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Wyndham Rewards® Earner℠ Card
U.P. Rating
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
The Wyndham Rewards Earner card is a great no-annual-fee option for travelers who love Wyndham hotels.
U.P. Rating
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
Getting elite benefits from a hotel credit card doesn’t have to come at a price, and the Wyndham Rewards® Earner℠ Card is a perfect example of that. This no annual fee card not only allows travelers to earn additional points on all of their Wyndham stays, but also offers automatic elite status, plus discounts on award and paid nights just for having the card!
Card Details
Card Snapshot
Welcome Bonus & Info
Earn 30,000 bonus points after spending $1,000 on purchases in the first 90 days. Free nights can require up to 30,000 points per bedroom at participating properties and are subject to availability. Resort fees may apply and cannot be paid with points.
Earn 5 points per $1 spent on eligible purchases made at Hotels by Wyndham as well as on qualifying gas purchases.
Earn 2 points per $1 spent on eligible dining and grocery store purchases (excluding Target and Walmart).
Earn 1 point per $1 spent on all other purchases (excluding Wyndham Timeshare resort down payments). That means paying bills, buying home office supplies, car repairs, and more are earning you your next great vacation!
7,500 annual bonus points after you spend $15,000 on purchases
Cons
Not as rewarding as other Wyndham credit cards
Annual point bonus requires you to spend $15,000
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Great Card If
You occasionally stay at Wyndham properties and want to earn more points on those stays.
You want Wyndham Gold elite status.
You want a travel rewards card with no annual fee.
Don’t Get If
You don’t stay at Wyndham hotels.
You want a card that is more rewarding for Wyndham stays.
Wyndham Rewards Earner Card: Is It Worth It?
The Wyndham Rewards Earner card is compelling to any traveler who visits Wyndham hotels a few times a year, wants to earn additional points on these stays, and benefits from Gold elite status — but does not want to pay an annual fee.
Wyndham Rewards Earner Card Top Benefits and Perks
Let’s take a closer look at each of the top perks offered to Wyndham Rewards Earner cardholders:
Wyndham Rewards Gold status: Earn 10% bonus points on Wyndham stays, preferred room upgrades, and late checkout.
10% award night discount: Book award nights for 10% fewer points than other Wyndham members.
Nightly rate discount: Get a discount on paid nights for being a Wyndham cardholder.
No annual fee: The Wyndham Rewards Earner card costs nothing out of pocket.
No foreign transaction fees: Staying overseas? Make purchases with your Wyndham Rewards Earner card without worrying about foreign transaction fees.
Annual bonus points (with spending): Each year, you receive 7,500 bonus points, enough for a free night at certain Wyndham hotels, but only if you have spent $15,000 on the card.
Best Ways To Earn and Redeem Wyndham Points
Adding the Wyndham Rewards Earner card is a great way to help you earn more Wyndham points on each stay, as the card earns 5x points on your Wyndham stays, 3x points on dining, grocery, gas, and EV charging, and 1x points on all other purchases.
Furthermore, since you get Wyndham Gold status, you earn 11x points thanks to the 10% elite bonus on stays. And when you pay for your stay with the Wyndham Rewards Earner card, you earn a total of 16x points on stays — a 14.4% return on your spending, based on our valuation of Wyndham points.
Wyndham breaks down its properties into 3 categories with award prices at 7,500, 15,000, and 30,000 points per night. Wyndham Rewards Earner cardholders receive a 10% discount off of these rates, bringing the number of points needed for a free night down to 6,750, 13,500, and 27,000 points for each category.
Not only does redeeming your points give you the highest return, but it’s also the most fun! After all, what better excuse is there to travel than a free hotel stay?
Alternative Cards to the Wyndham Rewards Earner Card
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
Complimentary Hilton Honors Silver status, plus great earnings at Hilton, U.S. gas stations, U.S. supermarkets, and U.S. restaurants!
Complimentary Hilton Honors Silver status, plus great earnings at Hilton, U.S. gas stations, U.S. supermarkets, and U.S. restaurants!
Earn 100,000 Hilton Honors Bonus Points and a $100 Statement Credit after you spend $2,000 on eligible purchases on the Hilton Honors American Express Card within your first 6 months of Card Membership. Offer ends 7/29/26.
100,000 points + $100
Up to $600
$0
19.49%-28.49% Variable
Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Good to Excellent
Why We Like This Card
You can’t beat a comfy king-sized bed and room service. For many travelers, it’s the hotel that really makes or breaks an experience. If you’re one of those people, you’ve probably stayed at a Hilton hotel.
Whether your visits are for work or pleasure, the Hilton brand has you covered with more than 6,200 locations in 100 counties and territories.
Earn 100,000 Hilton Honors Bonus Points and a $100 Statement Credit after you spend $2,000 on eligible purchases on the Hilton Honors American Express Card within your first 6 months of Card Membership. Offer ends 7/29/26.
No Annual Fee.
Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: at U.S. restaurants, at U.S. supermarkets, at U.S. gas stations.
Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
Points don't expire while your Hilton Honors American Express Card is active and in good standing.
No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
Whenever you travel more than 100 miles from home, Global Assist® Hotline is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
For a no-annual-fee hotel card for those who prefer Hilton hotels, the Hilton Honors card is superb (see rates & fees). Cardholders earn 7x points on Hilton stays, 5x points on dining, groceries, and gas in the U.S., and 3x points on all other purchases (terms apply). They also receive Hilton Silver status just for holding the card.
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.
A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.
Earn 60,000 Bonus Points after spending $1,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Bold® Credit Card!
60,000 points
$420
$0
19.24% - 27.74% Variable
Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Good to Excellent
Why We Like This Card
Casual travelers who like to frequent properties that are part of the Marriott Bonvoy collection of brands may want to consider the Marriott Bonvoy Bold® Credit Card.
The Marriott Bold card rewards cardholders for Marriott stays and gives them a boost towards Marriott Bonvoy elite status.
Pros & Cons
Pros
Up to 14x points per $1 at Marriott properties
2x points at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services
5 Elite Night Credits each year
Cons
Lower point earning rate than other Marriott Bonvoy cards
Marriott Bonvoy Silver Elite status is the lowest status tier
Earn 60,000 Bonus Points after qualifying purchases.
Pay no annual fee with the Marriott Bonvoy Bold® Credit Card from Chase®!
Earn up to 14X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bold® Card.
Earn 2X points for every $1 spent at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services.
1X point for every $1 spent on all other purchases.
Travel now, pay later - Break up purchases into equal monthly payments with no interest plus no plan fees on qualifying travel purchases. Terms apply.
Pay Yourself Back® - Redeem Marriott Bonvoy® points for a statement credit to cover qualifying travel purchases made directly with airlines or at hotels participating in Marriott Bonvoy, up to $750 total in redemptions per year.
Those who have Marriott as their hotel chain of choice and want a no-annual-fee card should consider adding the Marriott Bold card to their wallet. Cardholders earn up to 14x total points spent at hotels participating in Marriott Bonvoy, 2x at grocery stores, ride-shares, and some food delivery, and 2x for some streaming, and internet, cable, and phone service providers. All other purchases earn 1x. Plus, they get automatic Marriott Silver Elite status and receive 5 elite night credits every calendar year toward the next level of elite status.
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