15 Best Ways To Redeem Wyndham Rewards Points for Maximum Value

Key Takeaways

• Wyndham Rewards points can be redeemed for free nights at over 9,000 hotels worldwide.
• Wyndham Rewards has 3 award tiers, with free nights costing 7,500, 15,000, or 30,000 points per night, based on the property.
• Some of the best redemptions include Wyndham Grand Clearwater Beach and Wyndham Boston Beacon Hill.

Wyndham Rewards gets less attention than competing hotel programs such as Hilton, Hyatt, IHG, or Marriott. Its portfolio skews more heavily toward budget and midscale brands.

While it may be easier to earn points with the other major chains than with Wyndham, Wyndham Rewards points still offer significant value.

How To Earn Wyndham Rewards Points

There are 4 major ways to earn Wyndham Rewards points:

1. Stay at Wyndham-branded hotels.
2. Book a vacation, cruise, or activities through Wyndham Travel Bundles.
3. Earn a welcome bonus offer and spend on Barclays co-branded Wyndham Rewards credit cards.
4. Transfer points from Bilt, Capital One, Chase, and Citi.

Wyndham Rewards Credit Cards

Signing up for and using Wyndham Rewards credit cards is a great way to earn thousands of points with little effort.

There are 4 co-branded credit cards, 3 personal and 1 business.

The Wyndham Rewards Earner^® Premier Card has a $395 annual fee and earns 8 points per $1 at Wyndham and 4x on dining, groceries, and travel. Cardholders receive Wyndham Diamond status, get 30,000 bonus points each card anniversary year, and redeem 25% fewer points for award nights. Other benefits of the card include a $100 Wyndham hotel credit each year, statement credits for wholesale membership clubs, food delivery, and streaming service purchases annually, and a complimentary Wyndham Rewards Insider membership.

The Wyndham Rewards^® Earner℠ Plus Card charges a $95 annual fee and earns 6 points per $1 at Wyndham hotel stays, plus 4x on dining, travel, and groceries. It also includes Wyndham Diamond status for the first year and Platinum status thereafter, and 15,000 bonus points each account anniversary.

The $0-annual-fee Wyndham Rewards^® Earner℠ Card earns 5 points per $1 at Wyndham and 3x on dining, gas, and groceries. You also get Wyndham Gold status and 7,500 bonus points on each account anniversary when you spend $15,000 on the card.

The Wyndham Rewards^® Earner℠ Business Card has a $149 annual fee. You get 8x points at Wyndham and 5x points on gas, marketing, advertising services, office supply stores, and shipping purchases. You automatically get Wyndham Diamond status and a 15,000-point bonus on each card anniversary.

Bilt Credit Cards

The Bilt Rewards program is a great way to earn Wyndham Rewards points. Bilt Points transfer in 1,000-point increments and almost instantly at a 1:1 ratio. Bilt offers 3 credit cards that earn points that can be transferred to Wyndham Rewards: Bilt Blue Card (rates & fees), Bilt Obsidian Card (rates & fees), and the Bilt Palladium Card (rates & fees).

Capital One Miles Credit Cards

You can earn Wyndham Rewards points by transferring from Capital One Miles. You can transfer Capital One miles to Wyndham Rewards at a ratio of 1:1.

Here are some of the most popular Capital One credit cards that earn transferable miles:

Capital One Venture X Rewards Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Capital One Venture X Rewards Credit Card

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Welcome Offer

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.

75,000 miles

UP's Offer Valuation*:

$1,350

Annual Fee

$395

APR

Purchases: 19.49% - 28.49% (Variable)

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Excellent

Why We Like This Card

The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.

Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.

Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

Pros & Cons

Pros

• 10x miles per $1 on hotels and rental cars purchased through Capital One Travel
• 5x miles per $1 on flights and vacation rentals purchased through Capital One Travel
• 2x miles per $1 on all other purchases

Cons

• $395 annual fee
• Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status

Read Full Review

Card Highlights

• Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
• Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
• Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
• Earn unlimited 2X miles on all other purchases
• Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge and Landing locations and participating Priority Pass™ lounges, after enrollment
• Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
• Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
• Receive up to a $120 credit for Global Entry or TSA PreCheck^®
• Top rated mobile app

Financial Snapshot

• APR: Purchases: 19.49% - 28.49% (Variable)
• Foreign Transaction Fees: None

Rewards Center

Capital One Miles

Capital One Venture Rewards Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!

Capital One Venture Rewards Credit Card

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!

Welcome Offer

Earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.

75,000 miles

UP's Offer Valuation*:

$1,350

Annual Fee

$95

APR

Purchases: 19.49% - 28.49% (Variable)

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent Credit

Why We Like This Card

The Capital One Venture Rewards Credit Card is one of the most popular rewards cards on the market. It’s perfect for anyone in search of a great welcome offer, high rewards rates, and flexible redemption options.

Frequent travelers with excellent credit may benefit from this credit card that offers a lot of bells and whistles. And it offers easy-to-understand rewards earning and redemption.

Pros & Cons

Pros

• 5x miles per $1 on hotels, vacation rentals, and rental cars booked through Capital One Travel
• 2x miles per $1 on all other purchases
• Up to a $120 Global Entry or TSA PreCheck application fee credit

Cons

• $95 annual fee (rates & fees)
• Limited elite benefits

Read Full Review

Card Highlights

• Earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
• Earn unlimited 2X miles on every purchase, every day
• Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
• Miles won't expire for the life of the account and there's no limit to how many you can earn
• Receive up to a $120 credit for Global Entry or TSA PreCheck^®
• Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
• Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
• Transfer your miles to your choice of 15+ travel loyalty programs
• Top rated mobile app

Financial Snapshot

• APR: Purchases: 19.49% - 28.49% (Variable)
• Foreign Transaction Fees: None

Rewards Center

Capital One Miles

Capital One VentureOne Rewards Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The card offers unlimited miles at 1.25x per $1 and no annual fee. When you consider the flexible rewards, frequent travelers come out on top.

Capital One VentureOne Rewards Credit Card

The card offers unlimited miles at 1.25x per $1 and no annual fee. When you consider the flexible rewards, frequent travelers come out on top.

Welcome Offer

Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel.

20,000 miles

UP's Offer Valuation*:

$200

Annual Fee

$0

APR

Purchases: 0% intro APR on purchases for 15 months; variable 18.49% - 28.49% thereafter

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent (670-850)

Why We Like This Card

Interested in a travel rewards credit card without one of those pesky annual fees? Then say hello to the Capital One VentureOne Rewards Credit Card.

In addition to no annual fee, the Capital One VentureOne card offers no foreign transaction fees.

But is this card worth its salt, or is it merely a shell of the more popular Capital One Venture card?

Pros & Cons

Pros

• No annual fee
• No foreign transaction fees
• Ability to use transfer partners

Cons

• Weak earn rate at 1.25x miles per $1 spent on all purchases
• No luxury travel or elite benefits

Read Full Review

Card Highlights

• Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
• $0 annual fee and no foreign transaction fees
• Earn unlimited 1.25X miles on every purchase, every day
• Miles won’t expire for the life of the account and there’s no limit to how many you can earn
• Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
• Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
• Transfer your miles to your choice of 15+ travel loyalty programs
• Enjoy 0% intro APR on purchases and balance transfers for 15 months; 18.49% – 28.49% variable APR after that; balance transfer fee applies
• Top rated mobile app

Financial Snapshot

• APR: Purchases: 0% intro APR on purchases for 15 months; variable 18.49% - 28.49% thereafter
• Foreign Transaction Fees: None

Rewards Center

Capital One Miles

Chase Ultimate Rewards Credit Cards

Chase Ultimate Rewards is a 1:1 transfer partner of Wyndham Rewards. You can earn rewards through several Chase credit cards, including the following:

BEST FIRST TRAVEL CARD

Terms Apply / Rates & Fees

Chase Sapphire Preferred^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Apply Now(at Chase's secure site)

Chase Sapphire Preferred^® Card

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Welcome Offer

Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

75,000 points

UP's Offer Valuation*:

$1,500

Annual Fee

$95

APR

19.24% - 27.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The Chase Sapphire Preferred^® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, gas, EV charging, vacation homes, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance and emergency evacuation. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros & Cons

Pros

• 5x points on all travel booked via the Chase Travel portal
• 3x points on dining purchases, online grocery purchases (excluding Walmart, Target, and wholesale clubs), gas, EV charging, vacation homes (such as Airbnb and Vrbo), and select streaming services
• 2x points on all other travel worldwide

Cons

• $95 annual fee
• No elite benefits like airport lounge access or hotel elite status

Read Full Review

Card Highlights

• Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
• Enjoy benefits such as 5x on travel purchased through Chase TravelSM, 3x on dining, 3x on vacation homes, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases
• Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Emergency Evacuation and Transportation and more
• Get a year of complimentary Apple TV when activated by December 31, 2026 – a value of $156.
• Complimentary DashPass which unlocks $0 delivery fees & lower service fees for 12 months when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
• Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck^® or NEXUS application.
• Transfer points to leading airline and hotel loyalty programs
• Member FDIC

Financial Snapshot

• APR: 19.24% - 27.49% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Terms Apply / Rates & Fees

Chase Sapphire Reserve^®

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Apply Now(at Chase's secure site)

Chase Sapphire Reserve^®

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Welcome Offer

Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.

100,000 points

UP's Offer Valuation*:

$2,000

Annual Fee

$795

APR

19.49% - 27.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Excellent

Why We Like This Card

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve^® is one of the best options.

The card combines elite travel benefits and perks like worldwide airport lounge access, with excellent point earning and redemption options. Plus, it offers top-notch travel insurance protections to cover you at home or on the road.

Don’t forget the more than $2,000 in annual credits, which can offset the annual fee!

Pros & Cons

Pros

• 8x points on all Chase Travel purchases
• 5x points on Lyft rides
• 4x points on flights and hotels booked directly

Cons

• $795 annual fee

Read Full Review

Card Highlights

• Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
• Get $3,000 in annual value with Sapphire Reserve.
• Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
• $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge^® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck^® every 4 years
• Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
• Get complimentary subscriptions to Apple TV and Apple Music for a minimum of one year when activated by June 22, 2027, a value of $288 annually.
• Member FDIC

Financial Snapshot

• APR: 19.49% - 27.99% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Citi ThankYou Rewards Credit Cards

You can also transfer Citi ThankYou Points to Wyndham Rewards at a 1:1 ratio or a 1:0.7 transfer ratio, depending on which card you hold.

Terms Apply / Rates & Fees

Citi Strata Premier^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Apply Now(at our partner's secure site)

Citi Strata Premier^® Card

Welcome Offer

Earn 60,000 bonus ThankYou^® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.

60,000 Points

UP's Offer Valuation*:

$960

Annual Fee

$95

APR

19.49% to 27.49% Variable

Why We Like This Card

The Citi Strata Premier^® Card is a great all-around travel rewards card that allows you to earn big rewards on a variety of purchases like air travel, at restaurants, supermarkets, gas stations, and more, along with flexible redemption options, all for a modest annual fee.

Pros & Cons

Pros

• 10x points on hotels, car rentals, and attractions booked through CitiTravel.com
• 3x points on air travel, other hotel purchases, restaurants, supermarkets, gas stations, and EV charging stations
• $100 annual hotel benefit

Cons

• $95 annual fee

Read Full Review

Card Highlights

• Earn 60,000 bonus ThankYou^® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
• Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
• Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
• Earn 1 Point per $1 spent on all other purchases
• $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
• No expiration and no limit to the amount of points you can earn with this card
• No Foreign Transaction Fees on purchases

Financial Snapshot

• APR: 19.49% to 27.49% Variable
• Foreign Transaction Fees: None

Terms Apply / Rates & Fees

Citi Strata Elite℠ Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Citi Strata Elite card is Citi's most premium card built for frequent travelers and foodies.

Apply Now(at our partner's secure site)

Citi Strata Elite℠ Card

The Citi Strata Elite card is Citi's most premium card built for frequent travelers and foodies.

Welcome Offer

Earn 75,000 bonus Points after spending $6,000 in the first 3 months of account opening.

75,000 Points

UP's Offer Valuation*:

Up to $1,200

Annual Fee

$595

APR

20.49% to 28.49% Variable

Why We Like This Card

The Citi Strata Elite card is a great option for frequent travelers, foodies, and those who are fans of the Citi ThankYou Rewards ecosystem thanks to its combination of bonus categories, perks, and annual credits.

Pros & Cons

Pros

• 12x points on hotels, rental cars, and attractions booked through Citi Travel
• 6x points on airfare through Citi Travel
• 6x points on dining on Citi Nights (Friday and Saturday nights from 6 p.m. to 6 a.m.) and 3x points on dining at all other times

Cons

• $595 annual fee
• Boosted dining rewards are limited to 2 nights per week

Read Full Review

Card Highlights

• Earn 75,000 bonus Points after spending $6,000 in the first 3 months of account opening.
• Earn 12 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on cititravel.com and 6 Points per $1 spent on Air Travel booked on cititravel.com
• Earn 6 Points per $1 spent at Restaurants including Restaurant Delivery Services on CitiNights℠ purchases, every Friday and Saturday from 6 PM to 6 AM ET. Earn 3 Points per $1 spent any other time
• Earn 1.5 Points per $1 spent on All Other Purchases
• Up to $300 Annual Hotel Benefit: Each calendar year, enjoy up to $300 off a hotel stay of two nights or more when booked through cititravel.com.
• No Foreign Transaction Fees

Financial Snapshot

• APR: 20.49% to 28.49% Variable
• Foreign Transaction Fees: None

Terms Apply / Rates & Fees

Citi Strata℠ Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Apply Now(at our partner's secure site)

Citi Strata℠ Card

Welcome Offer

Earn 20,000 bonus Points after spending $1,000 in the first 3 months of account opening.

20,000 Points

UP's Offer Valuation*:

$320

Annual Fee

$0

APR

0% intro APR on purchases and balance transfers for 15 months, and then a variable APR 18.49% to 28.49%.

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The Citi Strata card offers a fresh way to earn Citi ThankYou Points with a $0 annual fee, allowing you to maximize your spend at gas stations, supermarkets, and more.

Pros & Cons

Pros

• 5x points on hotels, car rentals, and attractions booked on CitiTravel.com
• 3x points at supermarkets, select transit, gas and EV charging stations, and an eligible self-select category of your choice (fitness clubs, select streaming services, live entertainment, cosmetic stores/barber shops/hair salon or pet supply stores)
• 2x points at restaurants

Cons

• Doesn’t offer the best transfer ratio to Citi’s airline and hotel partners
• Charges foreign transaction fees

Read Full Review

Card Highlights

• Earn 20,000 bonus Points after spending $1,000 in the first 3 months of account opening.
• 0% Intro APR on balance transfers and purchases for 15 months; after that, the variable APR will be 18.49% – 28.49%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
• Earn 3 ThankYou^® Points for each $1 spent in an eligible Self-Select Category of your choice (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores). Choose your eligible Self-Select Category on Citi Online or by calling customer service. The default Self-Select Category is Select Streaming Services.
• Earn 5 ThankYou^® Points for each $1 spent on Hotels, Car Rentals and Attractions booked on Citi Travel^® via cititravel.com; earn 3 ThankYou Points for each $1 spent at Supermarkets, on Select Transit purchases, and at Gas & EV Charging Stations.
• Earn 2 ThankYou^® Points for each $1 spent at Restaurants; earn 1 ThankYou^® Point for each $1 spent on All Other Purchases.
• No Annual Fee

Financial Snapshot

• APR: 0% intro APR on purchases and balance transfers for 15 months, and then a variable APR 18.49% to 28.49%.
• Foreign Transaction Fees: 3% of the U.S. dollar amount of each purchase

Rewards Center

Citi ThankYou Rewards

Terms Apply / Rates & Fees

Citi Double Cash^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Great card for the average spender with no specific focus category; worry-free cash-back earning on everything!

Apply Now(at our partner's secure site)

Citi Double Cash^® Card

Great card for the average spender with no specific focus category; worry-free cash-back earning on everything!

Welcome Offer

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.

$200 cash back

Annual Fee

$0

APR

17.49% to 27.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The Citi Double Cash^® Card has long been one of the top cash-back credit cards on the market, and the card now has the ability to earn Citi ThankYou Points!

This means that cardholders of the Double Cash card will now earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. Cash back is earned in the form of ThankYou Points. This means each billing cycle, you will earn 1 ThankYou point per $1 spent on purchases and an additional ThankYou point for every $1 paid on your purchase balance as long as there is a corresponding balance in your Purchase Tracker.

Citi has turned the Double Cash card into a top choice for those who are looking for an everyday, no-fuss credit card.

Pros & Cons

Pros

• Uncapped 2% for every $1 spent (1% when you buy and another 1% when you pay)
• Flexible redemption options
• No annual fee

Cons

• No bonus categories
• 3% foreign transaction fees

Read Full Review

Card Highlights

• Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.
• Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
• Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 17.49% – 27.49%, based on your creditworthiness.
• Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
• If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
• There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

Financial Snapshot

• APR: 17.49% to 27.49% Variable
• Foreign Transaction Fees: 3% of the U.S. dollar amount of each purchase

Rewards Center

Citi ThankYou Rewards

Wells Fargo Rewards Credit Cards

Wells Fargo Rewards has a 1:2 transfer ratio to Wyndham Rewards, making it the most lucrative partner on the list. You can earn Wells Fargo Rewards with several Wells Fargo credit cards.

Bottom Line: The best way to earn Wyndham Rewards points is with Citi and Capital One credit cards, using generous bonus categories and attractive bonuses.

Wyndham Hotel Brands

In the United States, Wyndham is known for budget properties such as Super 8, Days Inn, and Microtel.

However, there are many luxurious properties you can redeem your Wyndham Rewards points at, ranging from beach resorts to high-cost urban hotels.

Hot Tip: Wyndham Rewards members can also redeem their points at Club Wyndham properties for 7,500 points per room, per night.

10 Amazing Wyndham Rewards Redemptions at 30,000 Points

The Wyndham Rewards program is straightforward. There are 3 award tiers, requiring 7,500, 15,000, or 30,000 points per night, depending on the property.

1. Wyndham Grand Clearwater Beach (Florida)

On the Gulf Coast of Florida, the Wyndham Grand Clearwater Beach is a popular destination for Wyndham loyalists. This upscale hotel is a 2-minute walk from Clearwater Beach and 21 miles from Tampa International Airport (TPA). The property also has several on-site restaurants and bars, a hot tub, an outdoor pool, a gym, and a spa.

Rooms can often go for around $600 per night, so 30,000 Wyndham Rewards points per night will go a long way here.

Hot Tip: See our ultimate beach vacation packing list so you don’t leave anything at home.

2. Wyndham Grand Istanbul Levent (Turkey)

If you want to experience modern luxury in Istanbul without paying a huge price, check out the Wyndham Grand Istanbul Levent. This hotel is a 1-minute walk from the subway, about 3 miles away from the Dolmabahçe Palace, and about 9 miles from the Hagia Sophia.

These rooms have high-end furnishings, and the property offers plenty of dining and amenities, including a spa with a Turkish bath and hot tubs.

Cash rates average around $200 per night for a standard room, or you can use 30,000 Wyndham Rewards points per night.

Hot Tip: Although not as great a value as these hotel redemptions, you can also transfer your Wyndham Rewards points to airline partners.

3. Ramada by Wyndham Downtown Dubai (United Arab Emirates)

The Ramada by Wyndham Downtown Dubai is in Dubai’s city center, less than 3 miles from the Emirates Golf Club and less than 7 miles from Palm Jumeirah.

The hotel also features 4 restaurants, a lounge, a pastry shop, an outdoor pool, a hot tub, a gym, a business center, and multiple meeting rooms.

Cash rates start at around $100 per night, depending on when you stay and what room type you book, but you pay 30,000 Wyndham Rewards points per night for a 2-bedroom suite.

4. Wyndham Grand Orlando Resort Bonnet Creek (Florida)

The Wyndham Grand Orlando Resort Bonnet Creek is another hugely popular Floridian hotel, particularly with families. It’s on Walt Disney World grounds near Lake Buena Vista and about 5 miles from EPCOT and 4 miles from Disney’s Hollywood Studios.

The resort fee includes golf course access, a spa, an outdoor pool, a gym, and a shuttle to Walt Disney World Resort.

Cash rates typically range from about $200 to $500 per night, but award redemptions cost 30,000 Wyndham Rewards points per night.

5. The Mining Exchange (Colorado)

Nestled in Colorado Springs, The Mining Exchange is only 2 miles from the U.S. Olympic Training Center.

The polished guest rooms are equipped with solid amenities, and the hotel features an Italian restaurant, a lobby bar, conference facilities, and a spa.

Cash rates for a standard room at this property range from $130 to $400, making this a great place to use 30,000 Wyndham Rewards points per night.

6. Wyndham Grand Rio Mar Puerto Rico Golf & Beach Resort (Puerto Rico)

The Wyndham Grand Rio Mar Puerto Rico Golf & Beach Resort is a beachfront resort in Puerto Rico. This 500-acre resort has 10 restaurants and bars, 2 oceanfront pools, a spa, a business center, a gym, a casino, a playground, 2 golf courses, and tennis courts. Guest rooms have balconies with various views, including oceanfront vistas.

Cash rates are about $1,200 per night, and award nights cost 30,000 Wyndham Rewards points per night.

7. H4 Hotel Arcadia Locarno (Switzerland)

The H4 Hotel Arcadia Locarno is an unassuming hotel in Switzerland that combines a great location with solid rooms and awesome amenities. This hotel overlooks a waterfront promenade and is within walking distance of the Locarno-Madonna del Sasso funicular, which gives you access to the Madonna del Sasso church and the Piazza Grand Plaza.

Each room has free Wi-Fi, a pullout sofa, and a balcony. You can dine on complimentary breakfast at the casual lake-view restaurant with a terrace, and other amenities include an outdoor pool, a playground, a game room, and babysitting services.

Cash rates for a standard room are about $450 per night, and award nights cost 30,000 Wyndham Rewards points per night.

8. Wyndham Boston Beacon Hill (Massachusetts)

The Wyndham Boston Beacon Hill is an oasis in the heart of the city. It’s 4 miles from Boston Logan International Airport (BOS), 1.8 miles from the New England Aquarium, and 2.6 miles from Fenway Park (home of the Boston Red Sox).

The property also features an outdoor pool with a sundeck and comfy lounge chairs, a fitness center, a business center, and conference facilities. Guest rooms come equipped with desks, as well, if you need to get some remote work done while you’re in town.

Cash rates for a standard room average about $400 per night, or you can redeem 30,000 Wyndham Rewards points per night.

9. Wyndham Garden Chinatown (New York)

New York City’s Chinatown neighborhood is a melting pot of culture, and the Wyndham Garden Chinatown is well-placed to allow guests to take it all in. It’s a 3-minute walk from the Grand Street subway station and an 8-minute walk from the shops and galleries of Soho.

These unpretentious rooms have floor-to-ceiling windows, desks, free Wi-Fi, and other standard hotel amenities. You can go to a ramen bar, a beer garden, a rooftop cocktail bar, and a Chinese restaurant here, as well. Other amenities include a 24-hour-a-day fitness center, a business center, and more.

Cash rates for a standard room average around $300 per night, and award nights are 30,000 Wyndham Rewards points per night.

10. Hotel Regina Titlis, a Trademark Collection by Wyndham (Switzerland)

When visiting the mountain town of Engelberg in central Switzerland, you’ll find that the Hotel Regina Titlis provides a cozy retreat for travelers. It’s a 6-minute walk from the Engelberg Abbey and 11 minutes from the Engelberg station.

Amenities include a sauna, steam room, heated indoor pool, business center, meeting rooms, European restaurant, coffee shop, and lounge. Rooms include thoughtful amenities and the option of a breakfast buffet.

Vacationing in Switzerland can be expensive, so using 30,000 Wyndham Rewards points per night here is a great idea. If you’re paying cash, you can expect to pay about $200 per night on average.

3 Amazing Wyndham Rewards Redemptions at 15,000 Points

1. Ramada Resort by Wyndham Khao Lak (Thailand)

The Ramada Resort by Wyndham Khao Lak features casual yet polished guest rooms, plenty of dining (all guests receive a complimentary hot breakfast buffet), an outdoor pool, a spa, a fitness center, activities for kids, and access to serene Thai beaches.

Award nights are 15,000 Wyndham Rewards points per night, and cash rates range from $70 to $300 per night.

2. Wyndham Grand Xi’an South (China)

If you’re considering a visit to Xi’an, home of the incredible Terracotta Army, consider the Wyndham Grand Xi’an South.

The 5-star hotel features huge rooms with walk-in closets, a convenient location for sightseeing in Xi’an, a club lounge, and excellent food.

Cash rates for a standard room are about $125 per night, and award nights cost 15,000 Wyndham Rewards points per night.

Hot Tip: Read our guide on using points to fly to China.

3. Akti Imperial Hotel & Convention Center Dolce by Wyndham (Greece)

One of Wyndham’s few 5-star resorts is in Rhodes, Greece, the Akti Imperial Hotel & Convention Center Dolce by Wyndham. The resort is across from the Aegean Sea and is good for culture and beach lovers who want to visit Greece using Wyndham points.

There are 12 restaurants, 2 outdoor pools, a lazy river, a spa, and more.

Cash rates typically range from $200 all the way up to $500 per night, but you can pay just 15,000 Wyndham Rewards points per night.

2 Amazing Wyndham Rewards Redemptions at 7,500 Points

1. Ramada Plaza by Wyndham Bangkok Menam Riverside (Thailand)

The 5-star Ramada Plaza by Wyndham Bangkok Menam Riverside is a luxury hotel on the Chao Phraya River in Bangkok. It’s a short drive from attractions such as Wat Pho.

The hotel offers beautiful views, free parking, free Wi-Fi, 3 bars, 5 restaurants, a sundeck, and an outdoor pool.

Cash rates typically range from about $50 to $150 per night. Award nights are 7,500 Wyndham Rewards points per night.

2. Ramada by Wyndham Udaipur Resort and Spa (India)

Ramada by Wyndham Udaipur Resort and Spa is conveniently located in Udaipur and offers traditional rooms with standard hotel amenities. The property has a free buffet breakfast, a bar, and an Indian restaurant. In addition, you can take advantage of the fitness center or take yoga lessons at the on-site spa.

You can expect to pay around $150 per night, on average, for a standard room, or 7,500 Wyndham Rewards points per night.

Final Thoughts

Wyndham doesn’t get enough love among award travelers.

Although it’s not as easy to earn points with Wyndham as it is with Hilton, Hyatt, IHG, or Marriott, you can still get tons of value when using Wyndham Rewards points to stay at its properties around the world.