, this “Big 4” bank is considered one of the most important in the entire financial services industry. However, Citi has been somewhat muted with its…

The concept of a balance transfer has been around for years. But it has recently exploded in popularity, especially for those struggling with paying off their credit cards that are accumulating interest rapidly. Additionally, balance transfers have become popular for…

Capital One Miles has inserted itself among the U.S. leaders in credit card rewards. Just like Chase Ultimate Rewards, American Express Membership Rewards, and Citi ThankYou Rewards, Capital One Miles is a valuable flexible rewards currency. However, this wasn’t always…

In an era where private jet travel is becoming more and more accessible to travelers with a wider variety of socioeconomic backgrounds, one of the most popular companies in the space is JSX. And although JSX isn’t known for its…

American Express is one of the world’s oldest financial services companies. Dating all the way back to the mid-19th century, American Express initially gained momentum through its money order, investment banking, and charge card product service lines. Today, American Express…

If you’re a Capital One cardholder, you can refer friends, family, colleagues, and even strangers to your Capital One card and earn rewards when they’re approved. The rewards can be great, especially for the Capital One Venture X Rewards Credit…

We’re firm believers in the value proposition of the American Express^® Gold Card. Over the years, the list of benefits has evolved, but in 2021, American Express announced that the $100 annual airline fee credit would be discontinued. Replacing it…

If you’re looking to level up your credit card rewards game, you may have come across Chase Ultimate Rewards. Using this rewards currency is one of the absolute best ways to get as much bang for your buck through your…