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The 23 Best Caribbean Hotels To Book With Points [For Max Value]

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The Caribbean is an expansive and diverse region. One of the most convenient resort destinations to access from the U.S. East Coast, the tourism industry here has thrived and even exploded in recent years.

If you’re planning a leisure trip or a corporate retreat to the Caribbean, you’ll want to pay attention to the best luxury hotels and resorts available.

In this guide, we break down our favorite Caribbean hotels to book with points for maximum value. See the most popular territories first, then the best properties in destinations that weren’t covered.

Let’s get started!

The 4 Best Puerto Rico Hotels To Book With Points

1. The St. Regis Bahia Beach Resort, Puerto Rico (Marriott Bonvoy)

The St. Regis Bahia Beach Resort Puerto Rico oceanfront king
The St. Regis Bahia Beach Resort, Puerto Rico. Image Credit: Marriott

The St. Regis Bahia Beach Resort, Puerto Rico is an incredible property of pure opulence nestled at the beachfront of picturesque Puerto Rico. It’s next to El Yunque National Forest and on a 483-acre former coconut plantation.

Each of the boastful rooms is 674 square feet large with a private terrace and furnished with 1 king bed or 2 queen beds featuring 400-thread count bedding. You’ll also find an oversized desk, walk-in closet, and flat-screen TV. Help yourself to the honor bar, minifridge, and free Wi-Fi.

Within the marble bathroom, relax in the separate soaking bathtub and luxuriate with amenities by Remede, as well as slippers and bathrobes. The bathroom features a walk-in rain shower, water closet, and double vanity.

On-site, there is a Mediterranean restaurant serving fresh seafood, an alfresco oceanview restaurant, and a signature St. Regis Bar.

Relax with a full spa, fitness center, and multiple pools. Activities include a golf course, kids’ bar, tennis courts, bike rentals, kayaking, and yoga. You can also plan a wedding or event here!

Average Marriott Bonvoy Points Required: 70,000 to 100,000

Cash Rate: $825 to $3,000 ($1,100 on average) per night

Points Value: Up to 3 cents per point

2. The Ritz-Carlton, San Juan (Marriott Bonvoy)

The Ritz-Carlton, San Juan
The Ritz-Carlton, San Juan. Image Credit: Marriott

The Ritz-Carlton, San Juan competes fiercely with The St. Regis Bahia Beach Resort, though this property is closer to the airport and is located in the Greater San Juan area for maximum convenience. It’s just 5 miles from the Puerto Rico Museum of Contemporary Art, too.

Hot Tip: This property is still closed due to damage by Hurricane Maria. It’s scheduled to re-open in late 2024.

The glorious rooms each feature 1 king bed or 2 queen beds with 400-thread count Frette linens. Use the business desk and 3 in-room phones, and enjoy the fully-stocked bar, coffee and tea machine, and flat-screen TV.

The sumptuous marble bathrooms feature a single vanity, walk-in rain shower, separate soaking bathtub, and water closet. Asprey amenities, bathrobes, slippers, and a lighted makeup mirror add to your comfort.

On the premises (pre-hurricane), there were 5 restaurants, a cocktail bar, and a Club Lounge, all serving a variety of cuisines.

There was also a gym, 12,000-square-foot spa, an outdoor pool, and private beach access. The casino, tennis courts, business center, and a Ritz-Carlton boutique were also available for guests. Even the ballroom was grand, measuring nearly 12,000 square feet large!

Average Marriott Bonvoy Points Required: 70,000 to 100,000

Cash Rate: N/A (property is still closed)

Points Value: N/A (property is still closed)

3. Hyatt Regency Grand Reserve Puerto Rico (World of Hyatt)

Hyatt Regency Grand Reserve Puerto Rico
Hyatt Regency Grand Reserve Puerto Rico. Image Credit: Hyatt

The Hyatt Regency Grand Reserve Puerto Rico is a 5-star complex is located on a beach along the North Atlantic Ocean. It’s 8 miles from the El Yunque National Forest and 22 miles from Luis Muñoz Marin Airport (SJU).

There are 579 rooms and suites, and the standard rooms have garden views with 520 square feet of space. You have the option of selecting 1 king bed or 2 double beds, and each room features a Cozy Corner with a sleeper sofa. You’ll also enjoy a flat-screen TV, furnished patio, coffee machine, and minifridge.

Additionally, the bathroom consists of a single vanity, an oversized walk-in rain shower, posh amenities, a hairdryer, and a backlit LED mirror.

Restaurant options include an extensive buffet, a Japanese teppanyaki restaurant, sushi bar, prime steakhouse, poolside tacos, Regency Club Lounge, an upscale Puerto Rican restaurant, and more.

You’ll also find 2 18-hole golf courses, a full fitness center, spa, and 30,000+ square feet of meeting and event space. Swimming options abound with a lagoon pool and private beach access.

Category: 5

World of Hyatt Points Required: 17,000 to 23,000

Cash Rate: $240 to $900 ($450 on average) per night

Points Value: Up to 5 cents per point

4. La Concha Renaissance San Juan Resort (Marriott Bonvoy)

La Concha Renaissance San Juan Resort
La Concha Renaissance San Juan Resort. Image Credit: Marriott

The last property to discuss in Puerto Rico is La Concha Renaissance San Juan Resort, which boasts 4-star luxury just steps from the famous Condado Beach.

You can pick between 1 king bed or 2 double beds with entry-level rooms measuring around 396 square feet large. The furnishings are modern and the décor is bright with high ceilings; room amenities include coffee and tea facilities, a desk, flat-screen TV, minifridge, an iPod dock, and more.

Inside the bathroom, you’ll find a walk-in rain shower, single vanity, lighted makeup mirror, bathrobes, and hairdryer.

Dining options are eightfold, ranging from upscale Italian cuisine to quick grab-and-go choices.

The resort has a casino open 24/7, 2 outdoor pools, and a gym, as well as meeting and event space.

Average Marriott Bonvoy Points Required: 40,000 to 60,000

Cash Rate: $350 to $1,100 ($400 on average) per night

Points Value: Up to 1.8 cents per point

Bottom Line: For even more options, check out these additional Puerto Rico hotels that you can book with points.

The 3 Best Turks and Caicos Hotels To Book With Points

1. Sailrock Resort (World of Hyatt)

Sailrock Resort
Sailrock Resort. Image Credit: Sailrock Resort

What better way to enjoy a secluded vacation in the magical Turks and Caicos than a stay at the famous Sailrock Resort? This high-end property is 4 miles from the South Caicos Airport (XSC) and 5 miles from Cockburn Harbour.

This small, remote island retreat has just 36 suites and villas, each airy and incredibly comfortable. The standard suites each measure 506 square feet and have a glorious 382-square-foot wraparound terrace with envious views.

Beyond that, you’ll find a king-sized bed and sitting area with a couch. Each room features a flat-screen TV, set of coffee and tea facilities, kitchenette, wet bar, and free Wi-Fi.

Within the bathroom, you’ll find a separate deep-soaking bathtub and an oversized walk-in rain shower. Each bathroom features a twin vanity, water closet, and signature bath and body products.

A complimentary airport shuttle, as well as breakfast and welcome drinks, are yours when you stay here. You’ll find 2 restaurants and bars, a spa, and an outdoor pool. Stay active with the fitness center, outdoor yoga deck, and complimentary non-motorized water sports.

Category: 8

World of Hyatt Points Required: 35,000 to 45,000

Cash Rate: $525 to $2,700 ($900 on average) per night

Points Value: Up to 6 cents per point

2. Point Grace Resort and Spa (World of Hyatt)

Point Grace Resort and Spa
Point Grace Resort and Spa. Image Credit: Point Grace Resort and Spa

Point Grace Resort and Spa is an all-suite, boutique luxury hotel on the prestigious Grace Bay beachfront, which extends 12 miles. It’s also just 6 miles from the major international airport Providenciales (PLS), making it an accessible yet private getaway.

The standard room is 1,080 square feet large and situated on the ground level with a king bed, kitchenette, and furnished terrace. Within the room, find a desk, flat-screen LCD TV, and free Wi-Fi.

The bathroom contains a soaking bathtub, double vanity, separate shower, and high-end toiletries.

There are 2 dining options — a casual, open-air tropical eatery and a signature restaurant with French-inspired options and picturesque outdoor seating.

This property also includes an outdoor pool with a poolside bar, fitness center, lavish spa, watersports center, and plenty of event space.

Category: 8

World of Hyatt Points Required: 35,000 to 45,000

Cash Rate: $600 to $2,750 ($800 on average) per night

Points Value: Up to 6 cents per point

3. The Ritz-Carlton, Turks & Caicos (Marriott Bonvoy)

The Ritz-Carlton, Turks & Caicos
The Ritz-Carlton, Turks & Caicos. Image Credit: Marriott

The last Turks and Caicos resort we’ll discuss is the new Ritz-Carlton, Turks & Caicos, which opened in June of 2021. This resort is set on Grace Bay, one of the best beaches in the area.

Each standard room is 442 square feet large and has panoramic oceanfront views with a private furnished balcony, 1 king bed or 2 double beds, an informal dining table, and a chaise lounge. You’ll also find a flat-screen TV and a Nespresso coffee machine.

Within the luxe marble bathroom, you’ll find a walk-in rain shower, separate, deep-soaking bathtub, and double vanity. Find comfort with terry cloth bathrobes, slippers, Asprey products, and a lighted makeup mirror.

High-end cuisine options dot the property, ranging from an American steakhouse to a Mediterranean restaurant, as well as an Italian trattoria and a lobby lounge serving sushi and cocktails.

Enjoy a spa treatment, go scuba diving, or rejuvenate at either of the 2 outdoor pools. Beachside cabana rentals are available for an added fee, as are motorized watersports (non-motorized watersports are complimentary). Lastly, the gym, casino, and kids’ club are state-of-the-art, along with the preeminent meeting spaces.

Average Marriott Bonvoy Points Required: 70,000 to 100,000

Cash Rate: $800 to $2,800 ($1,400 on average) per night

Points Value: Up to 2.8 cents per point

The 4 Best Aruba Hotels To Book With Points

1. The Ritz-Carlton, Aruba (Marriott Bonvoy)

The Ritz-Carlton, Aruba
The Ritz-Carlton, Aruba. Image Credit: Marriott

Aruba’s most iconic luxury hotel is The Ritz-Carlton, Aruba. It offers virtually everything you could ask for when traveling to the Caribbean island. Just 8 miles from the airport and downtown Oranjestad, this Palm Beach property oozes pure luxury.

To start, every room has 550 square feet of space, including a comfortable king bed, furnished balcony, and sitting area with a couch. Each room features a work desk, flat-screen TV, minibar, and Nespresso machine.

In addition, the bathrooms have a double vanity, walk-in rain shower, and an oversized soaking bathtub. Pamper yourself with robes, slippers, and Asprey bath and body products.

This resort has 6 dining options, a 24/7 casino with live entertainment, Club Lounge, 15,000-square-foot spa, salon, shopping boutique, and soaring meeting spaces.

Average Marriott Bonvoy Points Required: 70,000 to 100,000

Cash Rate: $800 to $4,600 ($1,400 on average) per night

Points Value: Up to 4.6 cents per point

2. Hyatt Regency Aruba Resort Spa and Casino (World of Hyatt)

Hyatt Regency Aruba Resort, Spa, and Casino
Hyatt Regency Aruba Resort Spa and Casino. Image Credit: Hyatt

Another excellent-value property is the Hyatt Regency Aruba Resort Spa and Casino, our go-to World of Hyatt property in Aruba. It’s set on Palm Beach and is 4 miles from the Aloe Museum and 4 miles from California Lighthouse.

You’ll find each standard room is 380 square feet large, has a balcony and 1 king bed or 2 queen beds, and is conveniently located to the resort’s facilities. Within each room, you’ll find a daybed, lounge chair, flat-screen TV, minifridge, coffee machine with Starbucks pods, Tazo tea, and desk.

Furthermore, the brightly lit bathrooms have a single vanity, shower-tub combination, and makeup mirror, and feature Pharmacopia Natural Body Care products.

When you stay here, you can relax and unwind, whether it’s at the 9 bars and restaurants, white-sand beaches, 8,000-square-foot activity pool, or yoga on the beach. Stay and play at the enormous casino, tennis courts, or kids’ camp.

Category: 7

World of Hyatt Points Required: 25,000 to 35,000

Cash Rate: $600 to $1,800 ($850 on average) per night

Points Value: Up to 6.2 cents per point

3. Aruba Marriott Resort & Stellaris Casino (Marriott Bonvoy)

Aruba Marriott Resort & Stellaris Casino
Aruba Marriott Resort & Stellaris Casino. Image Credit: Marriott

Another popular resort, especially among U.S. travelers, is the Aruba Marriott Resort & Stellaris Casino, which is a beachfront property offering entertainment and relaxation.

Sink your head into a room with a king bed or 2 queen beds and enjoy the 400 square feet of indoor space or 100 square feet of furnished, outdoor balcony space with soundproof windows.

You’ll also notice a walk-in closet, sitting area with a couch and lounge chair, desk, set of coffee and tea machines, and a flat-screen TV with premium channels.

The bathroom contains a double vanity, shower-tub combination, lighted makeup mirror and vanity, bathrobes, and slippers.

At this hotel, you will find a Ruth’s Chris Steak House, seafood restaurant, beach bar and grill, lobby and gelato bar, an all-day international restaurant, and adults-only poolside cocktail bar.

In addition to the restaurants, you’ll find a full-service spa with a sauna and a hot tub, a 24/7 casino, and an abundance of meeting space. Enjoy private beach access, an adults-only pool, a family pool, and a gym.

AVerage Marriott Bonvoy Points Required: 50,000 to 70,000

Cash Rate: $530 to $2,000 ($900 on average) per night

Points Value: Up to 2.9 cents per point

4. Hilton Aruba Caribbean Resort & Casino (Hilton Honors)

Hilton Aruba Caribbean Resort & Casino
Hilton Aruba Caribbean Resort & Casino. Image Credit: Hilton

Our final Aruba hotel is the Hilton Aruba Caribbean Resort & Casino, colloquially referred to as the Hilton Aruba. This expansive resort sits 2.5 miles from Divi Village Golf Course and 7 miles from the international airport.

Each standard room has 1 king bed, 2 double beds, or 2 queen beds in it, along with a private balcony or patio and garden and tropical views. Room amenities include a flat-screen TV, minifridge, coffee machine, and desk.

The bathrooms are appointed with an oversized walk-in shower and single vanity. Relax with bathrobes, slippers, and Signature Pasada Coco Aloe amenities.

As far as dining options go, you can pick from a sunset grill restaurant, seafood spot, grab-and-go Lavazza coffee shop, poolside cocktail bar with live music and a happy hour, an all-day restaurant, and another refreshing cocktail bar.

Things to do here include relaxing on the white-sand beaches or sending the little ones to the kids’ club and retreating to the spa. Play at the casino, check out the 2 outdoor pools, or host an event at the ballroom.

Hilton Honors Points Required: 80,000

Cash Rate: $250 to $1,400 ($550 on average) per night

Points Value: Up to 1.8 cents per point

The 3 Best Dominican Republic Hotels To Book With Points

1. Hyatt Zilara Cap Cana (World of Hyatt)

Hyatt Zilara Cap Cana P147 Oceanfront Junior Suite Swim Up King.16x9
Hyatt Zilara Cap Cana. Image Credit: Hyatt

The Dominican Republic is famous for its all-inclusive resorts, and World of Hyatt has 2 of the most luxurious choices in the country.

The Hyatt Zilara Cap Cana is less than 10 miles from the international airport and placed along the Caribbean Sea’s white-sand beaches. This is an adults-only resort with rave reviews.

This sprawling resort has 375 suites, each with at least 600 square feet of space, a king bed or 2 double beds, and a furnished balcony. Find a sofa, desk, flat-screen TV, minibar, and coffee and tea machines in each room.

In the bathrooms, you’ll find a walk-in shower, bathtub, makeup vanity, and double vanity, as well as bathrobes and slippers.

You won’t ever have to leave this property during your stay because there are a whopping 25 restaurants and bars, a water park with a lazy river and waterslides, infinity pools, and a world-class gym. Get easy access to championship golf courses, a spa, live entertainment, and plenty of included daily activities.

Pool cabana rentals, spa treatments, and private dining are extra, as are meeting and event space rentals.

World of Hyatt Points Required: 35,000 to 45,000 for double occupancy (10,500 to 14,500 points per night for each additional guest; maximum of 4 people per room)

Cash Rate: $425 to $1,100 ($750 on average) per night, based on double occupancy

Points Value: Up to 3.8 cents per point, based on double occupancy

2. Hyatt Ziva Cap Cana (World of Hyatt)

Hyatt Ziva Cap Cana
Hyatt Ziva Cap Cana. Image Credit: Hyatt

The Hyatt Ziva Cap Cana is the family-friendly equivalent of the Hyatt Zilara Cap Cana — the 2 properties are right next to each other! This Juanillo Beach property has plenty of amenities for the whole family to enjoy.

The junior suites start at 600 square feet in size and have a furnished balcony or patio, 1 king bed or 2 queen beds, plus a queen-sized sleeper sofa in both arrangements.

You’ll also find a work desk, lounge chair, crisp flat-screen TV, minibar, and coffee and tea facilities.

Additionally, check out the modern bathroom with double sinks, a walk-in rainfall shower, bathrobes, slippers, and upscale toiletries.

In total, the resort has 14 dining options, as well as private dining and 24/7 room service. Most of your daily activities are included, including water sports, pool access, and a 14,000-square-foot gym with classes. There’s a kids’ club, live entertainment, dance classes, VR experiences, and more.

World of Hyatt Points Required: 35,000 to 45,000 for double occupancy (10,500 to 14,500 points per night for each additional guest; maximum of 4 people per room)

Cash Rate: $400 to $1,300 ($550 on average) per night, based on double occupancy

Points Value: Up to 4.5 cents per point, based on double occupancy

Hot Tip: Curious about Ziva and Zilara properties? Check out our guides to the Hyatt Ziva and Hyatt Zilara brands.

3. Hilton La Romana, an All-Inclusive Adult Only Resort (Hilton Honors)

Hilton La Romana an All Inclusive Adult Only Resort
Hilton La Romana, an All-Inclusive Adult Only Resort. Image Credit: Hilton

Hilton La Romana Resort, an All-Inclusive Adult Only Resort is a newly renovated oasis offering a familiar brand name and a polished experience.

This resort is set along Bayahibe Beach and is 5 miles from the Cueva de Chicho caves and a little over 40 miles from the international airport.

The standard rooms measure 411 square feet in size and come with 2 double beds or 1 king bed and either a furnished balcony or terrace, plus garden views. Rooms feature a minibar, flat-screen TV with premium channels, and an indoor sitting area with 2 dining chairs.

In the bathroom, you’ll find a single vanity, walk-in rain shower, soaking tub, wall-mounted lighted makeup mirror, and Crabtree & Evelyn amenities.

Savor 10 dining options and engage in a selection of activities including windsurfing, snorkeling, volleyball, spa treatments, or taking a swim at any of the 3 outdoor pools. There’s also a casino, gym, private beach access, and event or meeting space.

Hilton Honors Points Required: 63,000 to 80,000

Cash Rate: $275 to $1,000 ($600 on average) per night, based on double occupancy

Points Value: Up to 1.3 cents per point

Hot Tip: Those traveling with kids may enjoy the neighboring Hilton La Romana, an All-Inclusive Family Resort.

The 3 Best Jamaica Hotels To Book With Points

1. The Trident Hotel (World of Hyatt)

The Trident Hotel
The Trident Hotel. Image Credit: The Trident Hotel

The Trident Hotel is a favorite among the Upgraded Points team because of its high-end exclusivity and its seductive location amidst a busy Port Antonio.

Jamaica’s most elite luxury resort is surrounded by azure blue waters and the jungle, making this one of the country’s best-kept secrets, tucked away from the hustle and bustle of tourism.

There are just 13 private villas here. Yes, you saw that right. Only 13 villas! The standard villa, known as the Studio Villa, is a whopping 1,722 square feet in size, including the 1,100-square-foot outdoor terrace with a landscaped lawn, sun loungers, and ocean views. There’s also a king-sized bed, spacious living room, walk-in closet, wet bar, minibar, and flat-screen TV.

The bathroom consists of a single vanity, separate rain shower, an outdoor deep-soaking bathtub, bathrobes, and slippers.

The unique dining options include a Cabaret lounge and 2 full-service restaurants. As you make your way through the property, make a stop at the spa, salon, gym, beach, business center, or event facilities.

Category: 7

World of Hyatt Points Required: 25,000 to 35,000

Cash Rate: $500 to $1,800 ($700 on average) per night

Points Value: Up to 4 cents per point

2. Hyatt Ziva Rose Hall (World of Hyatt)

Hyatt Ziva Rose Hall
Hyatt Ziva Rose Hall. Image Credit: Hyatt

Hyatt Ziva Rose Hall is just 7 miles from the international airport, making it easier than ever to access all-inclusive luxury in Jamaica; it’s also just 3 miles from the White Witch Golf Course and a little more than a mile from Rose Hall mansion. Hyatt Ziva is family-friendly, while Hyatt Zilara (discussed next) is adults-only.

This expansive, family-friendly resort has 277 rooms and suites, each at least 493 square feet large with a furnished terrace, king bed or 2 double beds, plus a queen sleeper sofa, and desk. Rooms feature a minibar, flat-screen TV, and coffee machine.

In the bathroom, you’ll find designer toiletries, plus a walk-in shower, single vanity bathrobes, and slippers.

Unlimited food and beverages (including alcoholic beverages) can be enjoyed at any of the 11 restaurants and bars. Oh, and 24/7 room service is included, too.

Additionally, there are 2 outdoor pools, 2 whirlpools, a spa, fitness center, watersports center, kids’ club, and meeting or event space.

World of Hyatt Points Required: 25,000 to 35,000 for double occupancy (13,000 to 17,000 points per night for each additional guest; maximum of 4 people per room)

Cash Rate: $300 to $800 ($400 on average) per night, based on double occupancy

Points Value: Up to 2.8 cents per point, based on double occupancy

3. Hyatt Zilara Rose Hall (World of Hyatt)

Hyatt Zilara Rose Hall
Hyatt Zilara Rose Hall. Image Credit: Hyatt

The adults-only sister resort Hyatt Zilara Rose Hall is a romantic luxury retreat around 33 miles away from Hyatt Ziva Rose Hall. This property is closer to the international airport, just a short 10-minute drive away.

Each king or double bedroom has 493 square feet with a furnished terrace and sitting area with a couch. Amenities include a work desk, coffee machine, minibar, and flat-screen TV.

The marble bathrooms are outfitted with a double vanity, deep soaking bathtub, wall-mounted makeup mirror, rain shower, and water closet, along with bathrobes and slippers.

17 food and beverage options exist here, as well as private dining and 24-hour room service.

You’ll also find 3 outdoor pools, water sports, a fitness center with an aqua gym, and a full spa. Stay entertained with daily activities, music and live entertainment, and easy access to 2 par-71 golf courses. Direct beach access is a given here.

World of Hyatt Points Required: 25,000 to 35,000 for double occupancy (13,000 to 17,000 points per night for each additional guest; maximum of 4 people per room)

Cash Rate: $350 to $1,000 ($550 on average) per night, based on double occupancy

Points Value: Up to 3.4 cents per point, based on double occupancy

The 3 Best Bahamas Hotels To Book With Points

1. French Leave Resort, Autograph Collection (Marriott Bonvoy)

French Leave Resort villa
French Leave Resort, Autograph Collection. Image Credit: Marriott

The most underrated Marriott Bonvoy property in the Caribbean is French Leave Resort, Autograph Collection. This incredible villa-only property is surrounded by the jungle and overlooks the chic Governor’s Harbour.

It’s just an 11-minute walk from the town center’s restaurants, a little over a mile from French Leave Beach, and 8 miles from the airport.

This pricey resort’s standard villa features a Colonial-era vibe and has harbor views, partial ocean views, a plush king bed, and 720 square feet of personal space. Features include a flat-screen TV, minibar, and coffee and tea facilities.

The bathrooms have a walk-in rain shower, lighted makeup mirror, single vanity, hairdryer, bathrobes, and L’Occitane bath amenities.

You’ll find 1 full-service restaurant and bar, plus an infinity pool, whirlpool, and gym. Get in the water with water sports and a marina with 5 moorings.

Average Marriott Bonvoy Points Required: 70,000 to 100,000

Cash Rate: $600 to $1,350 ($750 on average) per night

Points Value: Up to 1.35 cents per point

2. The Cove at Atlantis (Marriott Bonvoy)

The Cove at Atlantis Ocean Suite Bedroom
The Cove at Atlantis. Image Credit: Marriott

Part of the Atlantis Bahamas complex, The Cove at Atlantis is the most upscale property there, just 13 miles from the international airport in Nassau (NAS).

This lavish resort has standard rooms with 1 king bed or 2 queen beds, each with at least 672 square feet of space and generous furnishings, including a walk-in closet, living area, sleeper sofa bed, and balcony. Amenities include a desk, flat-screen TV, and coffee and tea.

The spa-like marble bathroom features twin granite vanities, vessel sinks, marble flooring, a deep-soaking bathtub, and a frosted, glass-tile enclosed rain shower. Pamper yourself with bathrobes, slippers, and a lighted makeup mirror.

Foodies rejoice here and choose from 30 restaurants and bars, including an outpost of New York-favorite Carmine’s, a Nobu location, and a seafood restaurant by José Andrés.

The resort’s amenities are incredible, including a fitness area, cinema, spa, and even a casino! Enjoy the water with numerous outdoor pools, a water theme park, direct beach access, marine exhibits, and fish feedings.

Average Marriott Bonvoy Points Required: 70,000 to 100,000

Cash Rate: $500 to $2,600 ($750 on average) per night

Points Value: Up to 2.6 cents per point

3. Grand Hyatt Baha Mar (World of Hyatt)

Grand Hyatt Baha Mar
Grand Hyatt Baha Mar. Image Credit: Hyatt

Our last property is an equally impressive complex of facilities and buildings known as Grand Hyatt Baha Mar. This property is just 6 miles from Nassau International Airport (NAS) and has a private beach on the Atlantic Ocean.

This gigantic resort has 1,800 rooms and suites, and the standard rooms measure at least 382-square-feet large. Floor-to-ceiling windows brighten up the room, and there’s a Juliet balcony, as well as a king bed or 2 queen beds and views of the nightly fountain shower. Use your personal, in-room tablet with resort information and games, flat-screen TV, and Keurig coffee and tea machine.

The luxurious marble bathroom has a soaking bathtub, separate rain shower, water closet, and twin vanities. Clean up with a wall-mounted, lighted makeup mirror, Balmain amenities, bathrobes, and slippers.

You’ll find a whopping 30 food and beverage options and extensive entertainment. Visit the resort’s cigar lounge, art gallery, spa, casino, and tons of event space. Or stay active with 6 outdoor pools, an 18-hole golf course, tennis courts, a full gym, and a watersports center. This property is not lacking in amenities.

Category: 6

World of Hyatt Points Required: 21,000 to 29,000

Cash Rate: $450 to $1,100 ($500 on average) per night

Points Value: Up to 4.8 cents per point

The 3 Best Other Caribbean Hotels To Book With Points

Now that we’ve wrapped up discussing the best hotels in specific countries or territories, let’s take a walk through some of the best “other” Caribbean hotels, all of which are destination properties in and of themselves.

1. Park Hyatt St. Kitts Christophe Harbour (World of Hyatt)

Park Hyatt St. Kitts Christophe Harbour
Park Hyatt St. Kitts Christophe Harbour. Image Credit: Hyatt

One of the newer additions to the Park Hyatt portfolio, the Park Hyatt St. Kitts Christophe Harbour is one of those places where you can truly rewind on the property without leaving.

This property is a little more than a mile from Great Salt Pond, 7 miles from Royal Beach Casino, and 8 miles from Royal St. Kitts Golf Club. If you need access to other amenities, it’s just a short drive away.

Each chic room contains a private balcony or patio, as well as 527 square feet of space, a daybed, desk, and an espresso machine.

The spa bathroom contains a deep-soaking bathtub, double vanity, and walk-in rain shower, along with a lighted makeup mirror, bathrobes, slippers, and luxe bath products. Also, there’s a separate powder room with a toilet and sink.

Dining options can be anywhere between upscale fine-dining or laid-back beachfront fare. There are also 2 outdoor pools, a gym, a spa, and meeting or event space.

Category: 7

World of Hyatt Points Required: 25,000 to 35,000

Cash Rate: $600 to $1,800 ($1,100 on average) per night)

Points Value: Up to 5.1 cents per point

2. The Ritz-Carlton, St. Thomas (Marriott Bonvoy)

Ritz Carlton St Thomas pool
The Ritz-Carlton, St. Thomas. Image Credit: Marriott

The Ritz-Carlton, St. Thomas rounds out our rankings of the household luxury hotel brand — it beats out competitors like The Ritz-Carlton, Grand Cayman because the property is generally thought to be in better condition than its Caribbean peers.

Each of the opulent rooms has 450 square feet of space, lush resort views, a private terrace, and high-end bedding. Amenities include a desk, flat-screen TV, minibar, and a Nespresso machine.

You’ll also find a marble bathroom boasting a separate soaking tub, a walk-in rain shower, double sinks, and a lighted makeup mirror with Asprey bath and body products, bathrobes, and slippers.

There are 5 dining options available here. Property amenities include a spa, gym, 2 pools, a waterslide, watersports, 2 tennis courts, a kids’ club, and event space.

Average Marriott Bonvoy Points Required: 70,000 to 100,000

Cash Rate: $900 to $3,200 ($1,100 on average) per night

Points Value: Up to 3.2 cents per point

3. Zemi Beach House, LXR Hotels & Resorts (Hilton Honors)

Zemi Beach House, LXR Hotels & Resorts
Zemi Beach House, LXR Hotels & Resorts. Image Credit: Hilton

The very last (but not least!) property in this guide is Zemi Beach House, LXR Hotels & Resorts, which belongs to the Hilton Honors loyalty program.

This property is less than 10 miles from a ferry terminal in Anguilla for seamless logistics.

This exotic boutique hotel comes with standard guestrooms that include 600 to 700 square feet of space, 1 king bed or 2 queen beds, a furnished balcony, and a sitting area. Each room has a desk, flat-screen HD TV, minibar, and an espresso machine.

The spa bathroom has a separate rain shower, soaking bathtub, double vanity, and high-end toiletries.

In total, there are 5 food and beverage outlets. You can also visit the spa, tennis court, gym, Turkish hammam, shopping boutique, or kids’ club. Get in the water with 4 outdoor pools (1 of which is an infinity pool) and world-class beach access. There’s also plenty of space for events.

Hilton Honors Points Required: 95,000

Cash Rate: $775 to $2,500 ($900 on average) per night

Points Value: Up to 2.6 cents per point

How To Earn Hotel Points To Redeem in the Caribbean

With all of these properties in mind, let’s now talk about the various ways you can accumulate enough hotel points to book your stay in the Caribbean.

At a high level, there are 3 main loyalty programs to focus on for the properties above: World of Hyatt, Marriott Bonvoy, and Hilton Honors.

Hot Tip: There are plenty of hotels in the Caribbean that fall under the IHG One Rewards or Wyndham Rewards portfolio, but the value you will get from each redemption usually pales in comparison to the “Big 3.” 

World of Hyatt

The singular best way to earn World of Hyatt points is by transferring them from Chase since the program is a Chase transfer partner at a 1:1 ratio.

That’s because you can easily earn lots of Ultimate Rewards points on everyday spending, which can then be transferred over to World of Hyatt instantly.

Recommended Chase Cards

POPULAR FIRST CARD
Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a huge welcome offer, good benefits, and perks for a moderate annual fee.

Learn More(at Chase's secure site)

Chase Sapphire Preferred® Card

A fantastic travel card with a huge welcome offer, good benefits, and perks for a moderate annual fee.
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
60,000 points
$1,200
$95
21.49%-28.49% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Chase Sapphire Preferred® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros

  • 5x points on all travel booked via the Chase Travel portal
  • 5x points on select Peloton purchases over $150 (through March 31, 2025)
  • 5x points on Lyft purchases (through March 31, 2025)
  • 3x points on dining purchases, online grocery purchases, and select streaming services
  • 2x points on all other travel worldwide
  • $50 annual credit on hotel stays booked through the Chase Travel portal
  • 6 months of complimentary Instacart+ (activate by July 31, 2024), plus up to $15 in statement credits each quarter through July 2024
  • Excellent travel and car rental insurance
  • 10% annual bonus points
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs like United MileagePlus and World of Hyatt

Cons

  • $95 annual fee
  • No elite benefits like airport lounge access or hotel elite status
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
  • Member FDIC

Financial Snapshot

  • APR: 21.49%-28.49% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Chase Ultimate Rewards

Chase Sapphire Reserve®

Chase Sapphire Reserve®

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

Learn More(at Chase's secure site)

Chase Sapphire Reserve®

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel.
60,000 points
$1,200
$550
22.49%-29.49% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Excellent (740-850)

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve® is one of the best options out there.

The card combines elite travel benefits and perks like airport lounge access, with excellent point earning and redemption options.  Plus it offers top-notch travel insurance protections to keep you covered whether you’re at home or on the road.

Don’t forget the $300 annual travel credit which really helps to reduce the annual fee!

Pros

  • 10x total points on hotels and car rentals when you purchase travel through Chase TravelSM immediately after the first $300 is spent on travel purchases annually
  • 10x points on Lyft purchases March 31, 2025
  • 10x points on Peloton equipment and accessory purchases over $250 through March 31, 2025
  • 5x points on airfare booked through Chase TravelSM
  • 3x points on all other travel and dining purchases; 1x point on all other purchases
  • $300 annual travel credit
  • Priority Pass airport lounge access
  • TSA PreCheck, Global Entry, or NEXUS credit
  • Access to Chase Luxury Hotel and Resort Collection
  • Rental car elite status with National and Avis

Cons

  • $550 annual fee
  • Does not offer any sort of hotel elite status
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
  • Member FDIC

Financial Snapshot

  • APR: 22.49%-29.49% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Chase Ultimate Rewards

In addition, The World of Hyatt Credit Card (issued by Chase) allows you to earn up to 9x points per $1 spent at Hyatt hotels, as well as 2x points per $1 spent at restaurants, on airline tickets purchased directly from the airline, gym and fitness club memberships, and local transit/commuting purchases.

On all other purchases, you’ll earn 1x point per $1.

The World of Hyatt Credit Card

The World of Hyatt Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The World of Hyatt card offers a fast track to Hyatt elite status, an annual free night, and up to 9x points per $1 on Hyatt stays.

The World of Hyatt Credit Card

The World of Hyatt card offers a fast track to Hyatt elite status, an annual free night, and up to 9x points per $1 on Hyatt stays.
Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
Up to 60,000 points
$900
$95
21.49% - 28.49% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The World of Hyatt Credit Card makes your Hyatt stays more rewarding and helps you get coveted World of Hyatt elite status faster. This card is a must-have for any traveler who regularly stays at Hyatt hotels, or even for anyone who’s able to take advantage of the card’s annual free night certificate.

When you factor in all the benefits the World of Hyatt card offers, it’s easy to see why it is one of the best co-branded hotel credit cards on the market.

Pros

  • Up to 9 points total for Hyatt stays: 4 Bonus Points per $1 spent at Hyatt hotels and 5 Base Points per $1 from Hyatt as a World of Hyatt member
  • 2x points per $1 at restaurants, on airline tickets purchased directly from the airline, local transit, rideshares, and fitness clubs/gym memberships
  • 1x point per $1 on all other purchases
  • 1 Free Night Award each cardmember anniversary (Category 1 to 4)
  • A second Free Night Award when you spend $15,000 on the card
  • Hyatt Discoverist status
  • 5 automatic elite night credits each year
  • 2 elite night credits for every $5,000 spent on the card
  • DoorDash DashPass subscription
  • No foreign transaction fees
  • Purchase protection
  • Trip cancellation/interruption and luggage insurance

Cons

  • $95 annual fee
  • Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
  • Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open.
  • Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort
  • Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open
  • Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year
  • Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card
  • Earn up to 9 points total for Hyatt stays - 4 Bonus Points per $1 spent at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member
  • Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
  • Member FDIC

Financial Snapshot

  • APR: 21.49% - 28.49% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

World of Hyatt

Have a small business? You can also consider applying for the World of Hyatt Business Credit Card!

Hilton Honors

American Express is the sole issuer of Hilton co-branded credit card products, and it’s super easy to earn up to 14x Hilton Honors points per dollar spent at Hilton hotels!

NEW OFFER
Hilton Honors American Express CardTerms Apply / Rates & Fees

Hilton Honors American Express Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Complimentary Hilton Honors Silver status, plus great earnings at Hilton, U.S. gas stations, U.S. supermarkets, and U.S. restaurants!

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Hilton Honors American Express Card

Complimentary Hilton Honors Silver status, plus great earnings at Hilton, U.S. gas stations, U.S. supermarkets, and U.S. restaurants!
Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 4/17/24.
100,000 points
$500
$0
20.99%-29.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

You can’t beat a comfy king-sized bed and room service. For many travelers, it’s the hotel that really makes or breaks an experience. If you’re one of those people, you’ve probably stayed at a Hilton hotel.

Whether your visits are for work or pleasure, the Hilton brand has you covered with more than 6,200 locations in 100 counties and territories.

To enjoy a host of great benefits, you may want to apply for the Hilton Honors American Express Card.

Pros

  • 7x points per $1 on Hilton stays
  • 5x points per $1 at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations
  • 3x points per $1 on all other purchases
  • Complimentary Hilton Honors Silver status
  • No annual fee (rates & fees)
  • No foreign transaction fees (rates & fees)

Cons

  • Not great for those who want multiple redemption options
  • Offers the least benefits of all Hilton cards
  • Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 4/17/24.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
  • Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
  • Earn 3X Points for all other eligible purchases on your Card.
  • Enjoy complimentary Hilton Honors™ Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors™ Gold status through the end of the next calendar year.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • No Annual Fee.
  • Terms Apply.

Financial Snapshot

  • APR: 20.99%-29.99% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Hilton Honors Loyalty Program

NEW OFFER
Hilton Honors American Express Surpass® CardTerms Apply / Rates & Fees

Hilton Honors American Express Surpass® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

An excellent high-earning Hilton credit card that comes with perks like Hilton Honors Gold status and up to $200 in Hilton credits every year.

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Hilton Honors American Express Surpass® Card

An excellent high-earning Hilton credit card that comes with perks like Hilton Honors Gold status and up to $200 in Hilton credits every year.
Earn 155,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 6 months of Card Membership
155,000 points
$775
$150
20.99%-29.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

If you’re someone who loves traveling and loves staying in Hilton hotels, adding a co-branded Hilton hotel card to your wallet is almost a no-brainer. From automatic Hilton elite status to up to $200 in Hilton credits every year, the Hilton Honors American Express Surpass® Card can be a great fit for Hilton loyalists looking to up their travel game.

Pros

  • 12x points per $1 at Hilton hotels
  • 6x points per $1 U.S. supermarkets, U.S. gas stations, and U.S. restaurants
  • 4x points per $1 at U.S. online retail purchases
  • 3x points per $1 on all other purchases
  • Complimentary Hilton Honors Gold status
  • No foreign transaction fees (rates & fees)

Cons

  • Earn 155,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 6 months of Card Membership.
  • Get up to $200 back each year on eligible Hilton purchases after you use your Hilton Honors American Express Surpass® Card.
  • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
  • Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
  • Earn 4X Points for each dollar on U.S. Online Retail Purchases.
  • Earn 3X Points for all other eligible purchases on your Card.
  • Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.
  • Enjoy complimentary Hilton Honors ™ Gold Status with your Hilton Honors American Express Surpass® Card.
  • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors™ Diamond Status through the end of the next calendar year.
  • Enjoy complimentary National Car Rental® Emerald Club Executive® status. Enrollment in the complimentary Emerald Club® program is required. Terms apply.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • $150 annual fee.
  • Terms Apply.

Financial Snapshot

  • APR: 20.99%-29.99% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Hilton Honors

Hilton Honors American Express Aspire CardTerms Apply / Rates & Fees

Hilton Honors American Express Aspire Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Automatic Hilton Diamond status, an annual free night, and a travel and resort credit make this the perfect card for those who stay in Hilton hotels.

All information about Hilton Honors American Express Aspire Card has been collected independently by Upgraded Points.

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Hilton Honors American Express Aspire Card

Automatic Hilton Diamond status, an annual free night, and a travel and resort credit make this the perfect card for those who stay in Hilton hotels.
Earn 180,000 Hilton Honors Bonus Points with the Hilton Aspire card from American Express after you use your new card to make $6,000 in eligible purchases within the first 6 months of card membership.
180,000 points
$900
$550
20.74% - 29.74% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The information regarding the Hilton Honors American Express Aspire Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.


Paying hundreds of dollars for an annual fee on a co-branded hotel card might seem ridiculous, but you should know that the Hilton Honors American Express Aspire Card is much more than your run-of-the-mill hotel credit card.

The Hilton Aspire card is not only a phenomenal card for Hilton Honors loyalists, but even those who visit Hilton hotels just a few times a year can still get excellent value out of all the benefits that are packed into this card.

So let’s have a look at what makes the card so valuable to travelers.

Pros

  • 14x points per $1 on Hilton purchases
  • 7x points per $1 on select travel and at U.S. restaurants
  • 3x points per $1 on all other purchases
  • Complimentary Hilton Diamond status
  • Up to $400 in annual statement credits on purchases with participating Hilton Resorts (up to $200 in statement credits semi-annually)
  • Up to $200 back annually on eligible flight purchases (up to $50 in statement credits each quarter)
  • 1 Free Weekend Night Award each cardmember anniversary
  • $100 credit at Waldorf Astoria and Conrad properties

Cons

  • High annual fee of $550
  • Earn 180,000 Hilton Honors Bonus Points with the Hilton Aspire card from American Express after you use your new card to make $6,000 in eligible purchases within the first 6 months of card membership. Plus, enjoy a free Weekend Night Reward within your first year and every year after renewal.
  • Earn 14x Hilton Honors Bonus Points when you make eligible purchases on your card at participating hotels or resorts within the Hilton portfolio.
  • Earn 7x Hilton Honors Bonus Points for eligible purchases: on flights booked directly with airlines or amextravel.com, on car rentals booked directly from select car rental companies, and at U.S. restaurants.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your card.
  • Enjoy up to $400 in Hilton Resort Credits (up to $200 in statement credits semi-annually) on your card each anniversary year when you stay at participating resorts within the Hilton portfolio.
  • Enjoy complimentary Diamond status.
  • $550 annual fee.

Financial Snapshot

  • APR: 20.74% - 29.74% Variable
  • Foreign Transaction Fees: None

Card Categories

LIMITED TIME OFFER
The Hilton Honors American Express Business CardTerms Apply / Rates & Fees

The Hilton Honors American Express Business Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

An excellent option for business owners and business travelers who stay at Hilton properties often and want perks like Hilton Honors elite status.

Learn More(at Amex's secure site)

The Hilton Honors American Express Business Card

An excellent option for business owners and business travelers who stay at Hilton properties often and want perks like Hilton Honors elite status.
Limited Time Offer: Earn 175,000 bonus points after you spend $8,000 in purchases in the first 6 months of Card Membership. Offer Ends 6/5.
175,000 points
$875
$195
20.99% - 29.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

For frequent business travelers who regularly stay in Hilton hotels, The Hilton Honors American Express Business Card is a great option.

Not only will the card help you earn more points on all of your Hilton stays, but you’ll also receive automatic elite status and travel protections.

Here’s a detailed look at all the benefits this card offers so that you can determine if it’s a good fit for you.

Pros

  • 12x points per $1 on eligible Hilton purchases
  • Enhanced: 5x points on other purchases made for the first $100,000 in purchases each calendar year, 3X points thereafter.
  • Automatic Hilton Honors Gold status, and the ability to spend your way to Diamond status
  • New: Enjoy up to $240 back each year for eligible purchases made directly with Hilton.
  • New: Enjoy complimentary National Car Rental® Emerald Club Executive® status. Enrollment in the complimentary Emerald Club® program is required.
  • No foreign transaction fees (rates and fees)

Cons

  • Limited Time Offer: Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership. Offer Ends 6/5.
  • Earn 12X Hilton Honors Bonus Points on eligible Hilton purchases.
  • ENHANCED: Earn 5X Hilton Honors Bonus Points on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3X points thereafter.
  • NEW: Enjoy up to $240 back each year for eligible purchases made directly with Hilton.
  • Enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors Business Card. With Hilton Honors Gold status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio. As a Gold member, earn an 80% Bonus on all Base Points you earn on every stay getting you to free nights faster.
  • You may receive an upgrade to Hilton Honors Diamond status if the total eligible purchases on your Card Account during a calendar year reach $40,000 or more.
  • NEW: Enjoy complimentary National Car Rental® Emerald Club Executive® status. Enrollment in the complimentary Emerald Club® program is required. Terms apply.
  • Terms apply.

Financial Snapshot

  • APR: 20.99% - 29.99% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Hilton Honors loyalty program

Beyond that, though, another excellent way to earn Hilton Honors points is to transfer Amex points at a 1:2 ratio.

Recommended American Express Cards

BEST LOUNGE ACCESS
The Platinum Card® from American ExpressTerms Apply / Rates & Fees

The Platinum Card® from American Express

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

The Platinum Card® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.
Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on the Card in your first 6 months of Card Membership.
80,000 points
$1,760
$695
See Pay Over Time APR
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros

  • The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, and many more!
  • 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
  • 5x points per dollar spent on prepaid hotels booked with AmexTravel.com
  • Annual and monthly statement credits upon enrollment (airline credit, Uber Cash credit, Saks Fifth Avenue credit, streaming credit, prepaid hotel credit on eligible stays, Walmart+ credit, CLEAR credit, and Equinox credit)
  • TSA PreCheck or Global Entry credit
  • Access to American Express Fine Hotels and Resorts
  • Access to Amex International Airline Program
  • No foreign transaction fees (rates and fees)

Cons

  • $695 annual fee (rates and fees)
  • Airline credit does not cover airfare (only incidentals like checked bags)
  • Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
  • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
  • $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card®. Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
  • $300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card®. Enrollment required. Visit https://platinum.equinox.com/ to enroll.
  • $189 CLEAR® Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card®. Learn more.
  • $100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card®. An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.
  • Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
  • $695 annual fee.
  • Terms Apply.

Financial Snapshot

  • APR: See Pay Over Time APR
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

American Express Membership Rewards

BEST FOR DINING
American Express® Gold CardTerms Apply / Rates & Fees

American Express® Gold Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

American Express® Gold Card

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!
Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months.
60,000 points
$1,320
$250
See Pay Over Time APR
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The American Express® Gold Card is a game-changer.

With this card, you can earn 4x Membership Rewards points at restaurants and you’ll also earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year in purchases, then 1x.

There isn’t another card on the market that offers a 1-2 punch like this. Of course, there are several other benefits of the Gold Card as well, including extra monthly dining rewards and more.

Pros

  • 4x points per dollar at restaurants, plus takeout and delivery in the U.S.
  • 4x points per dollar at U.S. supermarkets, up to $25,000 per calendar year in purchases; and 1x thereafter
  • 3x points per dollar on flights purchased directly from airlines or at Amex Travel
  • Up to $120 annual dining credit: up to $10 monthly statement credit when you pay with the Amex Gold card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations
  • Up to $120 in annual Uber Cash: get $10 monthly in Uber Cash for Uber Eats orders or Uber rides in the U.S. when you add your Gold Card to your Uber account
  • No foreign transaction fees (see rates and fees)
  • Access to Amex’s The Hotel Collection
  • Access to American Express transfer partners

Cons

  • Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
  • Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
  • Get a $100 experience credit with a minimum two-night stay when you book The Hotel Collection through American Express Travel. Experience credit varies by property.
  • Choose the color that suits your style. Gold or Rose Gold.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.

Financial Snapshot

  • APR: See Pay Over Time APR
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

American Express Membership Rewards

Marriott Bonvoy

Marriott Bonvoy has a variety of credit card products issued by both American Express and Chase.

With the right Marriott Bonvoy credit card, you can earn Marriott Bonvoy points quickly (up to 17x points per $1 spent at Marriott properties), in addition to elite status and free night certificate benefits.

Recommended Marriott Bonvoy Cards

Marriott Bonvoy Bold® Credit Card

Marriott Bonvoy Bold® Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.

Marriott Bonvoy Bold® Credit Card

A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.
Earn 30,000 Bonus Points after you spend $1,000 on eligible purchases within the first 3 months from account opening.
30,000 points
$210
$0
21.49%–28.49% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

Casual travelers who like to frequent properties that are part of the Marriott Bonvoy collection of brands may want to consider the Marriott Bonvoy Bold® Credit Card.

The Marriott Bold card rewards cardholders for Marriott stays and gives them a boost towards Marriott Bonvoy elite status.

Pros

  • Up to 14x points per $1 on Marriott purchases
  • 2x points per $1 on travel purchases
  • 15 Elite Night Credits each year (automatically gives you Silver Elite status)
  • No foreign transaction fees
  • No annual fee

Cons

  • Lower point earn rate than other Marriott Bonvoy cards
  • Marriott Bonvoy Silver Elite status is the lowest status tier
  • Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
  • Pay no annual fee with the Marriott Bonvoy Bold® Credit Card from Chase®!
  • Earn up to 14X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bold® Card.
  • 1X point for every $1 spent on all other purchases.
  • Your points don't expire as long as you make purchases on your card every 24 months.
  • No Foreign Transaction Fees.
  • Member FDIC

Financial Snapshot

  • APR: 21.49%–28.49% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Marriott Bonvoy

LIMITED TIME OFFER
Marriott Bonvoy Boundless® Credit Card

Marriott Bonvoy Boundless® Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Marriott loyalists will love this card's annual free night award, automatic elite status, and up to 17x points per $1 on Marriott hotel stays.

Marriott Bonvoy Boundless® Credit Card

Marriott loyalists will love this card's annual free night award, automatic elite status, and up to 17x points per $1 on Marriott hotel stays.
Earn 5 Free Night Awards (each night valued up to 50,000 points) after spending $5,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless® Credit Card!
Earn 5 Free Night Awards
$1,750
$95
21.49%–28.49% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

If you’re a frequent traveler and a Marriott loyalist, there’s a lot to love about the Marriott Bonvoy Boundless® Credit Card. The card comes packed with several great benefits like a free hotel night once a year, automatic Silver Elite status (with a fast-track to Gold Elite status), and multiple options for redeeming points.

Pros

  • Earn big when you use your card at thousands of participating Marriott Bonvoy hotels
  • Earn big at grocery stores, gas stations, and dining
  • Automatic Silver Elite Status
  • 1 Free Night Award each cardmember anniversary (valued up to 35,000 points)
  • One year complimentary DoorDash DashPass subscription
  • No foreign transaction fees

Cons

  • $95 annual fee
  • Marriott Silver status is the lowest status tier
  • Earn 3 Free Night Awards (each night valued up to 50,000 points) after qualifying purchases.
  • Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
  • Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
  • 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
  • Earn up to 17X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card.
  • Receive 15 Elite Night Credits annually, automatic Silver Elite status, and path to Gold Status when you spend $35,000 on purchases each calendar year.
  • No Foreign Transaction Fees. Your points don't expire as long as you make purchases on your card every 24 months.
  • Member FDIC

Financial Snapshot

  • APR: 21.49%–28.49% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Marriott Bonvoy

NEW 155K OFFER
Marriott Bonvoy Bevy™ American Express® CardTerms Apply / Rates & Fees

Marriott Bonvoy Bevy™ American Express® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Marriott Bonvoy Bevy card gives you automatic Marriott elite status and helps you earn more Marriott Bonvoy points on your everyday purchases.

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Marriott Bonvoy Bevy™ American Express® Card

The Marriott Bonvoy Bevy card gives you automatic Marriott elite status and helps you earn more Marriott Bonvoy points on your everyday purchases.
Earn 155,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
155,000 points
$1,085
$250
20.99%-29.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Marriott Bonvoy Bevy™ American Express® Card, the latest mid-tier offering in the Marriott Bonvoy lineup of cards, offers cardholders automatic elite status and ways to earn more Marriott Bonvoy points on each of their stays and daily purchases.

Pros

  • 6x points per $1 at hotels participating in Marriott Bonvoy
  • 4x points per $1 at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases per calendar year, then 2X points)
  • 2x points per $1 on all other purchases
  • Complimentary Marriott Bonvoy Gold Elite status
  • 15 Elite Night Credits per year
  • 1,000 bonus points per paid stay
  • 1 Free Night Award (up to 50,000 points) when you spend $15,000 on the card in a year
  • No foreign transaction fees (rates and fees)

Cons

  • $250 annual fee (rates and fees)
  • Free Night Award certificate is not an automatic benefit
  • Earn 155,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
  • Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy.
  • Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
  • Earn 2X points on all other eligible purchases.
  • Marriott Bonvoy 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy.
  • With complimentary Marriott Bonvoy Gold Elites status, earn up to 2.5X points from Marriott Bonvoy® on eligible hotel purchases with the 25% Bonus Points on stays benefit, available for Qualifying Rates.
  • Marriott Bonvoy Bevy Free Night Award: Earn 1 Free Night Award after spending $15,000 on eligible purchases on your Marriott Bonvoy Bevy™ Card in a calendar year. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy® points) at a hotel participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • 15 Elite Night Credits: Each calendar year with your Marriott Bonvoy Bevy™ American Express Card® you can receive 15 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
  • Plan It® is a payment option that lets you split up purchases of $100 or more into equal monthly installments with a fixed fee. Plus, you'll still earn rewards the way you usually do.
  • $250 Annual Fee.
  • Terms apply.

Financial Snapshot

  • APR: 20.99%-29.99% Variable
  • Foreign Transaction Fees: None

Card Categories

NEW 185K WELCOME OFFER
Marriott Bonvoy Brilliant® American Express® CardTerms Apply / Rates & Fees

Marriott Bonvoy Brilliant® American Express® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Marriott Bonvoy Brilliant® American Express® Card

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.
Earn 185,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
185,000 bonus points
$1,295
$650
20.99%-29.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Marriott Bonvoy Brilliant® American Express® Card is a premium card designed with road warriors and Marriott Bonvoy loyalists in mind.

So is the card a worthwhile addition to your wallet?

Pros

  • 6x points per $1 at hotels participating in Marriott Bonvoy program
  • 3x points per $1 on flights booked directly with airlines and restaurants worldwide
  • 2x points per $1 on all other purchases
  • 25 Elite Night Credits each year
  • Priority Pass Select membership upon enrollment
  • Global Entry or TSA PreCheck application fee statement credit
  • Annual Free Night Award after card renewal
  • Complimentary Platinum Elite status

Cons

  • Earn 185,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
  • $300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card at restaurants worldwide.
  • With Marriott Bonvoy Platinum Elite status, you can receive room upgrades, including enhanced views or suites, when available at select properties and booked with a Qualifying Rate.
  • Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®. 3X points at restaurants worldwide and on flights booked directly with airlines. 2X points on all other eligible purchases.
  • Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant® American Express® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
  • $100 Marriott Bonvoy Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
  • Fee Credit for Global Entry or TSA PreCheck®: Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant® American Express® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Each calendar year with your Marriott Bonvoy Brilliant® American Express® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
  • Enroll in Priority Pass™ Select, which offers unlimited airport lounge visits to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
  • No Foreign Transaction Fees on international purchases.
  • With Cell Phone Protection, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
  • $650 Annual Fee.
  • Terms Apply.

Financial Snapshot

  • APR: 20.99%-29.99% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Marriott Bonvoy

Marriott Bonvoy is also a 1:1 transfer partner with both Chase Ultimate Rewards and American Express Membership Rewards, but we do not recommend transferring points from these currencies unless you are just short a few thousand points for a specific redemption you have in mind.

Final Thoughts

When booking a stay at a hotel in the Caribbean, consider booking stays at any of the highest-value luxury properties in this guide.

We focused on the World of Hyatt, Marriott Bonvoy, and Hilton Honors chains because these properties are the easiest to get tons of value from.

From high-end Ritz-Carlton hotels to all-inclusive Hyatt Ziva or Hyatt Zilara resorts, you’ll have tons of options! Now, the next step is to book that stay!

For something a little different, check out these boutique hotels in the Caribbean.

The information regarding The World of Hyatt Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Hilton Honors American Express Aspire Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Marriott Bonvoy Bold® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Marriott Bonvoy Boundless® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

For rates and fees of the Hilton Honors American Express Card, click here.
For rates and fees for The Hilton Honors American Express Surpass® Card, click here.
For rates and fees of The Hilton Honors American Express Business Card, click here.
For rates and fees of The Platinum Card® from American Express, click here.
For rates and fees of the American Express® Gold Card, click here.
For rates and fees of the Marriott Bonvoy Bevy™ American Express® Card, click here.
For rates and fees of the Marriott Bonvoy Brilliant® American Express® card, click here.

Frequently Asked Questions

What is the safest Caribbean island to visit in 2022?

In general, the safest Caribbean islands are thought to be Aruba, Turks and Caicos, the Cayman Islands, Saint Maarten, and Barbados.

Which is the cheapest Caribbean island to holiday on?

The cheapest Caribbean island to holiday on is probably going to be the Dominican Republic. Here, you can book luxurious all-inclusive resorts and hotels for a fraction of the cost elsewhere.

What is the cheapest month to go to the Caribbean?

The cheapest month is during the low season in May and June when there is significant rainfall.

What is the off-season for the Caribbean?

In general, the low season is between May and August due to the presence of rainfall and the possibility of tropical storms.

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About Stephen Au

Stephen is an established voice in the credit card space, with over 70 to his name. His work has been in publications like The Washington Post, and his Au Points and Awards Consulting Services is used by hundreds of clients.

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