What are Bilt Rewards transfer partners?

See our full guide to all of Bilt’s 26 airline, rail, and hotel transfer partners.

How many transfer partners does Bilt Rewards have?

Bilt transfers to 26 different partners: 18 airline partners, 7 hotel partners, and 1 rail partner.

What is the transfer ratio for Bilt Points?

Bilt Points can be transferred to airlines, hotels, and Amtrak at a 1:1 ratio, except for ALL – Accor Live Limitless, which transfers at a 3:2 ratio, and I Prefer, which is a 1:2 ratio.

How do you transfer Bilt Points?

Transfer Bilt Points by heading to the Bilt App or the Bilt website. Log in; then navigate to your Rewards dashboard and hit Transfer. Select the airline or hotel you want to transfer to, and link your accounts. Then, transfer your points.

Are Bilt point transfers reversible?

No, Bilt transfers aren’t reversible. So, make sure to confirm award availability before transferring.

What is the minimum number of Bilt Points you can transfer?

The mininum number of Bilt Points you can transfer is either 2,000 or 1,000, depending on your status and the transfer partner’s rules.

How long do Bilt Point transfers take?

Most Bilt transfers are almost instant, though transfers to Southwest Airlines could take slightly longer (up to 72 hours). In some cases, transfers might take up to 48 hours.

Does Bilt transfer to Hyatt, United, and Marriott?

Yes, Bilt transfers to Hyatt, United, and Marriott, as well as over 20 other airline and hotel partners.

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Bilt Rewards Transfer Partners and How To Use Them [2026]

Updated: October 20, 2026, 11:47am CDT

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Table of Contents

Bilt Transfer Partners
Earning Bilt Rewards
How To Transfer Bilt Rewards
Rules for Transferring Bilt Points
Redeeming Bilt Rewards
Final Thoughts

We may be compensated when you click on a link, when an application is approved, or when an account is opened from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

The Bilt Rewards Program is one of the top flexible rewards programs, in part thanks to its large number of valuable transfer partners.

Bilt Points (offer terms) can be transferred to 27 different partner programs: 18 airlines, 7 hotels, and 1 railroad.

Read on to find out where you can transfer your Bilt Points for the best value.

Bilt Transfer Partners

See the full list of Bilt transfer partners below:

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Bilt Transfer Partner	Minimum Point Transfer	Transfer Ratio	Transfer Time
Airline Programs
Aer Lingus AerClub	2,000	1:1	Almost Instantly
Air Canada Aeroplan	2,000	1:1	Almost Instantly
Air France-KLM Flying Blue	2,000	1:1	Almost Instantly
Atmos Rewards (Alaska Airlines and Hawaiian Airlines)	2,000	1:1	Almost Instantly
Avianca Lifemiles	2,000	1:1	Almost Instantly
British Airways Executive Club	2,000	1:1	Almost Instantly
Cathay Pacific	2,000	1:1	Almost Instantly
Emirates Skywards	2,000	1:1	Almost Instantly
Etihad Guest	2,000	1:1	Almost Instantly
Iberia Club	2,000	1:1	Almost Instantly
Japan Airlines (JAL) Mileage Bank	2,000	1:1	Almost Instantly
JetBlue TrueBlue	2,000	1:1	Almost Instantly
Qatar Airways Privilege Club	2,000	1:1	Almost Instantly
Southwest Rapid Rewards	2,000	1:1	Up to 72 hours
TAP Miles&Go	2,000	1:1	Almost Instantly
Turkish Airlines Miles & Smiles	2,000	1:1	Almost Instantly
United MileagePlus	2,000	1:1	Almost Instantly
Virgin Atlantic Flying Club	2,000	1:1	Almost Instantly
Virgin Red	2,000	1:1	Almost Instantly
Hotel Programs
ALL – Accor Live Limitless	2,000	3:2	Almost Instantly
Hilton Honors	2,000	1:1	Almost Instantly
IHG One Rewards	2,000	1:1	Almost Instantly
Marriott Bonvoy	2,000; 5,000 bonus points when transferring 20,000 points	1:1	Almost Instantly
Preferred Hotels & Resorts I Prefer	2,000	1:2	Almost Instantly
World of Hyatt	2,000	1:1 (4:3 starting January 1, 2027)	Almost Instantly
Wyndham Rewards	1,000	1:1	Almost Instantly
Rail Program
Amtrak Guest Rewards	2,000	2:1	Almost Instantly

Earning Bilt Rewards

You can earn Bilt Points on rent payments, mortgages, and everyday purchases by using one of Bilt’s 3 credit cards or by eating out and shopping through the Bilt Rewards program.

Terms Apply / Rates & Fees

Bilt Blue Card

U.P. Rating

Apply Now

Bilt Blue Card

Welcome OfferWelcome offer: $100 of Bilt Cash when you apply and get approved. At the end of each calendar year, any Bilt Cash balance over $100 will expire.
$100 Bilt Cash

Annual Fee

Why We Like This Card

The Bilt Blue Card allows cardholders to earn valuable Bilt Rewards Points with a $0 annual fee on rent, mortgage, and everyday purchases, with the option to also earn 4% back in Bilt Cash on nonhousing spend.

Pros & Cons

Pros

Up to 1.25x points on rent and mortgage payments
Earn 1x points and the option to earn 4% back in Bilt Cash on everyday purchases
No foreign transaction fees
No authorized user annual fee

Cons

The math can be confusing to redeem Bilt Cash

Read Full Review

Card Highlights

Earn up to 1.25X points on rent and mortgage payments with no transaction fee.
1X points on everyday spend.
Welcome offer: $100 of Bilt Cash when you apply and get approved. At the end of each calendar year, any Bilt Cash balance over $100 will expire.
Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.
Earn additional points through Bilt Neighborhood Benefits™ when you use your card at Bilt’s network of 50,000+ merchant partners.
Other benefits: No foreign transaction fees, Cellular Wireless Telephone Protection, Purchase Assurance, MasterRental Coverage (See Guide to Benefits).

Financial Snapshot

Foreign Transaction Fees: None

Rewards Center

Bilt Rewards

Terms Apply / Rates & Fees

Bilt Obsidian Card

U.P. Rating

Apply Now

Bilt Obsidian Card

Welcome Offer$200 of Bilt Cash when you apply and get approved. At the end of each calendar year, any Bilt Cash balance over $100 will expire.
$200 Bilt Cash

Annual Fee

$95

Why We Like This Card

The Bilt Obsidian Card is a midtier option for those who want to earn up to 1.25x Bilt Points on rent or mortgage payments, as well as bonus points in key categories such as dining or groceries and travel.

Pros & Cons

Pros

Up to 1.25x points on rent and mortgage payments with no transaction fee
3x points on dining or groceries, on up to $25,000 per year (you can choose which category annually), and the option to earn 4% back in Bilt Cash
2x points and the option to earn 4% back in Bilt Cash on travel purchases

Cons

$95 annual fee
You’ll need to redeem Bilt Cash to unlock rewards for rent and mortgage payments

Read Full Review

Card Highlights

Earn up to 1.25X points on rent and mortgage payments with no transaction fee.
3X points on your choice of grocery (up to $25K/year) or dining. Your 3X category choice remains in effect for the entire calendar year.
2X points on travel
1X points on everyday spend
Welcome offer: $200 of Bilt Cash when you apply and get approved. At the end of each calendar year, any Bilt Cash balance over $100 will expire.
$100 Bilt Travel Hotel credit. Applied twice a year, as $50 statement credits, for qualifying Bilt Travel Portal hotel bookings.
Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.
Earn additional points through Bilt Neighborhood Benefits™ when you use your card at Bilt’s network of 50,000+ merchant partners.

Financial Snapshot

Foreign Transaction Fees: None

Terms Apply / Rates & Fees

Bilt Palladium Card

U.P. Rating

Apply Now

Bilt Palladium Card

Welcome OfferSubject to approval: 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.
Subject to approval: 50,000 points + $300 Bilt Cash

Annual Fee

$495

Why We Like This Card

The Bilt Palladium Card is a premium card option for those who want to earn up to 1.25x Bilt Points on their rent and mortgage payments, but also want premium perks like airport lounge access.

Pros & Cons

Pros

2x points and the option to earn 4% back in Bilt Cash on everyday purchases
Up to 1.25x points on rent and mortgage payments
$400 annual Bilt Travel hotel credit, split into 2 semiannual credits (requires a 2-night stay)

Cons

Charges a $495 annual fee
You’ll need to redeem Bilt Cash to unlock rewards for rent and mortgage payments

Read Full Review

Card Highlights

Earn up to 1.25X points on rent and mortgage payments with no transaction fee.
2X points on everyday spend
$400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
$200 Bilt Cash (awarded annually). At the end of each calendar year, any Bilt Cash balance over $100 will expire.
Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.
Priority Pass ($469/year value). See Guide to Benefits.
Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.
Earn additional points through Bilt Neighborhood Benefits™ when you use your card at Bilt’s network of 50,000+ merchant partners.

Financial Snapshot

Foreign Transaction Fees: None

How To Transfer Bilt Rewards

Transferring Bilt Points is simple, and you can do it via the Bilt app.

Step 1: Open the Bilt Rewards app or visit biltrewards.com to log in to your account.

Step 2: Navigate to the Rewards dashboard and click the button that says “Transfer.”

Step 3: Select the options “Airlines or Hotels” and your transfer partner.

Step 4: Enter your loyalty program account number and link your account.

Bilt Hyatt Transfer Screen — Transfers are easy. Image Credit: Bilt

Step 5: Select the number of points you wish to transfer and confirm.

Rules for Transferring Bilt Points

There are restrictions and things you should be aware of when transferring Bilt Points to partners:

Transfers are irreversible, so confirm award availability before transferring.
Blue members have a 2,000-point minimum for transfers.
Silver, Gold, and Platinum members have a 1,000-point minimum for transfers.
All transfers must be in 1,000-point increments.
You can only transfer a maximum of 1 million points per day.
Transfers complete almost instantly, though Southwest Rapid Rewards transfers may take up to 72 hours.

Redeeming Bilt Rewards

You can redeem Bilt Points via the Bilt Rewards Travel Portal, use points for shopping, dining, and gift cards, or transfer your Bilt Rewards points to the partners listed above to book travel.

Final Thoughts

Bilt’s transfer partner roster is among the broadest in flexible points programs, which is why we value Bilt Points highly. The ability to transfer them to 26 different partners gives you flexibility and versatility in redemptions. Just remember to confirm award ability before transferring points, as transfers are irreversible. For more on the Bilt program, read our Bilt Rewards review.