Stephen's Latest Posts

Cash-back is the easiest type of reward to understand. That’s why many consumers and business owners gravitate towards cash-back. It’s something that they inherently grasp, so they like the idea of getting cash-back rewards. Historically, cash-back rewards credit cards have…

Running a construction business? As you accept more projects and grow your portfolio, your business expenses may follow suit. If you spend a lot of money on business credit cards, you’ll want to make sure that you’ll be able to…

The Platinum Card^® from American Express is one of the most legendary cards in the world. It oozes wealth and has the best luxury travel benefits of any card out there. And even though the value proposition for frequent travelers…

The Capital One Venture X Rewards Credit Card is one of the newest premium credit cards available. And with so many travel benefits and outstanding rewards structures, the appeal has never been greater. In fact, this credit card is the…

Undoubtedly, credit cards are becoming more and more nuanced as time goes on, as competition grows, and as consumer needs evolve. In today’s day and age, consumers and business owners alike are looking for different perks, such as worldwide lounge…

Conventional wisdom says that if you’re looking for the best travel benefits or the greatest potential to earn rewards, you should be using an ultra-premium credit card. Although there’s no official definition of an “ultra-premium credit card,” most people accept…

The Capital One Venture X Rewards Credit Card is one of the most exclusive credit cards available. Also one of the newer options in the ultra-premium market, it has a variety of valuable perks, as well as a sizable annual…

In a world where credit card theft and fraud are on the rise, one can, understandably, be very wary when using a credit card to make online purchases. Even if an online merchant implements consistent safety practices to protect your…

In a world with thousands of different credit card products, most consumers have struggled to figure out the best personal finance solution that fits their specific needs. Unfortunately, this confusion ultimately leads many consumers to settle for less-than-optimal rewards with…

One of the most exciting credit cards out there is the Capital One Venture X Rewards Credit Card. Also known as the Capital One Venture X card, this is one of the best premium credit cards available. If you’re looking…

When it comes to credit cards, there’s rarely ever a single credit card that completely covers your needs. That’s because different credit cards have unique bonus structures, annual fees, and benefits. So while the best strategy isn’t usually as simple…

British Airways is one of the largest airlines in the world. Thanks to the deep-seated economic and financial powerhouse of London, the U.K.’s flag carrier enjoys an astonishing book of revenue, whether travelers are flying for leisure or on business….

Last year, American Airlines gave its AAdvantage frequent flyer program an enormous facelift. And while there were some initial concerns that the loyalty program would take a nosedive, its changes were actually thoughtfully simplified and more applicable to those who…

Alaska Airlines offers a corporate travel program for businesses known as EasyBiz. This program, unlike American Airlines Business Extra or Delta SkyMiles for Business, does not offer a separate rewards currency that can be redeemed for freebies such as upgrades…

One of the more interesting offerings from American Airlines is a separate loyalty program, known as Business Extra, that exists alongside its standard AAdvantage frequent flyer program. This program allows you to earn rewards in addition to those you’d earn…

Southwest Airlines has a little-known feature for businesses called SWABIZ. SWABIZ is not a reward or loyalty program — rather, it’s an auxiliary booking interface designed for business and corporate travelers. It serves as a one-stop shop for booking Southwest…

United Airlines has a rewards program for corporate customers who book through a travel agency known as PerksPlus. This program is distinctly separate from United MileagePlus, the main frequent flyer program that we all know and are familiar with. PerksPlus…

Delta SkyBonus is Delta’s business travel rewards program. Geared toward small- and mid-sized companies, SkyBonus allows business owners to accumulate rewards for travel booked by employees and staff. Although this program isn’t as mainstream as Delta SkyMiles, it’s still worth…

Finnair, the flag carrier of Finland, is one of the most formidable airlines in Europe. Indeed, the majority-government-owned airline commands most of the domestic and international air travel that goes in and out of Finland. It’s also one of the…

Virgin Atlantic has a reputation for being one of the most fun airlines to fly. With an eccentric red and purple color scheme, a celebrity founder in Richard Branson, and an exciting set of inflight products, there’s a lot to…

Credit cards are one of the easiest ways to get a chunk of your spending back, usually in the form of cash-back, points, or miles rewards. But with a dizzying array of credit cards with various pros and cons, how…