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Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in o...
With years of experience in corporate marketing and as the executive director of the American Chamber of Commerce in Qatar, Keri is now editor-in-chief at UP, overseeing daily content operations and r...
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Wyndham Rewards® Earner℠ Plus Card
U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
The Wyndham Rewards Earner+ card is a great option for travelers looking to earn more Wyndham points and get automatic Platinum elite status.
U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
The information regarding the Wyndham Rewards® Earner℠ Plus Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
Adding co-branded hotel credit cards to your wallet can be a great idea for casual and frequent travelers alike. These cards can help you earn more points on each stay, give you elite status with the hotel chain, and give you a free night just for holding on to the card each year.
If you’re someone that likes to visit Wyndham hotels, then the Wyndham Rewards Earner+ card is one that you should consider adding to your wallet. Let’s take a look at all of the ways that this card can upgrade your Wyndham stays.
Card Snapshot
Welcome Bonus & Info
Earn 100,000 bonus points after spending $2,000 on purchases in the first six months. Free nights can require up to 30,000 points per bedroom at participating properties and are subject to availability. Resort fees may apply and cannot be paid with points.
Earn 6 points per $1 spent on eligible purchases made at Hotels By Wyndham as well as on qualifying gas purchases.
Earn 4 points per $1 spent on eligible dining and grocery purchases (excluding Target® and Walmart®).
Earn 1 point per $1 spent on all other purchases (excluding Wyndham Timeshare resorts down payments). That means paying bills, buying home office supplies, car repairs, and more are earning you your next great vacation!
Annual Bonus. Receive 7,500 bonus points each anniversary year—that’s enough for up to one free night at participating properties.
Automatic PLATINUM Level Benefits! Automatically receive a Wyndham Rewards PLATINUM member level and enjoy perks like early check-in, car rental upgrades, and more.
Enjoy a Cardmember Booking Discount. Wyndham Rewards Earner Plus Cardmembers can save even more on our Best Available Rate at participating Hotels By Wyndham.
Unlimited Earning. There is no limit to the number of points you can earn.
go free®Faster. Redeem 10% fewer Wyndham Rewards points for go free® awards.
Redeem your points for free nights at participating Wyndham Rewards properties, online shopping, gift cards and so much more.
You’re a Wyndham loyalist and want to earn as many points as possible
You visit Wyndham hotels a few nights a year and want to have Platinum elite status to enhance those stays
Don’t Get If
You hardly ever, or prefer not to, stay at Wyndham hotels
You want a card without an annual fee
The Ideal Cardholder
The Wyndham Rewards Earner+ card is a fantastic option for Wyndham loyalists who are looking to earn as many points as possible on all of their Wyndham stays, as well as on gas, grocery, and dining purchases.
Additionally, the card is a great option for travelers who might visit a Wyndham hotel a few times a year and want to take advantage of the annual bonus points and automatic Platinum elite status.
Wyndham Rewards Earner+ Card Travel Benefits
Here is a detailed look at all of the benefits you’ll receive by being a Wyndham Rewards Earner+ cardholder:
Wyndham Rewards Platinum Status — Earn 15% bonus points on Wyndham stays, preferred room upgrades, early check-in, late checkout, plus Avis and Budget rental car upgrades.
Annual Bonus Points — Each year you renew your card, you’ll receive 7,500 Wyndham points, which enough for a free night at cheaper Wyndham hotels, or can be used towards a stay at one of their luxury properties costing 15,000 or 30,000 points per night.
10% Award Night Discount — Each time you book an award stay, you’ll get 10% of those redeemed points back, with no limit on how many points you can earn back each year.
Nightly Rate Discount — Cardmembers also get a discount on paid nights by being able to book the Wyndham “Best Available Rate.”
So you’ve built up a stash of Wyndham points — now what? Redeeming them of course! Wyndham offers a variety of redemption options, but there are far from equal when it comes to value.
Wyndham Go Free Nights
By far the best option when it comes to redeeming your Wyndham Rewards points is for award night redemptions at one of the more than 9,000 Wyndham hotels worldwide.
Wyndham offers 3 separate award night categories, with properties priced at 7,500, 15,000, and 30,000 points per night. But remember that, because you’re a Wyndham Rewards Earner+ cardholder, you’ll receive 10% of your redeemed points back, effectively bringing each of these award redemptions down to 6,750, 13,500, and 27,000 points per night.
If you’re looking to stretch your points out further, Wyndham offers Go Fast rates, which is the chain’s take on points plus cash redemptions.
At these rates, Wyndams 3 award categories drop to 1,500, 3,000, and 6,000 points per night, obviously accompanied by a reduced cash price for the stay.
These redemptions can make for a great option when cash rates are significantly higher than average, as well as for travelers who don’t quite have enough Wyndham points needed for a full award stay.
Airline Transfer Partners
Wyndham offers a handful of airline partners where members can convert their points to an airline loyalty program. However, with each of these airline partners, the transfer rates are 6,000 Wyndham points to 1,200 airline miles.
Given the poor transfer rate, this wouldn’t be the best use of your Wyndham points unless you really need to top off your balance in an airline program in order to make a redemption.
Merchandise
Through the Wyndham merchandise portal, you can use your points to purchase products from a wide variety of merchants, but redeeming your points this way will give you a value of just 0.3 cents per point — much lower than the 0.9 cents per point valuation we’ve given to Wyndham points.
Gift Cards
Like many rewards programs, you’ll have the option to redeem your points for gift cards with merchants like Amazon, Best Buy, and Starbucks, but again, you’ll receive just 0.3 cents per point in value, so we do not advise redeeming your points this way.
Marathon Gas Stations
Wyndham has partnered with Marathon’s Makeitcount rewards program to allow Wyndham members to redeem their points discounts when purchasing gas at Marathon stations. Like other redemption options, you’ll receive 0.3 cents per point in value, making it a poor redemption option for your points.
Tours and Activities
Lastly, you can use your Wyndham Rewards points to book experiences through the Wyndham Rewards portal on items like Napa wine tours, Chicago riverboat cruises, and live entertainment. The value of these redemptions will be around 0.3 cents per point, so you’d be better off just paying cash for them.
Bottom Line: If you want to get the absolute maximum value out of your Wyndham Rewards points, you should use them to book free award nights at Wyndham hotels and resorts, or as a way to reduce your cash outlay on Go Fast stays.
How To Earn More Wyndham Points
Wyndham Stays
To help boost your Wyndham points balance, you’ll naturally want to make your Wyndham Rewards Earner+ card your go-to card on all of your Wyndham stays since the card earns 6x points per $1 on these purchases.
Better yet, these points are in addition to the points you’ll earn for being a Wyndham Rewards member with Platinum status.
Since Platinum members earn 11.5x points per $1, when paying for your stay with the Wyndham Rewards Earner+ card, you’ll earn a total of 17.5x points per $1 on stays — a 15.75% return on your spend based on our valuation of Wyndham points.
The Wyndham Rewards Earner+ card also earns 6x points per $1 on gas purchases, making it a great option for those with long daily commutes, or those who take a lot of road trips.
Dining
Cardholders also earn 4x points per $1 on dining purchases, allowing you to continue racking up the points when dining at your favorite restaurants.
Grocery Stores
Stocking up on groceries for the family? The Wyndham Rewards Earner+ card also earns 4x points per $1 at grocery stores as well. This is a great way to earn a lot of points throughout the year, especially if you have a large family to feed.
Hot Tip: Keep in mind that the grocery store 4x bonus does not apply at superstores like Target and Walmart.
All Other Purchases
Of course, your card will earn 1x point per $1 on all other purchases outside of the above categories, although, you might want to consider another card option for all of these non-bonused purchases unless you’re trying to earn as many Wyndham points as possible.
Wyndham Shopping Portal
The Wyndham Rewards Shopping portal is another great way for travelers to earn more Wyndham points while they online shop. Simply select the merchant you want to shop with from one of the dozens of Wyndham partners, and depending on the merchant, you can earn anywhere from 1x to 30x points per $1 for your purchases.
Adding Capital One Miles Cards
Wyndham Rewards is a transfer partner of the Capital One Miles program, and all miles earned for eligible Capital One cards can be transferred to your Wyndham account at a 1:1 rate. Take the Capital One® Venture® Rewards card, for example, which earns 2x miles per $1 on all purchases made with the card.
With this 2-card combination, you could use your Wyndham Rewards Earner+ card for purchases at Wyndham hotels, gas stations, grocery stores, and on dining, while using your Capital One Venture card on all other purchases.
Alternative Cards to the Wyndham Rewards Earner+ Card
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
Frequent flyers will enjoy 3x ThankYou Points at restaurants, gas stations, supermarkets, air travel, and hotels.
Frequent flyers will enjoy 3x ThankYou Points at restaurants, gas stations, supermarkets, air travel, and hotels.
Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.
60,000 points
$960
$95
21.24% - 29.24% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)
The Citi Premier® Card is an excellent option for anyone looking for an all-around travel rewards credit card. The card helps you earn points fast with great 3x bonus categories such as restaurants, supermarkets, gas stations, airfare, and hotels. Plus, it offers access to airline and hotel transfer partners, doesn’t charge foreign transaction fees, and has a reasonable annual fee!
Pros
3x points at restaurants, supermarkets, gas stations, airfare, and hotel purchases
Access to Citi transfer partners
Annual hotel credit
No foreign transaction fees
Cons
$95 annual fee
Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.
Earn 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels
Earn 3 Points per $1 spent at Restaurants and Supermarkets
Earn 1 Point per $1 spent on all other purchases
Annual Hotel Savings Benefit
60,000 ThankYou® Points are redeemable for $600 in gift cards redeemable for $600 in gift cards or travel rewards at thankyou.com
No expiration and no limit to the amount of points you can earn with this card
The Citi Premier card earns Citi ThankYou points that can transfer over to Wyndham Rewards at a 1:1 ratio. You’ll earn 3 points per $1 spent on restaurants, supermarkets, gas stations, air travel, and hotels.
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!
Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
75,000 miles
$1,350
$95
19.99% - 29.99% (Variable)
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent Credit (670-850)
The Capital One Venture Rewards Credit Cardis one of the most popular rewards cards on the market. It’s perfect for anyone in search of a great welcome offer, high rewards rates, and flexible redemption options.
Frequent travelers with excellent credit may benefit from this credit card that offers a lot of bells and whistles. And it offers easy-to-understand rewards earning and redemption.
Pros
5x miles per $1 on hotels and rental cars booked through Capital One Travel
2x miles per $1 on all other purchases
Global Entry or TSA PreCheck application fee credit
You can also choose to transfer your Capital One Miles over to Wyndham Rewards at a 1:1 ratio. The Capital One Venture card earns a flat 2 miles per $1 spent on all purchases.
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
Marriott loyalists will love this card's annual free night award, automatic elite status, and up to 17x points per $1 on Marriott hotel stays.
Marriott loyalists will love this card's annual free night award, automatic elite status, and up to 17x points per $1 on Marriott hotel stays.
Earn 5 Free Night Awards (each night valued up to 50,000 points) after spending $5,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless® Credit Card!
Earn 5 Free Night Awards
$1,750
$95
21.49%–28.49% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)
If you’re a frequent traveler and a Marriott loyalist, there’s a lot to love about the Marriott Bonvoy Boundless® Credit Card. The card comes packed with several great benefits like a free hotel night once a year, automatic Silver Elite status (with a fast-track to Gold Elite status), and multiple options for redeeming points.
Pros
Earn big when you use your card at thousands of participating Marriott Bonvoy hotels
Earn big at grocery stores, gas stations, and dining
Automatic Silver Elite Status
1 Free Night Award each cardmember anniversary (valued up to 35,000 points)
Earn 3 Free Night Awards (each night valued up to 50,000 points) after qualifying purchases.
Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
Earn up to 17X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card.
Receive 15 Elite Night Credits annually, automatic Silver Elite status, and path to Gold Status when you spend $35,000 on purchases each calendar year.
No Foreign Transaction Fees. Your points don't expire as long as you make purchases on your card every 24 months.
If you’re more of a fan of Marriott hotels, then the Marriott Boundless card would likely be a better fit for you. The card earns 6x points per $1 on Marriott stays plus 2x points per $1 on all other purchases.
You’ll also receive a free night certificate each year that can be redeemed at any Marriott hotel costing up to 35,000 points per night, automatic Marriott Bonvoy Silver Elite status, and 15 elite night credits to help you achieve higher levels of elite status.
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
The World of Hyatt card offers a fast track to Hyatt elite status, an annual free night, and up to 9x points per $1 on Hyatt stays.
The World of Hyatt card offers a fast track to Hyatt elite status, an annual free night, and up to 9x points per $1 on Hyatt stays.
Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
Up to 60,000 points
$900
$95
21.49% - 28.49% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)
The World of Hyatt Credit Card makes your Hyatt stays more rewarding and helps you get coveted World of Hyatt elite status faster. This card is a must-have for any traveler who regularly stays at Hyatt hotels, or even for anyone who’s able to take advantage of the card’s annual free night certificate.
When you factor in all the benefits the World of Hyatt card offers, it’s easy to see why it is one of the best co-branded hotel credit cards on the market.
Pros
Up to 9 points total for Hyatt stays: 4 Bonus Points per $1 spent at Hyatt hotels and 5 Base Points per $1 from Hyatt as a World of Hyatt member
2x points per $1 at restaurants, on airline tickets purchased directly from the airline, local transit, rideshares, and fitness clubs/gym memberships
1x point per $1 on all other purchases
1 Free Night Award each cardmember anniversary (Category 1 to 4)
A second Free Night Award when you spend $15,000 on the card
Hyatt Discoverist status
5 automatic elite night credits each year
2 elite night credits for every $5,000 spent on the card
DoorDash DashPass subscription
No foreign transaction fees
Purchase protection
Trip cancellation/interruption and luggage insurance
Cons
$95 annual fee
Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open.
Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort
Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open
Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year
Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card
Earn up to 9 points total for Hyatt stays - 4 Bonus Points per $1 spent at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member
Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
Prefer Hyatt hotels? Then you should opt for the World of Hyatt card and its 4x points per $1 on Hyatt stays and 2x points per $1 on dining, airfare, local transit, and gym membership purchases.
Plus, the World of Hyatt card gives you automatic Hyatt Discoverist status, an annual free night certificate that can be redeemed at up to a category 4 Hyatt hotel, and 5 elite night credits to help boost you to the next elite status level.
The information regarding the Capital One Venture Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. The information regarding the Wyndham Rewards® Earner℠ Plus Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. The information regarding the Marriott Bonvoy Boundless® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. The information regarding The World of Hyatt Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. The information regarding the Wyndham Rewards® Earner℠ Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. The information regarding the Wyndham Rewards® Earner℠ Business Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
Frequently Asked Questions
Is the Wyndham Rewards Earner+ card worth it?
If you’re someone who stays at Wyndham hotels at least once or twice a year, or enough to get value out of the card’s annual award points, automatic Platinum elite status, and 10% discount on award stays, then the Wyndham Rewards Earner+ card is probably worth adding to your wallet.
What is the best Wyndham Rewards credit card?
The best Wyndham Rewards credit card depends entirely on your personal situation and travel goals.
If you want to get more out of each of your Wyndham stays, but do not want to pay a credit card annual fee, then you should consider the Wyndham Rewards® Earner℠ Card.
Those who want to maximize their Wyndham stays by earning as many points as possible, getting automatic Platinum status, and getting discounts on paid and award stays should select the Wyndham Rewards Earner+ card.
If you’re a small business owner, you should go for the Wyndham Rewards® Earner℠ Business Card, which is actually the most compelling Wyndham card from a benefits perspective thanks to its earn rate on Wyndham stays, 15,000 annual bonus points, and automatic Diamond elite status.
Do Wyndham points expire?
Yes, Wyndham points will expire after 18 months of account inactivity. To prevent this you just need some sort of account activity like earning, redeeming, or transferring points. Those with the Wyndham Rewards Earner+ card can simply make a purchase on their card to extend the expiration of their points.
However, keep in mind that all Wyndham Rewards points will expire 48 months from the time they were earned, with no way to extend them. But as long as you’re redeeming your points more frequently than every 4 years, this shouldn’t be an issue.
How much are Wyndham Rewards points worth?
Providing a valuation of any rewards program can be a tough undertaking due to all of the ways your points can be redeemed. However, at Upgraded Points, we value Wyndham Rewards points at 0.9 cents per point. You can, of course, get more value from your redemptions than this figure, but it serves as a good baseline to help you determine what is a good value redemption and what is not.
Does the Wyndham Rewards Earner+ card have an annual fee?
Yes, the Wyndham Rewards Earner+ card charges a $75 annual fee, but this is offset by the 7,500 bonus points you receive each year that you renew your card, worth $67.50 based on our valuations.
Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in outlets like The New York Times.
This bonus value is an estimated valuation calculated by UP after analyzing redemption options, transfer partners, award availability and how much UP would pay to buy these points.
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