Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we may receive financial compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology.

Wyndham Rewards Earner® Premier Card: Full Review [2026]

Jarrod West's image
Jarrod West
Edited by: Jessica Merritt
& Ben Neighbors-Giles

We may be compensated when you click on a link, when an application is approved, or when an account is opened from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Wyndham Rewards Earner® Premier Card

Wyndham Rewards Earner® Premier Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
4.5
  • Up to 120,000 points

  • $395

  • 19.24% - 29.99%

Wyndham Rewards Earner® Premier Card

The Wyndham Rewards Earner Premier card is for Wyndham loyalists who want top-tier elite status and beneficial perks during stays.

U.P. Rating
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
4.5

Summary

The Wyndham Rewards Earner Premier card is the top-tier offering in the Wyndham Rewards card lineup. The card is well-suited for anyone who frequently stays at Wyndham hotels and wants a premium card that offers top-tier Diamond status, a discount on paid nights, a 25% discount on award nights, and nearly $400 in annual credits.

Card Details

Card Snapshot

Welcome Bonus & Info

  • Earn up to 120,000 points when you spend $6,000 in the first 120 days (unlocks 90,000 points) and $750 on Hotels by Wyndham in the first 180 days (unlocks 30,000 points).
  • 8x points on Wyndham hotel stays
  • 4x points on eligible dining, grocery, and travel (gas, EV charging, air, car rental, rideshare, tolls, and trains)
  • 1x points on all other purchases (excluding Vacation Club payments)
  • 25% discount on award night redemptions
  • 30,000 anniversary bonus points (after annual fee)
  • Wyndham Rewards Diamond membership
  • Booking discounts on Hotels by Wyndham
  • Stay 5 nights and receive a free night annually (30,000 points)
  • Emerald Club Executive status with National Car Rental
  • Complimentary Wyndham Rewards Insider membership
  • $395 annual fee

Pros & Cons

Pros

  • 8x points on Wyndham hotel stays
  • 4x points on eligible dining, grocery, and travel (gas, EV charging, air, car rental, rideshare, tolls, and trains)
  • 1x points on all other purchases (excluding Vacation Club payments)
  • 25% discount on award night redemptions
  • 30,000 anniversary bonus points (after annual fee)
  • Wyndham Rewards Diamond membership
  • Booking discounts on Hotels by Wyndham
  • Stay 5 nights and receive a free night annually (30,000 points)
  • Emerald Club Executive status with National Car Rental
  • Complimentary Wyndham Rewards Insider membership
  • $100 annual Wyndham Hotels & Resorts credit
  • Up to $120 meal delivery credits annually ($10 per month)
  • Up to $100 streaming credit annually
  • $65 warehouse membership credit annually
  • Up to $125 TSA PreCheck or Global Entry application fee credit, once every 4 years

Cons

  • [up cc_id="1052713" name="wyndham-rewards-earner-premier-card-fee-number"] annual fee

Great Card If

  • You frequently stay with Wyndham.
  • You can easily get more value from the card than the annual fee.

Don’t Get If

  • You rarely stay at Wyndham hotels.
  • You don’t want a credit card with a large annual fee.

Wyndham Rewards Earner Premier Card — Is It Worth It?

If Wyndham is your hotel chain of choice, and you stay at the chain’s properties often, then the Wyndham Rewards Earner Premier card is likely to prove very worthwhile for you.

Not only does it help you earn more points during all of your Wyndham stays, but those stays will also be more rewarding thanks to your automatic top-tier Wyndham Rewards Diamond elite status, which offers complimentary suite upgrades, late checkout, and more.

While its annual fee is quite a bit larger than the others in the Wyndham card lineup, it doesn’t take more than a few benefits to offset it, like the 30,000 annual bonus points, nearly $400 in annual statement credits, and a complimentary Wyndham Rewards Insider membership.

Wyndham Rewards Earner Premier Card Top Benefits and Perks

While the Wyndham Rewards Earner Premier card charges a large annual fee, it has a large collection of benefits that offset this fee, including:

  • Wyndham Rewards Diamond status: Receive 20% bonus points on stays, complimentary suite upgrades, early check-in, late checkout, a welcome amenity, and more.
  • 25% award night discount: Cardholders get 25% off the points cost when booking award stays.
  • Annual bonus points: Each year on your account anniversary, you’ll receive 30,000 bonus points, enough for 4 free nights at cheaper Wyndham hotels, 2 free nights at any midtier Wyndham hotel, or 1 free night at high-end Wyndham properties.
  • Nightly rate discount: You’ll receive a discount on paid nights.
  • Earn a free night annually: Stay 5 nights and receive a free night annually, redeemable at any property up to 30,000 points per night.
  • Complimentary Wyndham Rewards Insider membership: This membership lets you save 10% on eligible hotel stays, earn bonus points on stays, and access other discounts, valued at $95 annually.
  • Annual credits:
    • $100 Wyndham Hotels & Resorts credit
    • Up to $120 meal delivery credit ($10 per month)
    • Up to $100 streaming credit
    • $65 warehouse membership credit
  • Global Entry or TSA PreCheck credit: Up to $125 TSA PreCheck or Global Entry application fee credit, once every 4 years
  • National Emerald Club Executive status: Provides complimentary car upgrades, bonus points, reduced fees, and more.

Best Ways To Earn and Redeem Wyndham Rewards Points

Using your Wyndham Rewards Earner Premier card is the best way to earn more Wyndham Rewards points thanks to its 8x points on Wyndham hotel stays and 4x points on eligible dining, grocery, and travel (gas, EV charging, air, car rental, rideshare, tolls, and trains).

Plus, your complimentary Wyndham Rewards Diamond elite status gives you 20% bonus points on stays, meaning you’ll earn 12x points on most Wyndham stays. When combined with your Wyndham Rewards Earner Premier card’s 8x points, that totals 20x points on your Wyndham stays.

Once you’re ready to redeem your Wyndham Rewards points, the Wyndham Rewards award chart keeps it simple, pricing properties into 3 tiers costing 7,500 points, 15,000 points, and 30,000 points per night. Your points never expire as long as you hold the card.

With the 25% discount on award nights, cardholders can book award nights at 5,625, 11,250, and 22,500 points, respectively. There is no limit to the number of points you can save on award bookings each year.

Alternative Cards to the Wyndham Rewards Earner Premier Card

Wyndham Rewards® Earner℠ Plus Card

If you’re looking for a card that makes your Wyndham stays more rewarding, but doesn’t charge as large an annual fee as the Wyndham Rewards Earner Premier card, then the Wyndham Rewards Earner+ card might suit you better.

You’ll earn 6x points on Wyndham hotel stays and 4x points on eligible dining, grocery, and travel (gas, EV charging, airfare, car rentals, ride-shares, tolls, and trains). The card also comes with Wyndham Rewards Diamond status for 1 year and automatic Platinum status thereafter, 15,000 anniversary bonus points, a free night annually after 5 nights, and a 10% discount on award-night redemptions.

Wyndham Rewards® Earner℠ Card

Those who want to earn more Wyndham Rewards points but don’t want to pay a credit card annual fee should opt for the Wyndham Rewards Earner card, which offers 5x points on Wyndham hotel stays and 3x points on dining, grocery, gas, and EV charging.

Even though it doesn’t charge an annual fee, it comes with a handful of useful benefits like automatic Wyndham Rewards Gold elite status, a discount on paid nights, a 10% discount on award night redemptions, and 7,500 annual bonus points after you spend $15,000 on purchases.

Frequently Asked Questions

Is the Wyndham Rewards Premier card worth it?

If you frequently stay at Wyndham properties, then the Wyndham Rewards Premier card could be worth it for you.

Despite its high annual fee, it offers plenty of perks to offset the cost, including automatic top-tier Wyndham Rewards Diamond status, 30,000 annual bonus points, nearly $400 in statement credits, and a 25% discount on award-night redemptions.

What is the best Wyndham Rewards credit card?

From a point-earning and benefits perspective, the Wyndham Rewards Earner Premier card is the best Wyndham credit card thanks to its 8x points on Wyndham stays, Diamond elite status, 25% discount on award night bookings, complimentary Wyndham Insider membership, 30,000 annual bonus points, $100 annual Wyndham credit, and a free night award after staying 5 nights in Wyndham hotels annually.

That said, other Wyndham cards might be a better fit for you based on your unique needs and preferences. For instance, if you’re a business owner looking for a card for your business travels, then the Wyndham Rewards® Earner℠ Business Card would be better for you.

Does the Wyndham Rewards Premier card have airport lounge access?

No, the Wyndham Rewards Premier card does not offer access to airport lounges.

What is the annual fee on the Wyndham Rewards Earner Premier card?

The annual fee on the Wyndham Rewards Earner Premier card charges a $395 annual fee.

Does the Wyndham Rewards Earner Premier card offer discounts at Wyndham hotels?

Yes, the Wyndham Rewards Earner Premier card offers 25% discount on award nights, a discount on paid nights, and a complimentary Wyndham Insider membership, which can offer additional discounts.

How does the award night discount work on the Wyndham Rewards Earner Premier card work?

By holding the Wyndham Rewards Earner Premier card, you’ll receive a 25% discount on Wyndham stays booked with points. Since Wyndham operates a simple award chart with 3 tiers at 7,500 points, 15,000 points, and 30,000 points, cardholders can book nights at these hotels for 5,625 points, 11,250 points, and 22,500 points per night, respectively.

Jarrod West's image

About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 8 years. He earns and redeems over 1 million points per year, and his work has been featured in outlets like The New York Times.

DMCA.com Protection Status