23 Best Ways To Earn Lots of Wyndham Rewards Points [2026]

Key Takeaways

• With around 9,000 properties in 95 countries worldwide, Wyndham Hotels & Resorts has a large footprint and a wide variety of hotel categories to choose from.
• Wyndham Rewards points are valued at about 0.9 cents each. Free nights currently cost 7,500, 15,000, or 30,000 points per night, depending on the property.
• Earn more Wyndham Rewards points through various strategies, including staying at Wyndham properties, using co-branded credit cards, and participating in promotional offers.​

Wyndham Hotels & Resorts comprises 25 brands in big cities and small towns, at the beachfront, and in popular vacation destinations. You can find basic-value hotel brands, such as Super 8 and Days Inn, and upscale properties, like an over-the-water bungalow in the Maldives or luxury suites in Paris. Wyndham offers high-end properties with executive lounges, all-inclusive beachside resorts, and even vacation condo rentals.

You could pay to stay at a Wyndham hotel or resort, as there are plenty of affordable properties. But Wyndham Rewards points offer good value for booking free hotel nights, and they’re easy to earn, too.

This article covers why you’d want to earn Wyndham Rewards points, your choices for Wyndham-branded credit cards that can help, and other earning opportunities.

Why Wyndham Rewards Points?

The best-case scenario for any points program is that there are many ways to earn rewards and get good value at redemption time. With Wyndham Rewards, you get valuable rewards points that are also easy to earn.

Value of Wyndham Rewards

The value of each Wyndham Rewards point varies depending on your redemption, but we estimate the general value at around 0.9 cents per point. The higher the cash rate of the night you’re booking, the greater the value you receive for your points.

Wyndham free nights cost either 7,500, 15,000, or 30,000 points per night (though the tiers will change somewhat in September 2026).

Ease of Earning Wyndham Rewards

Wyndham Rewards points are easy to earn because there are so many different ways to earn them. You can earn big on its credit cards with welcome offers, everyday spending, and bonus category spending.

Even without a Wyndham Rewards credit card, you can earn when staying at Wyndham hotels, during special promotions, or on car rentals.

Bottom Line: There are so many easy ways to earn a lot of Wyndham Rewards points — and free nights start at 7,500 points per night.

Join Wyndham Rewards

Sign up for the Wyndham Rewards loyalty program if you stay at Wyndham hotels. You need to establish a member account, since this is where all your Wyndham Rewards points are deposited as you earn them.

Once you’re signed up, you’re ready to start earning Wyndham Rewards points.

Earning Points With Wyndham Rewards Credit Cards

1. Earn a Welcome Offer Bonus

There are 3 personal Wyndham Rewards credit cards: the Wyndham Rewards^® Earner℠ Card, the Wyndham Rewards^® Earner℠ Plus Card, and the Wyndham Rewards Earner^® Premier Card. Each has its own specific earning structure, pricing, and benefits.

In addition to the 3 personal cards, Wyndham offers a business credit card. The Wyndham Rewards^® Earner℠ Business Card earns generously on Wyndham stays and on common business purchases.

Wyndham-branded rewards credit cards each have a generous welcome offer when you are approved and meet minimum spending requirements within the first 90 days after approval. Here is a snapshot of the current offers:

Wyndham Rewards^® Earner℠ Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Wyndham Rewards Earner card is a great no-annual-fee option for travelers who love Wyndham hotels.

Apply Now(at Wyndham's secure site)

Wyndham Rewards^® Earner℠ Card

The Wyndham Rewards Earner card is a great no-annual-fee option for travelers who love Wyndham hotels.

Welcome Offer

Earn up to 75,000 points when you spend $1,000 in the first 90 days (unlocks 30,000 points) and $500 on Hotels by Wyndham in the first 180 days (unlocks 45,000 points).

Up to 75,000 points

Annual Fee

$0

APR

19.24% to 29.49% Variable

Why We Like This Card

Getting elite benefits from a hotel credit card doesn’t have to come at a price, and the Wyndham Rewards^® Earner℠ Card is a perfect example of that. This no annual fee card not only allows travelers to earn additional points on all of their Wyndham stays, but also offers automatic elite status, plus discounts on award and paid nights just for having the card!

_{*Due to changes to the Wyndham Rewards^® Earner℠ Card in June 2026, those who had the card prior to that time may have different benefits than those reflected here, which are valid for new applicants.}

Pros & Cons

Pros

• 5x points at Wyndham hotels
• 3x points on dining, gas stations, EV charging, and grocery store purchases
• Automatic Wyndham Rewards Gold elite status

Cons

• Not as rewarding as other Wyndham credit cards
• Annual point bonus requires you to spend $15,000

Read Full Review

Card Highlights

• Earn 30,000 bonus points after spending $1,000 on purchases in the first 90 days. Free nights can require up to 30,000 points per bedroom at participating properties and are subject to availability. Resort fees may apply and cannot be paid with points.
• Earn 5 points per $1 spent on eligible purchases made at Hotels by Wyndham as well as on qualifying gas purchases.
• Earn 2 points per $1 spent on eligible dining and grocery store purchases (excluding Target and Walmart).
• Earn 1 point per $1 spent on all other purchases (excluding Wyndham Timeshare resort down payments). That means paying bills, buying home office supplies, car repairs, and more are earning you your next great vacation!
• Due to changes to the Wyndham Rewards^® Earner℠ Card in June 2026, those who had the card prior to that time may have different benefits than those reflected here, which are valid for new applicants.

Financial Snapshot

• APR: 19.24% to 29.49% Variable
• Foreign Transaction Fees: 0% of each transaction in U.S. dollars

Wyndham Rewards^® Earner℠ Plus Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Wyndham Rewards Earner+ card is good for travelers looking to earn more Wyndham points and get automatic elite status.

Apply Now(at Barclays' secure site)

Wyndham Rewards^® Earner℠ Plus Card

The Wyndham Rewards Earner+ card is good for travelers looking to earn more Wyndham points and get automatic elite status.

Welcome Offer

Earn up to 100,000 points when you spend $1,000 in the first 90 days (unlocks 45,000 points) and $500 on Hotels by Wyndham in the first 180 days (unlocks 55,000 points).

Up to 100,000 points

Annual Fee

$95

APR

19.24% to 29.99% variable

Why We Like This Card

The information regarding the Wyndham Rewards^® Earner℠ Plus Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. 

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Adding co-branded hotel credit cards to your wallet can be a great idea for casual and frequent travelers alike. These cards can help you earn more points on each stay, give you elite status with the hotel chain, and give you a free night just for holding on to the card each year.

If you visit Wyndham hotels, the Wyndham Rewards Earner+ card is worth considering.

*Due to changes to the Wyndham Rewards^® Earner℠ Plus Card in June 2026, those who had the card prior to that time may have a different annual fee and benefits than those reflected here, which are valid for new applicants.

Pros & Cons

Pros

• 6x points at Wyndham hotels
• 4x points on dining, grocery, and travel (gas, EV charging, airfare, car rentals, ride-shares, tolls, and trains)
• Automatic Wyndham Rewards Diamond elite status for 1 year, and automatic Platinum Elite status thereafter

Cons

• $95 annual fee

Read Full Review

Card Highlights

• Earn 45,000 bonus points after spending $1,000 on purchases in the first 90 days and also earn 55,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days. Free nights can require up to 30,000 points per bedroom at participating properties and are subject to availability. Resort fees may apply and cannot be paid with points.
• Earn 6 points per $1 spent on eligible purchases made at Hotels By Wyndham.
• Earn 4 points per $1 spent on Vacation Club, travel, dining, and grocery store purchases (excluding Target and Walmart).
• Earn 1 point per $1 spent on all other purchases (excluding Vacation Club down payments). That means paying bills, buying home office supplies, car repairs, and more are earning you your next great vacation!
• Anniversary Bonus. Receive 15,000 bonus points each anniversary year after payment of your annual fee -that’s enough for up to two free nights at participating hotels every year.
• Automatically receive a Wyndham Rewards DIAMOND member level during your first year. After that, become a Wyndham Rewards PLATINUM member and enjoy perks like early check-in, late checkout, and more.
• Enjoy a Cardmember Booking Discount. Wyndham Rewards Earner Card members can save even more on our Standard Rate for stays at participating Hotels by Wyndham and hotels in Wyndham Travel Bundles.
• $50 Meal Delivery Credit. Enjoy up to $25 in statement credits back every 6 months on eligible meal delivery purchases when you pay with your card—up to $50 each calendar year.
• Unlimited Earning. There is no limit to the number of points you can earn.
• Redeem 10% fewer Wyndham Rewards points for free nights, which means you can book free nights starting at just 6,750 points.
• Book 1 Free Night Every Year. Enjoy a free night worth up to 15,000 Wyndham Rewards points after you stay five or more nights in a calendar year.
• Due to changes to the Wyndham Rewards^® Earner℠ Plus Card in June 2026, those who had the card prior to that time may have a different annual fee and benefits than those reflected here, which are valid for new applicants.

Financial Snapshot

• APR: 19.24% to 29.99% variable
• Foreign Transaction Fees: 0% of each transaction in U.S. dollars

Wyndham Rewards Earner^® Premier Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Wyndham Rewards Earner Premier card is for Wyndham loyalists who want top-tier elite status and beneficial perks during stays.

Wyndham Rewards Earner^® Premier Card

The Wyndham Rewards Earner Premier card is for Wyndham loyalists who want top-tier elite status and beneficial perks during stays.

Welcome Offer

Earn up to 120,000 points when you spend $6,000 in the first 120 days (unlocks 90,000 points) and $750 on Hotels by Wyndham in the first 180 days (unlocks 30,000 points).

Up to 120,000 points

Annual Fee

$395

APR

19.24% - 29.99%

Why We Like This Card

The Wyndham Rewards Earner Premier card is the top-tier offering in the Wyndham Rewards card lineup. The card is well-suited for anyone who frequently stays at Wyndham hotels and wants a premium card that offers top-tier Diamond status, a discount on paid nights, a 25% discount on award nights, and nearly $400 in annual credits.

Pros & Cons

Pros

• 8x points on Wyndham hotel stays
• 4x points on eligible dining, grocery, and travel (gas, EV charging, air, car rental, rideshare, tolls, and trains)
• 1x points on all other purchases (excluding Vacation Club payments)

Cons

• $395 annual fee

Read Full Review

Card Highlights

• Earn up to 120,000 points when you spend $6,000 in the first 120 days (unlocks 90,000 points) and $750 on Hotels by Wyndham in the first 180 days (unlocks 30,000 points).
• 8x points on Wyndham hotel stays
• 4x points on eligible dining, grocery, and travel (gas, EV charging, air, car rental, rideshare, tolls, and trains)
• 1x points on all other purchases (excluding Vacation Club payments)
• 25% discount on award night redemptions
• 30,000 anniversary bonus points (after annual fee)
• Wyndham Rewards Diamond membership
• Booking discounts on Hotels by Wyndham
• Stay 5 nights and receive a free night annually (30,000 points)
• Emerald Club Executive status with National Car Rental
• Complimentary Wyndham Rewards Insider membership
• $395 annual fee

Financial Snapshot

• APR: 19.24% - 29.99%
• Foreign Transaction Fees: 

Wyndham Rewards^® Earner℠ Business Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Wyndham Rewards Earner Business card is the best card on the market for Wyndham stays thanks to its 8x earnings and automatic Diamond status.

Apply Now(at Barclays' secure site)

Wyndham Rewards^® Earner℠ Business Card

The Wyndham Rewards Earner Business card is the best card on the market for Wyndham stays thanks to its 8x earnings and automatic Diamond status.

Welcome Offer

Earn up to 100,000 points when you spend $3,000 in the first 90 days (unlocks 45,000 points) and $500 on Hotels by Wyndham in the first 180 days (unlocks 55,000 points).

Up to 100,000 points

Annual Fee

$149

APR

20.24% to 29.99% variable

Why We Like This Card

For frequent traveling business owners who regularly stay at Wyndham hotels, the Wyndham Rewards Earner Business card is quite the compelling card option that will allow you to get the most out of each Wyndham stay.

Not only will the card help supercharge the number of Wyndham points you’ll earn, but the automatic elite status, annual bonus points, and business protections really make the card a must-have for any Wyndham business traveler.

Pros & Cons

Pros

• 8x points at Wyndham hotels
• 5x points on eligible marketing, advertising services, gas stations, EV charging, office supply stores, and shipping
• Automatic Wyndham Rewards Diamond elite status

Cons

• $149 annual fee

Read Full Review

Card Highlights

• Earn 45,000 bonus points after spending $3,000 on purchases in the first 90 days and also earn 55,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days. Free nights can require up to 30,000 points per bedroom at participating properties and are subject to availability. Resort fees may apply and cannot be paid with points.
• Earn 8 points per $1 spent on eligible purchases made at Hotels By Wyndham
• Earn 5 points per $1 spent on gas, marketing, advertising, shipping providers, and office supply stores
• Earn 1 point per $1 spent on all other purchases (excluding Vacation Club down payments). That means paying bills, buying home office supplies, car repairs, and more are earning you your next great vacation.
• Annual Bonus. Receive 15,000 bonus points each anniversary year–that’s enough for up to two free nights at participating properties.
• Automatic DIAMOND Level Benefits! Automatically receive a Wyndham Rewards DIAMOND member level and enjoy perks like suite upgrades, welcome amenity at check-in, and more.
• Enjoy a Cardmember Booking Discount. Wyndham Rewards Earner Business Cardmembers can save even more on our Best Available Rate at participating Hotels By Wyndham.
• Unlimited Earning. There is no limit to the number of points you can earn.
• go free^® Faster. Redeem 20% fewer Wyndham Rewards points for go free^® awards.
• Redeem your points for free nights at participating Wyndham Rewards properties, online shopping, gift cards and so much more.

Financial Snapshot

• APR: 20.24% to 29.99% variable
• Foreign Transaction Fees: 0% of the U.S. Dollar amount

Earning 30,000 points could be enough to get 4 free nights at a Wyndham property that could cost hundreds of dollars per night.

The Wyndham Rewards-branded cards are issued by Barclays, and all have Visa Signature benefits. Cardmembers redeem fewer points for awards, receive an annual anniversary points bonus (terms apply), and enjoy a cardmember booking discount.

There is also the Wyndham Rewards Debit Card, which offers a welcome bonus that requires qualifying account activity, such as making 2 direct deposits and spending a certain amount with the card within the first 90 days of account opening. This account has a $6 monthly fee unless you maintain an average monthly balance of at least $2,500.

2. Category Bonus Points

You automatically receive Wyndham Rewards points when staying at Wyndham hotel properties, but if you use your Wyndham Rewards credit or debit card, you earn even more.

Here’s what you can expect to earn on each dollar spent on your Wyndham Rewards credit card at hotels by Wyndham:

* Club Wyndham, WorldMark by Wyndham, and Shell Vacations Club are considered vacation clubs, and earnings will differ from earnings at hotels by Wyndham.

Bottom Line: Wyndham Rewards credit cards help you accumulate rewards faster, make your stay more comfortable with automatic elite status, and reward everyday purchases.

3. Pay Timeshare Maintenance Fees

If you’re a current Wyndham Vacation Ownership member, you can earn bonus Wyndham Rewards points by using your card to pay maintenance fees.

On-property spending and maintenance fees at Club Wyndham, WorldMark by Wyndham, and Shell Vacations Club properties earn 3x points on the Wyndham Rewards Earner card and 4x points on the Wyndham Rewards Earner+ card, Wyndham Rewards Earner Premier card, and Wyndham Rewards Earner Business card.

Earning Points With Other Credit Cards

4. Transfer Bilt Points

Thanks to Bilt’s partnership with Wyndham Rewards, you can earn points with one of Bilt’s 3 credit cards and transfer them to Wyndham at a 1:1 ratio.

5. Transfer Capital One Miles

You can transfer Capital One miles to Wyndham Rewards at a 1:1 ratio.

Recommended Capital One Miles Cards (Personal)

Capital One Venture X Rewards Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Capital One Venture X Rewards Credit Card

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Welcome Offer

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.

75,000 miles

UP's Offer Valuation*:

$1,350

Annual Fee

$395

APR

Purchases: 19.49% - 28.49% (Variable)

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Excellent

Why We Like This Card

The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.

Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.

Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

Pros & Cons

Pros

• 10x miles per $1 on hotels and rental cars purchased through Capital One Travel
• 5x miles per $1 on flights and vacation rentals purchased through Capital One Travel
• 2x miles per $1 on all other purchases

Cons

• $395 annual fee
• Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status

Read Full Review

Card Highlights

• Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
• Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
• Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
• Earn unlimited 2X miles on all other purchases
• Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge and Landing locations and participating Priority Pass™ lounges, after enrollment
• Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
• Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
• Receive up to a $120 credit for Global Entry or TSA PreCheck^®
• Top rated mobile app

Financial Snapshot

• APR: Purchases: 19.49% - 28.49% (Variable)
• Foreign Transaction Fees: None

Rewards Center

Capital One Miles

Capital One Venture Rewards Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!

Capital One Venture Rewards Credit Card

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!

Welcome Offer

Earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.

75,000 miles

UP's Offer Valuation*:

$1,350

Annual Fee

$95

APR

Purchases: 19.49% - 28.49% (Variable)

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent Credit

Why We Like This Card

The Capital One Venture Rewards Credit Card is one of the most popular rewards cards on the market. It’s perfect for anyone in search of a great welcome offer, high rewards rates, and flexible redemption options.

Frequent travelers with excellent credit may benefit from this credit card that offers a lot of bells and whistles. And it offers easy-to-understand rewards earning and redemption.

Pros & Cons

Pros

• 5x miles per $1 on hotels, vacation rentals, and rental cars booked through Capital One Travel
• 2x miles per $1 on all other purchases
• Up to a $120 Global Entry or TSA PreCheck application fee credit

Cons

• $95 annual fee (rates & fees)
• Limited elite benefits

Read Full Review

Card Highlights

• Earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
• Earn unlimited 2X miles on every purchase, every day
• Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
• Miles won't expire for the life of the account and there's no limit to how many you can earn
• Receive up to a $120 credit for Global Entry or TSA PreCheck^®
• Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
• Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
• Transfer your miles to your choice of 15+ travel loyalty programs
• Top rated mobile app

Financial Snapshot

• APR: Purchases: 19.49% - 28.49% (Variable)
• Foreign Transaction Fees: None

Rewards Center

Capital One Miles

Capital One VentureOne Rewards Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The card offers unlimited miles at 1.25x per $1 and no annual fee. When you consider the flexible rewards, frequent travelers come out on top.

Capital One VentureOne Rewards Credit Card

The card offers unlimited miles at 1.25x per $1 and no annual fee. When you consider the flexible rewards, frequent travelers come out on top.

Welcome Offer

Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel.

20,000 miles

UP's Offer Valuation*:

$200

Annual Fee

$0

APR

Purchases: 0% intro APR on purchases for 15 months; variable 18.49% - 28.49% thereafter

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent (670-850)

Why We Like This Card

Interested in a travel rewards credit card without one of those pesky annual fees? Then say hello to the Capital One VentureOne Rewards Credit Card.

In addition to no annual fee, the Capital One VentureOne card offers no foreign transaction fees.

But is this card worth its salt, or is it merely a shell of the more popular Capital One Venture card?

Pros & Cons

Pros

• No annual fee
• No foreign transaction fees
• Ability to use transfer partners

Cons

• Weak earn rate at 1.25x miles per $1 spent on all purchases
• No luxury travel or elite benefits

Read Full Review

Card Highlights

• Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
• $0 annual fee and no foreign transaction fees
• Earn unlimited 1.25X miles on every purchase, every day
• Miles won’t expire for the life of the account and there’s no limit to how many you can earn
• Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
• Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
• Transfer your miles to your choice of 15+ travel loyalty programs
• Enjoy 0% intro APR on purchases and balance transfers for 15 months; 18.49% – 28.49% variable APR after that; balance transfer fee applies
• Top rated mobile app

Financial Snapshot

• APR: Purchases: 0% intro APR on purchases for 15 months; variable 18.49% - 28.49% thereafter
• Foreign Transaction Fees: None

Rewards Center

Capital One Miles

6. Transfer Chase Ultimate Rewards Points

You can transfer Chase Ultimate Rewards points to Wyndham Rewards at a 1:1 ratio.

Recommended Chase Cards (Personal)

BEST FIRST TRAVEL CARD

Terms Apply / Rates & Fees

Chase Sapphire Preferred^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Apply Now(at Chase's secure site)

Chase Sapphire Preferred^® Card

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Welcome Offer

Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

75,000 points

UP's Offer Valuation*:

$1,500

Annual Fee

$95

APR

19.24% - 27.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The Chase Sapphire Preferred^® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, gas, EV charging, vacation homes, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance and emergency evacuation. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros & Cons

Pros

• 5x points on all travel booked via the Chase Travel portal
• 3x points on dining purchases, online grocery purchases (excluding Walmart, Target, and wholesale clubs), gas, EV charging, vacation homes (such as Airbnb and Vrbo), and select streaming services
• 2x points on all other travel worldwide

Cons

• $95 annual fee
• No elite benefits like airport lounge access or hotel elite status

Read Full Review

Card Highlights

• Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
• Enjoy benefits such as 5x on travel purchased through Chase TravelSM, 3x on dining, 3x on vacation homes, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases
• Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Emergency Evacuation and Transportation and more
• Get a year of complimentary Apple TV when activated by December 31, 2026 – a value of $156.
• Complimentary DashPass which unlocks $0 delivery fees & lower service fees for 12 months when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
• Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck^® or NEXUS application.
• Transfer points to leading airline and hotel loyalty programs
• Member FDIC

Financial Snapshot

• APR: 19.24% - 27.49% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Terms Apply / Rates & Fees

Chase Sapphire Reserve^®

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Apply Now(at Chase's secure site)

Chase Sapphire Reserve^®

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Welcome Offer

Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.

100,000 points

UP's Offer Valuation*:

$2,000

Annual Fee

$795

APR

19.49% - 27.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Excellent

Why We Like This Card

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve^® is one of the best options.

The card combines elite travel benefits and perks like worldwide airport lounge access, with excellent point earning and redemption options. Plus, it offers top-notch travel insurance protections to cover you at home or on the road.

Don’t forget the more than $2,000 in annual credits, which can offset the annual fee!

Pros & Cons

Pros

• 8x points on all Chase Travel purchases
• 5x points on Lyft rides
• 4x points on flights and hotels booked directly

Cons

• $795 annual fee

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Card Highlights

• Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
• Get $3,000 in annual value with Sapphire Reserve.
• Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
• $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge^® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck^® every 4 years
• Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
• Get complimentary subscriptions to Apple TV and Apple Music for a minimum of one year when activated by June 22, 2027, a value of $288 annually.
• Member FDIC

Financial Snapshot

• APR: 19.49% - 27.99% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Recommended Chase Card (Business)

LIMITED TIME OFFER

Terms Apply / Rates & Fees

Sapphire Reserve for Business℠

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Chase Sapphire Reserve for Business card is perfect for frequent traveler business owners who want premium perks.

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Sapphire Reserve for Business℠

The Chase Sapphire Reserve for Business card is perfect for frequent traveler business owners who want premium perks.

Welcome Offer

Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and access more than $7,000 in total business and travel value in your first year.

200,000 points

UP's Offer Valuation*:

$4,000

Annual Fee

$795

APR

Flex for Business Variable APR: 17.74% - 28.49%

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Excellent

Why We Like This Card

The Chase Sapphire Reserve Business card is a great pick for business owners who can easily make use of the annual credits for travel, Google Workspace, ZipRecruiter, and more. Plus, it offers helpful bonus categories such as ad spend and offers access to over 1,300 airport lounges — including Chase Sapphire Lounges.

Pros & Cons

Pros

• 8x points on Chase Travel purchases
• 4x points on flights and hotels booked directly
• 3x points on advertising purchases made with social media sites and search engines (uncapped)

Cons

• $795 annual fee

Read Full Review

Card Highlights

• Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening.
• $7,000+ in value your first year. 200K points, valued at $4,000 for select flights and hotels through Chase Travel℠, plus $3,000+ in annual value through travel and business benefits.
• Earn 8x points on Chase Travel℠ for airline tickets, hotels, including The Edit℠, car rentals, cruises, activities and tours.
• Earn 5x total points on Lyft rides through 9/30/27.
• Earn 4x points on flights & hotels booked direct.
• Earn 3x points on social media & search engine advertising.
• Get the most flexible travel credit compared to any other card, with up to $300 in statement credits each anniversary year on travel purchases.
• Enjoy complimentary access to the Chase Sapphire Lounge^® by The Club network and Priority Pass™ Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge.
• Member FDIC

Financial Snapshot

• APR: Flex for Business Variable APR: 17.74% - 28.49%
• Foreign Transaction Fees: None

NEW OFFER

Terms Apply / Rates & Fees

Ink Business Preferred^® Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Ink Business Preferred card is hard to beat, with a huge welcome bonus offer and 3x points per $1 on the first $150,000 in so many business categories.

Apply Now(at Chase's secure site)

Ink Business Preferred^® Credit Card

The Ink Business Preferred card is hard to beat, with a huge welcome bonus offer and 3x points per $1 on the first $150,000 in so many business categories.

Welcome Offer

Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.

100,000 points

UP's Offer Valuation*:

$2,000

Annual Fee

$95

APR

17.74% - 26.74% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The Ink Business Preferred^® Credit Card is a powerhouse for earning lots of points from your business purchases, especially for business owners that spend regularly on ads.

Plus the card offers flexible redemption options, including access to Chase airline and hotel transfer partners where you can achieve outsized value.

Business owners will also love the protections the card provides like excellent cell phone insurance, rental car insurance, purchase protection, and more.

Pros & Cons

Pros

• 3x Ultimate Rewards points per $1 on up to $150,000 in combined purchases on internet, cable and phone services, shipping expenses, travel, and ads purchased with search engines or social media sites
• Cell phone protection
• Purchase protection

Cons

• No elite travel benefits like airport lounge access

Read Full Review

Card Highlights

• Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
• Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
• Earn 5x total points on Lyft rides through 9/30/27.
• With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
• Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
• Go further when you book with Chase Travel℠. Enjoy competitive rates, seamless booking and premium benefits.
• Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
• Receive complimentary access to DashPass by DoorDash.
• Member FDIC

Financial Snapshot

• APR: 17.74% - 26.74% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

7. Transfer Citi ThankYou Points

You can transfer Citi ThankYou Points to Wyndham Rewards at a 1:1 ratio with the Citi Strata Premier^® Card or Citi Strata Elite℠ Card.

Recommended Citi Cards (Personal)

Terms Apply / Rates & Fees

Citi Strata Premier^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Apply Now(at our partner's secure site)

Citi Strata Premier^® Card

Welcome Offer

Earn 60,000 bonus ThankYou^® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.

60,000 Points

UP's Offer Valuation*:

$960

Annual Fee

$95

APR

19.49% to 27.49% Variable

Why We Like This Card

The Citi Strata Premier^® Card is a great all-around travel rewards card that allows you to earn big rewards on a variety of purchases like air travel, at restaurants, supermarkets, gas stations, and more, along with flexible redemption options, all for a modest annual fee.

Pros & Cons

Pros

• 10x points on hotels, car rentals, and attractions booked through CitiTravel.com
• 3x points on air travel, other hotel purchases, restaurants, supermarkets, gas stations, and EV charging stations
• $100 annual hotel benefit

Cons

• $95 annual fee

Read Full Review

Card Highlights

• Earn 60,000 bonus ThankYou^® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
• Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
• Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
• Earn 1 Point per $1 spent on all other purchases
• $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
• No expiration and no limit to the amount of points you can earn with this card
• No Foreign Transaction Fees on purchases

Financial Snapshot

• APR: 19.49% to 27.49% Variable
• Foreign Transaction Fees: None

Terms Apply / Rates & Fees

Citi Strata Elite℠ Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Citi Strata Elite card is Citi's most premium card built for frequent travelers and foodies.

Apply Now(at our partner's secure site)

Citi Strata Elite℠ Card

The Citi Strata Elite card is Citi's most premium card built for frequent travelers and foodies.

Welcome Offer

Earn 75,000 bonus Points after spending $6,000 in the first 3 months of account opening.

75,000 Points

UP's Offer Valuation*:

Up to $1,200

Annual Fee

$595

APR

20.49% to 28.49% Variable

Why We Like This Card

The Citi Strata Elite card is a great option for frequent travelers, foodies, and those who are fans of the Citi ThankYou Rewards ecosystem thanks to its combination of bonus categories, perks, and annual credits.

Pros & Cons

Pros

• 12x points on hotels, rental cars, and attractions booked through Citi Travel
• 6x points on airfare through Citi Travel
• 6x points on dining on Citi Nights (Friday and Saturday nights from 6 p.m. to 6 a.m.) and 3x points on dining at all other times

Cons

• $595 annual fee
• Boosted dining rewards are limited to 2 nights per week

Read Full Review

Card Highlights

• Earn 75,000 bonus Points after spending $6,000 in the first 3 months of account opening.
• Earn 12 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on cititravel.com and 6 Points per $1 spent on Air Travel booked on cititravel.com
• Earn 6 Points per $1 spent at Restaurants including Restaurant Delivery Services on CitiNights℠ purchases, every Friday and Saturday from 6 PM to 6 AM ET. Earn 3 Points per $1 spent any other time
• Earn 1.5 Points per $1 spent on All Other Purchases
• Up to $300 Annual Hotel Benefit: Each calendar year, enjoy up to $300 off a hotel stay of two nights or more when booked through cititravel.com.
• No Foreign Transaction Fees

Financial Snapshot

• APR: 20.49% to 28.49% Variable
• Foreign Transaction Fees: None

Terms Apply / Rates & Fees

Citi Strata℠ Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Apply Now(at our partner's secure site)

Citi Strata℠ Card

Welcome Offer

Earn 20,000 bonus Points after spending $1,000 in the first 3 months of account opening.

20,000 Points

UP's Offer Valuation*:

$320

Annual Fee

$0

APR

0% intro APR on purchases and balance transfers for 15 months, and then a variable APR 18.49% to 28.49%.

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The Citi Strata card offers a fresh way to earn Citi ThankYou Points with a $0 annual fee, allowing you to maximize your spend at gas stations, supermarkets, and more.

Pros & Cons

Pros

• 5x points on hotels, car rentals, and attractions booked on CitiTravel.com
• 3x points at supermarkets, select transit, gas and EV charging stations, and an eligible self-select category of your choice (fitness clubs, select streaming services, live entertainment, cosmetic stores/barber shops/hair salon or pet supply stores)
• 2x points at restaurants

Cons

• Doesn’t offer the best transfer ratio to Citi’s airline and hotel partners
• Charges foreign transaction fees

Read Full Review

Card Highlights

• Earn 20,000 bonus Points after spending $1,000 in the first 3 months of account opening.
• 0% Intro APR on balance transfers and purchases for 15 months; after that, the variable APR will be 18.49% – 28.49%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
• Earn 3 ThankYou^® Points for each $1 spent in an eligible Self-Select Category of your choice (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores). Choose your eligible Self-Select Category on Citi Online or by calling customer service. The default Self-Select Category is Select Streaming Services.
• Earn 5 ThankYou^® Points for each $1 spent on Hotels, Car Rentals and Attractions booked on Citi Travel^® via cititravel.com; earn 3 ThankYou Points for each $1 spent at Supermarkets, on Select Transit purchases, and at Gas & EV Charging Stations.
• Earn 2 ThankYou^® Points for each $1 spent at Restaurants; earn 1 ThankYou^® Point for each $1 spent on All Other Purchases.
• No Annual Fee

Financial Snapshot

• APR: 0% intro APR on purchases and balance transfers for 15 months, and then a variable APR 18.49% to 28.49%.
• Foreign Transaction Fees: 3% of the U.S. dollar amount of each purchase

Rewards Center

Citi ThankYou Rewards

Terms Apply / Rates & Fees

Citi Double Cash^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Great card for the average spender with no specific focus category; worry-free cash-back earning on everything!

Apply Now(at our partner's secure site)

Citi Double Cash^® Card

Great card for the average spender with no specific focus category; worry-free cash-back earning on everything!

Welcome Offer

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.

$200 cash back

Annual Fee

$0

APR

17.49% to 27.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The Citi Double Cash^® Card has long been one of the top cash-back credit cards on the market, and the card now has the ability to earn Citi ThankYou Points!

This means that cardholders of the Double Cash card will now earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. Cash back is earned in the form of ThankYou Points. This means each billing cycle, you will earn 1 ThankYou point per $1 spent on purchases and an additional ThankYou point for every $1 paid on your purchase balance as long as there is a corresponding balance in your Purchase Tracker.

Citi has turned the Double Cash card into a top choice for those who are looking for an everyday, no-fuss credit card.

Pros & Cons

Pros

• Uncapped 2% for every $1 spent (1% when you buy and another 1% when you pay)
• Flexible redemption options
• No annual fee

Cons

• No bonus categories
• 3% foreign transaction fees

Read Full Review

Card Highlights

• Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.
• Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
• Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 17.49% – 27.49%, based on your creditworthiness.
• Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
• If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
• There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

Financial Snapshot

• APR: 17.49% to 27.49% Variable
• Foreign Transaction Fees: 3% of the U.S. dollar amount of each purchase

Rewards Center

Citi ThankYou Rewards

8. Transfer Wells Fargo Rewards

You can transfer Wells Fargo points to Wyndham Rewards at a 1:1 ratio with a points-earning Wells Fargo credit card.

Additional Ways To Earn Wyndham Rewards

Be sure you’re signed up for Wyndham Rewards before staying at a Wyndham property or participating in any additional reward-earning activities.

9. Dine Out with Wyndham Rewards

Wyndham Rewards offers a dining rewards program called Dine Out with Wyndham Rewards, which is free to join and allows members to earn up to 5 points per $1 at over 20,000 participating restaurants. Bonus rewards apply to both takeout and dining in, allowing you to stack rewards with credit cards that earn bonus points on dining.

New members also receive a dining bonus when spending $25 within 30 days of joining the program.

10. Stay at Wyndham Hotels

Earning Wyndham Rewards on all affiliated hotel stays is simple. You earn 10 base points per $1 spent (regardless of the credit card you use) and receive a minimum of 1,000 points for each stay.

Hot Tip: Since free nights at Wyndham start at 7,500 points per night, even staying at lower-priced properties can earn free nights quickly. For example, staying at a $49-a-night hotel would mean you would only need to spend $735 (15 single-night stays) to earn 15,000 points, good for as many as 2 free nights.

11. Earn Elite Status

Elite status in the Wyndham Rewards hotel loyalty program offers bonus points during your stays. Bonus earnings are over and above the 10 points per $1 a base member would receive. For example, if a room rate were $100, a base member would receive 1,000 points, but a Gold Elite member would receive an additional 10%, for a total of 1,100 points.

Stay just 5 nights in a calendar year and receive Gold status and 10% bonus points on your stay. After 15 nights in a calendar year at Wyndham properties, you qualify for Platinum status and receive a 15% bonus on Wyndham Rewards points from stays. If you stay 40 nights in a calendar year, you qualify for Diamond status and receive a 20% bonus on Wyndham Rewards points from stays.

If you have elite status with another hotel chain, see if you’re eligible for a status match or challenge with Wyndham.

12. Use Best Rate + Points

Select a Best Rate + Points option when you book your hotel room and receive:

• 2,000 bonus points for weekday stays of 2 or more nights
• 1,000 bonus points for weekday stays of 1 night
• 500 bonus points for weekend stays

13. Use the Best Rate Guarantee

Book a Wyndham hotel online or by calling the reservation number, and you’re eligible for the Best Rate Guarantee.

If you find a lower publicly available rate on another website, Wyndham will match that rate and give you 3,000 Wyndham Rewards bonus points. Terms and conditions apply.

14. Plan a Meeting

Have a special event or meeting? You earn 1 Wyndham Rewards point per $1 spent on meeting room, hotel room, and associated charges. The paying guest earns 10 points per $1 spent or 1,000 points minimum, whichever is greater.

15. Party in Vegas

Wyndham Hotels & Resorts partners with Caesars Entertainment, so you earn Wyndham Rewards points for stays at Caesars-affiliated properties, too.

16. Rent a Car

Wyndham partners with Avis and Budget, allowing you to earn bonus rewards points on every car rental.

You earn 100 Wyndham Rewards points per day for each booking when applying your Wyndham Rewards number to the reservation. There is also a 35% discount for members.

17. Attend a Timeshare Vacation Presentation

Various Wyndham Vacation Ownership properties offer thousands of Wyndham Rewards points for attending timeshare presentations.

To start, elect to receive marketing and promotional emails when you sign up for the Wyndham Rewards loyalty program. You’ll then receive invitations to discounted stays at Wyndham Vacation Ownership properties, with the requirement that you participate in a timeshare presentation.

18. Earn Points With Special Offers

Wyndham runs periodic special offers, including bonus points on stays. Once you’ve signed up for the Wyndham Rewards program, keep an eye on your email for special reward-earning offers.

19. Join the Opinion Rewards Panel

You receive 500 points for signing up with the Opinion Rewards Panel and taking your first survey with Wyndham Rewards.

20. Book Tours and Activities

Members can earn 10x Wyndham Rewards points on experiences booked through Wyndham Travel Bundles. This tool is powered by Viator, providing plenty of booking opportunities worldwide.

You can also book cruises, flights, all-inclusive vacations, and ground transportation through the Wyndham Travel portal.

21. Sign Up for Wyndham Rewards Insider

Wyndham Rewards Insider is Wyndham’s subscription program. In exchange for a $95 annual fee, members receive perks such as automatic Gold elite status, discounted rates, and a 50% bonus on points earned on paid stays. Cardholders of the Wyndham Rewards Earner Premier card get a complimentary membership.

For a limited time, new members earn 7,500 bonus points for joining Wyndham Rewards Insider.

22. Buy Wyndham Rewards Points

Another way to get Wyndham Rewards points is to purchase them. Visit the More Ways to Earn page on Wyndham’s website and scroll down to where it says “Purchase Points.” You can normally purchase up to 10,000 points per year.

Hot Tip: Check whether there’s a discount or bonus offer available.

23. Earn Points on Ticketmaster Purchases

With Wyndham’s partnership with Ticketmaster, Wyndham Rewards members can earn points on Ticketmaster purchases. The exact number depends on your membership type: All regular members earn 1 point per $1 spent, while Wyndham Rewards Insider members earn 2 points per $1 spent (up to 50,000 annually).

Final Thoughts

Wyndham offers a vast range of properties, and having a variety of lodging is a good thing. If you plan to stay at these properties or are already a Wyndham Rewards member, it makes sense to have a Wyndham-branded credit or debit card.

For frequent stays at Wyndham properties, the best-value card is the Wyndham Rewards Earner+ card. The extra points earned with the welcome offer definitely offset that annual fee, especially if you redeem them for a high-end stay. The extra earnings and annual renewal bonus on this card could also offset future annual fees.

Wyndham loyalists who can utilize all of the benefits of the Wyndham Rewards Earner Premier card may find the annual fee worth it.

Business owners should consider the Wyndham Rewards Earner Business card, which offers higher earnings on hotel stays and bonus earnings on everyday business purchases.

If you stay at Wyndham only occasionally, you might consider a no-annual-fee credit card. Or go with a debit card to avoid a credit pull and earn Wyndham Rewards points while maintaining Gold status.