How much are Bilt Rewards points worth?

According to our valuations, we peg Bilt Rewards points at around 1.8 cents each. Keep in mind that you can get even more value by transferring your points to airline and hotel partners, but your redemption value will depend on how you use your points.

How do you redeem Bilt Rewards points?

You can redeem Bilt Rewards points through the online website or app. All you need to do is log in, visit the rewards dashboard, choose your transfer partner, and enter the number of points you wish to redeem.

Can I use Bilt for a mortgage?

You cannot pay for your mortgage using a Bilt card. However, you can redeem your Bilt Rewards points for a future mortgage down payment. Just remember that is generally a lower redemption value than transferring to partners.

The Bilt card is one of the newest rewards credit cards out there. It allows you to pay rent and earn rewards on your rent! It also earns bonus points on dining and travel.

The 19 Best Ways To Redeem Bilt Rewards Points [For Max Value]

Bilt Rewards is one of the most exciting new transferable rewards currencies in the U.S. Notably, Bilt offers the ability to earn rewards on one of the largest expenses that traditionally doesn’t earn points: rent.

Once you’ve amassed those precious Bilt Rewards points, you’ll want to leverage them with transfer partners for maximum value.

Sure, you can redeem points for future mortgage down payments or fitness classes, but those in the know will earmark those points for award travel.

We’ll walk you through our comprehensive list of the best ways to redeem Bilt Rewards points for maximum value from A to Z. Let’s get started!

Table of contents

Earn Bilt Rewards Points
Transfer Bilt Rewards Points to Airline and Hotel Partners
The 19 Best Ways To Use Bilt Rewards Points
Other Transfer Partners
How To Transfer Bilt Rewards Points to Transfer Partners
Final Thoughts

Table of Contents

Earn Bilt Rewards Points
Transfer Bilt Rewards Points to Airline and Hotel Partners
The 19 Best Ways To Use Bilt Rewards Points
Other Transfer Partners
How To Transfer Bilt Rewards Points to Transfer Partners
Final Thoughts

Earn Bilt Rewards Points

The most effective way to earn Bilt Rewards points right now is to make purchases on the Bilt World Elite Mastercard® Credit Card.

As long as you post at least 5 transactions per statement, you’ll earn bonus rewards of:

3x points on dining
2x points on travel
1x points on rent without fees, up to 50,000 points per calendar year
1x points on all other purchases

Transfer Bilt Rewards Points to Airline and Hotel Partners

Bilt Rewards has one of the healthiest lists of transfer partners out there, both airline and hotel. All transfers from Bilt Rewards occur at a 1:1 ratio, which makes transfers simple.

Also, Bilt Rewards transfer to almost all partners almost instantly. As a reminder, transfers are irreversible and one-way only, which means that all transfers are final and cannot be undone.

Interestingly, the minimum number of points you can transfer is 2,000, and transfers must be done in increments of 2,000. So if you need 59,000 airline miles, you’ll need to transfer 60,000 Bilt Rewards points.

Bilt Transfer Partner	Minimum Point Transfer	Transfer Ratio	Transfer Time
Airline Partners
Aer Lingus AerClub (starting September 2022)	2,000	1:1	TBD
Air Canada Aeroplan	2,000	1:1	Almost Instantly
Air France-KLM Flying Blue	2,000	1:1	Almost Instantly
American Airlines AAdvantage	2,000	1:1	Up to 24 hours
British Airways Executive Club	2,000	1:1	Almost Instantly
Cathay Pacific Asia Miles	2,000	1:1	Almost Instantly
Emirates Skywards	2,000	1:1	Almost Instantly
Hawaiian Airlines HawaiianMiles	2,000	1:1	Almost Instantly
Iberia Plus (starting September 2022)	2,000	1:1	TBD
Turkish Airlines Miles & Smiles	2,000	1:1	Almost Instantly
United MileagePlus	2,000	1:1	Almost Instantly
Virgin Atlantic Flying Club	2,000	1:1	Almost Instantly
Hotel Partners
IHG One Rewards	2,000	1:1	Almost Instantly
World of Hyatt	2,000	1:1	Almost Instantly

Bilt Rewards has 12 airline transfer partners with representation in all 3 major alliances: Star Alliance, Oneworld, and SkyTeam.

Emirates Skywards, Hawaiian Airlines HawaiianMiles, and Virgin Atlantic Flying Club are non-alliance partners, which means you can book niche flights using Bilt Rewards points, too.

Even sweeter, Bilt partners with 2 hotel chains to offer a meaningful way to redeem points for free hotel stays. We’re really excited about the World of Hyatt transfer partnership, in particular.

The 19 Best Ways To Use Bilt Rewards Points

Usually, the best way to get maximum value from your Bilt Rewards points is to transfer them to frequent flyer programs to book award travel, primarily luxury business and first class flights.

Because of the incredible experiences offered by these products and the enormous sticker price, we’ve centered our guide around redeeming points for transfer partners with the intent of booking business and first class sweet spots.

Although you might find solid value when redeeming for travel within the U.S., you’ll typically find much better value when you book flights to long-haul destinations in Europe, Africa, Asia, the Middle East, and the South Pacific.

So, let’s get into all of our best ways to use Bilt Rewards points!

1. Emirates First Class to Dubai (Emirates Skywards)

Emirates Inaugural World's Shortest A380 First Class Window Suite Cherag Dubash — Usually, the best way to fly Emirates first class is to use Emirates miles. Image Credit: Cherag Dubash

Emirates first class is the pinnacle of luxury in the world of commercial aviation. This product is one of the most sought-after frequent flyer redemptions available.

Expect lavish first class suites with gold finishes and polished faux wood. You’ll have a personal tablet, minibar, and motorized doors that enclose your suite for maximum privacy.

And while Emirates first class has gotten significantly more difficult to locate award availability for, you can redeem Bilt Rewards points for one of these lovely flights.

Emirates mostly flies to and from its central hub in the Middle East, Dubai (DXB). Nonstop flights in first class from the U.S. East Coast to Dubai will cost around 136,250 points per person, while flights from the West Coast will cost around 155,000 points per person.

Here are some great example routes you can book (keep in mind that all flights come with hefty fuel surcharges of around $600 in each direction):

Los Angeles (LAX) – Dubai (DXB) one-way in Emirates first class for 155,000 Bilt Rewards points + ~$592 in taxes and fees
New York (JFK) – Dubai (DXB) one-way in Emirates first class for 136,250 Bilt Rewards points + ~$592 in taxes and fees
Washington, D.C. (IAD) – Dubai (DXB) one-way in Emirates first class for 136,250 Bilt Rewards points + ~$592 in taxes and fees

2. Emirates Business Class to Europe (Emirates Skywards)

Emirates A380 Business Class Middle Row D and G — Emirates business class, especially on the A380, is a treat. Image Credit: Cherag Dubash

If you’ve discovered that Emirates first class is impossible to find for the routes you’re looking for, you can always book Emirates business class, which is still a comfortable product, especially on the A380.

One great deal, in particular, is to book Emirates business class flights on its fifth freedom routes to Europe, which don’t require flying to Dubai at all.

By transferring 72,500 Bilt Rewards points to Emirates Skywards, you can book either of these 2 flights in Emirates business class:

New York (JFK) – Milan (MXP) one-way in Emirates business class for 72,500 Bilt Rewards points + ~$69 in taxes and fees
Newark (EWR) – Athens (ATH) one-way in Emirates business class for 72,500 Bilt Rewards points + ~$69 in taxes and fees

3. JetBlue Mint Within the Americas (Emirates Skywards)

JetBlue Mint A321 seat 2A — JetBlue Mint, especially the throne seat, offers tons of space and sliding doors. Image Credit: Stephen Au

JetBlue Mint is one of our favorite products from a U.S.-based airline. The crew excels at making the experience fun, and the product itself is worth flying on.

In particular, if you have the chance to fly on JetBlue’s regional flights within the Americas, you’re bound to get some excellent value.

Its offering has been geared toward U.S. domestic travelers who fly from coast to coast, but there are plenty of other routes where you can find the JetBlue Mint experience.

In this case, the best way to redeem Bilt Rewards points for JetBlue Mint flights is to transfer them to Emirates Skywards and book partner-level award space.

A distance-based award chart is used here, and here are some of our favorite nonstop routes with JetBlue Mint to book using Bilt Rewards points:

Boston (BOS) – Bridgetown (BGI) one-way for 52,000 Bilt Rewards points + ~$10 in taxes and fees
Boston (BOS) – San Francisco (SFO) one-way for 52,000 Bilt Rewards points + ~$10 in taxes and fees
Las Vegas (LAS) – Newark (EWR) one-way for 52,000 Bilt Rewards points + ~$10 in taxes and fees
Los Angeles (LAX) – New York (JFK) one-way for 52,000 Bilt Rewards points + ~$10 in taxes and fees
Newark (EWR) – Saint Lucia (UVF) one-way for 52,000 Bilt Rewards points + ~$10 in taxes and fees
New York (JFK) – Aruba (AUA) one-way for 40,000 Bilt Rewards points + ~$10 in taxes and fees
San Diego (SAN) – New York (JFK) one-way for 52,000 Bilt Rewards points + ~$10 in taxes and fees
San Francisco (SFO) – Fort Lauderdale (FLL) one-way for 52,000 Bilt Rewards points + ~$10 in taxes and fees

4. Air France Business Class to Europe (Air France-KLM Flying Blue)

Air France business class is one of the most consistent, classiest ways to fly to Europe in comfort. With lie-flat seats, multi-course dining, and comfortable amenities, it’s hard to deny that this should be on the top of your list if you’re planning on traveling to Europe.

And if you plan far in advance, you can often get some exceptional deals. But this redemption works best if you’re comfortable planning further out, since Air France’s loyalty program, Flying Blue, uses a dynamic award pricing system.

Simply put, those who book the earliest will get the lowest prices, while those who wait until the last minute will get the most expensive prices.

Nonetheless, here are some fantastic flights to book using Bilt Rewards points transferred to Air France-KLM Flying Blue:

Chicago (ORD) – Paris (CDG) – Venice (VCE) one-way in Air France business class for 53,000 Bilt Rewards points + ~$216 in taxes and fees
Houston (IAH) – Paris (CDG) – Nice (NCE) one-way in Air France business class for 72,000 Bilt Rewards points + ~$216 in taxes and fees
Miami (MIA) – Paris (CDG) – Marseille (MRS) one-way in Air France business class for 57,500 Bilt Rewards points + ~$216 in taxes and fees
San Francisco (SFO) – Paris (CDG) – Vienna (VIE) one-way in Air France business class for 72,000 Bilt Rewards points + ~$216 in taxes and fees
Washington, D.C. (IAD) – Paris (CDG) – Athens (ATH) one-way in Air France business class for 53,000 Bilt Rewards points + ~$216 in taxes and fees

Hot Tip: Check out our guide to Air France-KLM Flying Blue Promo Rewards to see this month’s mileage discounts on a handpicked selection of Air France or KLM flights!

5. One-stop Business Class Itineraries to Africa (Air France-KLM Flying Blue)

KLM 787 Business Class forward view — KLM 787 business class. Image Credit: KLM

Another great way to redeem Bilt Rewards points for tremendous value is to book 1-stop itineraries in business class to access far-away regions in Africa.

That’s because these tickets are extremely expensive, particularly in business class. If you can find a convenient, 1-stop itinerary for a great price in business class, you’ll be ready to savor a safari or make your work meeting quicker than you know it!

Air France and KLM are 2 of the best airlines to unlock easy access to Africa in style. Luckily, you can transfer Bilt Rewards points to Flying Blue for a tremendous value.

Here are some great redemptions to look at:

Austin (AUS) – Amsterdam (AMS) – Kigali (KGL) one-way in KLM business class for 96,500 Bilt Rewards points + ~$553 in taxes and fees
Dallas-Fort Worth (DFW) – Paris (CDG) – Antananarivo (TNR) one-way in Air France business class for 91,000 Bilt Rewards points + ~$672 in taxes and fees
Los Angeles (LAX) – Paris (CDG) – Nairobi (NBO) one-way in Air France business class for 85,000 Bilt Rewards points + ~$313 in taxes and fees
San Francisco (SFO) – Amsterdam (AMS) – Zanzibar (ZNZ) one-way in KLM business class for 96,500 Bilt Rewards points + ~$732 in taxes and fees

6. Qatar Airways Qsuites to the Middle East (American Airlines AAdvantage)

Qatar Airways Boeing 777 Qsuite Business Class Cabin — Qatar Airways QSuites are a sight to see. Image Credit: Greg Stone

One of the best business class products worldwide is Qatar Airways Qsuites. Offering flights to the Middle Eastern hub of Doha (DOH), Qatar Airways has one of the largest nonstop route networks to the U.S., with services to cities such as Seattle, Miami, and Boston.

And one of the absolute biggest sweet spots of Bilt Rewards is made possible thanks to the transfer partnership with American Airlines AAdvantage.

That’s because, on top of industry-leading redemption rates, you can avoid fuel surcharges with AAdvantage, saving you another $500 in cold, hard cash for each one-way ticket you book.

Your out-of-pocket costs will be limited to around $20 per ticket. Here are some great redemptions to consider:

Chicago (ORD) – Doha (DOH) – Muscat (MCT) one-way in Qatar Airways Qsuites for 70,000 Bilt Rewards points + ~$21 in taxes and fees
New York (JFK) – Doha (DOH) – Riyadh (RUH) one-way in Qatar Airways Qsuites for 70,000 Bilt Rewards points + ~$21 in taxes and fees
Philadelphia (PHL) – Doha (DOH) – Amman (AMM) one-way in Qatar Airways Qsuites for 70,000 Bilt Rewards points + ~$21 in taxes and fees
Seattle (SEA) – Doha (DOH) – Kuwait City (KWI) one-way in Qatar Airways Qsuites for 70,000 Bilt Rewards points + ~$21 in taxes and fees

7. Qantas Business Class to Australia (American Airlines AAdvantage)

Qantas 787 Business Class — Qantas business class features fully flat seats and direct aisle access. Image Credit: Qantas

Another sweet spot you can use American Airlines AAdvantage for is flights to the land down under — if you’re planning on visiting Australia (or the rest of the South Pacific, for that matter), you’ll want to book a comfortable business class product.

Because flight times are so long, you’ll want to book business class travel to make your journey more comfortable.

Qantas offers a terrific business class product; and although it’s difficult to book using points, you’ll be rewarded for your efforts with an almost-free business class flight.

Here are some redemptions we have in mind:

Dallas-Fort Worth (DFW) – Sydney (SYD) one-way in Qantas business class for 80,000 Bilt Rewards points + ~$73 in taxes and fees
Los Angeles (LAX) – Brisbane (BNE) one-way in Qantas business class for 80,000 Bilt Rewards points + ~$73 in taxes and fees
Los Angeles (LAX) – Melbourne (MEL) one-way in Qantas business class for 80,000 Bilt Rewards points + ~$73 in taxes and fees
San Francisco (SFO) – Sydney (SYD) one-way in Qantas business class for 80,000 Bilt Rewards points + ~$73 in taxes and fees

8. Air Tahiti Nui Business Class to French Polynesia (American Airlines AAdvantage)

One of American Airlines’ most unique airline partners is Air Tahiti Nui. Chances are if you plan on making a trip to Bora Bora, you’ve probably come across Air Tahiti Nui, which is the flag carrier of French Polynesia.

Indeed, one of the only ways to book Air Tahiti Nui flights using points is to use American Airlines AAdvantage miles. Luckily, Bilt Rewards transfers to AAdvantage at a 1:1 ratio!

Here are some great redemptions to book:

Los Angeles (LAX) – Tahiti (PPT) one-way in Air Tahiti Nui business class for 80,000 Bilt Rewards points + ~$114 in taxes and fees
Paris (CDG) – Los Angeles (LAX) – Tahiti (PPT) one-way in Air Tahiti Nui business class for 85,000 Bilt Rewards points + ~$272 in taxes and fees

Hot Tip: Although Air Tahiti Nui initially planned to offer nonstop flights from Chicago (ORD) to Papeete (PPT), these plans have been delayed due to the COVID-19 pandemic. Flights from Seattle (SEA) are expected to launch in October 2022.

9. British Airways First Class to London (Cathay Pacific Asia Miles)

British Airways New 777-300ER First Class — British Airways’ first class is a joy to ride in, especially the new 777-300ER first class. Image Credit: British Airways

It’s getting more and more difficult to book first class flights between the U.S. and Europe. One of the last bastions of luxury first class travel to Europe is British Airways first class.

As you can imagine, almost all of its long-haul flights involve flying into or out of London.

It’s generally pretty easy to find first class tickets for 2 between London and the East Coast. Flights to and from the West Coast are much more challenging to find.

British Airways levies enormous fuel surcharges that normally add up to a total of $900 in taxes and fees in each direction, but when you redeem Cathay Pacific Asia Miles to book your flight, these are cut down significantly!

Here are some great example British Airways first class flights you can book by transferring Bilt Rewards points to Cathay Pacific Asia Miles:

Atlanta (ATL) – London (LHR) one-way in British Airways first class for 87,000 Bilt Rewards points + ~$407 in taxes and fees
Boston (BOS) – London (LHR) one-way in British Airways first class for 87,000 Bilt Rewards points + ~$407 in taxes and fees
San Jose (SJC) – London (LHR) one-way in British Airways first class for 120,000 Bilt Rewards points + ~$407 in taxes and fees
Seattle (SEA) – London (LHR) one-way in British Airways first class for 120,000 Bilt Rewards points + ~$407 in taxes and fees

10. British Airways Business Class to London (Cathay Pacific Asia Miles)

British Airways Club Suites — British Airways New Club Suites. Image Credit: British Airways

If first class is too difficult to find, a great compromise is British Airways business class, particularly if you can find the new Club Suites, which are offered exclusively on the A350-1000, 787-10, and retrofitted 777-300ER aircraft.

Taxes and fees will still be higher, but British Airways does a fantastic job at making lots of business class seats available when you book far in advance.

You can redeem Cathay Pacific Asia Miles for British Airways business class flights by transferring points from Bilt Rewards. Here are some ideas:

Nashville (BNA) – London (LHR) one-way in British Airways business class for 61,000 Bilt Rewards points + ~$407 in taxes and fees
New Orleans (MSY) – London (LHR) one-way in British Airways business class for 61,000 Bilt Rewards points + ~$407 in taxes and fees
Phoenix (PHX) – London (LHR) one-way in British Airways business class for 75,000 Bilt Rewards points + ~$407 in taxes and fees
Pittsburgh (PIT) – London (LHR) one-way in British Airways business class for 61,000 Bilt Rewards points + ~$407 in taxes and fees

11. Round-the-World Award Tickets on Oneworld Airlines (Cathay Pacific Asia Miles)

Japan Airlines Business Class Sky Suite — Pick a window seat to have the best business class experience on Japan Airlines. Image Credit: Japan Airlines

Cathay Pacific Asia Miles is one of the few remaining frequent flyer programs offering round-the-world itineraries bookable with points.

Asia Miles refers to these rewards as “Oneworld multi-carrier awards.” You can book an epic vacation touching multiple countries and involving many airlines for a fraction of the normal cost.

Asia Miles has these rules as it relates to round-the-world award itineraries:

The maximum distance range is 50,000 miles
You may use 2 Oneworld alliance airlines when Cathay Pacific is not one of your carriers
If Cathay Pacific is one of your carriers, you may use 3 or more Oneworld alliance airlines
For segments where the cabin class is lower than segments in the rest of the itinerary, the required miles for the highest cabin class will apply
Premium economy tickets are unavailable for Oneworld multi-carrier awards
You are allowed up to 5 stopovers, 2 transfers (also known as layovers), and 2 open jaws

Here is the price for Oneworld round-the-world award itineraries with Asia Miles:

Distance (in actual miles)	Miles Required for Economy	Miles Required for Business	Miles Required for First
0 to 1,000	30,000	55,000	70,000
1,001 to 1,500	30,000	60,000	80,000
1,501 to 2,000	35,000	65,000	90,000
2,001 to 4,000	35,000	70,000	95,000
4,001 to 7,500	60,000	90,000	140,000
7,501 to 9,000	65,000	100,000	150,000
9,001 to 10,000	70,000	110,000	160,000
10,001 to 14,000	90,000	135,000	220,000
14,001 to 18,000	100,000	155,000	250,000
18,001 to 20,000	105,000	165,000	260,000
20,001 to 25,000	115,000	185,000	280,000
25,001 to 35,000	130,000	210,000	300,000
35,001 to 50,000	150,000	240,000	345,000

Here is an example of a fantastic redemption you can make:

Miami (MIA) – Buenos Aires (EZE) one-way in American Airlines Flagship Business
Buenos Aires (EZE) – São Paulo (GRU) – London (LHR) one-way in British Airways business class
Helsinki (HEL) – Dubai (DXB) one-way in Finnair business class
Dubai (DXB) – Hong Kong (HKG) one-way in Cathay Pacific business class
Hong Kong (HKG) – Tokyo (HND/NRT) one-way in Japan Airlines business class
Tokyo (HND) – Dallas-Fort Worth (DFW) – Miami (MIA) one-way in Japan Airlines business class and American Airlines first class

Since this whole itinerary spans a total flight distance of 27,226 miles, we’d redeem 210,000 Bilt Rewards points transferred to Asia Miles for this business class trip around the world!

Taxes and fees will generally vary, but you can expect to pay the sum of each segment’s taxes and fees for this round-the-world itinerary.

12. ANA First Class to Japan (Virgin Atlantic Flying Club)

ANA New 777 The Suite First Class — ANA New 777 The Suite first class. Image Credit: All Nippon Airways

One of the most sensational ways to fly first class is on ANA’s new product: The Suite. Available exclusively on reconfigured 777-300ER aircraft, this world-class product also happens to be bookable with one of the best sweet spots in the business.

For this incredible $10,000+ first class plane ticket, you can redeem as few as 55,000 Bilt Rewards points! This price applies to flights to/from the U.S. West Coast, and you’ll use 60,000 Bilt Rewards points for flights to/from the Central or Eastern U.S.

This jaw-dropping price is made possible thanks to Bilt’s partnership with Virgin Atlantic Flying Club.

Hot Tip: It’s not currently possible to redeem Virgin Points for connecting itineraries on ANA — this means your journey must stop or begin in Tokyo, instead of another city such as Bangkok or Singapore.

And even if you can’t get the new first class product, the older one is still phenomenal. Here are some routes to consider booking:

Chicago (ORD) – Tokyo (NRT) one-way in ANA first class for 60,000 Bilt Rewards points + ~$192 in taxes and fees
Los Angeles (LAX) – Tokyo (HND/NRT) one-way in ANA first class for 55,000 Bilt Rewards points + ~$192 in taxes and fees
New York (JFK) – Tokyo (HND/NRT) one-way in ANA first class for 60,000 Bilt Rewards points + ~$192 in taxes and fees
San Francisco (SFO) – Tokyo (HND/NRT) one-way in ANA first class for 55,000 Bilt Rewards points + ~$192 in taxes and fees

13. Virgin Atlantic Upper Class Between the U.S. and the U.K. (Virgin Atlantic Flying Club)

Virgin Atlantic Airbus A350 Upper Class Seat 9A from aisle — Virgin Atlantic Airbus A350 Upper Class seat. Image Credit: Greg Stone

One way to fly in style across the Atlantic Ocean is in Virgin Atlantic’s newest Upper Class product aboard the new A350-1000.

Without a doubt, one of the best ways to get these seats on points is using Virgin Atlantic’s own Flying Club program.

Hot Tip: Try to book your Virgin Atlantic Upper Class flights during the standard season instead of peak to save on points!

Here are some of the prices you should expect to pay on some of the routes with the new Upper Class product:

Atlanta (ATL) – London (LHR) one-way in Virgin Atlantic Upper Class during the standard season for 47,500 Virgin points + ~$830 in taxes and fees
Los Angeles (LAX) – London (LHR) one-way in Virgin Atlantic Upper Class during the standard season for 67,500 Virgin points + ~$830 in taxes and fees
New York (JFK) – London (LHR) one-way in Virgin Atlantic Upper Class during the standard season for 67,500 Virgin points + ~$830 in taxes and fees

14. Delta One Suites From the U.S. to Europe, Excluding the U.K. (Virgin Atlantic Flying Club)

Delta One Suites A350-900 seats 8B and 8C — Delta One Suites. Image Credit: Stephen Au

Another especially attractive way to fly to Europe is on Delta One Suites. As it turns out, you can get a fabulous deal on nonstop flights between the U.S. and Europe, as long as it excludes the U.K.

Cities such as Paris, Amsterdam, and Rome are all fair game! The challenge, though, will be in finding award availability — Delta makes it almost impossible to find partner-level award availability on Delta One flights to Europe.

However, if you do happen to find some availability, you can expect to redeem as few as 50,000 Bilt Rewards points + ~$6 in taxes and fees! Here are some great routes to investigate:

Atlanta (ATL) – Rome (FCO) one-way in Delta One Suites for 50,000 Bilt Rewards points + ~$6 in taxes and fees
Boston (BOS) – Athens (ATH) one-way in Delta One Suites for 50,000 Bilt Rewards points + ~$6 in taxes and fees
Minneapolis (MSP) – Paris (CDG) one-way in Delta One Suites for 50,000 Bilt Rewards points + ~$6 in taxes and fees
New York (JFK) – Madrid (MAD) one-way in Delta One Suites for 50,000 Bilt Rewards points + ~$6 in taxes and fees

15. Lufthansa First Class to Europe (Air Canada Aeroplan)

Undoubtedly, one of the best ways to fly to Europe is in the famed Lufthansa first class. If you ever have the privilege of finding award availability, you can start dreaming of lavish service, Rimowa amenities, caviar service, bottomless Champagne, and so much more.

With Air Canada Aeroplan, you can book these coveted first class products up to 15 days in advance. Here are some exceptional routes to examine:

Boston (BOS) – Munich (MUC) one-way in Lufthansa first class for 90,000 Bilt Rewards points + ~$70 in taxes and fees
Houston (IAH) – Frankfurt (FRA) one-way in Lufthansa first class for 100,000 Bilt Rewards points + ~$70 in taxes and fees
Los Angeles (LAX) – Munich (MUC) one-way in Lufthansa first class for 100,000 Bilt Rewards points + ~$70 in taxes and fees
New York (JFK) – Munich (MUC) one-way in Lufthansa first class for 100,000 Bilt Rewards points + ~$70 in taxes and fees
San Francisco (SFO) – Frankfurt (FRA) one-way in Lufthansa first class for 100,000 Bilt Rewards points + ~$70 in taxes and fees

16. Etihad First Class to Abu Dhabi (Air Canada Aeroplan)

Etihad first class couple dining — Etihad first class features 5-star dining with a buddy seat, plus sliding suite doors! Image Credit: Etihad

One of the rarest first class products in the whole world is Etihad first class. In the past, this Abu Dhabi-based airline boasted some of the most aspirational first class products in the world, including the First Class Apartments.

But amid the COVID-19 pandemic and financial, Etihad’s fleet has shrunk significantly. Today, its “regular” first class products are its flagship. You can book this lovely product, complete with gourmet dining, Acqua di Parma amenities, and suites with sliding doors, using Aeroplan points!

Here are some great example redemptions:

London (LHR) – Abu Dhabi (AUH) one-way in Etihad first class for 90,000 Bilt Rewards points + ~$80 in taxes and fees
Sydney (SYD) – Abu Dhabi (AUH) one-way in Etihad first class for 120,000 Bilt Rewards points + ~$80 in taxes and fees
Washington, D.C. (IAD) – Abu Dhabi (AUH) one-way in Etihad first class for 120,000 Bilt Rewards points + ~$80 in taxes and fees

17. United Economy Flights to Hawaii (Turkish Airlines Miles&Smiles)

United economy masked flight attendants — Fly to Hawaii for cheap aboard United with your Bilt Rewards points. Image Credit: United

If you’re thinking of using your Bilt Rewards points for as many cheap domestic flights as possible, look no further than Turkish Airlines Miles&Smiles.

If you find Saver-level availability (easy when planning far in advance), you can get one-way flights to Hawaii in United economy class for 7,500 points one-way!

That means a round-trip flight to Hawaii can be yours for just 15,000 points!

Here are some great routes to book:

Chicago (ORD) – Kona (KOA) one-way in United economy class for 7,500 Bilt Rewards points + ~$6 in taxes and fees
Denver (DEN) – Maui (OGG) one-way in United economy class for 7,500 Bilt Rewards points + ~$6 in taxes and fees
Los Angeles (LAX) – Hilo (ITO) one-way in United economy class for 7,500 Bilt Rewards points + ~$6 in taxes and fees
Newark (EWR) – Honolulu (HNL) one-way in United economy class for 7,500 Bilt Rewards points + ~$6 in taxes and fees
San Francisco (SFO) – Lihue (LIH) one-way in United economy class for 7,500 Bilt Rewards points + ~$6 in taxes and fees

18. Access Greater Availability in United Polaris to Europe (United MileagePlus)

One of the most difficult redemptions today is Saver-level award availability on a U.S. airline in business class for a nonstop flight to Europe.

Delta and American Airlines are both notoriously difficult to access at any reasonable price in business class — but United MileagePlus does a great job at allowing travelers to access well-priced availability to Polaris with points.

For example, even though the lowest possible price is around 60,000 United miles for a one-way business class flight between the U.S. and Europe, you can often book these flights for around 100,000 miles one-way if Saver-level fares aren’t available.

This is a great value proposition because you’ll still enjoy an excellent redemption value of around 2 to 3 cents per point.

Here are some routes to consider:

Chicago (ORD) – Rome (FCO) one-way in United Polaris class from 60,000 United miles + ~$6 in taxes and fees
Denver (DEN) – Munich (MUC) one-way in United Polaris class from 60,000 United miles + ~$6 in taxes and fees
Houston (IAH) – Amsterdam (AMS) one-way in United Polaris class from 60,000 United miles + ~$6 in taxes and fees
Newark (EWR) – London (LHR) one-way in United Polaris class from 60,000 United miles + ~$6 in taxes and fees
San Francisco (SFO) – London (LHR) one-way in United Polaris class from 60,000 United miles + ~$6 in taxes and fees
Washington, D.C. (IAD) – Zurich (ZRH) one-way in United Polaris class from 60,000 United miles + ~$6 in taxes and fees

19. Luxury Hotel Stays With World of Hyatt

Park Hyatt Maldives Hadahaa. Image Credit: Hyatt

The very last way to maximize your Bilt Rewards points is for luxury hotel stays. Currently, the most valuable hotel partner is World of Hyatt, and you can transfer Bilt Rewards points at a 1:1 ratio.

Depending on availability, you can redeem World of Hyatt points for standard rooms, upgraded rooms, standard suites, and even premium suites.

Here are some exceptional ways to redeem points for standard rooms (assuming stays in the regular season):

Alila Napa Valley for 40,000 points per night
Alila Ventana Big Sur for 40,000 points per night
Andaz Maui at Wailea Resort for 40,000 points per night
Hyatt Zilara Cancun (all-inclusive, double occupancy) for 40,000 points per night
Hyatt Ziva Rose Hall (all-inclusive, double occupancy) for 30,000 points per night
Park Hyatt Maldives Hadahaa for 30,000 points per night
Park Hyatt St. Kitts Christophe Harbour for 30,000 points per night

Bottom Line: It’s easy to get outsized value from your Bilt Rewards points. We heavily favor luxury international business and first class flights, but you can even get fantastic value from domestic economy flights and hotel stays!

Other Transfer Partners

Not all transfer partners are equal.

We focused extensively on the transfer partners that have the most attractive redemption rates. Some other transfer partners to be mindful of are Hawaiian Airlines HawaiianMiles and IHG One Rewards.

Although these 2 programs are popular, it’s usually not worth transferring points at a 1:1 ratio to earn these points because your redemption value will be heavily restrictive, simply because these programs don’t offer great value.

How To Transfer Bilt Rewards Points to Transfer Partners

For better or worse, Bilt Rewards points can only be transferred to partners through the Bilt Rewards mobile app. At the moment, you can only transfer Bilt Rewards points to your own frequent flyer program or hotel loyalty programs — there’s no option to transfer points to someone else.

Step 1: Open your Bilt Rewards app and log in to your account.

Step 2: Navigate to the Rewards dashboard, and click the button on the top banner that says Flights.

Step 3: At the bottom of the screen, you’ll see a section called Bilt Airline Partners. Click the transfer partner you wish to use.

Bilt Rewards travel page — Image Credit: Bilt Rewards

Step 4: You’ll need to link your loyalty program account. Enter your loyalty program details. If successful, you’ll see a screen that message that says Your account is linked under the Linked account box.

Bilt Rewards account linking page — Image Credit: Bilt Rewards

Step 5: Select the number of points you wish to transfer, click Next, and complete the transfer.

Bilt Rewards transfer amount screen — Image Credit: Bilt Rewards

Final Thoughts

Overall, there are plenty of excellent ways to redeem Bilt Rewards points for flights and hotels. By strategically choosing the best transfer partners for the flights you’re looking to book, you can get some incredible value for your points.

Your hard-earned points can go a long way in helping you pay for that luxury vacation you deserve.

Between Emirates first class, Air France business class, and luxury hotel stays with World of Hyatt, there’s no telling how magical your next vacation will be!

And with the Bilt card, it’s easier than ever to earn Bilt Rewards points, up to 3x points per dollar spent. Watch as those rewards add up!

The information regarding the Bilt World Elite Mastercard® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.