18 Best Ways To Redeem Bilt Rewards Points for Maximum Value

Bilt Rewards is one of the most exciting transferable points currencies in the U.S. Notably, Bilt rewards you for one of the largest monthly expenses that doesn’t usually earn points: rent and mortgage payments.

Once you’ve amassed those precious Bilt Points, you’ll want to leverage them with transfer partners for maximum value. Thankfully, the program is partnered with some of the best travel loyalty programs, including Atmos Rewards, World of Hyatt, and others. Sure, you can redeem points for Amazon purchases or fitness classes, but those in the know earmark those points for award travel. In fact, you can often get over 3 cents per Bilt Point by leveraging transfer partners to book business-class tickets or Hyatt hotel stays.

Here, we’ll walk you through our comprehensive list of the best ways to redeem Bilt Rewards points for maximum value from A to Z. Let’s get started!

Earn Bilt Rewards Points

Bilt Rewards is one of the few transferable points programs where you can earn points without a credit card. Here’s a quick look at all the best ways to earn them — for even more options, check out our full guide to earning Bilt Rewards Points.

Earn Bilt Points With a Credit Card

The most effective way to earn Bilt Points right now is to make purchases on one of the 3 Bilt 2.0 credit cards (offer terms). Each of these cards offers different benefits and earning rates, along with varying annual fees, so there’s something for everyone.

These cards let you earn up to 1.25 Bilt Points per $1 on rent and mortgage payments and also earn Bilt Points and Bilt Cash on your everyday purchases (up to $100 of Bilt Cash earned rolls over to the next year). Bilt Cash is a secondary currency that can be used to earn Bilt Rewards Points on rent and mortgage payments without a fee. It can also be redeemed for benefits with Bilt partners like Lyft and Grubhub.

The Bilt Blue Card (rates & fees) is Bilt’s entry-level credit card with a $0 annual fee (rates & fees). It’s light on benefits, though, with no notable travel benefits, welcome offer, or bonus categories to speak of. The card earns a flat rate of 1 Bilt Point per $1 spent on all purchases.

Terms Apply / Rates & Fees

Bilt Blue Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

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Bilt Blue Card

Welcome Offer

Welcome offer: $100 of Bilt Cash when you apply and get approved. At the end of each calendar year, any Bilt Cash balance over $100 will expire.

$100 Bilt Cash

Annual Fee

$0

Why We Like This Card

The Bilt Blue Card allows cardholders to earn valuable Bilt Rewards Points with a $0 annual fee on rent, mortgage, and everyday purchases, with the option to also earn 4% back in Bilt Cash on nonhousing spend.

Pros & Cons

Pros

• Up to 1.25x points on rent and mortgage payments
• Earn 1x points and the option to earn 4% back in Bilt Cash on everyday purchases
• No foreign transaction fees
• No authorized user annual fee

Cons

• The math can be confusing to redeem Bilt Cash

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Card Highlights

• Earn up to 1.25X points on rent and mortgage payments with no transaction fee.
• 1X points on everyday spend.
• Welcome offer: $100 of Bilt Cash when you apply and get approved. At the end of each calendar year, any Bilt Cash balance over $100 will expire.
• Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.
• Earn additional points through Bilt Neighborhood Benefits™ when you use your card at Bilt’s network of 50,000+ merchant partners.
• Other benefits: No foreign transaction fees, Cellular Wireless Telephone Protection, Purchase Assurance, MasterRental Coverage (See Guide to Benefits).

Financial Snapshot

• Foreign Transaction Fees: None

Rewards Center

Bilt Rewards

Things get more interesting with the Bilt Obsidian Card (rates & fees), which carries a $95 annual fee (rates & fees). It doesn’t have a traditional welcome offer, but you get $200 of Bilt Cash when you apply and get approved. At the end of each calendar year, any Bilt Cash balance over $100 will expire. (offer terms). It earns 3x points and the option to earn 4% Bilt Cash on dining or groceries (up to $25,000 in groceries), 2x points and the option to earn 4% Bilt Cash on travel purchases, and 1x points and the option to earn 4% Bilt Cash on everyday purchases.

Terms Apply / Rates & Fees

Bilt Obsidian Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Apply Now

Bilt Obsidian Card

Welcome Offer

$200 of Bilt Cash when you apply and get approved. At the end of each calendar year, any Bilt Cash balance over $100 will expire.

$200 Bilt Cash

Annual Fee

$95

Why We Like This Card

The Bilt Obsidian Card is a midtier option for those who want to earn up to 1.25x Bilt Points on rent or mortgage payments, as well as bonus points in key categories such as dining or groceries and travel.

Pros & Cons

Pros

• Up to 1.25x points on rent and mortgage payments with no transaction fee
• 3x points on dining or groceries, on up to $25,000 per year (you can choose which category annually), and the option to earn 4% back in Bilt Cash
• 2x points and the option to earn 4% back in Bilt Cash on travel purchases

Cons

• $95 annual fee
• You’ll need to redeem Bilt Cash to unlock rewards for rent and mortgage payments

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Card Highlights

• Earn up to 1.25X points on rent and mortgage payments with no transaction fee.
• 3X points on your choice of grocery (up to $25K/year) or dining. Your 3X category choice remains in effect for the entire calendar year.
• 2X points on travel
• 1X points on everyday spend
• Welcome offer: $200 of Bilt Cash when you apply and get approved. At the end of each calendar year, any Bilt Cash balance over $100 will expire.
• $100 Bilt Travel Hotel credit. Applied twice a year, as $50 statement credits, for qualifying Bilt Travel Portal hotel bookings.
• Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.
• Earn additional points through Bilt Neighborhood Benefits™ when you use your card at Bilt’s network of 50,000+ merchant partners.

Financial Snapshot

• Foreign Transaction Fees: None

Finally, the Bilt Palladium Card (rates & fees) is the most expensive card in the trio, with a $495 annual fee (rates & fees). However, the card earns 2 points per $1 on everything and has a current welcome offer of:

• Subject to approval: Earn 50,000 points after spending $4,000 on non-housing expenses in the first 90 days + Gold elite status. And, $300 Bilt Cash when you apply and get approved (offer terms).

It also has extensive travel benefits, including a Priority Pass Select airport lounge membership and annual hotel credits.

Terms Apply / Rates & Fees

Bilt Palladium Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Apply Now

Bilt Palladium Card

Welcome Offer

Subject to approval: 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.

Subject to approval: 50,000 points + $300 Bilt Cash

Annual Fee

$495

Why We Like This Card

The Bilt Palladium Card is a premium card option for those who want to earn up to 1.25x Bilt Points on their rent and mortgage payments, but also want premium perks like airport lounge access.

Pros & Cons

Pros

• 2x points and the option to earn 4% back in Bilt Cash on everyday purchases
• Up to 1.25x points on rent and mortgage payments
• $400 annual Bilt Travel hotel credit, split into 2 semiannual credits (requires a 2-night stay)

Cons

• Charges a $495 annual fee
• You’ll need to redeem Bilt Cash to unlock rewards for rent and mortgage payments

Read Full Review

Card Highlights

• Earn up to 1.25X points on rent and mortgage payments with no transaction fee.
• 2X points on everyday spend
• $400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
• $200 Bilt Cash (awarded annually). At the end of each calendar year, any Bilt Cash balance over $100 will expire.
• Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.
• Priority Pass ($469/year value). See Guide to Benefits.
• Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.
• Earn additional points through Bilt Neighborhood Benefits™ when you use your card at Bilt’s network of 50,000+ merchant partners.

Financial Snapshot

• Foreign Transaction Fees: None

Earn Bilt Points When You Pay Your Rent or Mortgage

You can earn Bilt Points when you pay your rent or mortgage through Bilt. This doesn’t require a Bilt card if you live in a Bilt Alliance building, and you can make fee-free payments if you redeem Bilt Cash for rent or mortgage payments or fulfill rent-only requirements by spending on your Bilt Card. You can earn up to 1.25 Bilt Points per $1 on rent and mortgage payments made through Bilt.

Other Ways To Earn Bilt Points

Bilt Rewards offers a handful of other ways to earn points, too, even if you don’t have a Bilt card. Options include linking your existing credit or debit cards to your Bilt Wallet to earn points when you dine at participating Bilt Dining restaurants, shopping through Rakuten, or booking flights and hotels through Bilt Travel.

Transfer Bilt Rewards Points to Airline and Hotel Partners

Bilt Rewards has one of the healthiest lists of transfer partners, both airlines and hotels. All transfers from Bilt Rewards are processed at a 1:1 ratio, so there’s no need to memorize transfer ratios.

Also, Bilt Points transfer to almost all partners almost instantly. As a reminder, transfers are irreversible and one-way. Only transfer points to partners when you have an immediate need for them so you’re not stuck with points you can’t use.

Interestingly, the minimum number of points you can transfer is 2,000, and all transfers must be done in increments of 2,000. So, if you needed 59,000 airline miles, you’d have to transfer 60,000 Bilt Rewards points. You can transfer in increments of 1,000 points when you have Bilt elite status.

Bilt Rewards has 19 airline transfer partners, with representation in all 3 major alliances: Star Alliance, Oneworld, and SkyTeam. Furthermore, the program transfers to Emirates Skyward and Etihad Guest, which are not members of a major alliance.

Even better, Bilt partners with 6 hotel groups to offer a meaningful way to redeem points for free hotel stays. We’re particularly excited about the World of Hyatt transfer partnership, as the program has a standard award chart with reasonable award rates at most properties.

18 Best Ways To Use Bilt Rewards Points

Usually, the best way to get the most value from your Bilt Rewards points is to transfer them to frequent-flyer programs to book award travel. You can also get great deals with the program’s hotel transfer partners. Typically, you get the best deal when booking high-end business-class seats or luxurious hotel stays.

That said, you can also get great value when you redeem Bilt Points for domestic flights and relatively boring hotel stays anywhere in the world. We’ve made sure the list below includes a variety so you can find the best Bilt redemptions for your needs.

Let’s get into all of our favorite ways to use Bilt Rewards points!

1. Low-Cost Domestic Flights on American Airlines (Atmos Rewards)

Let’s start with the least exciting — but possibly most broadly useful — use of Bilt Points: Booking domestic and cross-border flights on the cheap. Alaska Airlines and Hawaiian Airlines’ joint loyalty program, Atmos Rewards, is a Bilt transfer partner and offers some of the best deals for booking domestic flights operated by its Oneworld partner, American Airlines.

These awards start at just 4,500 points and $18.10 in taxes and fees for one-way economy flights of 700 miles or less. Longer flights are more expensive but still reasonable. Award space is easy to find, and these awards are often cheaper through Atmos Rewards when compared to other transfer partners.

Routes to consider include:

• Chicago (ORD) – Toronto (YYZ) for 4,500 Bilt Points plus $18.10 in taxes and fees
• New York (LGA) – Washington, D.C. (DCA), for 4,500 Bilt Points plus $18.10 in taxes and fees
• Philadelphia (PHL) – Charlotte (CLT) for 4,500 Bilt Points plus $18.10 in taxes and fees

2. Condor Business Class Flights to Europe (Atmos Rewards)

Condor is a German leisure airline that’s had a longstanding partnership with Alaska Airlines and Atmos Rewards. It connects a handful of American cities to Europe via its Frankfurt (FRA) hub and offers connecting flights to many European hot spots, including Berlin (BER), London Gatwick (LGW), and Prague (PRG).

Better yet, the airline launched a brand-new business-class cabin in 2023 that lives up to the hype. The cabin is well-designed with comfortable seats and extensive inflight entertainment, with great catering and friendly onboard service.

The best part? Business class awards between 3,501 and 5,000 miles cost just 55,000 Bilt Points plus minimal taxes and fees when you transfer to Atmos Rewards, and you can add a free stopover in Frankfurt.

Here are interesting itineraries:

• Boston (BOS) – Frankfurt (FRA) for 55,000 Bilt Points plus around $18.10 in taxes and fees
• New York (JFK) – Frankfurt (FRA) for 55,000 Bilt Points plus around $18.10 in taxes and fees
• New York (JFK) – Frankfurt (FRA) for 55,000 Bilt Points plus around $18.10 in taxes and fees

3. Emirates Business Class to Europe or South America (Emirates Skywards)

While not as luxurious as Emirates’ ritzy first class cabin, Emirates business class is still a comfortable product, especially on the Airbus A380. And if you plan it right, you can book these flights for relatively cheap with Bilt Points.

You can book Emirates business-class seats on its fifth-freedom routes to Europe or South America, which don’t require a stop in Dubai (DXB). The airline offers 2 fifth-freedom routes across the Atlantic, both departing from New York City airports, and one from Miami (MIA) to South America. These are bookable by transferring Bilt Points to Emirates Skywards.

These routes include:

• Miami (MIA) – Bogota (BOG) for 36,000 Bilt Points plus around $268 in taxes and fees
• New York (JFK) – Milan (MXP) for 59,000 Bilt Points plus around $434 in taxes and fees
• Newark (EWR) – Athens (ATH) for 87,000 Bilt Points plus around $434 in taxes and fees

4. Air France Business Class to Europe (Air France-KLM Flying Blue)

Air France business class is one of the most consistent and classiest ways to fly to Europe comfortably. With lie-flat seats, multicourse dining, and comfortable amenities, it’s hard to deny that this should be at the top of your list if you’re planning on traveling to Europe.

If you plan far in advance, you can often get exceptional deals. But this redemption works best if you’re comfortable planning further out, since Air France’s loyalty program, Flying Blue, uses a dynamic award pricing system. Simply put, those who book earliest typically get the lowest prices, while those who wait until the last minute often pay higher prices.

Nonetheless, here are fantastic flights to book using Bilt Points transferred to Flying Blue:

• Chicago (ORD) – Paris (CDG) – Copenhagen (CPH) for 60,000 Bilt Points plus around $364 in taxes and fees
• Miami (MIA) – Paris (CDG) – Amsterdam (AMS) for 60,000 Bilt Rewards points plus around $366 in taxes and fees
• New York (JFK) – Paris (CDG) – London (LHR) for 60,000 Bilt Rewards points plus around $367 in taxes and fees

5. One-Stop Business Class Itineraries to Africa (Air France-KLM Flying Blue)

Another great way to redeem Bilt Points for tremendous value is to book business-class itineraries to faraway African destinations. This includes many safari destinations across the continent, like South Africa, Tanzania, and Kenya.

Tickets to these places are costly, particularly in business class. If you can find a convenient, one-stop itinerary for a great price in business class, you’ll be ready to hit the ground running on your next African adventure.

Thanks to their extensive route networks from Europe to Africa, Air France and KLM are two of the best airlines for easy access to Africa in style. As with the European example above, you can get an excellent deal on Air France and KLM business class tickets to Africa with Flying Blue.

Some redemptions include:

• Atlanta (ATL) – Paris (CDG) – Johannesburg (JNB) for 113,500 Bilt Rewards points plus about $730 in taxes and fees
• New York (JFK) – Amsterdam (AMS) – Cape Town (CPT) for 115,000 Bilt Points plus about $721 in taxes and fees
• San Francisco (SFO) – Amsterdam (AMS) – Nairobi (NBO) for 119,500 Bilt Rewards points plus about $721 in taxes and fees

6. British Airways First Class to London (Cathay Pacific Asia Miles)

It’s getting more and more difficult to book first class flights between the U.S. and Europe as more airlines continue to cut the cabin. Among the last bastions of luxury first class travel to Europe is British Airways first class.

Finding first class tickets for 2 people between London and the East Coast is relatively easy, but you get hit with fuel surcharges upward of $900 when you book with The British Airways Club. However these are cut significantly when you redeem Cathay Pacific Asia Miles to book your flight..

Here are great examples of British Airways first class flights you can book by transferring Bilt Rewards points to Cathay Pacific Asia Miles:

• Atlanta (ATL) – London (LHR) for 100,000 Bilt Points plus around $224 in taxes and fees
• Boston (BOS) – London (LHR) for 100,000 Bilt Points plus around $224 in taxes and fees
• Portland (PDX) – London (LHR) for 100,000 Bilt Points plus around $394 in taxes and fees

7. British Airways Business Class to London (Cathay Pacific Asia Miles)

If you can’t find a first class seat, British Airways business class is a good compromise. This is particularly true if you can find the new Club Suites, which are offered on A350-1000, 787-10, and retrofitted 777-300ER aircraft.

As with British Airways first class, you get the best deal on British Airways business class flights by transferring Bilt Points to Cathay Pacific Asia Miles. Here are some ideas:

• Boston (BOS) – London (LHR) for 63,000 Bilt Points plus around $224 in taxes and fees
• New York (JFK) – London (LHR) for 63,000 Bilt Points plus around $224 in taxes and fees
• Los Angeles (LAX) – London (LHR) for 93,000 Bilt Points plus around $394 in taxes and fees

8. Round-the-World Award Tickets on Oneworld Airlines (Cathay Pacific Asia Miles)

Cathay Pacific Asia Miles is one of the few remaining frequent flyer programs offering round-the-world itineraries that can be booked with points.

Asia Miles refers to these rewards as “Oneworld multi-carrier awards.” For a fraction of the normal cost, you can book an epic vacation that involves multiple countries and many airlines.

Asia Miles has these rules for round-the-world award itineraries:

• The maximum distance range is 50,000 miles.
• You may use 2 Oneworld alliance airlines when Cathay Pacific is not one of your carriers.
• If Cathay Pacific is one of your carriers, you may use 3 or more Oneworld alliance airlines.
• For segments where the cabin class is lower than segments in the rest of the itinerary, the required miles for the highest cabin class applies.
• Premium economy tickets are unavailable for Oneworld multicarrier awards
• You are allowed up to 5 stopovers, 2 transfers (also known as layovers), and 2 open-jaws.

Here is the price for Oneworld round-the-world award itineraries with Asia Miles:

Here are examples of fantastic redemptions you can make:

• Miami (MIA) – Buenos Aires (EZE) one-way in American Airlines Flagship Business
• Buenos Aires (EZE) – São Paulo (GRU) – London (LHR) one-way in British Airways business class
• Helsinki (HEL) – Bangkok (BKK) one-way in Finnair business class
• Bangkok (BKK) – Hong Kong (HKG) one-way in Cathay Pacific business class
• Hong Kong (HKG) – Tokyo (HND or NRT) one-way in Japan Airlines business class
• Tokyo (HND) – Dallas Fort Worth (DFW) – Miami (MIA) one-way in Japan Airlines business class and American Airlines first class

Since this whole itinerary spans a total flight distance of 27,880 miles, we’d redeem 265,000 Bilt Rewards points transferred to Asia Miles for this business class trip around the world. Note that you’d also be liable for taxes and fees.

Taxes and fees vary, but you can expect to pay the sum of each segment’s taxes and fees for this round-the-world itinerary.

9. ANA First Class to Japan (Virgin Atlantic Flying Club)

One of the most luxurious ways to fly first class is on ANA’s new product, The Suite. Available exclusively on reconfigured 777-300ER aircraft, this world-class product also happens to be bookable with one of the best sweet spots in the business.

For this incredible $10,000-or-more first-class plane ticket, you can redeem as few as 72,500 Bilt Points for flights from the U.S. West Coast to Japan. Meanwhile, you can use 85,000 Bilt Points for flights to or from the Central or Eastern U.S. This is possible thanks to Bilt’s partnership with Virgin Atlantic Flying Club.

And even if you can’t get the new first class product, the older one is still phenomenal. Here are routes to consider booking:

• Chicago (ORD) – Tokyo (HND or NRT) for 85,000 Bilt Points plus around $192 in taxes and fees
• Los Angeles (LAX) – Tokyo (HND or NRT) for 72,500 Bilt Points plus around $192 in taxes and fees
• New York (JFK) – Tokyo (HND or NRT) for 85,000 Bilt Points plus around $192 in taxes and fees

10. Virgin Atlantic Upper Class Between the US and the UK (Virgin Atlantic Flying Club)

One way to fly in style across the Atlantic is in Virgin Atlantic’s newest Upper Class business class product aboard the new Airbus A350-1000. Generally, the best way to book these seats with Bilt Points is using Virgin Atlantic’s Flying Club program.

The program now uses dynamic pricing for its own flights, but prices are reasonable on off-peak dates. Here are some examples:

• Atlanta (ATL) – Manchester (MAN) for 29,000 Bilt Points plus about $670 in taxes and fees
• New York (JFK) – London (LHR) for 29,000 Bilt Points plus about $670 in taxes and fees
• Washington, D.C. (IAD), – London (LHR) for 29,000 Bilt Points plus about $670 in taxes and fees

11. Delta One Suites From the US to Europe, Excluding the UK (Virgin Atlantic Flying Club)

Another especially attractive way to fly to Europe is on Delta One Suites. As it turns out, you can get a fabulous points deal on nonstop flights between the U.S. and Europe, as long as it excludes the U.K. However, you pay a hefty sum in taxes and fees.

Furthermore, award space can be tough to come by on popular routes, especially if you’re headed to top-tier destinations like Amsterdam, Paris, or Rome. But if you can find availability and don’t mind paying taxes and fees, you can redeem just 47,500 points for a one-way Delta One flight to Europe.

Here are great routes to investigate:

• Detroit (DTW) – Dublin (DUB) for 47,5000 Bilt Rewards points plus around $1,404 in taxes and fees
• New York (JFK) – Zurich (ZRH) for 47,5000 Bilt Rewards points plus about $1,404 in taxes and fees
• Seattle (SEA) – Amsterdam (AMS) for 47,5000 Bilt Rewards points plus about $1,404 in taxes and fees

12. Fly Lufthansa Business Class From the US to Europe (Air Canada Aeroplan)

While not the most luxurious, Lufthansa’s business class cabin is comfortable for transatlantic flights and has consistently good catering and onboard service. Plus, the German airline is outfitting select aircraft with its Allegris cabin, which is an entirely new take on its business class.

Another big benefit of Lufthansa business class is that award space is relatively easy to find, with many popular routes offering availability even during peak summer travel. You pay as few as 60,000 points and moderate taxes and fees when departing from the East Coast when you transfer Bilt Points to Air Canada Aeroplan.

Some example routes include:

• Boston (BOS) – Frankfurt (FRA) for 60,000 Bilt Points plus about $57 in taxes and fees
• Newark (EWR) – Frankfurt (FRA) for 60,000 Bilt Points plus about $57 in taxes and fees
• Los Angeles (LAX) – Munich (MUC) for 70,000 Bilt Points plus about $57 in taxes and fees

13. Fly To Ireland With Aer Lingus (Aer Lingus AerClub)

Aer Lingus is Ireland’s flag carrier, with an extensive route network to the U.S. from its Dublin (DUB) hub. You can find flights to major cities like Chicago (ORD) and New York (JFK), as well as smaller cities like Indianapolis (IND) and Pittsburgh (PIT).

You can get an excellent deal on these flights when you transfer Bilt Points to Aer Lingus AerClub, and you can add a connecting flight elsewhere in Europe for a moderate number of points. Flights between 3,001 and 4,000 physical miles cost 13,000 Avios — British Airways’ term for points — in economy on off-peak dates or 20,000 during peak dates. Meanwhile, business class costs 50,000 Avios off-peak or 60,000 on-peak. Taxes and fees are moderate at under $175 each way, even in business class.

This pricing applies to most Aer Lingus flights from the East Coast and Midwest to Dublin, and it’s worth considering the next time you plan a trip to Europe. Flights to consider include:

• Cleveland (CLE) – Dublin (DUB) – Edinburgh (EDI) in business class for 64,500 Bilt Points plus about $154 in taxes and fees
• Chicago (ORD) – Dublin (DUB) in economy for 13,000 Bilt Points plus about $123 in taxes and fees
• New York (JFK) – Dublin (DUB) – London (LHR) in economy for 17,000 Bilt Points plus about $123 in taxes and fees

14. Book a Trip to Canada on the Cheap (Air Canada Aeroplan)

Whether you’re taking in the beauty of Banff National Park or sampling poutine in Montreal, Canada has something for everyone. And if you want to use your Bilt Points to fly there from the U.S., look no further than transferring to Air Canada Aeroplan.

Althoughy the program has a fixed award chart for most of its partner awards, its own flights and those operated by certain partners (including United) are priced dynamically. This makes some awards absurdly expensive, but cross-border flights from the U.S. to Canada are often an excellent deal.

Here are a few example flights we pulled:

• Fort Lauderdale (FLL) – Newark (EWR) – Montreal (YUL) plus around $57 in taxes and fees
• Los Angeles (LAS) – Vancouver (YVR) 11,300 Bilt Points plus around $29 in taxes and fees
• Toronto (YTZ) – Washington D.C. (IAD) 7,600 Bilt Points plus around $81 in taxes and fees

15. Access Greater Availability in United Polaris to Europe (United MileagePlus)

One of the most challenging redemptions today is Saver-level award availability on a U.S. airline in business class for a nonstop flight to Europe. However, United MileagePlus does a great job of allowing travelers to access well-priced Polaris business class availability using their own miles.

For example, even though the lowest possible price is around 80,000 United miles for a one-way business class flight between the U.S. and Europe, you may be eligible for further discounts if you have a United co-branded credit card or elite status. If you can’t find business class availability, you can often book premium economy for 50,000 Bilt Points transferred to United.

Here are some routes to consider:

• Chicago (ORD) – Rome (FCO) for 80,000 Bilt Points plus about $6 in taxes and fees
• Houston (IAH) – Amsterdam (AMS) for 80,000 Bilt Points plus about $6 in taxes and fees
• Newark (EWR) – London (LHR) for 80,000 Bilt Points plus about $6 in taxes and fees

16. Luxury Hotel Stays With World of Hyatt

Another way to maximize your Bilt Rewards points is by booking luxury hotel stays. Despite a recent devaluation, the most valuable Bilt hotel partner is World of Hyatt. The program kept an award chart instead of moving to dynamic pricing, and it’s home to top-notch brands like Park Hyatt and Andaz.

Here are a few exceptional ways to redeem points for standard rooms:

• Alila Napa Valley for 35,000 to 75,000 points per night
• Alila Ventana Big Sur for 35,000 to 75,000 points per night
• Andaz Maui at Wailea Resort for 35,000 to 75,000 points per night
• Hyatt Zilara Cancun for 35,000 to 60,000 plus points per night
• Hyatt Ziva Rose Hall for 21,000 to 40,000 plus points per night
• Park Hyatt Maldives Hadahaa for 25,000 to 55,000 points per night
• Park Hyatt St. Kitts Christophe Harbour for 25,000 to 55,000 points per night

17. Starlux Business to Taipei and Beyond (Atmos Rewards)

Starlux Airlines is a relatively new Taiwanese airline, but it’s quickly earned a reputation as one of the best airlines in Asia, with luxurious business class cabins and flashy lounges at its Taipei (TPE) hub. It’s expanding its U.S. route network too, with flights to San Francisco (SFO), Phoenix (PHX), and other West Coast cities. The airline is partnered with Atmos Rewards, and you can fly the carrier from the West Coast to Asia for just 85,000 points.

The airline is also hard at work expanding its intra-Asia route network, so you can fly to destinations in Japan, the Philippines, and Thailand. Here are interesting routes to consider:

• Ontario (ONT) – Taipei (TPE) – Bangkok (BKK) for 85,000 Bilt Points plus $19 in taxes and fees
• Phoenix (PHX) – Taipei (TPE) – Tokyo (NRT) for 85,000 Bilt Points plus $19 in taxes and fees
• Seattle (SEA) – Taipei (TPE) – Manila (MNL) for 85,000 Bilt Points plus $34 in taxes and fees

18. Fiji Airways Business Class to Oceania (Atmos Rewards)

Our last redemption is on Fiji Airways. Transferring as few as 75,000 Bilt Points to Atmos Rewards can get you a seat in Fiji Airways’ business class cabin. This could be a great way to visit Fiji, Australia, New Zealand, and more. Don’t forget that you can add a free stopover on Atmos Rewards bookings, so you can make your trip a 2-for-1 without spending more points.

Here are some of your many options:

• Los Angeles (LAX) – Nadi (NAN) for 75,000 Bilt Points and $19 in taxes and fees
• Los Angeles (LAX) – Nadi (NAN) – Auckland (AKL) for 75,000 Bilt Points and $61 in taxes and fees
• San Francisco (SFO) – Nadi (NAN) – Sydney (SYD) for 75,000 Bilt Points and $59 in taxes and fees

Other Transfer Partners

We’ve focused extensively on the transfer partners with the best redemption rates. But not all Bilt partners give you a good value for your points. For example, we value Bilt Points at 1.8 cents each, while we value IHG One Rewards points at 0.5 cents each.

With this in mind, it’s usually not worth transferring points at a 1:1 ratio because your redemption value would be lower simply because IHG doesn’t offer great value. The same goes for transferring Bilt Points to Marriott Bonvoy and Hilton Honors. If you want to get the best value from your points, the math isn’t in your favor with these programs.

How To Transfer Bilt Rewards Points to Transfer Partners

You can transfer Bilt Points to airline and hotel partners through the Bilt Rewards app or website. Just note that, unless you have Bilt elite status, you must transfer a minimum of 2,000 points at a time. Most transfers happen instantly, and transfers are not reversible once made.

Step 1: Head to the Bilt website and click on the rewards tab at the top of the page.

Step 2: Click the transfer tab at the center of the screen.

Step 3: You can toggle between airline and hotel partners on the transfer screen. Click the transfer partner you wish to use, click where it says “Link account,” and enter your loyalty program account. If successful, you’ll see a screen message that says “Your account is linked” under the box saying “Linked account.”

Step 4: Select the number of points you wish to transfer, click Next, and complete the transfer.

Final Thoughts

From first-class tickets to Europe to round-the-world journies, there are plenty of excellent ways to redeem Bilt Rewards points for flights and hotels. By strategically choosing the best transfer partners for the flights you’re looking to book, you can get incredible value for your points.